In other news, I don receive First Direct £175 switch bonus. Free money dey sweet o 🥳🤩

BorisJohnson:


Oga Lexus…
This your thought process is like asking people to migrate to Dutse (Jigawa State) or Nguru (Yobe state) or Zungeru (Kebbi State) or Monguno (Borno state) or Oye-Ekiti (Ekiti State) or Abatete (Anambra State) or Nembe (Bayelsa State) etc….

In ALL the places I mentioned above, they can get a 5 bed bungalow for less than the price of a 1/2 bed face-me-I-face-you in Abuja or Lagos.

Question is: Are there jobs? What (really) is the point of moving away from London to Hull or Sunderland or Middlesbrough or Newcastle or Durham or etc… and there are no jobs there? You buy/rent cheaply, but there are no jobs. What’s the point?

Yes there is farming job in Oye Ekiti

Pls how did you do it. What of someone using Lloyds. Thanks

CheesyTee:
In other news, I don receive First Direct £175 switch bonus. Free money dey sweet o 🥳🤩

Lexusgs430:



Your only option is a personal loan, or get someone you know to apply on your behalf.........

Nah £18,000 you want make someone for this thread, just drop like that........ 😂😭

The guy blood dey hot.
If this good one go, another good one will come.
Na so e be.

Viruses:

The guy blood dey hot.
If this good one go, another good one will come.
Na so e be.

Exactly....... Another house, is around the corner....... 🤣😂

Just drop £18K like that and hope he pays it back........ He must think the day wey den born us, our head hit ground...... 😝

I dont knowabout Lloyds but you download First Direct bank app, open an account with them.

You then switch one of your current account. Pay in £1000+ to your new account after the switch is complete and wait for the bonus to be paid

lightofjoy:
Pls how did you do it. What of someone using Lloyds. Thanks

Is it only me that feels this country is getting raving mad??

CheesyTee:
In other news, I don receive First Direct £175 switch bonus. Free money dey sweet o 🥳🤩

Heard there are caveats to it and monthly Payments to make. How true is this pls?

That's the reason why I haven't tried to make the switch

Looking to switch my starling

BorisJohnson:
Is it only me that feels this country is getting raving mad??

Doing everything except addressing the actual issues

Lexusgs430:



Klarna is like monzo flex, tymit credit card, zip, PayPal etc etc......

You're good to go..... It also builds your credit score......

Make sense... As I see 0.00% APR for 24 Months I jump on am 😁😁😁

gergemam:


Make sense... As I see 0.00% APR for 24 Months I jump on am 😁😁😁

Zero % for 24 months........ This what you call, shop till you drop......😜👏

BorisJohnson:
Is it only me that feels this country is getting raving mad??

Some jobs, are much better hands on, than uni certifications.......

Nurses, many years ago in the UK. Never went to university (those nurses were much better than all this university nurses)........

Lexusgs430:



Some jobs, are much better hands on, than uni certifications.......

Nurses, many years ago in the UK. Never went to university (those nurses were much better than all this university nurses)........

Same as teaching. About a decade ago, they brought back direct training in the classroom again. Certainly going back many, many years ago, doctors trained as apprentices. Maybe they're onto something...

Medicine and Dentistry are a few of the courses you cannot get a student loan for and have to be self sponsored

BorisJohnson:
Is it only me that feels this country is getting raving mad??

I actually think that this is a good idea, more hands on experiences than wasted time on theories.

hustla:


Heard there are caveats to it and monthly Payments to make. How true is this pls?

That's the reason why I haven't tried to make the switch

Looking to switch my starling

I wouldn’t switch Starling if I were you. It’s one of the best challenger bank accounts to have. I find their debit card very useful for holiday travel and for online shopping abroad. No fees nor commission charged on withdrawals/foreign transactions and you get a guaranteed Mastercard exchange rate at time of transaction.

Congrat, welcome to the club.

CheesyTee:
In other news, I don receive First Direct £175 switch bonus. Free money dey sweet o 🥳🤩

Peerielass:


I wouldn’t switch Starling if I were you. It’s one of the best challenger bank accounts to have. I find their debit card very useful for holiday travel and for online shopping abroad. No fees nor commission charged on withdrawals/foreign transactions and you get a guaranteed Mastercard exchange rate at time of transaction.

Issue is I've never used it.. And it's the only account that's a bit not useful for me.

I kind of like the natwest I switched to so I'll be keeping it.. Or maybe I can switch Chase 🤔

TJ18:


Hi Hi - I'll be dropping off someone at Heathrow at 7am on Friday from Reading. If peradventure this coincides with your arrival, I'm happy to pick you at Heathrow and drop you at Reading. You can send a DM if that works for you.

Hello awwww this just made me so happy pls can I dm you so we can arrange thou my flight is not Friday is earlier than that

I didn't want to comment on the matter, but generally this whole rent is dead money talk fit put people in trouble...

Mortgage is beyond deposit fees.. you still have other fees to pay..

Also, there are other heavy financial costs like renovations (if it applies to you) and then eventually the cost of fixing anything that happens in the house while you live there which you won't necessarily pay for if you were renting as most times, the landlord will fix it.

Lets not even talk about the Interest rate (that will increase yet again) which has made mortgage payments even more expensive than renting.

Yes, owning your house is Better than renting because it is yours, and you're not paying anyone.. but Please be ready financially.. it is deeper than just having deposit money

Please lets educate ourselves before going on that journey.. find NL threads on mortgage especially from people who just did theirs recently..

I come in Peace

Lexusgs430:


Exactly....... Another house, is around the corner....... 🤣😂

Just drop £18K like that and hope he pays it back........ He must think the day wey den born us, our head hit ground...... 😝

profemebee:
I didn't want to comment on the matter, but generally this whole rent is dead money talk fit put people in trouble...

Mortgage is beyond deposit fees.. you still have other fees to pay..

Also, there are other heavy financial costs like renovations (if it applies to you) and then eventually the cost of fixing anything that happens in the house while you live there which you won't necessarily pay for if you were renting as most times, the landlord will fix it.

Lets not even talk about the Interest rate (that will increase yet again) which has made mortgage payments even more expensive than renting.

Yes, owning your house is Better than renting because it is yours, and you're not paying anyone.. but Please be ready financially.. it is deeper than just having deposit money

Please lets educate ourselves before going on that journey.. find NL threads on mortgage especially from people who just did theirs recently..

I come in Peace

Very good point

I was going to ask that OP if he had also factored in stamp duty, legal and other costs like moving.

Ticha:


Same as teaching. About a decade ago, they brought back direct training in the classroom again. Certainly going back many, many years ago, doctors trained as apprentices. Maybe they're onto something...

Medicine and Dentistry are a few of the courses you cannot get a student loan for and have to be self sponsored

I agree....at least the gov beginning to think outside the box to solve the crisis.

The high student debt puts a lot of people off studying medicine and dentistry, if they do not have family or other funds to support them. This way they can earn as they learn and hopefully get more british doctors and nurses trained up.

Lexusgs430:



Some jobs, are much better hands on, than uni certifications.......

Nurses, many years ago in the UK. Never went to university (those nurses were much better than all this university nurses)........

My MiL retired as a matron. Trained on the job 😄

CheesyTee:
In other news, I don receive First Direct £175 switch bonus. Free money dey sweet o 🥳🤩

They kept saying I am not qualified. Do you use a credit card? I have no form of credits.

Lexusgs430:



Some jobs, are much better hands on, than uni certifications.......

Nurses, many years ago in the UK. Never went to university (those nurses were much better than all this university nurses)........

You don carry this naija comparison come here?

Good morning,

I hope una dey okay.

Abegi shae uk resident require transit visa to travel through Dublin airport ( Ireland ). There’s about 5hrs stop over to connect with another flight.

Thanks

Good morning wonderful busy people, abeg I dey do small travel.

Can I operate my Lloyd and REVOLUT account outside the UK, especially in Africa?

Can't one actually live life here without needing a credit card?

Abeg any shop dey do sales? I wan buy small things for home people - ladies mostly

hustla:


Heard there are caveats to it and monthly Payments to make. How true is this pls?

That's the reason why I haven't tried to make the switch

Looking to switch my starling

Not true. It'll only impact your credit score negatively. I don collect natwest and first direct and I'm waiting for RBS to pay me next week but I've lost about 40 points on my scredit score so far and I'm sure I'll still loose about 20 more but no shaking because I know it'll bounce back

Peerielass:


I wouldn’t switch Starling if I were you. It’s one of the best challenger bank accounts to have. I find their debit card very useful for holiday travel and for online shopping abroad. No fees nor commission charged on withdrawals/foreign transactions and you get a guaranteed Mastercard exchange rate at time of transaction.

You can switch and reopen another one but itll impact your credit score negatively

Phayie:


Not true. It'll only impact your credit score negatively. I don collect natwest and first direct and I'm waiting for RBS to pay me next week but I've lost about 40 points on my scredit score so far and I'm sure I'll still loose about 20 more but no shaking because I know it'll bounce back

Some people dey vex for this life o

You wan collet for 3 places, show us way oo

Phayie:


Not true. It'll only impact your credit score negatively. I don collect natwest and first direct and I'm waiting for RBS to pay me next week but I've lost about 40 points on my scredit score so far and I'm sure I'll still loose about 20 more but no shaking because I know it'll bounce back

If you have collected from natwest I doubt you will get get from rbs I might be wrong but you can check the terms and conditions and see for yourself

UK and Nigeria are not the same. It’s wrong to equate London to Lagos, Sunderland to jigawa,, you’re not helping yourself…. electricity, water, internet, jobs etc are everywhere in UK.

You don’t have to move to the north and start looking for jobs. Apply to jobs in the north or remote/hybrid first, and relocate if you get something with good pay.

Choking yourselves in London will only restrict your growth. People in the north are using half of your London 6 figure salary to take care of their families and get on the property ladder.

I’m not trying to debate, just open your mind and spread your wings.