₦airaland Forum

Loveknitting:
Lol
Would do desame

I shock sef.. lol. And na so d guy grab. When security see d guy activities sef ehn. See, themdodge! Them no dey tell person na... 1.5m u know wetin we dey talk so?

DropsMic:
At least the person wey try scam you get sense small....

Checkout the one below.

Lol. Dumbest.

ojesymsym:
I just took out one of my expired ATM card and read out the number to him.

You think giving your old card numbers out the person can't do you no harm.

I don't know how Nigeria banks work though but I know that international banks do link a new ATM card to the old one in a way.

How did I know?

I work with a company that uses online payment gateways.

I have received complaints from customers saying our system got their new card information despite the former card had expired. The other person said she changed her card but still got charged. And when I checked truly, they were charged.

In a nutshell, your old card can still be linked to your new ATM card.

FashionCookie:
Was in First Bank PTI Road Warri the other day, the wipe on guy 1.5m(no jokes). Bank say na POS but the guy insisted that it was d Bank. No b small display that day o. See slap 4 one of the bankers...the mopol for the bank sef no fit do nada. I no know how dem settle d issue sha bcus d guy raised dust fir like 2hrs straight..

Na the bank. Lol.

angelfallz:
The bolded,
I remembered people who are using gbwhatsapp.

Yeah, that's one.
Many people don't understand what they are doing sha. We never even rest say Facebook mah dey sell our privacy details to advertisers, people come dey download modded apps as replacements.

What I’m concerned about is how he got his Bvn smh nothing is secured in Nigeria oh…not even our information in banks….a friend of mine her mom went to withdraw at keystone bank in ikorodu garage with first bank atm…this woman was unable to withdraw bcoz the atm machine took in the card…all this happened on Saturday when she got to keystone bank on Monday they couldn’t find her atm card and all her money has been withdrawn…the woman no get action at all…I think one of the bad ones saw her in the bank then walked up to her saying she shouldn’t shout oh that he works with the bank and they will help her rectify it till date the woman never collect her money

The5DME:
get a VPN(paid one preferably....check google playstore for that), download the TOr Browser for android, search google for list of onion sites on the darkweb, thenconnect. simple as that

Lol. Okay o

chatinent:
Na the bank. Lol.

Can't rule out the possibility. Pple have this trust for banks and so much distrust for POS operators.
No be human being dey work for the bank? Na angels?

ojesymsym:
Now this is scaring, how does one know if such has happened to you then?

You cannot.

You don't have to bother tho. A lot of them with the BVN cannot do anything with it without your credit card details.

It takes a pro hacker to understand how to hack into your account without asking for your CC. Pro Hackers no reach twenty for Naija. Lol. And they go after big accounts no bi beans.

On your part, be careful about logging in sensitive details to loan apps, and websites. Most of them sell it off.

How did you get quickteller otp if you gave wrong info

My brother, I have no idea. I am assuming he was opening or had opened another quickteller account for me

addexx:
How did you get quickteller otp if you gave wrong info

Zainabthegirl1:
What I’m concerned about is how he got his Bvn smh nothing is secured in Nigeria oh…not even our information in banks….a friend of mine her mom went to withdraw at keystone bank in ikorodu garage with first bank atm…this woman was unable to withdraw bcoz the atm machine took in the card…all this happened on Saturday when she got to keystone bank on Monday they couldn’t find her atm card and all her money has been withdrawn…the woman no get action at all…I think one of the bad ones saw her in the bank then walked up to her saying she shouldn’t shout oh that he works with the bank and they will help her rectify it till date the woman never collect her money

Lol. The bank, honey, the bank.

DropsMic:
At least the person wey try scam you get sense small....

Checkout the one below.

Lol

You're smart.. My Truecaller was even showing the name as BVN thief scammer

[quote author=TNORWAY post=
Take this info down.
You know say na yahoo boys full here?
Take the info down you may be initiating new people into fraud.
Good people don't need the info you shared but bad people are very grateful to you

FashionCookie:
Can't rule out the possibility. Pple have this trust for banks and so much distrust for POS operators.
No be human being dey work for the bank? Na angels?

If better uppercut touch am, both him, the manager, and the person wey dey watch cctv go confess.

DropsMic:
At least the person wey try scam you get sense small....

Checkout the one below.

lmao... the best thing I have seen today...

Can they defraud with only BVN?

I don't think so.

chatinent:
I am wondering how you got a Quickteller OTP if all you gave him were fake.

Ok ok, let's assume he processed it using your BVN.


Very easy.
It could be gotten via a phished site...or some bank officials sold it out. A liaison with a fraudulent banker can empty your accounts. Many fraudsters work with bankers. Lol. Even loan apps sell BVNs. In fact, any agency requiring your BVN sells it. I cross my heart. Lol.

I know of about three other ways to get a BVN without even going to the bank. Lol. So it is not new. Not new. So now imagine if it is in a wrong hands.

A lot of people who even have the BVN don't know how to use it hence they need your credit card details. Lol. Poor thing.


Let me simplify this for you.

If you use online payments regularly, only entering your first four letters could tell if it's Visa, Mastercard, etc...

Using USSD too could unveil a bank name, and holder's name. (I am sure you know that).

On Bank Apps too, it is easy.

There is an app too that does that. It is in dark web and we shouldn't talk about it.




You have to be careful sha.

But that's an old format.

New fraudsters tweak your Quick Teller or Transfer accounts that it sends you a mail. When you log in, an OTP is sent to you that you wouldn't even suspect it is from another user since you are also responding to the mails...and boom...your account balance is gone.

Some pro hackers who work with fraudsters also do hack into your balance directly, and shift logs to another vulnerable person! But it is rare to find these sorts! Why? Poor fraudsters cannot afford them. Lol...and that's what most fraudsters are finding. They want to remove the aza-man intermediary thing. Lol.

How do I know all these?

I was a darkweb geek during the days of Wapka.


Moving forward...

• you may need to use a two-way authentication on your accounts! It is very important. Both on your social media and Google accounts.

• Always view the links you click. I see many shared messages on WhatsApp ending with YouthEmpowerment using a URL Shortener urging people to share to their friends for a prize. Lol. Big scam.

• whenever a link claiming to represent sth sends a message, search on Google. It should have a Wikipedia page, go there and view their website link. If it is not the same, it is fraud.

• in Nigeria, only recognised education websites use the .edu.ng and government sites use the .gov.ng . If a site claiming to be of the government says otherwise, it's scam.

• if you ever get confused about a message being scam or not, just post it here on Nairaland and tag me, I will answer.

• be careful of apps you download away from Google Play or Appstore, some can steal your details. Download only recognised official apps on those stores. Not all apps are genuine there tho. Always read reviews (read the critical reviews.. because their team members must always join in posting positive reviews).

• When an unknown number calls you, end the call and run it on TrueCaller. TrueCaller will help you too. His name may shock you.

You are welcome.

Thank you sir

ojesymsym:
...
1. HOw on earth did they get my BVN and know my full details including date of birth?
2. How did he know that the ATM card was from Sterling and not Standard chartered as I told him it was?

Anyone, this is the fraudsters number 08145677895

Coded in the first few digits of your ATM card is the issuer identity. You'll notice that ATM cards from each particular bank have a similar starting sequence of numbers.

Banking details are usually sold by bad actors. That is, bank employees, or apps that you've given your data too.

almsofgold:
This is what true caller had to say about him
Nigga has been very busy

Hahahhahahaha

DropsMic:
At least the person wey try scam you get sense small....

Checkout the one below.

Hahahhahahaha

Ofadaman:
BVN is all over the place e.g.
Sold from NIBSS , Banks, Telecoms, Loan apps, fintechs e.t.c with your BVN anyone can get access to your basic information e.g. Date of birth, full name, phone details, address, biometric info and banks account number, but for them to access your funds that need your information on your card or OTP from your SIMs linked to your BVN.

Many fintechs , and payment gateway (even on gambling sites) can take your card info for payments, but need OTP pin. Once they get hold of your MasterCard details it doesn't really.matter the bank, most Nigerian banks take the confirmation to their secured page and that's how he knows the bank.

Be careful even in giving out an expired card, most as most banks instead of blocking out a card can simple extend the expiry date and you could end up in trouble.

Thank you sir

Many of all the loan app, all in the name of borrowing money and stealing people's info.

ojesymsym:
Today, the 30th of September, 2021.

I saw a missed call on my phone from 08145677895, not sure who it was, I decided to call back. When I called, the person at the other end asked who it was, and I replied that I got a missed call from the number and was calling back. He requested to know what my number ends with, and I told him, after which he called out my full name which I confirmed to be correct and he said he would call me back.

He called back and said he was calling from BVN centre, I just knew the fraud masters were at work, but usually I always play along. So, I was very polite as he was.

He called out my BVN, it was correct, he called out my full name. He then said that the date of birth on my BVN was conflicting with that on my account and that he was calling to rectify it. He called out two numbers, one of them was correct and the other was wrong by one year, he asked which one was the correct one. I choose the wrong one to be the correct one. He said, ok he will effect the change.

He then asked what banks do I have accounts so that he can also make the changes there, I told him I had many accounts, he wanted to know which one I used presently, I then proceeded to give him 3 random banks that I do not have accounts with.

He further went ahead to tell me that as of now, all my accounts have been blocked which is why he wants to help me correct the error. I told him, I was grateful. He said he had done that but I need to activate my ATM. He then asked if I had my ATM card was with me, I said no, just one with me.

He said I should read out the expiring date, I gave him a random figure. He called it out for me to confirm, which I did. He then asked me to also read out the activation serial number just above the expiring date (that is the main ATM number), I was like this one don see mugu this morning. I just took out one of my expired ATM card and read out the number to him.

He then said there is another 3 digit activation number at the back of the card, I gave him a random number for that one. He then said the system has generated a new ATM pin for me which I should now be using when I go to the ATM machine. The new number was 8191, I told him okay, I like the number.
He went further to say, but if I want him to configure it to be the old number I can let him know so that he can change it (he wanted me to tell him my pin), I told him this one was fine. He devise another excuse to ask for the number, I decided to give him another random number. He repeated it many times for me to confirm, I have a good memory, each time the number was consistent.

Here was the final part, he said I would get an activation number in a few minutes that I should read it out to him. Not long after, I got a Quickteller activation number which I was supposed to read out to him. I read out the number but changed one digit. He once again repeated the number for me to confirm, on all occasions, I confirmed the number, I could imagine him smiling at the other end hoping to make whatever transfer he wanted to do, when the thing failed, he asked me to read it out again, I did but it was giving me same error.

I told him the bank of the ATM I read to him was Standard Chartered even though the ATM card was an old sterling bank account that had expired, but somehow he asked how come the bank was showing sterling bank, I just told him it was sterling. After the failed transaction, the guy ended the call. I assume he will be busy trying to see what he can do with all the fake info I gave him.

The whole call lasted 9 mins 27 secs
A few questions though,
1. HOw on earth did they get my BVN and know my full details including date of birth?
2. How did he know that the ATM card was from Sterling and not Standard chartered as I told him it was?

Anyone, this is the fraudsters number 08145677895

same thing happened to me.he called and gave his sermon,I told him not to worry,I will take myself to d bank.got to d bank and laid my complaint.d customer care guy asked what else did I tell him,I said nothing more.he checked and said everything was fine and I left.

TNORWAY:
To get Bvn is very easy.......I just thank God ,I never for ones engage in fraud........I just have positive councience........


There is a red flag in one of the bank apps that guyz use to generate BVN ......
All you need is just a valid Bvn first......then do some little permutations...

Example below.... Add a particular digit to a digit of your Bvn to get another Bvn......

Note: this us just for educational purpose, I did not put it here for nagative intentions.
Just for awerness and readiness.

To be deleted SOON!!!

Which app is this please?

Hassanmaye:
Thank you sir

His Excellency, I bow.

chatinent:
If better uppercut touch am, both him, the manager, and the person wey dey watch cctv go confess.

Lol...I swear down. Trust Nigerians na...pple were like "oga them be thief make sure say u collect your money o."
And d guy dey galala...no b small o. 1.5m for this Buhari era...

FashionCookie:
Can't rule out the possibility. Pple have this trust for banks and so much distrust for POS operators.
No be human being dey work for the bank? Na angels?

POS operators can only know of sending fake alerts or not processing your sums but collecting your money, or multiplying the zeros.

The main deal is done by bankers!

Bank managers cannot be all innocent. Lol.

Momohlinks:
This is quite interesting and helpful for your information.

Thanks boss.

chatinent:
I am wondering how you got a Quickteller OTP if all you gave him were fake.

Ok ok, let's assume he processed it using your BVN.


Very easy.
It could be gotten via a phished site...or some bank officials sold it out. A liaison with a fraudulent banker can empty your accounts. Many fraudsters work with bankers. Lol. Even loan apps sell BVNs. In fact, any agency requiring your BVN sells it. I cross my heart. Lol.

I know of about three other ways to get a BVN without even going to the bank. Lol. So it is not new. Not new. So now imagine if it is in a wrong hands.

A lot of people who even have the BVN don't know how to use it hence they need your credit card details. Lol. Poor thing.


Let me simplify this for you.

If you use online payments regularly, only entering your first four letters could tell if it's Visa, Mastercard, etc...

Using USSD too could unveil a bank name, and holder's name. (I am sure you know that).

On Bank Apps too, it is easy.

There is an app too that does that. It is in dark web and we shouldn't talk about it.




You have to be careful sha.

But that's an old format.

New pro fraudsters tweak your Quick Teller or Transfer accounts that it sends you a mail. When you log in, an OTP is sent to you almost immediately while you are in the app that you wouldn't even suspect it is from another user since you are also responding to the mails with the bank name..the OTP may come in SMS or notification bearing the name too (using bought SMS units)...and boom...your account balance is gone forever. But believe me, you can never track anyone who knows this method. It takes more than mere hacking. This is an expert touch...they'll end up shifting the log details to some other innocent soul..who will definitely be tracked. Many are languishing in prisons for this. Don't worry about this. In a hundred million, only one person fit sabi do this.

Some pro hackers who work with fraudsters also do hack into your balance directly, and shift logs to another vulnerable person! But it is rare to find these sorts! Why? Poor fraudsters cannot afford them. Lol...and that's what most fraudsters are finding. They want to remove the aza-man intermediary thing. Lol.

How do I know all these?

I was a darkweb geek during the days of Wapka.


Moving forward...

• you may need to use a two-way authentication on your accounts! It is very important. Both on your social media and Google accounts.

• Always view the links you click. I see many shared messages on WhatsApp ending with YouthEmpowerment using a URL Shortener urging people to share to their friends for a prize. Lol. Big scam.

• whenever a link claiming to represent sth sends a message, search on Google. It should have a Wikipedia page, go there and view their website link. If it is not the same, it is fraud.

• in Nigeria, only recognised education websites use the .edu.ng and government sites use the .gov.ng . If a site claiming to be of the government says otherwise, it's scam.

• if you ever get confused about a message being scam or not, just post it here on Nairaland and tag me, I will answer.

• be careful of apps you download away from Google Play or Appstore, some can steal your details. Download only recognised official apps on those stores. Not all apps are genuine there tho. Always read reviews (read the critical reviews.. because their team members must always join in posting positive reviews).

• When an unknown number calls you, end the call and run it on TrueCaller. TrueCaller will help you too. His name may shock you.

You are welcome.

True caller saved d the number as BVN thief scammer

Bunny19:
True caller saved d the number as BVN thief scammer

Lol