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Living In The Uk-life Of An Immigrant (part 2) - Travel (848) - Nairaland

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Living In The Uk-life Of An Immigrant (part 3) / Living In Canada/Life As A Canadian Immigrant Part 2 / Living In The Uk/life As A UK Immigrant (2) (3) (4)

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Re: Living In The Uk-life Of An Immigrant (part 2) by Pogracious: 1:27am On Feb 14, 2023
Lexusgs430:



Rebuilding credit is very different from building credit.........

What side of the divide are you ...........😉

Sorry boss,it is building oooo
Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 1:57am On Feb 14, 2023
Pogracious:


Sorry boss,it is building oooo

Are you already on the voters list .........

Do you presently have any line of credit facilities........

Are you registered on Equifax/Totallymoney ......

6 Likes 1 Share

Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 4:58am On Feb 14, 2023
Incase your candle is burning hot or you feel very tensed and want to explode or release tension.......😂

All the above + GFE, for only £5.........😜

Now, this is much cheaper than olosho's aka runzgals in Nigeria.........😁

Pump price personified.........🤣😂

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by NDANAKU1: 7:30am On Feb 14, 2023
Hello, please am presently in Newport I need help getting a job any job I don't mind.

I also need help in getting accommodation
Re: Living In The Uk-life Of An Immigrant (part 2) by Hclinton: 7:57am On Feb 14, 2023
Good morning, pls as a student, if my spouse work as an Health care assistant with a care agency or a care home, can we apply for IHS refund and how do we do that.
Thanks
Re: Living In The Uk-life Of An Immigrant (part 2) by rayralph(m): 7:58am On Feb 14, 2023
Lexusgs430:
Incase your candle is burning hot or you feel very tensed and want to explode or release tension.......😂

All the above + GFE, for only £5.........😜

Now, this is much cheaper than olosho's aka runzgals in Nigeria.........😁

Pump price personified.........🤣😂

And get mugged or stabbed after.

Nice cheesy grin
Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 8:00am On Feb 14, 2023
rayralph:


And get mugged or stabbed after.

Nice cheesy grin


Something must kill a man ..........🤣😜😂

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by rayralph(m): 8:01am On Feb 14, 2023
Hclinton:
Good morning, pls as a student, if my spouse work as an Health care assistant with a care agency or a care home, can we apply for IHS refund and how do we do that.
Thanks

https://www.gov.uk/apply-immigration-health-surcharge-refund/healthcare-setting

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by jagbasneh(m): 8:05am On Feb 14, 2023
Good guyz pls. A friend forget to add is middle name when register for IELTS EXAM although the exam will take place next week. Hope that will not be a problem when apply for visa. And the middle name is included in his name inside passport. Is there remedy to add the middle name before the exam?
Re: Living In The Uk-life Of An Immigrant (part 2) by Hclinton: 8:13am On Feb 14, 2023
Thanks. I just went through it. My question is it's my dependant that is working as carer, pls the phrase below is not clear " If you’re eligible, your dependants can also get a refund. You must include them in your application".
If my dependant is applying for refund, will it cover me the primary applicant who is a student and will her own also cover for the children. Thanks
rayralph:


https://www.gov.uk/apply-immigration-health-surcharge-refund/healthcare-setting
Re: Living In The Uk-life Of An Immigrant (part 2) by hustla(m): 9:17am On Feb 14, 2023
bigtt76:
I've been wondering how they did it ooo cos left right center na so so iPhone 14 I de see with guys like how 😳 e con be like na only me de use Xiaomi 100 pounds fone 🤣🤣🤣





LOOL Na Grace

What God cannot do does not exist grin
Re: Living In The Uk-life Of An Immigrant (part 2) by hustla(m): 9:25am On Feb 14, 2023
Adedoks:
Hi family,

but the card we used for the IHS payment was that of an agent in naija then. now the agent is claiming that she cannot refund the money when it is paid because she cant remember the card she used for the payment.



This is a blatant lie. It is near impossible for that huge amount of money to leave your account and you wont know which account it csame out from

The agent can print all bank statements and trace it at the time payment was made (I am sure a succesful email was sent following payment)

Hold the agent for neck angry

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by hustla(m): 9:27am On Feb 14, 2023
Akorkor:
My two cent on this car buying. Car no be investment. Do not join bad wangon in buying and pay small small. Always check if you have chest for gbese and how much will remain in your income if all gbese are removed at the end of the month. As for me, I believe in pay once. Only thing I go do gbese for in this oyinbo land na House. A word is enough for the wise.

#Ire o

Collect small 14 Pro Max , M2 Macbook Pro with Mac Mini naw

Ordinary gbese, you cannot chest

grin
Re: Living In The Uk-life Of An Immigrant (part 2) by Mosme: 9:41am On Feb 14, 2023
You can correct it at the exam center. There are reports of ielts exams planning to shut down due to coming elections.
jagbasneh:
Good guyz pls. A friend forget to add is middle name when register for IELTS EXAM although the exam will take place next week. Hope that will not be a problem when apply for visa. And the middle name is included in his name inside passport. Is there remedy to add the middle name before the exam?

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by adedapodvirus001(m): 9:51am On Feb 14, 2023
Hclinton:
Thanks. I just went through it. My question is it's my dependant that is working as carer, pls the phrase below is not clear " If you’re eligible, your dependants can also get a refund. You must include them in your application".
If my dependant is applying for refund, will it cover me the primary applicant who is a student and will her own also cover for the children. Thanks

If your dependant is the one working as a carer, she can only claim for herself and other dependants. She cannot claim your own refund.

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 9:51am On Feb 14, 2023
hustla:



This is a blatant lie. It is near impossible for that huge amount of money to leave your account and you wont know which account it csame out from

The agent can print all bank statements and trace it at the time payment was made (I am sure a succesful email was sent following payment)

Hold the agent for neck angry


Do you know how many payments agents make ........ Unfortunately, due to limitations and restrictions, many individual accounts are used to facilitate payments........

If payments - sources and person's are not documented by the agent, would be difficult to track refunds ..........😁
Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 9:52am On Feb 14, 2023
Before you buy that new car ........... Council tax is going up next year ............😂🤣😁

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by Akorkor(f): 9:53am On Feb 14, 2023
hustla:


Collect small 14 Pro Max , M2 Macbook Pro with Mac Mini naw

Ordinary gbese, you cannot chest

grin

I cannot can o cheesy cheesy cheesy
Re: Living In The Uk-life Of An Immigrant (part 2) by hustla(m): 10:15am On Feb 14, 2023
Lexusgs430:



Do you know how many payments agents make ........ Unfortunately, due to limitations and restrictions, many individual accounts are used to facilitate payments........

If payments - sources and person's are not documented by the agent, would be difficult to track refunds ..........😁


IHS number follows payment. A simple 1 hr search will show all needed info but why search when you can get a debit of £2000+ for doing nothing?

grin

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 10:25am On Feb 14, 2023
hustla:



IHS number follows payment. A simple 1 hr search will show all needed info but why search when you can get a debit of £2000+ for doing nothing?

grin


If the agent made over 400 payments, with improper records keeping........ Where do you start from........

The simplest way forward is the applicant, redirecting the payment........ If not, someone would be having an early xmas present........😂🤣
Re: Living In The Uk-life Of An Immigrant (part 2) by hustla(m): 10:26am On Feb 14, 2023
Akorkor:


I cannot can o cheesy cheesy cheesy

cheesy
Re: Living In The Uk-life Of An Immigrant (part 2) by hustla(m): 10:26am On Feb 14, 2023
Lexusgs430:



If the agent made over 400 payments, with improper records keeping........ Where do you start from........

The simplest way forward is the applicant, redirecting the payment........ If not, someone would be having an early xmas present........😂🤣


They don't reply emails sadly, those IHS guys
Re: Living In The Uk-life Of An Immigrant (part 2) by Nobody: 2:31pm On Feb 14, 2023
Me I don't even understand why people use agents for UK visa application.

I feel it's laziness, unless there are factors I don't know about sha.

If you're confidently literate enough to be processing your visa to work or study in the visa, nothing should stop you from being able to read, ask questions and apply for yourself. It's such a well documented process.

7 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by jadepinkett(f): 4:38pm On Feb 14, 2023
Hello all.
Anybody ever used Facebook marketplace to secure accommodation?
House hunting is brutal embarassed
Also, can anyone advise if it's wise to rent through a private landlord?
What should i beware of?
TIA
Re: Living In The Uk-life Of An Immigrant (part 2) by SapphireFort(f): 4:38pm On Feb 14, 2023
koonbey:
Me I don't even understand why people use agents for UK visa application.

I feel it's laziness, unless there are factors I don't know about sha.

If you're confidently literate enough to be processing your visa to work or study in the visa, nothing should stop you from being able to read, ask questions and apply for yourself. It's such a well documented process.

Unfortunately, even without using agents it is a hassle to get a card for international payment in Nigeria without buying at black market rate. So, people negotiate with total strangers and meet in public places for these transactions too. There should be a means to change the account for the refunds.

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 5:46pm On Feb 14, 2023
Pogracious:
Hello Ancestors in the house,l am in the process of rebuilding my credit score.I learnt I can either use credit card or canopy app.Of this two which is more effective pls?

TIA
To build your score - apply for a credit card and use wisely - https://americanexpress.com/en-gb/referral/dAVIdEzYpk?XL=MNMNS

To rebuild - then we need more details on what happened to the score .. though a credit card would help, as well as direct debit bills payments, rent reporting (credit ladder) et al..

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by Controlv: 6:02pm On Feb 14, 2023
Hclinton:
Thanks. I just went through it. My question is it's my dependant that is working as carer, pls the phrase below is not clear " If you’re eligible, your dependants can also get a refund. You must include them in your application".
If my dependant is applying for refund, will it cover me the primary applicant who is a student and will her own also cover for the children. Thanks

You can claim for everyone, both the main applicant and all dependants.

My wife is the dependant, and we used her payslip to get a refund for everyone.

3 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by Peerielass: 7:07pm On Feb 14, 2023
To further buttress my point, in Canada as of today the average salary is $75k per annum which equates to 4K per month after taxes. The average 2021-2023 car costs approximately $800 per month coupled with insurance cost of $400 per month and fuelling costs of $300 per month. Before the twinkle of an eye, you are set back $1,500 per month because u want to drive a brand new car and show off to people that don’t care about what u drive.

This is all relative. I don’t believe getting a brand new car or phone or even credit card and mortgage should be the top priority of a new immigrant but circumstances differ and what works for one may not work for the other.

I have been here long enough to know that having a brand new car works better for me. My monthly rental is less than £250 (including free servicing for 3 years) and my car insurance (full comprehensive with protected NCD) is about £220 per annum so no the total cost of the car, insurance and deposit is not significant in the grand scheme of things for me. I would rather rest assured that my car is in excellent condition and ready to go when required than buy a second hand that would breakdown without warning and leave me stranded in the middle of no where.

To give you an idea, I once bought a 3 year old car in 2013 and the car served me for approximately 4 years before developing an irrepairable fault - spent over £3,000 trying to diagnose and repair the car before eventually trading it in as deposit for a brand new car. For starters, the garages charge between £45 and £80 per hour for labour, you will also have to contend with the run around from the mechanics as is typical of tradesmen in this country. So I don’t agree that a second hand car is always the most cost effective option.

At the end of the day, there is no right or wrong option. It all depends on our individual circumstances and past experiences.

12 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by domin8(f): 7:20pm On Feb 14, 2023
Is this a HP or a PCP?

Peerielass:

To further buttress my point, in Canada as of today the average salary is $75k per annum which equates to 4K per month after taxes. The average 2021-2023 car costs approximately $800 per month coupled with insurance cost of $400 per month and fuelling costs of $300 per month. Before the twinkle of an eye, you are set back $1,500 per month because u want to drive a brand new car and show off to people that don’t care about what u drive.

This is all relative. I don’t believe getting a brand new car or phone or even credit card and mortgage should be the top priority of a new immigrant but circumstances differ and what works for one may not work for the other.

I have been here long enough to know that having a brand new car works better for me. My monthly rental is less than £250 (including free servicing for 3 years) and my car insurance (full comprehensive with protected NCD) is about £220 per annum so no the total cost of the car, insurance and deposit is not significant in the grand scheme of things for me. I would rather rest assured that my car is in excellent condition and ready to go when required than buy a second hand that would breakdown without warning and leave me stranded in the middle of no where.

To give you an idea, I once bought a 3 year old car in 2013 and the car served me for approximately 4 years before developing an irrepairable fault - spent over £3,000 trying to diagnose and repair the car before eventually trading it in as deposit for a brand new car. For starters, the garages charge between £45 and £80 per hour for labour, you will also have to contend with the run around from the mechanics as is typical of tradesmen in this country. So I don’t agree that a second hand car is always the most cost effective option.

At the end of the day, there is no right or wrong option. It all depends on our individual circumstances and past experiences.
Re: Living In The Uk-life Of An Immigrant (part 2) by Peerielass: 7:25pm On Feb 14, 2023
domin8:
Is this a HP or a PCP?


PCP, I don’t want to own anything that will give me stress in the future cool
Re: Living In The Uk-life Of An Immigrant (part 2) by bigtt76(f): 7:37pm On Feb 14, 2023
cheesy cheesy cheesy

hustla:



LOOL Na Grace

What God cannot do does not exist grin

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