Out of frustration, I went to first bank to deactivate SMS alert on my acct. They deducted 828# and 82.8# as vat, wetin I dey transact?

The customer care rep told me the option is not available for now which means they intentional made it impossible, they are stealing from us through that channel.. this country is just annoying

Endeared:

Have u tried piggyvest? No bank charges..save and get interests daily. Sign up https://www.piggyvest.com/

Piggy vest might not last more than ten years

Easy5265:
Is it that you all don't know about Standard Chartered Bank. No arbitrary charge, been banking with them for over a year now.

True

46 naira remaining in my access account last two days ago, I made a transfer of 10k to the account, lo and behold I saw only 10k, 46 Naira has been stolen by access bank

But how can a government be double taxing it's citizens on everything?
Now when we buy Airtime, we have paid for a VAT of 7.5%. how can they still be deducting 7.5% from every call and sms you use that same taxed airtime.?

Some sends you money from his Account, the person pays both a commission to the bank and also VAT, you that receives the said amount is also made to pay a commission and VAT on the same money...

Isn't all these Double Taxation?

It's high time we stand against this Evil been done by Banks

ManirBK:


https://dailytrust.com/customers-outraged-over-excessive-bank-charges?fbclid

Zenith bank na thieves. They will send u sms for transaction you did, still send u sms on their charge for same transaction. Why can't they send it once?

Ishilove:

I've been hearing of this Standard Chartered for some time now. The only challenge is they don't have wide branch coverage

I have never had a reason to visit or even look for where their branch is located. It is cause they have very limited branches that's why they are able to provide banking services without arbitrary deductions made by other banks. Even if you need some banking service that can't be done on their app, you can reach them on their customer care number. I have done this twice, and I can tell you without mincing words the issues you have will be resolved almost immediately. Why would you even want to visit a branch with the Covid induced queues.
I am probably sounding like I have been paid, Standard Chartered Bank is the best bank in Nigeria.

Easy5265:


I have never had a reason to visit or even look for where their branch is located. It is cause they have very limited branches that's why they are able to provide banking services without arbitrary deductions made by other banks. Even if you need some banking service that can't be done on their app, you can reach them on their customer care number. I have done this twice, and I can tell you without mincing words the issues you have will be resolved almost immediately. Why would you even want to visit a branch with the Covid induced queues.
I am probably sounding like I have been paid, Standard Chartered Bank is the best bank in Nigeria.

Thank you. I think I will give them a try

UBA deducted 300 x2 from my account just last week..worse without any notification. I am seriously pained. All this banks are eating fat on people's sweat. Something needs to be done seriously its really painful

sapientia:
There is no way I will not sue Access Bank and CBN when I have their time

Power intoxicates especially when you hurt a lot of people to the extent you feel untouchable

But one day, a Daniel will come to Judgment

I go follow u sue. I made a purchase of 130k last year from Amazon but was somehow charged 160k with no explanation whatsoever, called Amazon multiple times but they couldn't explain it, called Access Bank and even visited their branch but no one seems to know where my 30k when to.
Till this day, i haven't heard anything from any of them.

Sha i don drop my receipt and waiting for when i have moni to sue na Amazon and Access i go start with.

Onyenna:


Lmao!!!!

Seems you’ve never banked with UBA before!? LOL!!

UBA was the first bank I banked with they were deducting 350-400 on every transaction wether deposit or withdrawal and no matter the amount, I approached them and the reason they gave was that the amount I deposited into the account after it's first opening was huge and that they saved me the inconveniences of carrying the amount from where I opened the account to my current location, as if they're the only existing bank. When I saw that this people are mad even the manager, I couldn't even wait to transfer and without considering the risk of carrying the amount my cash because delay could be dangerous, I quickly filled a withdrawal teller to withdraw all the money in the account to a nearby Access Bank then but they insisted I must leave 5k as minimum balance after a heated arguments they still witheld 5+ small fractions, since then(7years now) I don't even know if anything like UBA still exist.

where did you transfer it to?

Vickym1:
I had to remove all the money in my zenith account because of the useless stamp duty and card maintenance

wow standard sms charge is = 4naira.
if they deducted 1200 that means you had 300 sms/alerts

queenblossom:

I woke up this morning to get a debit alert of 1200naira and they call it sms charges. How can I spend 1200 for just sms . This is ridiculous

Actually all banks now charge for depositing. At least that was what i read from the OP.

Ahmback:
Access bank will even charge you for making a deposit. Useless set of people

angelfallz:
where did you transfer it to?

Vbank

i have never heard of it
i would google them, thank you.

Vickym1:

Vbank

so they don't charge for sms, they don't charge for atm card maintenance, they don't charge stamp duty, they don't charge for transfer to other banks?
I really need an answer because i am ready this week to ditch gtbank

Easy5265:
Is it that you all don't know about Standard Chartered Bank. No arbitrary charge, been banking with them for over a year now.

angelfallz:
i have never heard of it
i would google them, thank you.

U're wlcm

why do you say so?

toujurs:
Piggy vest might not last more than ten years

Use the 5k to top up airtime

NLandIsHypocrit:
UBA was the first bank I banked with they were deducting 350-400 on every transaction wether deposit or withdrawal and no matter the amount, I approached them and the reason they gave was that the amount I deposited into the account after it's first opening was huge and that they saved me the inconveniences of carrying the amount from where I opened the account to my current location, as if they're the only existing bank. When I saw that this people are mad even the manager, I couldn't even wait to transfer and without considering the risk of carrying the amount my cash because delay could be dangerous, I quickly filled a withdrawal teller to withdraw all the money in the account to a nearby Access Bank then but they insisted I must leave 5k as minimum balance after a heated arguments they still witheld 5+ small fractions, since then(7years now) I don't even know if anything like UBA still exist.

ademuyiwa20:
I don leave all this uba, GTB and co. I prefer standard chartered bank. No charges atall. ATM sef nah confirm.

Buy your MTN data subscription for as low as#300/GB

I've heard so much about this charters bank, its time to switch from,uba, access to standard chartered

All of una dey craze when una dey vote and collect 1k for the next 4years una no know o, now dem dey comot una money una dey talk up and down...

Abi bank won't pay FG charges too?? If una like go vote for the 70years old man wey dey hope say he will become president comes 2023 as if he know say e go be alive by then.


Peace ✌️

Boschh:
OPay and Kuda are even serving the masses better than this shiit called Nigerian Banks.

But I heard banking with Opay is risk

angelfallz:
Use the 5k to top up airtime

That didn't come to my mind then, I don't even have access to the account again, 7years no be 7days nah

angelfallz:
so they don't charge for sms, they don't charge for atm card maintenance, they don't charge stamp duty, they don't charge for transfer to other banks?
I really need an answer because i am ready this week to ditch gtbank

Stamp duty is the only charge, as far as I know. You only pay this once on deposits above 10k. Ditch GTB, I have already. Only my dom account is active on there.

Thank You. I have even downloaded the app, by this evening I would start the opening account process.

Easy5265:


Stamp duty is the only charge, as far as I know. You only pay this once on deposits above 10k. Ditch GTB, I have already. Only my dom account is active on there.

teacherbim:

I've heard so much about this charters bank, its time to switch from,uba, access to standard chartered

Yes ooooo. I have never for once had issues with them. Despite all the registration I did was purely online

ademuyiwa20:


Yes ooooo. I have never for once had issues with them. Despite all the registration I did was purely online

You registered online?
How did you get your debut card?

teacherbim:

You registered online?
How did you get your debut card?

U request for one online which is free and would be delivered within 7 working days. The ATM is dope as well as they don't charge all this 35naira withdrawal fee

Onyenna:


Lmao!!!!

Seems you’ve never banked with UBA before!? LOL!!

Abeg tell am!

please how do you buy airtime recharge on the app?

Easy5265:


Stamp duty is the only charge, as far as I know. You only pay this once on deposits above 10k. Ditch GTB, I have already. Only my dom account is active on there.