Hello Primes,
There is nothing to be ashamed about borrowing especially when you don’t have enough credit.

Debts are part and parcel of the economy. Debts plays such an integral part of economic progress, it must be measured appropriately to convey the long-term impact it presents.

My own story was �

I was sick recently and had no dime to treat myself so I decided to seek favor from a loan app in Nigeria. I was furtunate borrowed about N40,000 for the first time.

Unfortunately I delayed repayment due to a reason and next thing I know these people started texting all my contacts on whatsapp.

It was so embarrassing. My crush, brothers and everyone started messaging me that they got a message I was a wanted fraudster on the run. That thing pain me but I learnt a bitter lesson that day.

Just be careful who you borrow money from when you in distress

So guys,

How Much Are You Owing Loan Apps In Nigeria?

Who knows your helper might be here

Drop your comment

Chai e choke me oo

None

Guy my own 58k due date 19th July, if not 4 their high interest rate, I like d dem!! because it really reduce my act of complaining and begging relatives friends and foes.

After lcredit blackmailed me for just a day I defaulted I decided that I will not pay the 72k I'm owed them and nothing happen till date.
They are even texting me to correct another loan but no be me them again

Omo....my own choke ....make God help me oo....

113k, remaining 56k to pay, couldn't meet up with the next payment as I lost my job, so they added 6k which is now 62k and it will be due on 27th this month. I done think tire, but can't kill myself, anything them want do make them do, I can't kill myself with thinking.

Cos it's still same people that refused to loan me they will still call. I am waiting for any of them, that will call me and talk rubbish.

I avoid those guys like a plague!!!

InfernoNig:
113k, remaining 56k to pay, couldn't meet up with the next payment as I lost my job, so they added 6k which is now 62k and it will be due on 27th this month. I done think tire, but can't kill myself, anything them want do make them do, I can't kill myself with thinking.

Cos it's still same people that refused to loan me they will still call. I am waiting for any of them, that will call me and talk rubbish.

I like this. At least u confirmed u have reached out to other people and they didn't borrow you. So they will have to worry them with the messages.

The stories from the loan apps are not funny o. It's scary.



I have never patronised any of them.

I don't borrow money from app.
Why should I do that when I got family members if at all I ever get into a financial mess.
What we read about these loan apps should make anyone avoid them

slimjohn2k5:


I like this. At least u confirmed u have reached out to other people and they didn't borrow you. So they will have to worry them with the messages.

240k used for business and it crashed while I also lost my job.
It's 9days over due and I'm yet to pay it but iyanu masele cos I the pray for Job

InfernoNig:
113k, remaining 56k to pay, couldn't meet up with the next payment as I lost my job, so they added 6k which is now 62k and it will be due on 27th this month. I done think tire, but can't kill myself, anything them want do make them do, I can't kill myself with thinking.

Cos it's still same people that refused to loan me they will still call. I am waiting for any of them, that will call me and talk rubbish.

..... this is why Nigeria is the way it is, how do you think they got the money to borrow you in the first place, na sky e fall from

Kcdojoto:
After lcredit blackmailed me for just a day I defaulted I decided that I will not pay the 72k I'm owed them and nothing happen till date.
They are even texting me to correct another loan but no be me them again

For your stupid mind you don chop money clean mouth.....an agreement is an agreement they have the right to blackmail you wether you default for one minute or one day. Pay what you owe. The problem with Nigerians is not the government but people like you.

uvie66:
For your stupid mind you don chop money clean mouth.....an agreement is an agreement they have the right to blackmail you wether you default for one minute or one day. Pay what you owe. The problem with Nigerians is not the government but people like you.

I agree with you completely, why collect a loan when you have no intention of repaying ?!?

I understand the country is hard but that’s someone’s business, put yourself in their shoes. Your business too could fold up with bad credits and unpaid loans. Never act like it’s your decision or your right to pay or not to pay. A deal is a deal. You made an agreement which was signed and sealed.

Some Nigerians and their entitlement mentality.

Lol, smh. The average Nigerian is wicked. I don't know if it's conscious wickedness or unconscious wickedness. Like they do you bad and expect you to keep smiling like it's nothing.

Now, the loan apps are in business, don't go and download their app or collect their money if there's no viable means of repayment. Yes, things can toughen up pretty quickly as long as it's not a life and death matter, I don't see why you will take a loan and decide not to pay back. Always imagine yourself as a business owner and measures you will take to recover your money, a lot will do worse than the loan apps are doing right now. Integrity is really scarce.

uvie66:
..... this is why Nigeria is the way it is, how do you think they got the money to borrow you in the first place, na sky e fall from

And you think I am happy about it? I have never defaulted any loan except this one that I am having a really rough time.

InfernoNig:


And you think I am happy about it? I have never defaulted any loan except this one that I am having a really rough time.

if you are having a really tough time contact the borrowers and explain your situation to them.

uvie66:
if you are having a really tough time contact the borrowers and explain your situation to them.

Done that. But they added 6k to the 56k

kamikaze199044:
Hello Primes,
There is nothing to be ashamed about borrowing especially when you don’t have enough credit.

Debts are part and parcel of the economy. Debts plays such an integral part of economic progress, it must be measured appropriately to convey the long-term impact it presents.

My own story was �

I was sick recently and had no dime to treat myself so I decided to seek favor from a loan app in Nigeria. I was furtunate borrowed about N40,000 for the first time.

Unfortunately I delayed repayment due to a reason and next thing I know these people started texting all my contacts on whatsapp.

It was so embarrassing. My crush, brothers and everyone started messaging me that they got a message I was a wanted fraudster on the run. That thing pain me but I learnt a bitter lesson that day.

Just be careful who you borrow money from when you in distress

So guys,

How Much Are You Owing Loan Apps In Nigeria?

Who knows your helper might be here

Drop your comment

But which loan company did that to you. After they embarass u like that do u think its still necessary to pay them back

dollytino4real:
Guy my own 58k due date 19th July, if not 4 their high interest rate, I like d dem!! because it really reduce my act of complaining and begging relatives friends and foes.

58k that's alot

Kcdojoto:
After lcredit blackmailed me for just a day I defaulted I decided that I will not pay the 72k I'm owed them and nothing happen till date.
They are even texting me to correct another loan but no be me them again

They will collect that money from you somehow one day. These peolle have own BVN. They can do crazy things lol

InfernoNig:
113k, remaining 56k to pay, couldn't meet up with the next payment as I lost my job, so they added 6k which is now 62k and it will be due on 27th this month. I done think tire, but can't kill myself, anything them want do make them do, I can't kill myself with thinking.

Cos it's still same people that refused to loan me they will still call. I am waiting for any of them, that will call me and talk rubbish.

When u were borrowing it was sweet its time to pay back now u dey talk about thinking lol

475k

Carbon and fairmoney

uvie66:
if you are having a really tough time contact the borrowers and explain your situation to them.

He is the borrower, the people who gave him the money are called lenders

Olas8:
240k used for business and it crashed while I also lost my job.
It's 9days over due and I'm yet to pay it but iyanu masele cos I the pray for Job

Wow 240 is much. How will u cope. What if they find a way to harass u or even arrest u

Torg77:



When u were borrowing it was sweet its time to pay back now u dey talk about thinking lol

They are very cruel.

1 month after I took the loan, I called fairmoney to review my loan to 3 months that the purpose of the loan was defeated and I will like to pay up to avoid default, they refused. Insisting I pay the loan plus the whole interest.

Isn't that wickedness .

They should go to NDIC, that the reason they exist

crestedaguiyi:
475k

Carbon and fairmoney

jesus how are you gona pay this back. If you don't pay they might find a way to arrest you

Zero naira. I am not even credit-worthy to borrow.

Torg77:



When u were borrowing it was sweet its time to pay back now u dey talk about thinking lol

Una go dey type like mumu. Do you think there is joy in borrowing.