..

Official DVSA theory app.

MJ01:


Which of the apps do you recommend please? There are several

.

In that instance, Fatima04 to the rescue. see pages 521 and 724

AlphaUno:
You get in touch with UKVI directly and state your position. Someone posted the link here some weeks back on how to use a new bank details for the refund.

eniola1010:
What if the source where the payment was made from no longer exist. I used my payoneer card to pay and now its blocked

fatima04:
See attached and follow the link for more information
https://www.gov.uk/government/publications/immigration-health-surcharge-applying-for-a-refund/immigration-health-surcharge-guidance-for-reimbursement-2020#annex

semmyk:
I'll assume UKVI is aware of batter's shutdown and might even attempt to contact you; either when refunding or failed refund.
Whichever way, my gut feeling is to try and contact them ahead of time explicitly articulating the circumstances factual.

I don't know if this still works:
Contact Details for UK Visa and Immigration Enquiries
Email: UKVAIG.ServiceIntegration@fco.gov.uk
UK Telephone: +44 1243 213 322
Open: 10:00am - 6:00pm
curled from www.theukrules.co.uk/rules/immigration/arriving/healthcare/refund.html

japhethGold:

MARRIAGE ALLOWANCE-MA

Are you aware that you can share your unutilized annual personal allowance of GBP12,570 with your husband or wife?
The tax law allows a partner who has got unutilized personal allowance to transfer part of it to his or her partner.

A personal allowance is unutilized if the total annual income you earn in a year while in the UK is less than the annual personal allowance. All taxpayers in the UK are entitled to annual personal allowance of GBP12,570. However, many families have a partner who may not be able to work due to the child care responsibilities they have. Or they work part time and earn sparingly, which means their annual income will be below annual personal allowance of GBP12,570.

In the above instance, the law allows the partner who could not utilize her personal allowance to transfer part of it to her/his partner. However, the maximum amount that couple could transfer to each other in a tax year is GBP1,260. You can not transfer more than this amount from your unutilized personal allowance to your spouse.

There is evidence that couple who utilize their MA could reduce their tax bill by an amount ranging between GBP365 to GBP 960 per annum. So, why not claim MA.

You could follow me on Tiktok @japhethjev1 for a short video about UK taxtips.

Again this post is misleading! The maximum amount of tax relief available from Marriage allowance is £252 i.e £1,260 @ 20% tax.

https://www.gov.uk/marriage-allowance

However, there is another relief called Married Couples Allowance where the tax relief ranges from £364 to £941.50. This is only available to people born before 6th April 1935 and I doubt anyone amongst us here will qualify for this relief.

https://www.gov.uk/married-couples-allowance

I operate in this space so know the difference between the two but the layman would probably not be able to identify the difference. To claim that people can obtain tax relief up to £940 from Marriage Allowance is very misleading.

Once you get the response via post, you will be required to affix your passport photograph and sign the enclosed form. Lastly you enclose your BRP card with the signed form and send back to DVLA for processing. My advise as follows:-

1. Use first-class registered mail so you can track the delivery of the form with your BRP enclosed
2. Enclose a paid postage envelope for the return of your BRP
3. With all these strikes, I will advise you hold on until the new year before doing this ...e get why

All the best

MJ01:

Okay

Could you put me through the steps please? I've paid online for provisional, waiting for mail through post


Thanks In Advance

bigtt76:
Once you get the response via post, you will be required to affix your passport photograph and sign the enclosed form. Lastly you enclose your BRP card with the signed form and send back to DVLA for processing. My advise as follows:-

1. Use first-class registered mail so you can track the delivery of the form with your BRP enclosed
2. Enclose a paid postage envelope for the return of your BRP
3. With all these strikes, I will advise you hold on until the new year before doing this ...e get why

All the best

Thank you

Peerielass:


Again this post is misleading! The maximum amount of tax relief available from Marriage allowance is £252 i.e £1,260 @ 20% tax.

https://www.gov.uk/marriage-allowance

However, there is another relief called Married Couples Allowance where the tax relief ranges from £364 to £941.50. This is only available to people born before 6th April 1935 and I doubt anyone amongst us here will qualify for this relief.

https://www.gov.uk/married-couples-allowance

I operate in this space so know the difference between the two but the layman would probably not be able to identify the difference. To claim that people can obtain tax relief up to £940 from Marriage Allowance is very misleading.

Sho mo age mi ni?

Jk jk

vanod:


Good everyone,

pls do you encounter any challenge when you want to withdraw from your Nigeria USD card here? what are issues faced, how can one go about resolving the issue. pls your response will be greatly appreciated.

You don't have to withdraw, you can use your card to pay. it's accepted everywhere

You're welcome.

MJ01:



Thank you

As I understand it, the contention is how much is actually claim back. As in ego li.
At least, we all know now that if one of the partner is below the threshold of £12570, MA is an option.
PS: legalistic speaking, reduce by is not exactly the same as claim up to. That does not make me tilt to either!

Peerielass:
Again this post is misleading! The maximum amount of tax relief available from Marriage allowance is £252 i.e £1,260 @ 20% tax.
https://www.gov.uk/marriage-allowance
... ... To claim that people can obtain tax relief up to £940 from Marriage Allowance is very misleading.

japhethGold:
MARRIAGE ALLOWANCE-MA
... ...
There is evidence that couple who utilize their MA could reduce their tax bill by an amount ranging between GBP365 to GBP 960 per annum. So, why not claim MA.

My admonition remains

semmyk:
... ...
Anyone that has work as an #advisor (or consultant even) will know that often the differentiator is in aggregating pertinent information, applying their mind and wrapping use-case.
May we all be a rallying point to each other and guide for all. A community knit together.
... ...

semmyk:
In that instance, Fatima04 to the rescue. see pages 521 and 724

Nice one, you really keep tab on things

Hahahaa.... a layman does not understand the handshake a tax consultant has with HMRC. The information HMRC puts out online can not give you maximum tax reduction that a tax expert could do. What they put online is basic information that only fetch part of the UK Tax laws.

But your tax expert has original content of the tax laws and knows the grey areas in the law that even the HMRC you rely on struggles to interpret and in the best possible way they interpret it to tilt to HMRC objective- Maximize Tax Revenue for the Government. This objective of the HMRC is in conflict with the tax objective of the taxpayer- MINIMIZE TAX BILLS.

You may be operating in tax space but if you are not aggressive with tax avoidance strategies, you may not be able to max-up your client tax savings upto the upper range GBP900 plus that I stated in my tip. But an aggressive tax advisor whose avoidance strategies are aggressive can max-up and deliver tax savings of up to GBP900 plus from this allowance.

I always say that Tax Laws are like a honey-comb, it is how deep you dig into it that determines the amount of sweetness you would get.

Don't forget, I am giving Tax tips but not full bloom tax consultation- the tips are to make the community aware that certain benefits exist and they could use them. Then, if any one needs detail consultation to explore the full benefits, they can reach out to me, and perhaps come for meeting in my office in Birmingham. It is as simple as this.

Thank you.

Thank you.

Peerielass:


Again this post is misleading! The maximum amount of tax relief available from Marriage allowance is £252 i.e £1,260 @ 20% tax.

https://www.gov.uk/marriage-allowance

However, there is another relief called Married Couples Allowance where the tax relief ranges from £364 to £941.50. This is only available to people born before 6th April 1935 and I doubt anyone amongst us here will qualify for this relief.

https://www.gov.uk/married-couples-allowance

I operate in this space so know the difference between the two but the layman would probably not be able to identify the difference. To claim that people can obtain tax relief up to £940 from Marriage Allowance is very misleading.

hahahaha...... Evil forest in your village- got me cracking!

Any way, the tax law is simple. If you are a resident in the UK but you are not domiciled in the UK, then your income from the sale of evil forest in your village will not be taxed.

The definition of being domiciled in the UK according to the Tax laws is the permanent country where your father was born. So, safe to say that if you have not changed your domicile to UK, then your income that you make from the sale of evil forest in your village will not be taxed.

Cheers!
[quote author=Iruosonobrugwhe post=118987585][/quote]

A friend is looking for a single person to share a 2 bed flat with his family. The location is Uxbridge London. Kindly let me know if you are interested.

TAXATION OF FOREIGN INCOME

So, you have to pay taxes on any income you earn from abroad if you are a UK resident! This must be mean! Right?

This is the general idea, so people who are resident in the UK and earn money from outside the UK keep getting worried that they could be taxed if they bring the money they make abroad into the country. This is not totally true because the UK tax laws have given residents a leeway about this.

The UK Tax law defines foreign income as any money you make outside of England, Wales, Scotland, and Northern Ireland. This means if you live in the UK and collects rent from your apartment you built in Lagos Nigeria, then you are earning foreign income. Also, if you collect dividend from the shares of First Bank Nigeria that you invested in when you were in Nigeria, you have earned foreign income.

The UK tax law requires you to pay taxes on this foreign income:
1. if you are a UK resident and your permanent domicile is in the UK;
2. If the amount of foreign income is less than GBP2,000 in a tax year;
3. If you do not bring this foreign income into the UK.

An individual is considered as a resident of the UK if they have lived in the UK for upto 183 days during the tax year and their only home is in the UK - whether rented or owned and lived in it for 93 days. On permanent domicile, an individual is said to be domiciled in the UK if their father was based in the UK when the individual is born. Or if their father had denounced their native land and chosen UK as their permanent home of resident.

Paying taxes on foreign income could look complicated but is simple and could save you money if you receive the right professional consultation. If you have any issues around this and need help with it, let me know via TikTok @japhethjev1.

Cheers!

japhethGold:


The UK tax law requires you to pay taxes on this foreign income:
1. if you are a UK resident and your permanent domicile is in the UK;
2. If the amount of foreign income is less than GBP2,000 in a tax year;
3. If you do not bring this foreign income into the UK.

Cheers!

As a non-dom (which most recent immigrants qualify as), you are required to pay taxes on the foreign income if (1) is true, but you are NOT required to pay taxes if (2) AND (3) are true.

japhethGold:

TAXATION OF FOREIGN INCOME

So, you have to pay taxes on any income you earn from abroad if you are a UK resident! This must be mean! Right?

Great insight! Thank you for sharing. Have you perhaps thought about creating a special forum for your posts so it’s more targeted towards the people who really need your service as opposed to it getting lost on this thread. Something to think about.

Actually, condition No. 1 is the primary condition so in practice, if you do not meet the condition no. 1 ( Not being domicile in the UK), you are automatically not required to pay taxes on your foreign income even if you are resident here.

I hope this helps.

koonbey:


As a non-dom (which most recent immigrants qualify as), you are required to pay taxes on the foreign income if (1) is true, but you are NOT required to pay taxes if (2) AND (3) are true.

Thanks for your suggestion.
I will consider setting up a forum for UK Tax Matters as tax is such an important part of UK residents life.

Amarathripple0:

Great insight! Thank you for sharing. Have you perhaps thought about creating a special forum for your posts so it’s more targeted towards the people who really need your service as opposed to it getting lost on this thread. Something to think about.

I attended a job interview last week and when asked the question "what attracted you to apply for this position with the organisation". To show I carried out research about the org, one of my answers was that I read reviews from present and past employees and one thing that stood out was the positive and supportive work culture bla bla bla. This caught their attention and they went further to start asking about the platform where I read the reviews, I stated glassdoor. They kept probing and asking about other things that was said especially the negatives. I mentioned career progression and they became kinda defensive, explaining why it seems there was no room for growth in certain departments within the org. The lead interviewer was just so fascinated about the discussion and her last words were "Oh, I love glassdoor". I got an unfortunately email few days later, just maybe there was a better candidate. However, I would like to rule out the fact that talking about those reviews led to the rejection. What do you guys think? Want to avoid such mistakes moving forward.

Advise needed please.
Now I am begining to understand why most Nigerians here don't want to accomodate newcomers who are Nigerians. I accommodated a guy who is becoming difficult for me to handle just because I don't like wahala. We lived in the same house in Nigeria and during those period we were never friends. We only exchanged greetings sometimes as he was very rude and proud. So when he got to know that I left Naija with my family, he became a 'friend', called me one day and asked for what he needed to do to come to the UK. I explained all I did without any reservations and advised him on what he needed to do. He applied to a University and a week to his resumption, he had not gotten his CAS. He was worried as he had sent so many emails and made calls to the Uni without a single reply, so I went to the Uni to ask for the reason for the delay as there was also no update on his application portal. The lady I spoke to was not going to converse with me but after some pressure, she spoke and from our conversation, it didn't appear he was going to get the CAS. I remembered a friend who is an Agent of the Uni and spoke to him, sent his details and the following day he got his CAS. No penny was collected. I guided him on how to apply for his visa which he got. Prior to him getting his visa, he was asked from the Home Office to forward additional documents like payslip etc and he was afraid of what to do. I connected him to a friend who had the same experience and that one guided him on additional docs he could send and eventually he got his visa. He spoke to me about accomodation and I told him he could put up with my family and when he is settled, he can start looking for one. While he was coming we asked him to help us bring food stuff which we were going to ask someone to buy and give to him and he told me point blank that he like doesn't travel with luggages. I was taken aback. So i needed to beg him and explained to him that he would not carry any load till he get to Newcastle his final destination and I promised to come and pick him at the airport. He agreed however he didn't come with any of the foodstuff except for my wife's laptop that someone took to meet him at the airport in Nigeria. His reason was that the payment system of the airline he used was not working and so there was no way to pay for additional luggage. My wife begged him to at least picked some dry fish but he insisted that he had his luggages to carry. So we cargoed our foodstuff. Because of that, my wife and her family insisted that I must not go and pick him at the airport which I agreed initially but later went to pick him. When I looked at the hours of layover he had at Doha and Heathrow and considering the fact that he would arrive Newcastle at 10:30pm, I went to pick him without my wife's consent though I explained to her sister when I took the kid to her house. Wify was on a night shift luckily that day. On my way to the airport, I called to let him know I was on my way when he had not even left Heathrow but when I got there my phone dropped and the screen shattered when I went to use the toilet. I can't receive any calls or make any. As a village boy I am, I stood at the international wing of the airport instad of the domestic wing. He arrived, was calling but I couldn't pick. Eventually we met after hours and the first thing he did was to attack me. 'I have been calling and waiting in the cold since, all those we came together have gone and I am the only one left. If I knew where I was going, I would have left since', he raged. I was going to retort but smiled and explained everything to him. Helped him with his luggages to where I parked and paid £25 for parking.

My wife wasn't happy with his stay and she showed it. It was like a pay-back moment for all the guy's behaviours to her in Naija but I would not have any of that. I ensured that they guy sit with us, eat with us, go to church with us, gave him numbers to call for jobs etc. When I felt my wife was taking things to far as she reported me to my mum that I hosted a stranger in this UK economy where things are expensive and my mum also started mounting pressure, I reported her to her sister too. I told her sister that I was not going to ask the guy to leave until he gets a job and I won't join my wife in not relating well to the guy. This became an issue between us which we later settled. I convinced her to forget the past as this should even be a lesson to us that we should always treat people well as you don't know where you will meet them again or when you will need their help. The guy started working and everybody was happy. One day wife raised a point that the guy was suppossed to buy even if it's ordinary bottle of milk and I quickly trashed that conversation. One day I wanted to get the rug cleaner in his room and I saw cans of drinks, cartons of McDonalds under his bed with groceries. He had gone to work / or class that day. To be candid, I felt somehow and spoke to my wife about what I found. At that point, I began to remeber all the guy's attitudes and they started getting to me. I remembered a day we wanted to go out without the kids and I asked if the kids could stay at home with him, he said no that he was going to have online lecture. Since then we always take them to a friend's place or wify sister's if we feel they shouldn't follow us even if he is at home. I remebered how he never for once asked if I had fixed my phone's screen or not, I remebered how he never asked if we have received the foodstuff he was to bring but we needed to cargo. I remebered how we, 4 of us are sleeping in one room, wife and the kids just for him to have his privacy. I remebered how our bills, water, electricity and gas had increased since he came and to God who made me, I never bothered about any of these for once. I felt someone is using me and I concluded to tell him to look for accommodation but I won't change my attitude to him. So I asked him about his search for accomodation and he said he was thinking about raising his school fees balance and that would take a while since he can only work for 20hrs in a week. I told him that he should look for the ones that are cheaper and since holidays are here, he can work full time to raise his balance. Besides, we are 4 sleeping in a room and it is not convenient for us. His body language confirmed he was not ready to leave so I started helping him to look for a shared apartment. I got one via a church member and he went there for inspection though he didn't want to go initially. His reason was that he was having an online lecture at the time they asked him to come which he must received at home. I spoke to the person and they said he could come at any time since they would be at home throughout the day. When I told the guy, he said he can't still go because of some group discussion he would have after the lecture bla bla bla. At that point, I told him that he needed to go because we are 4 in the room and it is not convenient for us. He went only for him to come back and tell me that he doesn't like this house. He said the house is close to his Uni but he just doesn't like it and that I shouldn't worry, he would leave by this weekend. 'No wahala', I said and since then he has been giving me attitude. He came back from work on Thursday morning, I opened the door, greeted him and he didn't answer. All along, he stays in his room and when food is ready, I would be the one to go and call him and he comes out immediately. But since Wednesday, when I go to call him for food, he won't come out until after 20 - 25 minutes. So this afternoon before I went to pick one of the kids from school, I called him to come and eat but he didn't answer. When I returned, I still met the food untouched. I wanted to call him again but I decided to face my project that is frustrating my life and then he came out to eat. He started saying a lot of things about him getting accommoation that I was not listening to. But the last thing he said made me to decide to put this here. I heard him said, 'I will leave when I get a good accommodation'. I just said okay, he ate his food and left for his room.

Please I need advise to handle this maturedly. Since he came none of his people called to say 'thank you' not even his girlfriend that we know. But I don't care at all as all I want is for him to leave as I don't want to continue to sacrifice the comfort of my family to someone who is unappreciative.

Based on what you have written, the guy is very selfish. You need to tell him to go. You have sacrificed enough.

babajeje123:
Advise needed please.
Now I am begining to understand why most Nigerians here don't want to accomodate newcomers who are Nigerians. I accommodated a guy who is becoming difficult for me to handle just because I don't like wahala. We lived in the same house in Nigeria and during those period we were never friends. We only exchanged greetings sometimes as he was very rude and proud.

babajeje123:
Advise needed please.
Please I need advise to handle this maturedly. Since he came none of his people called to say 'thank you' not even his girlfriend that we know. But I don't care at all as all I want is for him to leave as I don't want to continue to sacrifice the comfort of my family to someone who is unappreciative.

If all that you’ve said is true then you have been more than kind to this guy. So you need to give him one month to find a new place and he needs to pay you for that one month’s rent. And no more freebies including the free meals. If he says no, then whatever his eyes see, he should take it like that.

dupyshoo:
Based on what you have written, the guy is very selfish. You need to tell him to go. You have sacrificed enough.

I know but will I give him ultimatum or what? How will I explain to him again since he felt offended when I insisted he should go and check one on Wednesday only for him to return and say he doesn't like it.

Amarathripple0:

If all that you’ve said is true then you have been more than kind to this guy. So you need to give him one month to find a new place and he needs to pay you for that one month’s rent. And no more freebies including the free meals. If he says no, then whatever his eyes see, he should take it like that.

@Babajeje123, one month is too much.

You need to let him go within a week. You have kids in the house and you shouldn't have someone behaving this way in the same house with your family.

Preshyi:
I attended a job interview last week and when asked the question "what attracted you to apply for this position with the organisation". To show I carried out research about the org, one of my answers was that I read reviews from present and past employees and one thing that stood out was the positive and supportive work culture bla bla bla. This caught their attention and they went further to start asking about the platform where I read the reviews, I stated glassdoor. They kept probing and asking about other things that was said especially the negatives. I mentioned career progression and they became kinda defensive, explaining why it seems there was no room for growth in certain departments within the org. The lead interviewer was just so fascinated about the discussion and her last words were "Oh, I love glassdoor". I got an unfortunately email few days later, just maybe there was a better candidate. However, I would like to rule out the fact that talking about those reviews led to the rejection. What do you guys think? Want to avoid such mistakes moving forward.

Oh wow. I’m so sorry this happened to you. Yea, companies do not like negative reviews so I never mention glassdoor. When companies would ask what attracted me to the company or the role. Go to response is this " I saw the position and I thought I would be a good fit because of my xyz skills (basically what they wrote on the JD) then I follow up with, I would also love to work for a company like yours because your company is progressive , innovative and inclusive. And all of these elements combined attracted me to the role”
These companies all think they are inclusive, innovative and progressive so I used the same format for all of them.

Don’t worry, a better opportunity will come your way! You got this!!

Amarathripple0:

If all that you’ve said is true then you have been more than kind to this guy. So you need to give him one month to find a new place and he needs to pay you for that one month’s rent. And no more freebies including the free meals. If he says no, then whatever his eyes see, he should take it like that.

I gained nothing by lying on him. He is on Nairaland and if by chance he reads what I posted, he should point out what is not true. I'm sincerely not happy at all that I did all of these for someone who is not grateful. In fact, the day I had issue with my wife he was at home. Wify came to rake for me in the bathroom and I know he heard our convo but he just behaved as if he heard nothing.

NevaUgivup:
@Babajeje123, one month is too much.

You need to let him go within a week. You have kids in the house and you shouldn't have someone behaving this way in the same house with your family.

I need advise on how to present this to him. I may lose my cool if he stays one month and can only manage 1 week but I don't want fight or any wahala.

babajeje123:

I gained nothing by lying on him. He is on Nairaland and if by chance he reads what I posted, he should point out what is not true. I'm sincerely not happy at all that I did all of these for someone who is not grateful. In fact, the day I had issue with my wife he was at home. Wify came to rake for me in the bathroom and I know he heard our convo but he just behaved as if he heard nothing.

Honestly, I think you have tried. So he should leave. Like someone else said, you have kids at home so you also have to protect them from him and his behavior. Besides, a stranger should not be causing friction between you and your wife. Finally, his attitude is not your problem, what you need is peace of mind. So please speak to him again and ask him to leave. Tell him your kids have to move into that room, also let him know that if the landlord finds out you have a stranger not on your contract living in the house, that you would get into trouble. (I hear headcount is a thing in the UK so you might actually get into trouble for housing someone extra like an adult especially as you didn’t mention this when you rented the house)

Preshyi:
I attended a job interview last week and when asked the question "what attracted you to apply for this position with the organisation". To show I carried out research about the org, one of my answers was that I read reviews from present and past employees and one thing that stood out was the positive and supportive work culture bla bla bla. This caught their attention and they went further to start asking about the platform where I read the reviews, I stated glassdoor. They kept probing and asking about other things that was said especially the negatives. I mentioned career progression and they became kinda defensive, explaining why it seems there was no room for growth in certain departments within the org. The lead interviewer was just so fascinated about the discussion and her last words were "Oh, I love glassdoor". I got an unfortunately email few days later, just maybe there was a better candidate. However, I would like to rule out the fact that talking about those reviews led to the rejection. What do you guys think? Want to avoid such mistakes moving forward.

I doubt that might been the cause though their view that you have the perception of the place as not offering growth opportunities may have led them to conclude you don't see it as a long-term place. In any case, I'd say downplay any negatives and just focus on the positives. And also, don't mention Glassdoor because they probably know (or will know if they check) that negative things were said about them there.

What I did that I'd advise, is do your research everywhere (including Glassdoor) but use LinkedIn as your reference when asked. You can talk about things like you've seen that many staff stay there for a long period, and that their staff seem engaged with the company's page and posts (if they are), which shows they are happy working there etc etc. Nobody posts negatives on LinkedIn so you can safely say you don't know any negative aspects.