₦airaland Forum

LIGHTHEARTED0:
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I pity non of you, if you can borrowed even a token you shouldn't be anyway forced to pay,not even 1 day default.

majority of Nigerian are just criminal-minded that need to be drag on the floor to reset their brain

I received loan app call today telling me that can you imagine that your friend (.....) who borrowed 225k from our loan app but refused to pay because we called his wife and younger brother to report to them

I was just laughing because I knew this my friend Is someone with ego

I pray he pay them

Omo loan dey make person you no go know how your money take Waka, this 2023 January will be the deadline for loan for me
I deal with the good ones thou,pay back on time too,but in2023,I don't wish to continue @all..
I have deleted one, already,more two to go once I collect my January salary,that ends it.
Thou ,they really assisted,but I'm no longer interested in anyway.
For one of them,I can collect upto 700k, that's how the trust reach, but I'm no longer interested

me wey dey run loan apps street. collect up to half a million. rinse and repeat. nonsense

Nairalander248:
That one that says if he pay them let the obituary be real na real baztar.d. he doesn't know if he need loan tommorow he will pay those guys back because his BVN was used...

you don't know those guys are not registered... Most of the companies are own by indians

Nairalander248:
That one that says if he pay them let the obituary be real na real baztar.d. he doesn't know if he need loan tommorow he will pay those guys back because his BVN was used...

and you can not condem those animals that posted his obituary just because he owed them some change. I believe you are one the fool that Chinese and Indian are using to disrespect your country men. The same thing they cannot try in their country is what they are doing to Nigerians because of fools like you.

KingAzubuike:
Na this one off me pass

I don laff throwey

sircatherine45:
me wey dey run loan apps street. collect up to half a million. rinse and repeat. nonsense

na person wey no know road dey fear

I pity Nigerians that are scared of loan sharks..... Chop their money clean mouth.... Na die them say you die... Them no kill you for real... Defame me, forget your money... That's how it works... You can't shame the shameless..... You can't beat a ghost!!!

Am not supporting those loan app o,neither am I justifying this embarrassing act,but this people that have been insulted are example of kind of people friend brothers neighbours church members u will borrow ur money out of pity,but when it comes for payment time they will insult u,telling u things like am I running with ur money,why are u disturbinge

You are a thief, well the heart of man is desperately wicked. Why borrow when you know you can't pay within your due date. Why not live within your means? Why would you allow a loan shark who you know is bad defame you. They didn't force you to pay, alot has borrowed money from me and not pay, some bought goods which they promise to pay later and they won't. If you know them as illegal loan apps why not borrow from your bank, shebi you know they have no access to your bvn that's why you borrowed their money with evil at the back of your minds to defraud them. Later you will say the govt, nation, leaders are fraudulent but you yourself are you not fraudsters. Two wrongs cannot make a right! Walk in the right ways and do good

I'll release a PDF on how you can collect 500k from loan apps without revealing your identity.

mu2sa2:
They are illegal, right? Then you are an accomplice engaging with them in perpetrating illegality. Mr man, you can't BORROW money and seek to justify your deliberate and calculated refusal to repay. Do you expect your creditor to allow you to go scot-free? You did your worse by 419-ishly dodging repayment and your creditor is paying you back the same way. Do you remember the lyrics - " Do me I do you ..."?

are u a loan shark agent?

It is because Nigerians do not pay back loans on time, hence the disgrace methods.

If Nigerians were paying loans on time, and IF we had a better records system, and a better address system in this nation, we won't need to resort to this (a similar company in say the UK would just track you via your address records/postcode)

The problem is, if we don't pay back loans on time, these companies won';t have money to pay new customers, and we would once again be at the mercy of criminal agents and so forth if they fold up. Let's not take loans we have no intention of paying back or we cannot pay back. Better to starve for some days (like I did once! ) than to take on a burden that is too much.

Having said that, this is something that, speaking as a christian, CAN should look into. For muslims, even NSCIA. If the church and mosque could set up a loan company that their faithful and even non faithful could take a loan of say N10000 and pay it back in N1000 instalments over ten months, without interest, maybe we may get somewhere. Every church could contribute ten percent of offerings every sunday to the loan company...which could work in the form of an app.

BluntTheApostle:
I will say it again.

If you are owing loan apps, stop repayments henceforth.

When you repay, you keep them in business.

They lend money to other people, and then people end up living in a web of debts.

We will continue to pressurize government to force banks (if it gets to it) to make credit facilities accessible to Nigerians, and to provide good and credible governance so that these demons don't ever find their way back into Nigeria.

Some people need their service genuinely and are repaying.

Criminal minded loan defaulters like you deserve what you get.

Do Nigerians know that, these people can be sued to court? This act is simply defamation of Character. It is punishable by law.

If one of these people can get a good lawyer, they can sue the company for defamation...going into millions.

But then, this is Nigeria!!!

KingAzubuike:
All this sokoloan and the likes .. isn't this too much ?

Sokoloan is a satanic app loan. I have warned them not to send me any other nonsense blackmailing messages. They will be send me people I dont even know blackmail messages. They are very sick

Bros why didn't you give your sister the 8k to save yourself this unnecessary embarrassment?

generalwo:
I pity Nigerians that are scared of loan sharks..... Chop their money clean mouth.... Na die them say you die... Them no kill you for real... Defame me, forget your money... That's how it works... You can't shame the shameless..... You can't beat a ghost!!!

Ole ni e! Chop their money clean mouth but your stomach will burst and if you borrow it to defraud them same way you will live with people defrauding you all the days of your life. All through the days of your life you will always live in pain, shame and disgrace

udemzyudex:
Na why dem no wan allow us dey use credit card for this country.

All this student loan bla bla no go work for this country unless certain things are put in place.


Why you go borrow money and refuse to pay back? Why?

Credit card would never work in nigeria. Never. We are a financially irresponsible people.

While I deplore the tactics and modus operandi of these loan apps I also ask WTF made people borrow on a ridiculous agreement then start quoting illegal when it's to to pay. I can assure you that most of them wouldn't have paid back even it was the exact amount borrowed to be returned.

You people should stop borrowing money from these loan apps, live within your means, ask friends and families for help, or borrow with any of your property as collateral to money lenders but you won't hear. Serves y'all right.

Falsely accusing someone of being infected with HIV because of 8k loan? Ahn! Ahn! That's going too far. Too too far. I use Aella often, but those others like Sokoloan and their various other companies, I can never use them. They keep calling me asking me to take loan, but I just tell them, no, not interested.

This is really too far.

Lightorder:
you took the word from me. Nigerians are educated illiterates. Get a lawyer sue the demons out of them , if they could be seen physically

Some of those loans are less than 10k. Who no get 10k to pay go see money go hire lawyer.

/
Two can play the game.

Nigerians love to borrow and refuse to pay back.

Loan companies love to lend and refuse to let go.

What percentage of loans can they collect without "extreme" high-handedness?

/

SergeantTitus:
Around 2020 or so I made a mistake borrowing from them . The exact day loan was due they started sending messages to my contacts that I'm a criminal on the run with company money and I should be reported to the nearest police station if found. Family and friends started calling to ask what was happening.

You mean Sokoloan?

BluntTheApostle:
I will say it again.

If you are owing loan apps, stop repayments henceforth.

When you repay, you keep them in business.

They lend money to other people, and then people end up living in a web of debts.

We will continue to pressurize government to force banks (if it gets to it) to make credit facilities accessible to Nigerians, and to provide good and credible governance so that these demons don't ever find their way back into Nigeria.

I don't like loan apps myself, but the painful thing is that if we run them out of business, the alternatives are not any better and in some instances worse.

Most banks don't give short term loans. Too risky. Maybe the cooperative unions..but those exist for some employed. Apart from firends and family, who else? It will always be criminals

At the end, we have no choice. The best one can offer is financial education and living within your means. But that is easy to say...when you dont''t have unexpected expenses come up.

I no fit laugh. Send an email to fccpc NITDA and servicom, ensure you copy the loan app. Forward this to them as well and report to @NPF. NO forget to include all the messages they sent to you. And lastly avoid loan apps come 2023.

mployer:
Some people need their service genuinely and are repaying.

Criminal minded loan defaulters like you deserve what you get.

No one needs their services. It may seem like you do, but it is a trap.

And I am not a defaulter. I am just doing social work. I am protecting my people from wicked and exploitative opportunists who take advantage of people's desperation to keep body and soul together.

As long as people continue to repay, these criminal idiots will have money to give to others. That is not our plan. Our plan is to rid the country of them. We need to make them suffer huge losses, so they can pack up and leave.

Nigerians were managing before these demons came. Now, many are struggling in a web of debt that they may not be able to get out of for years.

I will not rest until the last one of them goes into oblivion.

Nairalander248:
That one that says if he pay them let the obituary be real na real baztar.d. he doesn't know if he need loan tommorow he will pay those guys back because his BVN was used...

They're not registered with CBN, the BVN is only for their own records. They can't place any tag on you outside them or their clique

Nairalander248:
That one that says if he pay them let the obituary be real na real baztar.d. he doesn't know if he need loan tommorow he will pay those guys back because his BVN was used...

Not true. The loans are illegal and the companies are even unregistered so there’s nothing they can do with BVNs. This loan will not even show on any database at all.

LIGHTHEARTED0:
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I pity non of you, if you can borrowed even a token you shouldn't be anyway forced to pay,not even 1 day default.

majority of Nigerian are just criminal-minded that need to be drag on the floor to reset their brain

You are mad for writing this rubbish.

TheBTCinvestor:
What!! Is this for real! Can't they be sued!

Yes, they can, it is against the law, it is called defamations, it doesn't matter if you owe them 10 million naira they have no right to make falls portrayal of their debtors. Then again, naigeria is a lawless zoo.