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General UK Visa Enquiries - Part 5 - Travel (366) - Nairaland

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Re: General UK Visa Enquiries - Part 5 by djbaju(m): 7:27pm On Jan 26, 2023
Between $447- $478. Let just assume $500 it will not exceed it.

I cancelled my application twice and this is what I paid on each application

Beautynm1:
Good evening everyone
How much is Uk 2yrs Visa fee?
Re: General UK Visa Enquiries - Part 5 by Beautynm1: 7:27pm On Jan 26, 2023
djbaju:
Between $447- $478. Let just assume $500 it will not exceed it.

I cancelled my application twice and this is what I paid on each application


Okay thanks

1 Like

Re: General UK Visa Enquiries - Part 5 by karferguso(m): 9:39pm On Jan 26, 2023
Good evening everyone

This is the email a friend got after opting in for Super priority.

Does anyone have similar experience?

He did biometrics on Tuesday and no response till now

Re: General UK Visa Enquiries - Part 5 by Mrmoney90: 1:04am On Jan 27, 2023
temmyblaze001:
Good evening house, can anyone help me on how I can get a police report for misplacement of collection slip. Tls staffs didn't give me collection slip after biometrics, now they ask me to bring police report. I don't know how to go about that.

Please help me

They always give a collection slip before you go in for biometrics. This is quite a flimsy excuse.

1 Like

Re: General UK Visa Enquiries - Part 5 by Jhynet: 7:30am On Jan 27, 2023
karferguso:
Good evening everyone

This is the email a friend got after opting in for Super priority.

Does anyone have similar experience?

He did biometrics on Tuesday and no response till now



I believe it will be better to do a paid call to know what they really mean.

I called them today concerning my delayed visa has it’s been 3 weeks now and they replied that there is a general delay.
Re: General UK Visa Enquiries - Part 5 by Ajalalomo: 11:08am On Jan 27, 2023
Good day guys. I am filing out UK visa application for a minor. Please how do I answer this question for him

Do you have another income or any savings?

Should I click;
I do not have any other income or savings

or

I should click savings then I put my account balance

And this one too: How much money are you personally planning to spend on your visit to the UK?
Re: General UK Visa Enquiries - Part 5 by Nobody: 11:55am On Jan 27, 2023
[quote author=Ajalalomo post=120418615]Good day guys. I am filing out UK visa application for a minor. Please how do I answer this question for him

Do you have another income or any savings?

Should I click;
I do not have any other income or savings

or

I should click savings then I put my account balance
Re: General UK Visa Enquiries - Part 5 by Nobody: 11:55am On Jan 27, 2023

1 Like

Re: General UK Visa Enquiries - Part 5 by AskGod07: 1:57pm On Jan 27, 2023
Try and post the refusal letter so people can advise you


AbelPre:


Hello everyone. If someone declares 150k as average monthly expenses. But the debits on salary account shows significantly more. I got a second refusal cause the ECO said while there are deposits made in this account that appear as salary payments, the funds withdrawn and the balances in the account are just as much as the they were prior to the salary deposit before i receive the next payment so they are not satisfied that these funds are reflective of my income or financial circumstances and that these funds are genuinely available to me for my exclusive use. The only credit was my salary. tho i had an opening balance of 6m and closing was about 6800000m. Pls what do i do next. i cried last night cause this time i used an agent.
Re: General UK Visa Enquiries - Part 5 by AskGod07: 2:03pm On Jan 27, 2023
You have opening balance of 6m and closing balance of 6.8m ? How much is your monthly salary ? And how much do you spend monthly?

I hope your account is not doctored by your agent?



AbelPre:


Hello everyone. If someone declares 150k as average monthly expenses. But the debits on salary account shows significantly more. I got a second refusal cause the ECO said while there are deposits made in this account that appear as salary payments, the funds withdrawn and the balances in the account are just as much as the they were prior to the salary deposit before i receive the next payment so they are not satisfied that these funds are reflective of my income or financial circumstances and that these funds are genuinely available to me for my exclusive use. The only credit was my salary. tho i had an opening balance of 6m and closing was about 6800000m. Pls what do i do next. i cried last night cause this time i used an agent.
Re: General UK Visa Enquiries - Part 5 by Nobody: 2:13pm On Jan 27, 2023
[/quote]
Re: General UK Visa Enquiries - Part 5 by Nobody: 2:19pm On Jan 27, 2023
IL
Re: General UK Visa Enquiries - Part 5 by AskGod07: 3:32pm On Jan 27, 2023
You said you have opening balance of 6m, and your salary is 822k? If you multiply 822,000 monthly salary by 6 months = 4,932,000

You said your spend 150k as your monthly expenses, and if multiply it by 6 it would give you 900,000k i.e you spend 900k for 6month.

You will subtract 900k from your 6 month salary of 4,932,000 = 4,032,000 as your monthly disposable

Your closing balance should be = 10,032,00 i.e
Opening balance of 6m + 4,032,000 monthly disposable =10,032,000

I will advise you to start your account allover for the next 6 month before you reapply, write a cover letter to explain changes in your employment and address your refusal letter.


[quote author=AbelPre post=120423359][/quote]

3 Likes

Re: General UK Visa Enquiries - Part 5 by AskGod07: 3:38pm On Jan 27, 2023
.
Re: General UK Visa Enquiries - Part 5 by Nobody: 3:45pm On Jan 27, 2023
AskGod07:
You said you have opening balance of 6m, and your salary is 822k? If you multiply 822,000 monthly salary by 6 months = 4,932,000

You said your spend 150k as your monthly expenses, and if multiply it by 6 it would give you 900,000k i.e you spend 900k for 6month.

You will subtract 900k from your 6 month salary of 4,932,000 = 4,032,000 as your monthly disposable


Your closing balance should be = 10,032,00 i.e
Opening balance of 6m + 4,032,000 monthly disposable =10,032,000

I will advise you to start your account allover for the next 6 month before you reapply, write a cover letter to explain changes in your employment and address your refusal letter.


What do you mean start my account again? Pls explain
Re: General UK Visa Enquiries - Part 5 by infosoftlife: 4:07pm On Jan 27, 2023
AbelPre:


Hello everyone. If someone declares 150k as average monthly expenses. But the debits on salary account shows significantly more. I got a second refusal cause the ECO said while there are deposits made in this account that appear as salary payments, the funds withdrawn and the balances in the account are just as much as the they were prior to the salary deposit before i receive the next payment so they are not satisfied that these funds are reflective of my income or financial circumstances and that these funds are genuinely available to me for my exclusive use. The only credit was my salary. tho i had an opening balance of 6m and closing was about 6800000m. Pls what do i do next. i cried last night cause this time i used an agent.

Stop declaring and be truthful.
It wasn't written anywhere the money you should spend as monthly expenses.
Your financial statement was used against you because it doesn't add up to what you declared.
Why are you crying when you have a good sum of money in your account? Is the trip that significant?!

1 Like

Re: General UK Visa Enquiries - Part 5 by Mrmoney90: 4:37pm On Jan 27, 2023
AskGod07:
You said you have opening balance of 6m, and your salary is 822k? If you multiply 822,000 monthly salary by 6 months = 4,932,000

You said your spend 150k as your monthly expenses, and if multiply it by 6 it would give you 900,000k i.e you spend 900k for 6month.

You will subtract 900k from your 6 month salary of 4,932,000 = 4,032,000 as your monthly disposable

Your closing balance should be = 10,032,00 i.e
Opening balance of 6m + 4,032,000 monthly disposable =10,032,000

I will advise you to start your account allover for the next 6 month before you reapply, write a cover letter to explain changes in your employment and address your refusal letter.



A very avoidable error.. “the ECO doesn’t check withdrawals”, just shows how daft most agents are. As long as you supplied how much monthly expenditure you make, they always check to verify. It is based on the information you provide they use to access your application. Sometimes, I feel less information, but properly presented, speaks volume.

Also, having a huge opening balance is not the Koko, they check your inflow and outflow and see if it corresponds with your opening balance.. there has to be a rhythm.
Re: General UK Visa Enquiries - Part 5 by Nobody: 4:38pm On Jan 27, 2023
il
Re: General UK Visa Enquiries - Part 5 by Mrmoney90: 4:44pm On Jan 27, 2023
AbelPre:

Ist refusal in July, this is the 2nd refusal. E reach to cry. Money spent plus time.

Now your next application has to be properly aligned, or else, they will still deny you. So make sure whatever information you provide corresponds with whatever info you provided in the previous application.
Re: General UK Visa Enquiries - Part 5 by Nobody: 5:13pm On Jan 27, 2023
il

1 Like

Re: General UK Visa Enquiries - Part 5 by AskGod07: 5:26pm On Jan 27, 2023
Start to build a new bank account for the next 6 to 7 month, try to have a stipulated amount as your monthly expenses and then make sure no other money enter your account except you salary.

AbelPre:

What do you mean start my account again? Pls explain

1 Like

Re: General UK Visa Enquiries - Part 5 by zaizai0080: 5:34pm On Jan 27, 2023
Visa Alert!!!

Standard Visitors Visa ( 2years )
Self Service TLS Ikeja
Date of Biometrics : 13th January 2023
Collection email : 26th January 2023

I have been visiting the UK for over a decade. I had an expired 5years visa which I tried to renew last year December. The visa application was denied by the ECO due to unexplained high debit transactions that exceeded my specified monthly expenses. I was wondering why the ECO did not consider that I am a self employed businessman and such personal account will definitely have high debits and inflows due to numerous business transactions. In the previous application, I didn't give proper explanations regarding the huge transactions on my account but I provided invoices and receipts with other proof of inflows and source of deposits made into my account. However, after realizing the mistakes I made, I reapplied in January 2023 and I made necessary corrections with a detailed explanation addressing the ECO's concern. I added more proof of inflows and clarified the reasons for the high debits. I have discovered that reapplying after a refusal doesn't automatically mean that the next application will be refused again, though chances of another refusal is very high. The reasons for the previous refusal should be properly addressed with proofs. If it was financial reasons, improve on your finances and give explanations with proofs, if it was family ties, ensure you prove stronger family ties in your reapplication or make sure your circumstance has changed before reapplying. In all, I am glad that my second renewal attempt was approved!

5 Likes

Re: General UK Visa Enquiries - Part 5 by infosoftlife: 5:36pm On Jan 27, 2023
AbelPre:


And it’s Travel beta o. I told her o. Cause the monies were going to my other acc. I said write a cover letter explaining. She didn’t agree.

@ bolded did you submit SOA for this second account?
Your situation is a bit confusing because, from what you are saying, you have multiple accounts and were withdrawing or sending money across to your other accounts.
Try and use the description column next time on your bank app to explain the purpose of the transaction.
Also, you have been advised to be on the bench to build your account. Stick to your story if you declared one SOA in your last application.
Except you want to be writing a cover letter to blame an agent, which doesn't make sense, assuming you submitted one account and it wasn't your first application.
Re: General UK Visa Enquiries - Part 5 by Mrmoney90: 5:57pm On Jan 27, 2023
AbelPre:


And it’s Travel beta o. I told her o. Cause the monies were going to my other acc. I said write a cover letter explaining. She didn’t agree.

You shouldn’t have used an agent to start with. After your first refusal, if you had come on here, you could’ve gotten advice that will be useful towards your next application, and surely you could get your visa

1 Like

Re: General UK Visa Enquiries - Part 5 by Mrmoney90: 6:12pm On Jan 27, 2023
AbelPre:
.
See my second refusal I cried. The time and money to do this application is tiring

I just took my time to read this refusal note now. You could’ve gotten your visa quite alright, but the only issue was that the ECO sensed a foul play on your end. Now, Imagine having an opening balance of 6 million, then subsequently, over the the space of 6 months (in which you receive a monthly earning of 822k, which the ECO also took note of), your end balance still remains at slightly over the opening balance. No matter how you spend, your end balance is supposed to be somewhere within the margin of 8 million or thereabout, but the ECO is still seeing about 6.8 million without no adequate explanation as to why it is so. Even I myself would agree with the ECO that the money will not be readily available for your use. It just seemed like you borrow the supposed money for salary, and you quickly return it back, but still kept a little leftover so as to confuse the ECO. The ECO spotted this game because it didn’t just occur once or twice, but all through the 6 months time frame. The most you could’ve done was to give a proper explanation as to why that happened, alongside proof. It’s just like those fake water fountains where the water just keeps recycling, the water neither overflows nor dries up, but if you fetch water from that fountain, the water will finish, which therefore implies that there was no water readily available for use, but just a mirage. This was how the ECO understood your account statement, and hence issued you a refusal. It just means you had fake funds in your account just for account boosting.

3 Likes

Re: General UK Visa Enquiries - Part 5 by giselle237: 6:21pm On Jan 27, 2023
AbelPre:

Ist refusal in July, this is the 2nd refusal. E reach to cry. Money spent plus time.
please is ur job real? Is ur almost 900k salary also real?

1 Like

Re: General UK Visa Enquiries - Part 5 by Oluwaloniglory7: 7:10pm On Jan 27, 2023
Can a first timer tourist arrived at Heathrow airport can use transportation options or only taxi ?

Train, subway and bus is very affordable

Or is it compulsory to use a taxis or bolt?

Reason is that I wanted to know if I can make a use of train, bus or subway so I can have a budget for that in my cover letter.
Re: General UK Visa Enquiries - Part 5 by Nobody: 7:35pm On Jan 27, 2023
[il
Re: General UK Visa Enquiries - Part 5 by Nobody: 7:35pm On Jan 27, 2023
il
Re: General UK Visa Enquiries - Part 5 by Bigsteveg(m): 8:11pm On Jan 27, 2023
misterkelly:
Include wedding pictures, TB result, PCCtoo

Hello Chief, pls should the pictures be printed each on a A4 paper, should it be full or just for it to be obvious.

Also, for the TB certificate and Police Report, do I scan and print on A4 again since they are kind of smaller in size.
Re: General UK Visa Enquiries - Part 5 by Mrmoney90: 8:11pm On Jan 27, 2023
AbelPre:

Fake funds ke. I have a real job. I presented ID card, employment letter, leave approval, introduction letter. I had so much issues that’s why I was spending so much. Unlike the first half that I didn’t spend much. And I gave travel beta to handle it. When I sent all my details to her. Even me when I saw my statement I said I’ve not really saved much. She said ECO doesn’t care about your debits after all most of the debits went to your Gtb so it can be your savings. No need for explanation.

And that’s where you got things all wrong. Trust me, no matter what evidence you provide, the ECO only needs just one loophole to refuse your application, and it was in your power to close that loophole. So all of a sudden, just within the period prior to your visa application you now have so much issues to resolve financially, which of course demanded that you use up your entire salary whenever you get paid for a period of 6 months right? Common, let’s apply logic here, that doesn’t make any sense. It still boils down to cash lodgment. If you hadn’t made this application, the only advise I would’ve given to you would’ve been to split your opening balance into two parts (let’s say 3 million each, one part in your salary account and the other in your savings account), that way, your salary account will not get shaken, and all those heavy withdrawals could’ve been made on the savings account without you mentioning the savings account in your application. Imagine 822k multiplied by 6, will equal to 4.9 million, which will in turn leave your salary account at a closing balance of 7 million, considering the fact that you spend 150k on monthly expenses. Now this makes sense and will convince any ECO to see that the money grew gradually. And even your 150k expenditure has to reflect in your account. No matter how you withdraw for that month, it should boil down to that 150k when calculated. And if by chance, you happen to spend more than 150k on a particular month, then you should explain why in a cover letter.

1 Like

Re: General UK Visa Enquiries - Part 5 by Bigsteveg(m): 8:13pm On Jan 27, 2023
dotedote:
Good morning to everyone here.
A quick one for the gurus in the house. Please Biometrics is in 4 days (Monday 16th) and the following are the only items on both the MA's (my wife) checklist and mine (dependant)
MA (wife)
a. PoF
b. CAS
c. Passport

Dependant (Mine)
a. Passport
b. Certificate of marriage

My question:
With a 15 year study gap, are we only to stick to these requested items only OR include additional documents without being requested ?

We paid for Priority

Thanks.

Hello, how was your biometrics, all the best. Pls concerning the pictures, did you print each on coloured A4.

Also for TB certificate and Police Report, did you scan and print on A4 again since they are kind of smaller in size.

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