I don't no what is wrong with people this days. Na so I lend one bros cash(around 200k) after crying that the landlord wants to evict him and his family that they don't have any where to go maybe they will retire to the village. Funny thing is I cant even reach him again. I send him message on facebook he read and just ignore. This was someone I was looking up to when in school. Still beats my imagination.

Bola146:
Are you sure there is nothing hidden more than that If no, get her arrested since you have the papers. Some people are just heartless

Get her arrested how? He just said the girl no longer works where she used to work, no longer lives where she lived, and no longer picks his calls. So how is she going to be arrested?

U dey loan naija babe money, no be juju be that Bros embrace this loss, the money don go be that.

Okortor:
At first, you ignored but later accepted after u tasted her puna? Well , shit happens.

Kindly do a mail with her details to efcc, ensure you upload her default on credit bureau ( CRC& FIRST CENTRAL) get her Guarantors involved them proceed to confiscate her collateral properties using legal means.

Also pay some STS POLICE OFFICERS to help u track, using her phone number.

Please tell me more about the CRC and First Central.

I have defaulter for a personal loan too. We signed agreement and her husband signed as a guarantor.

I helped a lady to collect a loan since last year, till date she has refused to pay, one excuse or the other. Luckily it's an amount I could afford to pay which I have since repaid but learnt a lesson

She's a very wicked fellow

Kriss216:
To help a Nigerian girl secure a loan is the 3rd most foolish things on earth!

Abeg tell me the 1st and 2nd ones. Thanks in advance

dk58:
Your kindness won't kill you...Don't let this sad experience stop you from helping people in need. You will be vindicated at last.

Please don't take this advice if you want to continue living in Nigeria.

MummyD2020:


She is even useless really. She wanted to travel out with people's money. My apologies to Kriss for defending the thief. If they swear for her now she will be asking what did she do?

Quote me and apologize... HEAVEN will not fall.

bigtt76:
Try and pay off the loan and let go. Nemesis will catch up with her if she knowingly did that. If not she will refund you back when things get better for her.

Or it will not happen like that. No nemesis no nothing. She'll go with the money just like that

illitracy:
Contact me I can help you with her exact location. you figure out how to meet her yourself. My conclusion will be based on daily movement and back at bed time.

Free service so don't worry

I only need phone number or email.

Hello Good Day, I wish you can tutor me on how to track phone gadgets.

IamGreen1:
Share her number let's bombard her with calls

To frustrate her a little but then she could just change her number entirely

donhils:

Get her arrested how? He just said the girl no longer works where she used to work, no longer lives where she lived, and no longer picks his calls. So how is she going to be arrested?

If you ask me, na who I go ask

Where is your office? I have a similar case?

Ugonna62:
Very simple,come to our office with her phone numbers,e-mail adress and other verifiable accounts,we will track her down immediatly anywhere she is,dont panic the situatuation is not hopeless at all,we have some of such ungratefull fellows here.ok next time be very carefull with people in this regards.

You're not responsible for repayment unless you're the guarantor

We have a provision for loan loss

It should be written off and recovery kept active. But I see no reason why you should pay personally. That's not how loans work. If not bank MDs go don broke finish

Lastly, you can restructure the loan to 12 to 24months while using a court order for recovery

She can be traced by NIN, BVN, her last phone geo location etc

Next time get a collateral, use multiple financial guarantors, get a written letter from her employers against her salary or benefits if retiring


Proverbs 22:26

Do not be one who shakes hands in pledge or puts up security for debts

Please help me. I have a similar case too.

illitracy:
Contact me I can help you with her exact location. you figure out how to meet her yourself. My conclusion will be based on daily movement and back at bed time.

Free service so don't worry

I only need phone number or email.

donhils:

To frustrate her a little but then she could just change her number entirely

You're right about this but I also gave it a thought that the number maybe very important to her.

Kriss216:
To help a Nigerian girl secure a loan is the 3rd most foolish things on earth!

haba!

kingvicking:
Hello Nairalanders,

I have an issue at hand which I need advice of the best line of action to take.

I use to work in a bank here in Abuja, until I resigned in May 2020 and now work in a finance house (a loan firm, also here in Abuja),

January this year (Jan 2021), one of my former colleagues at the bank called to beg me to help her process a loan with my current firm, as she has an urgent need for money & will pay back in 2 months.

Well, I ignored at first, but after series of begging & pestering me, I considered the risk involved,

She wanted #150,000
Her take home was a little over #100k (after tax & pension).

So I agreed & help her facilitate the loan, she got disbursement & details of interest and maturity date.
2 months down the line, I called to notify her of her repayment, to which the said she will may payment in two days time (the loan due date was 31/03/2021)
But instead of making payments she disappeared,

So first week of April, I went to the bank to check on her & was told she resigned from the bank some weeks ago, ever since then she has been giving me one excuse or the other,

Now, I have been held liable of making the repayment at work, since I was the one who approved the loan and the applicant (the customer has absconded).

Secondly, the particular lady no longer pick my calls, she also moved from her old apartment.

I have all relevant paperwork with me,
Please, your candid advice on the best action to take is really appreciated,

post her pics ,let's see the thief

Etinosa1234:
Them don run my guy street

Dem carry u handicap

Next time, if u see woman, u go run four-forty

how fa

jydeskill1:
Where is your office? I have a similar case?

Forensic and tracking device centre surulere.

toren:


Shut up pls. I lent a close friend some money. Till date he hasn't paid back. Dishonesty and lack of integrity isn't gender specific.

Abeg you sef shut up joor. The likelyhood of a woman performing this sh*t is higher than that of a man. If a man borrows from a woman he's quick to return it because as a real niggar he won't want a lady holding his shirt and shouting thief and disgracing him on the street. If a guy borrow and he's taking time to pay back then na beta SAPA hold am.

But a woman chai! she will swindle you and still ask you "how much is your money sef?" That u won't let me rest with stupid arrogant confidence. How many ladies do you see making this kind of complaint? make we hear word abeg

FlashDboy:
I don't no what is wrong with people this days. Na so I lend one bros cash(around 200k) after crying that the landlord wants to evict him and his family that they don't have any where to go maybe they will retire to the village. Funny thing is I cant even reach him again. I send him message on facebook he read and just ignore. This was someone I was looking up to when in school. Still beats my imagination.

he was the happening boy in school ?

The lady have use that money to play 3 odds

Kriss216:
To help a Nigerian girl secure a loan is the 3rd most foolish things on earth!

Add
That's not a family member

Ahmback:
I'm not good at advising people,. But I think reporting her to EFCC or so will be good.

EFCC's threshold is 25m and above.. he better go to the local police corruption station near him not that he will get Justice anyways or he should jide the lady ofo... He will definitely catch her one someday.

You're lucky that the loan isn't too big ,pay it and keep searching for her and hopefully you've learnt your lesson from it.

But working in Africa is not easy o,imagine a bank or company over here asking a staff to pay a loan s/he didn't take,na court go settle the matter then.

overdrive:
Get the law enforcement agencies involved.

only issues like this you people remember law enforcement agencies, thought you people don't need them. Mitchewwwww

Ahmback:
I'm not good at advising people,. But I think reporting her to EFCC or so will be good.

Nairalanders eeeh. Because ur advise fit land am in trouble

Kriss216:
To help a Nigerian girl secure a loan is the 3rd most foolish things on earth!

What are the first and the second?

I really want to learn

Ahmback:
advicing advising

You should remove the log of wood in your eye before you post. OK?

So he should wait for the interest to accumulate more while looking for the lady?

Best he starts paying and look for the lady if he can. The more he waits, the more the interest build up.

Reference:


'When' on a loan. Have you heard something called interest.
There is not a kobo in Nigeria today doing well if it is not expanding at least 30 percent p.a.