Ha...this post still dey make me laugh

Kurtis02:




Always hard to recover loan after disbursement.. Don't know why people behave this way.

Not hard,Sir. It always depend on the kind of customers you offer loans to.

2. The op should be cautious. In fact, the girl is a "honest" one. I've seen one that claims it was a compensation for "knacking"

Same thing happened to a family friend. But this said girl na fwb . But the girl took him serious as her boyfriend, in our course of discussion one day, my guy con dey talk about one girl wey he dey crush on. And the girl dey there o. I warn am later but he said the girl knows her boundaries. This girl na the quite and calculative type. One day this girl Carry my friend 200k savings Japa.. my guy call police for her, them arrest the girl. She tell police say my guy na im boyfriend and they saved the money together. Like play like play, police release the girl after 3days. Na later we hear say the girl give police 50k out of the money . My guy almost faint, he no believe am

Kriss216:
To help a Nigerian girl secure a loan is the 3rd most foolish things on earth!

My Oga, what is the first and second? �

Na wetin make some people no dey like help other people be this..�

kingvicking:
Hello Nairalanders,

I have an issue at hand which I need advice of the best line of action to take.

I use to work in a bank here in Abuja, until I resigned in May 2020 and now work in a finance house (a loan firm, also here in Abuja),

January this year (Jan 2021), one of my former colleagues at the bank called to beg me to help her process a loan with my current firm, as she has an urgent need for money & will pay back in 2 months.

Well, I ignored at first, but after series of begging & pestering me, I considered the risk involved,

She wanted #150,000
Her take home was a little over #100k (after tax & pension).

So I agreed & help her facilitate the loan, she got disbursement & details of interest and maturity date.
2 months down the line, I called to notify her of her repayment, to which the said she will may payment in two days time (the loan due date was 31/03/2021)
But instead of making payments she disappeared,

So first week of April, I went to the bank to check on her & was told she resigned from the bank some weeks ago, ever since then she has been giving me one excuse or the other,

Now, I have been held liable of making the repayment at work, since I was the one who approved the loan and the applicant (the customer has absconded).

Secondly, the particular lady no longer pick my calls, she also moved from her old apartment.

I have all relevant paperwork with me,
Please, your candid advice on the best action to take is really appreciated,

Post her number here. Let us call her for you

You must pay the loan.. next time you would me more sensible and stop being a captain - Save a hoe..

illitracy:
Contact me I can help you with her exact location. you figure out how to meet her yourself. My conclusion will be based on daily movement and back at bed time.

Free service so don't worry

I only need phone number or email.

Baba,I beg I need your assistance a man is owing me money since last year December.

I have some questions for you first,
(1) Does your organization have a solid legal backup?
(2) Is there any provision for overdue?

If the answers are yes,then provide all details and informations of the defaulter for your legal team and let them take actions,it's understandable you chose to bend some rules but whichever way,the money has to be retrieved meanwhile the repayment would've been in overdue.

Haven said that,i also work in a microfinance bank and my years of experience has made me to understand that;
(1) The police or any force can not do justice whatsoever to the issue on ground,
(2) The organization would find a means of apportioning all the blames on you forgetting that they were constantly pressurizing you for productivity (this doesn't mean that you were not at fault though)
(3) DO NOT TAKE ANY LIABILITY LETTER,do not sign this please
(4) You have the grace of having some portfolio at risk,,,,,,Do not be fooled
(5) The Law supports a defaulter than the borrower
(6) Always carry your immediate Boss along and ensure he's carrying his own immediate boss along too

Do Your Best,let your best be significant and leave the rest,if the organization cannot support in the retrieval,let them add it to their Portfolio At Risk

Some people get strong mind ooooo


Shey she now think that she will succeed abroad with this kind acts

Kriss216:
To help a Nigerian girl secure a loan is the 3rd most foolish things on earth!

Lol

jaxxy:
U didn’t do due diligence. U should know 50% of gals are ingrates, liars or pretenders.

Absolutely correct

iamadonis2:


Second most foolish thing is forgetting Mosdiii and his timeless advice:

“Nigerian women are....”

Useless

Kriss216:

The SIMPle guy see kpekus come loose guard.


Woman wrapper!

Etinosa1234:
Them don run my guy street

Dem carry u handicap

Next time, if u see woman, u go run four-forty

Haha

UDUJ:


An extremely foolish act. I am sure he would not do that if it was a guy. Probably had future plans to dig that kitten. This is what some nairaland guys will call a simp.

I swear to God if it's a Man he will never help me process the loan, but since Na vagina people...

jaxxy:
U didn’t do due diligence. U should know 50% of gals are ingrates, liars or pretenders.

be fair pls...it's 95%

pussy as payment

Hezmatosky:
Can u Marry the person who's the someone you didn't do not have not before love it's can for love it's wasn't �� �� ������

Funke come home...

UDUJ:


An extremely foolish act. I am sure he would not do that if it was a guy. Probably had future plans to dig that kitten. This is what some nairaland guys will call a simp.

If he do am for guy, make I bend.

People like that no dey ever help their fellow guy.

jaxxy:
U didn’t do due diligence. U should know 50% of gals are ingrates, liars or pretenders.

I have "dashed" a single mother N7K before.
She needed money badly.

I gaver her my number and asked her to call me when she get home.

This lady no call me for one month.

She later called me after one month apologizing for not calling me and then asking me for money stylishly.

I cut call immediately. She sef no bother to call back.

I for tell am my mind.

If truly u had worked in the bank before u will not stand for anyone, go and pay ur debt o

kingvicking:
Hello Nairalanders,

I have an issue at hand which I need advice of the best line of action to take.

I use to work in a bank here in Abuja, until I resigned in May 2020 and now work in a finance house (a loan firm, also here in Abuja),

January this year (Jan 2021), one of my former colleagues at the bank called to beg me to help her process a loan with my current firm, as she has an urgent need for money & will pay back in 2 months.

Well, I ignored at first, but after series of begging & pestering me, I considered the risk involved,

She wanted #150,000
Her take home was a little over #100k (after tax & pension).

So I agreed & help her facilitate the loan, she got disbursement & details of interest and maturity date.
2 months down the line, I called to notify her of her repayment, to which the said she will may payment in two days time (the loan due date was 31/03/2021)
But instead of making payments she disappeared,

So first week of April, I went to the bank to check on her & was told she resigned from the bank some weeks ago, ever since then she has been giving me one excuse or the other,

Now, I have been held liable of making the repayment at work, since I was the one who approved the loan and the applicant (the customer has absconded).

Secondly, the particular lady no longer pick my calls, she also moved from her old apartment.

I have all relevant paperwork with me,
Please, your candid advice on the best action to take is really appreciated,

peppermint7:
Go twitter go drop her picture dem go catch am for you

This one sweet me

kingvicking:
Hello Nairalanders,

I have an issue at hand which I need advice of the best line of action to take.

I use to work in a bank here in Abuja, until I resigned in May 2020 and now work in a finance house (a loan firm, also here in Abuja),

January this year (Jan 2021), one of my former colleagues at the bank called to beg me to help her process a loan with my current firm, as she has an urgent need for money & will pay back in 2 months.

Well, I ignored at first, but after series of begging & pestering me, I considered the risk involved,

She wanted #150,000
Her take home was a little over #100k (after tax & pension).

So I agreed & help her facilitate the loan, she got disbursement & details of interest and maturity date.
2 months down the line, I called to notify her of her repayment, to which the said she will may payment in two days time (the loan due date was 31/03/2021)
But instead of making payments she disappeared,

So first week of April, I went to the bank to check on her & was told she resigned from the bank some weeks ago, ever since then she has been giving me one excuse or the other,

Now, I have been held liable of making the repayment at work, since I was the one who approved the loan and the applicant (the customer has absconded).

Secondly, the particular lady no longer pick my calls, she also moved from her old apartment.

I have all relevant paperwork with me,
Please, your candid advice on the best action to take is really appreciated,

First and most importantly, make the repayments to save your job.

illitracy:
Contact me I can help you with her exact location. you figure out how to meet her yourself. My conclusion will be based on daily movement and back at bed time.

Free service so don't worry

I only need phone number or email.

P/s help me,I have a similar case...08037677372

kingvicking:


Now, I have been held liable of making the repayment at work, since I was the one who approved the loan and the applicant (the customer has absconded).

I think you should just pay up from your pocket and move on.
You broke some rules, except your story is incomplete.
Why are you liable on the basis of approving the loan? Was there no KYC diligence and refree or guarantor from her?
Did you approve an incomplete application?
Negotiate with your company, pay the principal and plead with them to waive the interest.

Kriss216:
To help a Nigerian girl secure a loan is the 3rd most foolish things on earth!

we know our current govt may be no 1 , so whats the no 2

jaxxy:
U didn’t do due diligence. U should know 50% of gals are ingrates, liars or pretenders.

Reduce that to 40%, those ones want to reap where they didn't sow....

Frank83:
If there's nothing between you and her other than the loan, just go to EFCC office and lay your complaint. Before 1 week, she will be tracked and arrested.

EFCC doesn't attend to this kind of small money. Magu has said severally when he was efcc Chairman

Vulcanheph:
"Never you borrow a najia girl money" .... That is one rule I learnt the hard way.

The girl probably discovered that you were interested in her romantically and used that as a means to take advantage of you.

As mosdii will say "naija girls are ...."

Lol So you too have learn the hard way just like me lol

kingvicking:
Hello Nairalanders,

I have an issue at hand which I need advice of the best line of action to take.

I use to work in a bank here in Abuja, until I resigned in May 2020 and now work in a finance house (a loan firm, also here in Abuja),

January this year (Jan 2021), one of my former colleagues at the bank called to beg me to help her process a loan with my current firm, as she has an urgent need for money & will pay back in 2 months.

Well, I ignored at first, but after series of begging & pestering me, I considered the risk involved,

She wanted #150,000
Her take home was a little over #100k (after tax & pension).

So I agreed & help her facilitate the loan, she got disbursement & details of interest and maturity date.
2 months down the line, I called to notify her of her repayment, to which the said she will may payment in two days time (the loan due date was 31/03/2021)
But instead of making payments she disappeared,

So first week of April, I went to the bank to check on her & was told she resigned from the bank some weeks ago, ever since then she has been giving me one excuse or the other,

Now, I have been held liable of making the repayment at work, since I was the one who approved the loan and the applicant (the customer has absconded).

Secondly, the particular lady no longer pick my calls, she also moved from her old apartment.

I have all relevant paperwork with me,
Please, your candid advice on the best action to take is really appreciated,

Bros, last last you will pay, but you know what? You would have learnt a very hard painful lesson.
Nigerians don't pay loans. When the due date reaches they find more important things to do with their money. When due they see reasons why the loan company should be investigated by gov for charging high interest rates etc.
Most will take loans and have no projected means of repayment.
Another set are those that take loans and after getting the money laugh saying they have "gba" (scammed) the loan giver.
Oga, even if you go the police route, last last she will be charged to court and say she can pay 1k every month for the next 5 years.
Elders say "never stand shorty for anyone. Let Jesus be their "oniduro". Never give or facilitate loan you cannot afford to leave.

Sonnobax15:

Op,if to say na your fellow guy man nai ask you for help,I know say nothing on earth wey for make you help am...But since na toto matter so,na once you run am for her..

Lol true