₦airaland Forum

go and pay up ur loan, wicked man

Nonexisting:
Which sue? Did they force him to accept the terms and conditions of the loan? He should go and repay his loan biko.

I tire o, he has borrowed and refused to pay now you're asking not to pay but to sue and to join groups? Nigerians are wicked

Thugnificent:
I'm the OP and the person they defamed. I've read the terms and conditions cover to cover (a very long read indeed) and there is nothing like defamation of character written there if one defaults in payment.

Don’t say you don’t know their loan recovery methods.

Thugnificent:
Business wahala. Didn't have the money and I pleaded with the agent to give me some time.

To be honest I don’t understand how you’ll borrow loan and put it in Crypto business. “Crypto” that is unstable asf, you might HODL for months before you see profit. That is even if you invest a tangible amount before you will see tangible profit, months that sokoloan doesn’t provide.
I’m sorry my friend but you’re the cause of your misfortune, afowo fa ni I can’t even blame sokoloan here and I hate them like.

SarakiBukola:
Shameless Nigerians encouraging him to break an agreement.

Frankly speaking... you do look like an unkempt criminal.

If you knew you couldn't pay up... you shouldn't have borrowed.

People who do that are evil and heartless. Some of you would be at front row in Churches and Mosques yet you would mercilessly keep a lender's money.

I don't pity you at all.

I am pissed that you would make those in genuine need suffer.

Lmao bros abeg e don do, no add to him depression. Unkept criminal bawo. Nah owu Dey blow am no be criminal abeg. Everywhere dry like bone.

Shut up

Heathrow44:
go and pay up ur loan, wicked man

Thugnificent:
I'm sorry for the bad experiences but this people are simply heartless. I would have paid on time but my business suffered heavy losses due to a robbery attack on my shop. I showed the pictures and all. Nobody loves owing but this their recovery measure is inhuman. If you were in my situation what will you have done differently?

Pay it non the less. They have taxes, rent, salaries etc to pay .

Ihatebuhariwith:
me wey collect easybuy phone nko?

I heard they disable basic functions of the phone if you miss payment

Abegi where can I see this soko loan chop.

make them defame me

If you don't want to pay loan apps their money on the time you agreed to pay them they will defame you.

Loan prostitutes that's your name! How are you going to sue them, by collecting another loan or by asking a neighbor who you rejected before going to soko loan? Loan prostitutes

Abfinest007:
Sue them if u have money

Borrow money from soko loan to sue soko loan.

Thank me later

All this cry cry babies, if you had pay as at when due and agreed, they wont do that nonsense.

No be only you go first take loan na. Time to pay go reach, una go default , come dey cry like pikin wey dem carry breast run away from.

Oga pay your loan as at when due Abeg. Agreement is agreement.
NAIRA LAND PEOPLE NO GO HELP YOU PAY AM ABEG

Thugnificent:
I woke up yesterday morning only to receive whatsapp messages and phone calls from family and friends on my contact list that they received a message of me being a criminal and "loan prostitute" on the run with company funds because of few days overdue loan. I thought the Government claimed to have clamped down on this people. My Girl friend that normally calls me every minute hasn't called since yesterday. I'm guessing she has also received the message. I'm Soo embarrassed

Lol

Heathrow44:
go and pay up ur loan, wicked man

Then what happens to my battered image after repayment?

For this very reason, I will join soko loan so as to default.

Thunder fire them

Nawa o

If you cannot pay at the specified time, do not borrow, why are you here crying like a baby.

Its better to suffer than borrow what you cannot pay back.

I don't agree with what Soko loan is saying, but emotions aside, you borrowed money and you are expected to pay back immediately.

Oluwa make I no broke to the extent of collecting cheap loans from this loan sharks

How did they get access to your contact list

In as much as (I) we all know the country is hard but those encouraging the op not to pay his loan is not the right advice even though some of these 'loan sharks' go to the extreme to recover their money.
These tech cogs belongs to someone....

magnificient7:
But why are we like this as a nation.... You took the loan, you knew the terms and conditions, you were aware that they would defame your name if you default.. yet you collected their loan and spent the money. The deadline they gave to you passed and you defaulted... Now you came to nairaland to complain, what are we suppose to do? You shouldn't have collected their loan if the terms and conditions are not okay for you.

They are a company too and they need to make profits. Unfortunately this is the way they operate to ensure people pay up (though i believe is very bad and a wrong strategy)....if not many people will collect their loan without repayment.

Simply put, you had you self to blame. Thier terms and conditions weren't a secret. You knew that's how they operate...why then are you complaining

Shut the Bleep up shark loan agent bastards. Where in the T & C did you state that you will send such evil messages to his contacts with his pictures attached to it and calling him a thieve and a fraudster because of few days default. All of you loan agents will die bitterly

Why borrow money when you know deep down, that you won't be able to pay?..Why are Nigerians like this?
This is what spoils friendships.."I need help, I go die, I'll pay back in two days time, pleaseee, two days later him go d avoid you, three months later e go begin claim right on top your money"

Thugnificent:
I woke up yesterday morning only to receive whatsapp messages and phone calls from family and friends on my contact list that they received a message of me being a criminal and "loan prostitute" on the run with company funds because of few days overdue loan. I thought the Government claimed to have clamped down on this people. My Girl friend that normally calls me every minute hasn't called since yesterday. I'm guessing she has also received the message. I'm Soo embarrassed

Guy get a lawyer and sue them simple!

Thugnificent:
I woke up yesterday morning only to receive whatsapp messages and phone calls from family and friends on my contact list that they received a message of me being a criminal and "loan prostitute" on the run with company funds because of few days overdue loan. I thought the Government claimed to have clamped down on this people. My Girl friend that normally calls me every minute hasn't called since yesterday. I'm guessing she has also received the message. I'm Soo embarrassed

You thought the government claimed to have clamped down on them and you still went for their loan.

Please make it make sense

bomasek:
He's a thief,he seeks the validation of thieves like him so he don't have to pay back

You call him a thief, if them born your papa well, give your office address as a loan shark agent, let us see if you will not die in 2 days

CryptoClub2018:
Shut the Bleep up shark loan agent bastards. Where in the T & C did you state that you will send such evil messages to his contacts with his pictures attached to it and calling him a thieve and a fraudster because of few days default. All of you loan agents will die bitterly

No such statement exist in their T & C and that why he should sue them

Thugnificent:
I woke up yesterday morning only to receive whatsapp messages and phone calls from family and friends on my contact list that they received a message of me being a criminal and "loan prostitute" on the run with company funds because of few days overdue loan. I thought the Government claimed to have clamped down on this people. My Girl friend that normally calls me every minute hasn't called since yesterday. I'm guessing she has also received the message. I'm Soo embarrassed

You thought government has clamp down the people so you feel the loan you took is now your money? Better go and pay your loan.
Thieves everywhere.

Why are we blaming Solo Loan and not blaming people that are not paying back.
They saved you at your point of need you have to pay back for them to continuing to be in business.
Why do we always collect loan with the mind of defrauding.

Its dishonesty. A typical Nigerian will collect money and will not pay.

In the eyes of the law, they collector is expected to pay back what is due.


I am glad Soko loan is teaching them, a lesson in life. Which is let your intentions be pure, pay back what you collect, you are not the center of the earth. Maybe they did not teach them at home to be diligent.

pman096:
Why borrow money when you know deep down, that you won't be able to pay?..Why are Nigerians like this?
This is what spoils friendships.."I need help, I go die, I'll pay back in two days time, pleaseee, two days later him go d avoid you, three months later e go begin claim right on top your money"

They didn't defame you.
You took a loan, read the terms and conditions and still went ahead to default.
Stop pretending like you're a victim here.
You're not

Abfinest007:
Sue them if u have money

If he had money to sue them, he would have paid off the loan before the idiots resorted to blackmail.

Here I thought the loan sharks were chasing someone not owing them... SMH!!!