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Living In The Uk-life Of An Immigrant (part 2) - Travel (696) - Nairaland

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Living In The Uk-life Of An Immigrant (part 3) / Living In Canada/Life As A Canadian Immigrant Part 2 / Living In The Uk/life As A UK Immigrant (2) (3) (4)

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Re: Living In The Uk-life Of An Immigrant (part 2) by seunoj: 3:49pm On Oct 27, 2022
Lexusgs430:



Let's even agree that it's fake...... But we agree that breaking the 20 hour rule, got consequences........ wink

Leave boss.
Dem Dey form sharp guy now. When e reach ILR dem begin nack dem refusal, that’s when they say village pple is after them.

3 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by AirBay: 5:32pm On Oct 27, 2022
orlabot:
Good evening everyone. Pls I want someone to give me a brief estimate of the percentage of tax and NI that is supposed to be deducted from the gross income of someone earning a gross amount of 860 pounds per week( working 10 hours daily on an hourly rate of 11.45 pounds) for 6 days a week.

I want to knw dis because I realize that I'm charged an exurbitant amount weekly which is more than the stated 20% I used to hear.
Thanks

You don do overtime, after 40hours.. embarassed
Re: Living In The Uk-life Of An Immigrant (part 2) by Goke7: 5:37pm On Oct 27, 2022
babajeje123:


Someone posted this on my Uni platform and it's been concluded to be fake. Here is one of the responses "UK home office will never cancel, revoke or deny u entry without quoting a section or paragraph of their immigration laws.
That letter was typed by someone wearing an "L" sign on his neck"

Not supporting more than 20 hours work o

exactly it's fake, unfortunately it's everywhere
Re: Living In The Uk-life Of An Immigrant (part 2) by Estroller: 6:36pm On Oct 27, 2022
Travel/medical insurance for elderly visitors!

Anyone with experience on the above should please help on how to navigate around the 3 months validity on travel insurance for visitors if the plan is to stay for more than 3 months.
Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 8:12pm On Oct 27, 2022
Estroller:
Travel/medical insurance for elderly visitors!

Anyone with experience on the above should please help on how to navigate around the 3 months validity on travel insurance for visitors if the plan is to stay for more than 3 months.

https://custodianplc.com.ng/custodian-life-assurance-limited

8 Likes 8 Shares

Re: Living In The Uk-life Of An Immigrant (part 2) by Estroller: 8:43pm On Oct 27, 2022
Re: Living In The Uk-life Of An Immigrant (part 2) by Skolex5: 12:29am On Oct 28, 2022
Pls who lives in Plymouth
Re: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 4:54am On Oct 28, 2022
orlabot:


Thanks for the response. Actually, this is my first job, and my accumulated income since August till now is not up to 12,000 pounds yet.
I called d HMRC to inform them abt this development, but they were giving me some unreasonable excuses that they have to divide the expected accumulated taxable income by 2 and that since my accumulated income is more than 6000 pounds presently that I have to start paying tax. This explanation is not yet clear to me though

Your personal allowance of £12,500 e.g before tax has to be divided by 12 if you are paid monthly or by 52 if you are paid weekly for e.g. let us assume that your tax code has got a M1 or W1 at the end, it will not be accumulated if you joined your job midway through the tax year.

Example 1
Someone with tax code 1250LM1 joins 6 months into the tax year, your personal allowance will be £12,500 divided by 12 . (£1,041.67 ) before tax is deducted on a monthly basis.

Example 2
If your tax code is 1250L and you join your job 6 months into the tax year you will have to accumulate a personal income of £1,041.67x6 (£6,250), before any tax is deducted. You might end up not having any tax deducted in your first months pay.

Example 3
If your tax code is BR this means that your have another job where you have used up your personal allowance and you will not have any personal allowance in this new job, so your money will be taxed without any personal allowance.
To avoid this kind of situation you can either ask your new employer to give you a P46 to sign . On that form make sure you tick statement B stating that this is your main job. Or you can phone the HMRC with your new employer’s PAYE reference code and they will adjust it for you by sending them a tax code notification.

Also when it comes to phoning the HMRC it depends on who you talk to. Like most government departments, some of their staff are very unhelpful and try to fob you off. While you will get that one staff who will take their time to help you and explain to you in such a way that you will understand. If you get one unhelpful person hang up and phone again until you can get help. Unfortunately in my line of work we have to deal with the HMRC and most of their staff are utterly useless. Sometimes it’s like dealing with the Nigerian civil service.

15 Likes 9 Shares

Re: Living In The Uk-life Of An Immigrant (part 2) by Hwy9: 10:08am On Oct 28, 2022
phyl123:

Example 3
If your tax code is BR this means that your have another job where you have used up your personal allowance and you will not have any personal allowance in this new job, so your money will be taxed without any personal allowance.

Also when it comes to phoning the HMRC it depends on who you talk to. Like most government departments, some of their staff are very unhelpful and try to fob you off. While you will get that one staff who will take their time to help you and explain to you in such a way that you will understand. If you get one unhelpful person hang up and phone again until you can get help. Unfortunately in my line of work we have to deal with the HMRC and most of their staff are utterly useless. Sometimes it’s like dealing with the Nigerian civil service.


God bless you for this piece! I was just about seeking clarity on dealing with HMRC. I have been on BR tax code since April 2022 which I have been chasing them. I was told I have 2 conflicting records on their system which they have to harmonize and this should be done by October. However, I just got by October payslip and I am still on the BR code. I am really tired of these people ooo....
Re: Living In The Uk-life Of An Immigrant (part 2) by orlabot(m): 11:11am On Oct 28, 2022
phyl123:


Your personal allowance of £12,500 e.g before tax has to be divided by 12 if you are paid monthly or by 52 if you are paid weekly for e.g. let us assume that your tax code has got a M1 or W1 at the end, it will not be accumulated if you joined your job midway through the tax year.

Example 1
Someone with tax code 1250LM1 joins 6 months into the tax year, your personal allowance will be £12,500 divided by 12 . (£1,041.67 ) before tax is deducted on a monthly basis.

Example 2
If your tax code is 1250L and you join your job 6 months into the tax year you will have to accumulate a personal income of £1,041.67x6 (£6,250), before any tax is deducted. You might end up not having any tax deducted in your first months pay.

Example 3
If your tax code is BR this means that your have another job where you have used up your personal allowance and you will not have any personal allowance in this new job, so your money will be taxed without any personal allowance.
To avoid this kind of situation you can either ask your new employer to give you a P46 to sign . On that form make sure you tick statement B stating that this is your main job. Or you can phone the HMRC with your new employer’s PAYE reference code and they will adjust it for you by sending them a tax code notification.

Also when it comes to phoning the HMRC it depends on who you talk to. Like most government departments, some of their staff are very unhelpful and try to fob you off. While you will get that one staff who will take their time to help you and explain to you in such a way that you will understand. If you get one unhelpful person hang up and phone again until you can get help. Unfortunately in my line of work we have to deal with the HMRC and most of their staff are utterly useless. Sometimes it’s like dealing with the Nigerian civil service.



Wow!!!
Thanks for taking ur time to painstakingly explain this to me. I'm so grateful. Thanks alot

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by AlphaUno: 11:16am On Oct 28, 2022
RIRI got a new banger, after a long hiatus.

1 Like 1 Share

Re: Living In The Uk-life Of An Immigrant (part 2) by AlphaUno: 11:22am On Oct 28, 2022
Akorkor:

I no be bro o shocked


Oh! My bad, sorry sis

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by AlphaUno: 11:35am On Oct 28, 2022
phyl123:


Your personal allowance of £12,500 e.g before tax has to be divided by 12 if you are paid monthly or by 52 if you are paid weekly for e.g. let us assume that your tax code has got a M1 or W1 at the end, it will not be accumulated if you joined your job midway through the tax year.

Example 1
Someone with tax code 1250LM1 joins 6 months into the tax year, your personal allowance will be £12,500 divided by 12 . (£1,041.67 ) before tax is deducted on a monthly basis.

Example 2
If your tax code is 1250L and you join your job 6 months into the tax year you will have to accumulate a personal income of £1,041.67x6 (£6,250), before any tax is deducted. You might end up not having any tax deducted in your first months pay.

Example 3
If your tax code is BR this means that your have another job where you have used up your personal allowance and you will not have any personal allowance in this new job, so your money will be taxed without any personal allowance.
To avoid this kind of situation you can either ask your new employer to give you a P46 to sign . On that form make sure you tick statement B stating that this is your main job. Or you can phone the HMRC with your new employer’s PAYE reference code and they will adjust it for you by sending them a tax code notification.

Also when it comes to phoning the HMRC it depends on who you talk to. Like [b]most government departments, some of their staff are very unhelpful and [/b]try to fob you off. While you will get that one staff who will take their time to help you and explain to you in such a way that you will understand. If you get one unhelpful person hang up and phone again until you can get help. Unfortunately in my line of work we have to deal with the HMRC and most of their staff are utterly useless. Sometimes it’s like dealing with the Nigerian civil service.



I quite agree on the bolded.
Some of them are either greenhorns or haven’t been properly trained in complex tax matters.

One of their staff I spoke with one time was asking to get back to my employer, what she could easily have done from her end.
It’s better she calls again to understand what the explanation is and know her tax code(s)
Re: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 11:38am On Oct 28, 2022
Hwy9:


God bless you for this piece! I was just about seeking clarity on dealing with HMRC. I have been on BR tax code since April 2022 which I have been chasing them. I was told I have 2 conflicting records on their system which they have to harmonize and this should be done by October. However, I just got by October payslip and I am still on the BR code. I am really tired of these people ooo....

Amen, you are most welcome.

Ask your employer to give you a P46 form to fill out or phone HMRC and give them your new Employers paye reference. Tell them that this is your only and main job. They should be able to rectify it immediately. These days payroll is done in real-time so you don’t have to wait till the end of the year to get your tax code adjusted.

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by AlphaUno: 11:38am On Oct 28, 2022
Hwy9:


God bless you for this piece! I was just about seeking clarity on dealing with HMRC. I have been on BR tax code since April 2022 which I have been chasing them. I was told I have 2 conflicting records on their system which they have to harmonize and this should be done by October. However, I just got by October payslip and I am still on the BR code. I am really tired of these people ooo....


Did your first employer when you got here opened tax record for you b4 your NI was issued ?
That could explain your situation
Re: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 11:40am On Oct 28, 2022
orlabot:



Wow!!!
Thanks for taking ur time to painstakingly explain this to me. I'm so grateful. Thanks alot

You are most welcome, that’s what this forum is all about.

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 11:48am On Oct 28, 2022
AlphaUno:



I quite agree on the bolded.
Some of them are either greenhorns or haven’t been properly trained in complex tax matters.

One of their staff I spoke with one time was asking to get back to my employer, what she could easily have done from her end.
It’s better she calls again to understand what the explanation is and know her tax code(s)

That’s the sad truth, the council workers are the same also, they are like a set of demotivated workers just time watching waiting to go home.
Re: Living In The Uk-life Of An Immigrant (part 2) by Hwy9: 11:58am On Oct 28, 2022
AlphaUno:



Did your first employer when you got here opened tax record for you b4 your NI was issued ?
That could explain your situation

I have had only one employer in the UK!
Re: Living In The Uk-life Of An Immigrant (part 2) by Hwy9: 12:06pm On Oct 28, 2022
phyl123:


Amen, you are most welcome.

Ask your employer to give you a P46 form to fill out or phone HMRC and give them your new Employers paye reference. Tell them that this is your only and main job. They should be able to rectify it immediately. These days payroll is done in real-time so you don’t have to wait till the end of the year to get your tax code adjusted.

I can remember filling the P46 form when I joined. I was initially on the correct tax code. However, in April (new tax year) it changed to BR. Do I have to do the P46 again?
Re: Living In The Uk-life Of An Immigrant (part 2) by Hwy9: 12:09pm On Oct 28, 2022
fizcoo20:

Hello, I want this question.

1. Which university in uk accept 5 or 6 times installments.

2. I was told dat is only the SCH dat can send my transcripts to d SCH am applying for.

3. How much POF will i b needed for a family of 4.

4. Will I need to scan the POF during visa application.

5. Which university is very affordable in UK

6. Which bank is Ok to open a Dom account.

Thanks in anticipation..

You should be able to get help here

https://www.nairaland.com/7267459/uk-student-visa-tier-4
Re: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 12:14pm On Oct 28, 2022
Hwy9:


I can remember filling the P46 form when I joined. I was initially on the correct tax code. However, in April (new tax year) it changed to BR. Do I have to do the P46 again?

No you don’t need to.

When you filled it out, what statement did you tick?

Have you got any other source of income or at any time, did you have more than one job?

If this is your only job, you need to phone HMRC and let them know. Your employer can’t do much as they can only change your code once they get a notification from HMRC.
Re: Living In The Uk-life Of An Immigrant (part 2) by HollyMadison(f): 12:27pm On Oct 28, 2022
Hi elders, please we need urgent help.

TLS made a mistake on a visa and put the wrong biometric details on a passport. They collected the passport and said 5days, they are there now and TLS is saying they can’t do anything (they are still holding the passport).

UKVI is saying there’s nothing they can do that TLS should correct their error.

What can we do?
Re: Living In The Uk-life Of An Immigrant (part 2) by Hwy9: 12:33pm On Oct 28, 2022
phyl123:


No you don’t need to.

When you filled it out, what statement did you tick?

Have you got any other source of income or at any time, did you have more than one job?

If this is your only job, you need to phone HMRC and let them know. Your employer can’t do much as they can only change your code once they get a notification from HMRC.


No other source of income. I will keep calling them. I initially took a break because dey assured me it would be resolved by October. I have to resume the chasing.
Re: Living In The Uk-life Of An Immigrant (part 2) by Mamatukwas: 3:11pm On Oct 28, 2022
Dear People. Does anyone know if there’s a dedicated job board for Engineering Jobs in the UK like we have for the NHS?
Re: Living In The Uk-life Of An Immigrant (part 2) by Gemma11: 4:45pm On Oct 28, 2022
Mamatukwas:

Dear People. Does anyone know if there’s a dedicated job board for Engineering Jobs in the UK like we have for the NHS?


Have you googled?
Re: Living In The Uk-life Of An Immigrant (part 2) by Mamatukwas: 5:13pm On Oct 28, 2022
Gemma11:


Have you googled?

I have. Indeed, Reed, Total Jobs & Linkedin are fighting for Space on the results page. I’m hoping that someone in that field can share the main go-to place if it exists.

3 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by dustydee: 7:13pm On Oct 28, 2022
Mamatukwas:


I have. Indeed, Reed, Total Jobs & Linkedin are fighting for Space on the results page. I’m hoping that someone in that field can share the main go-to place if it exists.
Check energyjobsearch and oilandgasjobsearch

3 Likes 2 Shares

Re: Living In The Uk-life Of An Immigrant (part 2) by Mamatukwas: 8:08pm On Oct 28, 2022
dustydee:

Check energyjobsearch and oilandgasjobsearch

Thank You!!
Re: Living In The Uk-life Of An Immigrant (part 2) by hayesconcept(m): 10:50pm On Oct 28, 2022
Check here https://www.gradcracker.com/search/all-disciplines/engineering-graduate-jobs
Mamatukwas:

Dear People. Does anyone know if there’s a dedicated job board for Engineering Jobs in the UK like we have for the NHS?

4 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by Mamatukwas: 10:59pm On Oct 28, 2022
Re: Living In The Uk-life Of An Immigrant (part 2) by Ahappygirl: 11:12pm On Oct 28, 2022
Thank you for this. Just to ask please, I am on a 1250L tax code, I just got a new job and I'm resuming 14/11. Which is a better option please..Ask for p46 from new employer or give a p45 from old employer?

phyl123:


Your personal allowance of £12,500 e.g before tax has to be divided by 12 if you are paid monthly or by 52 if you are paid weekly for e.g. let us assume that your tax code has got a M1 or W1 at the end, it will not be accumulated if you joined your job midway through the tax year.

Example 1
Someone with tax code 1250LM1 joins 6 months into the tax year, your personal allowance will be £12,500 divided by 12 . (£1,041.67 ) before tax is deducted on a monthly basis.

Example 2
If your tax code is 1250L and you join your job 6 months into the tax year you will have to accumulate a personal income of £1,041.67x6 (£6,250), before any tax is deducted. You might end up not having any tax deducted in your first months pay.

Example 3
If your tax code is BR this means that your have another job where you have used up your personal allowance and you will not have any personal allowance in this new job, so your money will be taxed without any personal allowance.
To avoid this kind of situation you can either ask your new employer to give you a P46 to sign . On that form make sure you tick statement B stating that this is your main job. Or you can phone the HMRC with your new employer’s PAYE reference code and they will adjust it for you by sending them a tax code notification.

Also when it comes to phoning the HMRC it depends on who you talk to. Like most government departments, some of their staff are very unhelpful and try to fob you off. While you will get that one staff who will take their time to help you and explain to you in such a way that you will understand. If you get one unhelpful person hang up and phone again until you can get help. Unfortunately in my line of work we have to deal with the HMRC and most of their staff are utterly useless. Sometimes it’s like dealing with the Nigerian civil service.

1 Like

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