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General UK Visa Enquiries - Part 5 - Travel (367) - Nairaland

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Re: General UK Visa Enquiries - Part 5 by Ashirioluwa: 8:17pm On Jan 27, 2023
Oluwaloniglory7:
Can a first timer tourist arrived at Heathrow airport can use transportation options or only taxi ?

Train, subway and bus is very affordable

Or is it compulsory to use a taxis or bolt?

Reason is that I wanted to know if I can make a use of train, bus or subway so I can have a budget for that in my cover letter.


You can use any of the available options.
Re: General UK Visa Enquiries - Part 5 by giselle237: 8:20pm On Jan 27, 2023
AbelPre:
of course. I’m a data/doc controller
you should have gotten it with that salary.
U can’t be spending that much and clearing out ur account that way.
Re: General UK Visa Enquiries - Part 5 by Phakabir06: 8:30pm On Jan 27, 2023
Good evening house, please am filling form for a visitors visa and am going with my wife and one of my kid. A question that says does anyone rely on you for financial support and also will these dependant be included in the application. It's only my kids that are dependants. What should I answer there. Also hope they wont raise eye brow on only one kid traveling with us. The older wont be available at that period . Please kindly reply me . Thanks .
Re: General UK Visa Enquiries - Part 5 by Oluwaloniglory7: 9:10pm On Jan 27, 2023
Listed all your kids that are still under your custody/minor and your wife also your dependents. They will also ask who of your dependents that is traveling with you? Then you can mention those who are traveling with you including your wife.


quote author=Phakabir06 post=120432272]Good evening house, please am filling form for a visitors visa and am going with my wife and one of my kid. A question that says does anyone rely on you for financial support and also will these dependant be included in the application. It's only my kids that are dependants. What should I answer there. Also hope they wont raise eye brow on only one kid traveling with us. The older wont be available at that period . Please kindly reply me . Thanks . [/quote]
Re: General UK Visa Enquiries - Part 5 by Phakabir06: 10:03pm On Jan 27, 2023
Oluwaloniglory7:
Listed all your kids that are still under your custody/minor and your wife also your dependents. They will also ask who of your dependents that is traveling with you? Then you can mention those who are traveling with you including your wife.

Thank you for this .


quote author=Phakabir06 post=120432272]Good evening house, please am filling form for a visitors visa and am going with my wife and one of my kid. A question that says does anyone rely on you for financial support and also will these dependant be included in the application. It's only my kids that are dependants. What should I answer there. Also hope they wont raise eye brow on only one kid traveling with us. The older wont be available at that period . Please kindly reply me . Thanks .
Re: General UK Visa Enquiries - Part 5 by geolan(m): 10:41pm On Jan 27, 2023
Oluwaloniglory7:
Can a first timer tourist arrived at Heathrow airport can use transportation options or only taxi ?

Train, subway and bus is very affordable

Or is it compulsory to use a taxis or bolt?

Reason is that I wanted to know if I can make a use of train, bus or subway so I can have a budget for that in my cover letter.


To use Bolt/Uber, you will need to link your debit card to the app which most likely won’t accept your naija card except it’s a dom card.

Just get an oyster tourist card you can top up then use it to enter train or buses easily cos taxis are expensive
Re: General UK Visa Enquiries - Part 5 by Mrmoney90: 11:29pm On Jan 27, 2023
Phakabir06:
Good evening house, please am filling form for a visitors visa and am going with my wife and one of my kid. A question that says does anyone rely on you for financial support and also will these dependant be included in the application. It's only my kids that are dependants. What should I answer there. Also hope they wont raise eye brow on only one kid traveling with us. The older wont be available at that period . Please kindly reply me . Thanks .

Your wife and your kids are your dependents. There will be no eyebrow raised with you traveling with just one of your children. You can explain why in a letter (may not be necessary though, but just to stay at a safe edge).

1 Like

Re: General UK Visa Enquiries - Part 5 by royalmu: 12:30am On Jan 28, 2023
Mrmoney90:


A very avoidable error.. “the ECO doesn’t check withdrawals”, just shows how daft most agents are. As long as you supplied how much monthly expenditure you make, they always check to verify. It is based on the information you provide they use to access your application. Sometimes, I feel less information, but properly presented, speaks volume.

Also, having a huge opening balance is not the Koko, they check your inflow and outflow and see if it corresponds with your opening balance.. there has to be a rhythm.
Please shed more light on the bolded.
Re: General UK Visa Enquiries - Part 5 by Nobody: 1:11am On Jan 28, 2023
il
Re: General UK Visa Enquiries - Part 5 by leef2022: 2:28am On Jan 28, 2023
royalmu:
Please shed more light on the bolded.

If you have 1mil opening bal. The eco looking at your financial docs should be able to reach some sort of hypothetical calculations from your presented bank docs, on how you have saved up the 1m. Thus the eco would put into consideration income(monthly and yearly), expenditure and perhaps monthly savings to know if you would get a refusal or given a chance to use the lebera sim they gave you at the submission center.

2 Likes

Re: General UK Visa Enquiries - Part 5 by leef2022: 2:28am On Jan 28, 2023
AbelPre:
so what do I do now?

Apply pressure!
Re: General UK Visa Enquiries - Part 5 by leef2022: 2:33am On Jan 28, 2023
Mrmoney90:


Your wife[b][/b] and your kids are your dependents. There will be no eyebrow raised with you traveling with just one of your children. You can explain why in a letter (may not be necessary though, but just to stay at a safe edge).

No entirely. With all due respect, the wife is older than 17, she may be working, self dependent/financially buoyant and don't rely on her husband for her personally needs. If what he contributes to the family is just for children upkeep and not the wife inclusive then his wife isnt dependent on him.

1 Like

Re: General UK Visa Enquiries - Part 5 by ezegold4we: 3:12am On Jan 28, 2023
PLS for those that have travelled with Their child or children to UK through skilled work VISA and the guru's in the House, this is my question,
Pls apart from the recommendation letter from a child's school,Does children need transcript's from their school as one of the requirements ?

Apart from The child's int'l passport, birth certificate, nin, and TB result,What are The other necessary requirements for children that is traveling with their parent's to be presented during biometric??
Re: General UK Visa Enquiries - Part 5 by giselle237: 5:31am On Jan 28, 2023
ezegold4we:
PLS for those that have travelled with Their child or children to UK through skilled work VISA and the guru's in the House, this is my question,
Pls apart from the recommendation letter from a child's school,Does children need transcript's from their school as one of the requirements ?
Apart from The child's int'l passport, birth certificate, nin, and TB result,What are The other necessary requirements for children that is traveling with their parent's to be presented during biometric??
consent letter by/from both parents
Pls forget about recommendation letter, NON
Re: General UK Visa Enquiries - Part 5 by Africankel(m): 5:41am On Jan 28, 2023
AbelPre:
.
See my second refusal I cried. The time and money to do this application is tiring

This is very straightforward, and here's what I think.

1. You are the owner of the company, and you pay yourself the said amount as Salary. Or, you know the owner of the company and use their account.

2. You recycle the money used as Salary. I.e., once the salary for a particular month comes in, you withdraw it, waiting to use it again for the next month.

1 Like

Re: General UK Visa Enquiries - Part 5 by alert20: 7:19am On Jan 28, 2023
leef2022:


No entirely. With all due respect, the wife is older than 17, she may be working, self dependent/financially buoyant and don't rely on her husband for her personally needs. If what he contributes to the family is just for children upkeep and not the wife inclusive then his wife isnt dependent on him.


I totally agree with you on this.... The Eco has once assumed that my wife was my daughter cos I fill her info as my dependant in my first application.....
Re: General UK Visa Enquiries - Part 5 by Nobody: 8:28am On Jan 28, 2023
[il
Re: General UK Visa Enquiries - Part 5 by AskGod07: 9:44am On Jan 28, 2023
All what you listed is sufficient no any other doc


ezegold4we:
PLS for those that have travelled with Their child or children to UK through skilled work VISA and the guru's in the House, this is my question,
Pls apart from the recommendation letter from a child's school,Does children need transcript's from their school as one of the requirements ?

Apart from The child's int'l passport, birth certificate, nin, and TB result,What are The other necessary requirements for children that is traveling with their parent's to be presented during biometric??
Re: General UK Visa Enquiries - Part 5 by Ebubu: 10:07am On Jan 28, 2023
geolan:


To use Bolt/Uber, you will need to link your debit card to the app which most likely won’t accept your naija card except it’s a dom card.

Just get an oyster tourist card you can top up then use it to enter train or buses easily cos taxis are expensive
good morning sir. please i need contacts (mail address or whatsapp contact if possible), of nigerian foodstuff vendors in the UK.

anyone that can help, i’ll greatly appreciate.
Re: General UK Visa Enquiries - Part 5 by Mrmoney90: 1:18pm On Jan 28, 2023
royalmu:
Please shed more light on the bolded.

Let’s say for an instance, your opening balance is 2 million naira. You earn 300k per month and spend 100k on expenditure, leaving 200k. With this calculation, there is bound to be an upward progression in your account balance. But when your account remains stagnant, or your closing balance nearly equals your opening balance, then that can be seen as fake. Even in a case where your account falls below the opening balance, then there should be a concrete reason for that, and except you have sponsor, there would be no need for you to apply for a visa at that point because it shows your account is struggling.

2 Likes

Re: General UK Visa Enquiries - Part 5 by Mrmoney90: 1:27pm On Jan 28, 2023
AbelPre:
so what do I do now?

You need to start building your account again. Since you already mentioned you earn 822k per month, continue with that and build your account. Mind you, the ECO has taken note of your 6.8m closing balance, just incase you are reapplying so soon, probably in the next couple of months. So I would advise you wait until 6 months time. By then, you could’ve built your account with that 822k per month, coupled with your previous closing balance. Just ensure the 150k you spend monthly reflects on your account. And if by chance you wish to transfer some funds into your other account as savings, you can do so every month after you receive your salary, and still attach that savings bank account to your application. So doing this for 6 months should help you.

But one road block is that you can’t reapply right away. As per someone working and you just took leave. So you just have to be patient, build your account like I said and reapply again after 6 months. Then you can take another leave and indicate in your application that you canceled your previous leave after your visa was refused.

1 Like

Re: General UK Visa Enquiries - Part 5 by Mrmoney90: 1:29pm On Jan 28, 2023
leef2022:


Apply pressure!

😂😂😂 Wahala
Re: General UK Visa Enquiries - Part 5 by royalmu: 1:45pm On Jan 28, 2023
Mrmoney90:


Let’s say for an instance, your opening balance is 2 million naira. You earn 300k per month and spend 100k on expenditure, leaving 200k. With this calculation, there is bound to be an upward progression in your account balance. But when your account remains stagnant, or your closing balance nearly equals your opening balance, then that can be seen as fake. Even in a case where your account falls below the opening balance, then there should be a concrete reason for that, and except you have sponsor, there would be no need for you to apply for a visa at that point because it shows your account is struggling.
Well said. Sometimes ECOs would say they don’t know the source of one’s opening balance even after submitting necessary employment documents. What can be done to remedy such a situation or what can be done to avoid such response from the ECOs?
Re: General UK Visa Enquiries - Part 5 by Nobody: 3:52pm On Jan 28, 2023
[il
Re: General UK Visa Enquiries - Part 5 by Mrmoney90: 5:27pm On Jan 28, 2023
royalmu:
Well said. Sometimes ECOs would say they don’t know the source of one’s opening balance even after submitting necessary employment documents. What can be done to remedy such a situation or what can be done to avoid such response from the ECOs?
.

The reason for that is that ECOs judge every employed applicant from a one year timeframe. I’m sure most people do not know this. Irrespective of submitting a 6 months bank statement. Also, asides from that one year time frame, they try to analyze your opening balance from how long you have been working. That’s how they come to their conclusion. So if you have been working for one year, with a monthly pay of 300k and an expenditure of 100k, then you should be having about 2m or 2.4m thereabout. So imagine having an opening balance of 1.5m (probably because you have spent some lump sum from your 2m or 2.4m to solve an uncontrollable circumstance), then you run your account for another 6 months, and having a closing balance of 2.7m after deducting expenditure of 100k for each month, the ECO would not have any reason to question your bank account. Because he/she has analyzed your account from how long you have been working. That’s why they expect you to apply for visa one year after employment. Unless you want to explain to the ECO that you changed jobs, with proof such as employment letter from the previous company plus salary, it is best to always start your salary account on a fresh note. That is, if you got a new job paying you 500k monthly, you can start with a new bank account. So imagine earning 500k, subtracting 100k monthly expenditure, that leaves you with 4.8m at the end of one year. So if you apply for visa 2 months after the one year time frame, you should be having more than 5m in your account. Which is very straight forward. With this, you don’t need much documentation.

2 Likes

Re: General UK Visa Enquiries - Part 5 by Mrmoney90: 5:34pm On Jan 28, 2023
AbelPre:

You said the Eco has taken note of my closing balance.. I want to take out like 2m out before the 1st of feb. just incase anything comes up and I spend from there so I can maintain 150k or 170k monthly expenditure for 6 months .Will that work?

Of course that would work. Now you can successfully run your account on your own and also apply for your visa on your own. Imagine after removing 2m from your account, then you are left with 4.8. Now with your monthly pay of 822k, you subtract 170k for monthly expenditure, that leaves you with 652k. Multiply that by 6 months, you have 3.9m. Adding that to your 4.8m, you should be having 8.7m. Now that account can successfully get you a visa. Just ensure it is straightforward, and your spendings do not exceed the 170k per month. You can spend from your other savings.

1 Like

Re: General UK Visa Enquiries - Part 5 by djbaju(m): 5:41pm On Jan 28, 2023
OG analysis, respect
Mrmoney90:


Let’s say for an instance, your opening balance is 2 million naira. You earn 300k per month and spend 100k on expenditure, leaving 200k. With this calculation, there is bound to be an upward progression in your account balance. But when your account remains stagnant, or your closing balance nearly equals your opening balance, then that can be seen as fake. Even in a case where your account falls below the opening balance, then there should be a concrete reason for that, and except you have sponsor, there would be no need for you to apply for a visa at that point because it shows your account is struggling.
Re: General UK Visa Enquiries - Part 5 by royalmu: 5:43pm On Jan 28, 2023
Mrmoney90:
.

The reason for that is that ECOs judge every employed applicant from a one year timeframe. I’m sure most people do not know this. Irrespective of submitting a 6 months bank statement. Also, asides from that one year time frame, they try to analyze your opening balance from how long you have been working. That’s how they come to their conclusion. So if you have been working for one year, with a monthly pay of 300k and an expenditure of 100k, then you should be having about 2m or 2.4m thereabout. So imagine having an opening balance of 1.5m (probably because you have spent some lump sum from your 2m or 2.4m to solve an uncontrollable circumstance), then you run your account for another 6 months, and having a closing balance of 2.7m after deducting expenditure of 100k for each month, the ECO would not have any reason to question your bank account. Because he/she has analyzed your account from how long you have been working. That’s why they expect you to apply for visa one year after employment. Unless you want to explain to the ECO that you changed jobs, with proof such as employment letter from the previous company plus salary, it is best to always start your salary account on a fresh note. That is, if you got a new job paying you 500k monthly, you can start with a new bank account. So imagine earning 500k, subtracting 100k monthly expenditure, that leaves you with 4.8m at the end of one year. So if you apply for visa 2 months after the one year time frame, you should be having more than 5m in your account. Which is very straight forward. With this, you don’t need much documentation.
Let’s assume the circumstance you talked about was money spent on wedding ceremony that reduced the money to 1.5M, how can one explain that to the ECO?
Re: General UK Visa Enquiries - Part 5 by AskGod07: 6:41pm On Jan 28, 2023
I strongly disagreed with you my senior Mr money, are you telling me now that those who have been working for 3 or more years should be having total amount of their monthly salary for 1yrs in their account or close to 6month salary?

All these Opening balance drama just started maybe last year and is only when Eco wanted to stylishly refusal someone’s application.

I knew many people that gotten their visa with opening balance of 500k as first timer, and also people that having up to 2m to 3m + as opening balance are refused visa even Eco do queried them the sources of their opening balance

Let me say is within the 6month bank statements they required for visa is what Eco normally use to judge the outcome of the visa, I can boldly said most of us that declared a particular amount as our monthly expenses are not what we are spending before planning to apply for a visa?

Why is it that when we are ready to apply for a visa that we complied with our monthly expenses.

I realize that when the Eco notices any discrepancy in bank acct they came up with opening balance, even they do complained about closing balance at time.

Note: No body knows Eco discretion we are just trying on our own perspectives

May God help us












Mrmoney90:
.

The reason for that is that ECOs judge every employed applicant from a one year timeframe. I’m sure most people do not know this. Irrespective of submitting a 6 months bank statement. Also, asides from that one year time frame, they try to analyze your opening balance from how long you have been working. That’s how they come to their conclusion. So if you have been working for one year, with a monthly pay of 300k and an expenditure of 100k, then you should be having about 2m or 2.4m thereabout. So imagine having an opening balance of 1.5m (probably because you have spent some lump sum from your 2m or 2.4m to solve an uncontrollable circumstance), then you run your account for another 6 months, and having a closing balance of 2.7m after deducting expenditure of 100k for each month, the ECO would not have any reason to question your bank account. Because he/she has analyzed your account from how long you have been working. That’s why they expect you to apply for visa one year after employment. Unless you want to explain to the ECO that you changed jobs, with proof such as employment letter from the previous company plus salary, it is best to always start your salary account on a fresh note. That is, if you got a new job paying you 500k monthly, you can start with a new bank account. So imagine earning 500k, subtracting 100k monthly expenditure, that leaves you with 4.8m at the end of one year. So if you apply for visa 2 months after the one year time frame, you should be having more than 5m in your account. Which is very straight forward. With this, you don’t need much documentation.
Re: General UK Visa Enquiries - Part 5 by leef2022: 7:40pm On Jan 28, 2023
AbelPre:

Na wa o. This kind of analysis. See the way you are typing it like you are sure. I came for help on what to do. I work for an IOC Biko. But as a contract staff. So it’s the company who handles manpower that pays me. My leave letter and introduction letter even has the IOC details cause I work in the company. I even uploaded the IOC ID card. Don’t people have problems that take up their salary. I don’t like this analysis Abeg

All na help believe me...
U no go find mango for orange tree even though both they green then come orange or yellow!
The op wrote what he/she knows which is the term "recycling of funds" and the op no be your employer, so no vex..
Re: General UK Visa Enquiries - Part 5 by infosoftlife: 8:12pm On Jan 28, 2023
AskGod07:
I strongly disagreed with you my senior Mr money, are you telling me now that those who have been working for 3 or more years should be having total amount of their monthly salary for 1yrs in their account or close to 6month salary?

All these Opening balance drama just started maybe last year and is only when Eco wanted to stylishly refusal someone’s application.

I knew many people that gotten their visa with opening balance of 500k as first timer, and also people that having up to 2m to 3m + as opening balance are refused visa even Eco do queried them the sources of their opening balance

Let me say is within the 6month bank statements they required for visa is what Eco normally use to judge the outcome of the visa, I can boldly said most of us that declared a particular amount as our monthly expenses are not what we are spending before planning to apply for a visa?

Why is it that when we are ready to apply for a visa that we complied with our monthly expenses.

I realize that when the Eco notices any discrepancy in bank acct they came up with opening balance, even they do complained about closing balance at time.

Note: No body knows Eco discretion we are just trying on our own perspectives

May God help us

Let's help ourselves.
The ECO doesn't scrutinize other countries' applicants as they do Nigerians.
You should understand they learn from the history of past applicants.

The rules are clear: you need to show where your money comes from and provide information covering at least six months. So if, for example, you sold some shares, land, major transfer, and put the money into your account this month, you could show the bank account for this month but would also need to prove that you had owned the shares for the last six months, landed property. Also, when we transfer with our mobile app, we hardly disclose the description of the transaction.

The bottom line is: they know that people can borrow money to show when applying for a visa. They believe it would be difficult to hold on to borrowed money for more than six months. They want to see not a large sum of money sitting in your bank account but evidence of a reasonable regular income except you are sponsored. But don't just start declaring things that you cannot prove.

If you earn 1m, you can afford to spend 300k + monthly. Let's stop copying others' applications here.

You should be warier of plagiarism and make your application fit your family size, responsibilities, job, and the company's nature.

Remember, the visa process is 50-50, and no one can guarantee the outcome of your visa.

Get sufficient evidence that you have the funds for your trip, after which something must compel you to return to your home country.

SHALOM

2 Likes

Re: General UK Visa Enquiries - Part 5 by Ashirioluwa: 9:11pm On Jan 28, 2023

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