Lexusgs430:



Are you the ex governor of Ogun state...........

All names, have a twist of 1st names .......

I doubt you would have any issues......... It's like Alexander Boris de Pfeffel Johnson or Boris Alexander Johnson or Boris Johnson..........

Haha it's just an example, just wanted to make sure that I'm good to go

Lexusgs430:



Are you the ex governor of Ogun state...........

All names, have a twist of 1st names .......

I doubt you would have any issues......... It's like Alexander Boris de Pfeffel Johnson or Boris Alexander Johnson or Boris Johnson..........

Baba the way you like BJ, u serve for him cabinet?

Mamatukwas:


Nope. They still have 5 years to go before ILR. This is BRP with a permanent job (non medical/shortage list). So Visa fee per person was £1,423 before you add IHS for 5 years. Multiply by 4.

Is this money paid by everyone that wants to renew?
Or just people that switch from tier 4

leef2022:


Baba the way you like BJ, u serve for him cabinet?

Oga, you too no like BJ ........

Mrphilia:
Good day everyone, please my passport names arrangements is different from those in my supporting documents i.e Statement of Results and Transcripts. For example, my Passport the name is (Gbenga Daniels Henry) but in my supporting documents it so (Gbenga Henry Daniels). Would there be issues when applying for visa?

Is your surname constant in all documents? If the inconsistency is only in arrangement of first and other name, it might not be a major issue (I am not 100% sure about embassy though but I doubt it'll have a major impact on your application since your passport as well as other supporting documents are arranged correctly.

I know using other names interchangeably isn't as much issue as your surname being switched with your name (then that becomes a complete change of identity). The most important things that make up your identity is surname, (first and/or second name, date of birth and your fingerprint

Ayowolebami:


Is your surname constant in all documents? If the inconsistency is only in arrangement of first and other name, it might not be a major issue (I am not 100% sure about embassy though but I doubt it'll have a major impact on your application since your passport as well as other supporting documents are arranged correctly.

I know using other names interchangeably isn't as much issue as your surname being switched with your name (then that becomes a complete change of identity). The most important things that make up your identity is surname, (first and/or second name, date of birth and your fingerprint

My Surname is Consistent in all documents. I guess I would go ahead with the application then.

Surname is most critical. If surname and one of the first name is constant, even better.
If you're apprehensive, depose to an affidavit at a High Court. Just ensure, it's done properly. NB: the affidavit might not make any or much difference, but it can become the thin line between granted and decline before an overzealous VO
In-between, I have name rearrangement in my first passport and subsequent passports, i scale through countries with ease.

Mrphilia:
My Surname is Consistent in all documents. I guess I would go ahead with the application then.

Lexusgs430:


This depends the interest rate on the credit card .......

If you have those credit builder cards, with humongous Apr rates....... Don't attempt it, unless you intend to clear up your cc bill, within a month or 2 ........

Please I don't understand why 1 or 2 months. I intend to clear my CC bill in full every month. So for example, if it's 12 months contract...at £500/ month...I'll pay it monthly. Rather than buying the whole car £4k+ upfront. Will APR still apply?

Good morning, pls does COS for tier 2 come with work date of 2 years? mine is saying work date from 2022-2024 do i need to inform my employer for the correction?

1. Most CC offers 55 days interest free. Some 3 mths, some 6 mths.
2. When the interest free period elapse, your APR kicks in. You become liable to paying the amount and the interest. For as long as the balance remains negative, interest will continue to mount on the balance due. A slow drift towards CCJ/HCJ (ECJ corrected thanks to Lexusgs430 subtle nudging)
3. If you yank off £5k from your CC, depending on your interest free period, the amount to pay back is the £5k. If say your interest free period is 55 days, you're looking at about £2.5k for two mths (depending on the cycle). If your interest free period is 6mths, you might look at £1k per mth. (However, kindly note, there might be some 'minor' fees here and there; monthly card fees, life credit...)
I think Amarathripple0 and lightnlife wrote a wonderful piece on CC.

ugoonuoha:
Please I don't understand why 1 or 2 months. I intend to clear my CC bill in full every month. So for example, if it's 12 months contract...at £500/ month...I'll pay it monthly. Rather than buying the whole car £4k+ upfront. Will APR still apply?

Lexusgs430:
This depends the interest rate on the credit card .......
If you have those credit builder cards, with humongous Apr rates....... Don't attempt it, unless you intend to clear up your cc bill, within a month or 2 ........

That's the period of sponsorship. Your visa should be pegged to two years in the first instance.
If you want more, negotiate with your employer and get a new/updated COS

hapiaka:
Good morning, pls does COS for tier 2 come with work date of 2 years? mine is saying work date from 2022-2024 do i need to inform my employer for the correction?

ugoonuoha:


Please I don't understand why 1 or 2 months. I intend to clear my CC bill in full every month. So for example, if it's 12 months contract...at £500/ month...I'll pay it monthly. Rather than buying the whole car £4k+ upfront. Will APR still apply?

My understanding was that you wanted to swipe £5K, from your CC, to buy a vehicle...........

But it seems you want to buy a car on a 12 month contract, using your cc ?......?

I doubt any car dealer would let you pay £500 per month, without signing a car finance deal.............

Lexusgs430:


My understanding was that you wanted to swipe £5K, from your CC, to buy a vehicle...........

But it seems you want to buy a car on a 12 month contract, using your cc ?......?

I doubt any car dealer would let you pay £500 per month, without signing a car finance deal.............

Yes I'm referring to car finance deal. Longer term repayment plan. What are your thoughts on this option? Autotrader has a lot of "Finance" available options. I want to avoid the heavy upfront cost and spread over 12months max.

Mrphilia:


My Surname is Consistent in all documents. I guess I would go ahead with the application then.

Get a "one and the same person" affidavit as well and within the affidavit state the correct order of the names.

ugoonuoha:


Yes I'm referring to car finance deal. Longer term repayment plan. What are your thoughts on this option? Autotrader has a lot of "Finance" available options. I want to avoid the heavy upfront cost and spread over 12months max.

Rather than a car finance deal, get a bank loan of same figure........

You APR on the loan, would be much lower ..........

semmyk:
1. Most CC offers 55 days interest free. Some 3 mths, some 6 mths.
2. When the interest free period elapse, your APR kicks in. You become liable to paying the amount and the interest. For as long as the balance remains negative, interest will continue to mount on the balance due. A slow drift towards ECJ
3. If you yank off £5k from your CC, depending on your interest free period, the amount to pay back is the £5k. If say your interest free period is 55 days, you're looking at about £2.5k for two mths (depending on the cycle). If your interest free period is 6mths, you might look at £1k per mth. (However, kindly note, there might be some 'minor' fees here and there; monthly card fees, life credit...)
I think Amarathripple0 and lightnlife wrote a wonderful piece on CC.

OP should go to European Court of Justice...........

Lexusgs430:


Rather than a car finance deal, get a bank loan of same figure........

You APR on the loan, would be much lower ..........

Thanks

Lexusgs430:


Rather than a car finance deal, get a bank loan of same figure........

You APR on the loan, would be much lower ..........

Wisdom.

Can an overdraft work for this or it must be a loan from bank or any loaning agency.

Hello family please I need guidance on how to buy stock here in the UK

Thanks for the response in advance

Viruses:


Wisdom.

Can an overdraft work for this or it must be a loan from bank or any loaning agency.

OD is free money nah ........

Pay a deposit on the car, using your credit card ....... Even if you pay only £200 using your CC, your total purchase is protected by S75..........

hustla:


High wages but expensive

UK with low wages too wants to kill someone

Exactly

Great to know that you are thinking of investment and not consumption. Let me drop few lines to guide you. However, I want to state that I am not your financial adviser so you are investing at your own risk as stocks are one of the most risky investment. Also, I am not making any investment recommendation for you as investment and financial planning practice in the UK is a highly regulated.

Currently, the stock market is in a chaos due to Russian war in Ukrain and high interest rate policy pursued by Bank of England to fight inflation in the UK. A combination of these factors have prompted a huge sell-off in the market making the major UK stock market Index (barometer for measuring whether investors in stocks are making or losing money) has falling by 6.1% from Jan. to Oct - implying that those who buy stocks this year have lost money rather then made money.

The good news is that if you are investing for long term - 3 to 5 years, buying stock now is a huge advantage since most of the stocks on the UK stock market are selling below their fair market value i.e. at a discount. The main concern is how will you be able to pick the right stocks that have strong fundamentals and how would you build a portfolio that will help you diversify your risk so that even if one or two stocks you buy are losing money, the other stocks in your portfolio will gain money and this gain will off-set the losses.

I must tell you that it is quite a complex and technical process that is reserved for trained professionals who have gone through professional certifications such as CIMA, CFA, CISI, etc. and are licensed by the UK Financial Conduct Authority (FCA). I have got CIMA and passed CFA Level I but have not yet obtained my FCA license. I hope to obtain the FCA financial adviser license as soon as I receive my PSW permit, hence my refrain from making specific investment recommendation to you at this point.

Olinga:
Hello family please I need guidance on how to buy stock here in the UK

Thanks for the response in advance

japhethGold:


I must tell you that it is quite a complex and technical process that is reserved for trained professionals who have gone through professional certifications such as CIMA, CFA, CISI, etc. and are licensed by the UK Financial Conduct Authority (FCA). I have got CIMA and passed CFA Level I but have not yet obtained my FCA license. I hope to obtain the FCA financial adviser license as soon as I receive my PSW permit, hence my refrain from making specific investment recommendation to you at this point.

You have succeeded in telling us about yourself in addition to the certifications you have passed and you provided exactly 0 UK stock buying guidance to the OP while at it

Someone here mentioned that the Tories put in Liz just so they can bring back Uncle Boris. Looks like the person was right after all.

https://news.sky.com/story/majority-of-tory-party-members-want-truss-to-resign-now-and-want-boris-johnson-to-replace-her-12723609

I just know that last paragraph go cause wahala.

EDITED: Sister Amarathripple0 why did you jump into my front?

hustla:



You have succeeded in telling us about yourself in addition to the certifications you have passed and you provided exactly 0 UK stock buying guidance to the OP while at it

OMG! Exactly what I thought

The message has a liru bit of everything sprinkled with a touch of cv

lightnlife:
I just know that last paragraph go cause wahala.

EDITED: Sister Amarathripple0 why did you jump into my front?

Lol how now, I Dey follow you for back

Amarathripple0:
Someone here mentioned that the Tories put in Liz just so they can bring back Uncle Boris. Looks like the person was right after all.

https://news.sky.com/story/majority-of-tory-party-members-want-truss-to-resign-now-and-want-boris-johnson-to-replace-her-12723609

Baba Lexusgs430.

Oga BJ go deh wash im soap � 24hrs now that as JH don rule out himself.

But if he does comeback he would be quite brutal with appointments of his cabinet.

Mamatukwas:


OMG! Exactly what I thought

The message has a liru bit of everything sprinkled with a touch of cv

No be me talk am o!

leef2022:


Baba Lexusgs430.

Oga BJ go deh wash im soap � 24hrs now that as JH don rule out himself.

But if he does comeback he would be quite brutal with appointments of his cabinet.

JH would resign, and LT's government would fall ........ Never TRUSS any politician. .........