Uwazie0:
OMG. This[b] is just about £107[/b]. That is what a lecturer is being paid per month. Terrible

Arobaga:



I write like an illiterate because i want out of a failed contraption called Nigeria



I write like an illiterate because i want the betterment of rivers people



You Yorubas claim your region is the economic hub of Africa



Y’all claim you’ve richly blessed with natural resources



Y’all claim Lagos is the Dubai of Africa and has the highest GDP to last y’all for decades



Won’t it be a thing of joy to watch other regions leave so una fit enjoy una blessings and resources alone?



Why do you all panic at the mention of disintegration?



Why do y’all beg for unity?



Why are you all always scared of staying on your own as a country?



What good has the Nigeria population done to her citizens

Zonefree:

Nigerian professors are not adding any value to the nation.

The ones at the medical field, ordinary vaccine for malaria, they can't produce yet they're the loudest.

The ones at Mechanical engineering can't even change their car oil without the help of a roadside mechanic.

Na only to sell textbooks, speak big big grammar and rig elections for politicians dem sabi. Nonsense!

Munzy14:

It is terrible..No sympathy given to the 191 lecturer..

You can't become rich with salary.

On a normal, a PhD holder should know how to create wealth...But in Africa it is targeted for pay rise..

A PhD holder in English should have a school and lesson centers scattered in PH. English teachers are needed every now and then.

There are other small small business he can do to earn from profits rather salary.

For someone who has taught for 10years if na business man, 5M will be his detty December doings.

Arobaga:
Make them deny you



And they’ll keep denying every rivers man any opportunity at federal level



Since we all can’t come together and agitate for our own country as rivers men



Jamaica is just 4million people



But rivers alone is over 10million



Let’s get our own country with our sister state Bayesla and see how we would live large like Dubai

ayusco85:
So i earn more than a university lecturer with 10yrs experience? I ve barely 7yrs experience in customer service in a bank, and i am not even a full staff.
This country is not supposed to still be existing

millionboi2:
When I dey uni,I dey think say this ppl dey earn big money ooo

richie240:

Don't mind d rabble-rouser.
Has he bothered to tell us d millions they make from handouts alone.

Emday:
1. It is really sad that a PhD holder earns less than N200k in this economy. How will he cope?

2. Economic hardship is forcing this diligent lecturer to start a side hustle. Of course, he has to if his family won't suffer. But what that means is that he won't be able to give his ultimate best as a lecturer because his attention will be divided.

3. He is apparently discouraged at the economic prospects of his career path too. Again I don't blame him. He's trying to create alternate source of income.

4. Back to the loan issue, the bank isn't going to give him a business loan. For all we care, it's a startup he's coming with. Otherwise, the bank will have requested for his business records. Which I don't think he has.

5. So the bank will extend to him a personal loan facility based on his salary.

6. Without being sentimental, the bank simply can't give him that amount; for his own sake and for the sake of the bank. Let's do the maths:

5 million at 24% interest = N1,200,000

Meaning he has to pay back N6.2 million over 3 years

Assuming he's paying back equal amount (which will not be the case because banks collect back loans with reducing interest), but for the sake of discussion, let's assume he's paying back equal amounts:

He will be paying back: N172,222 monthly.

If you are a banker, will you give him that loan? Knowing fully well he has to spend on feeding, clothing, transportation etc. And no, the bank does not care about his Academy's success or otherwise. The loan will be given strictly on the feasibility of his repayment capacity based on salary.

7. If he's really interested in this business, my advice will be for him to take a loan of N500,000 or less. And even at that, it's likely he will pay back from his salary and not his business. From the way he talked, it's apparent he knows little about business. He wants to invest 5 million in public speaking in Nigeria. And that means he expects to make at least N8 million back. It's obvious he hasn't done any feasibility studies for that idea. I just wonder, who are his prospective clients?

I'm grateful for his own sake that he was denied the loan. God forbid suicide.

8. On second thoughts, he probably wants to take the loan and JAPA.

Lordsonn:

Many universities don't allow lecturers to sell handout again. It's illegal in Federal universities

Ahmed0336:
Very true.
With that amount of salary, one can only get less than 2 mil loan from FBN.
It's unfortunate..

Arobaga:
Make them deny you



And they’ll keep denying every rivers man any opportunity at federal level



Since we all can’t come together and agitate for our own country as rivers men



Jamaica is just 4million people



But rivers alone is over 10million



Let’s get our own country with our sister state Bayesla and see how we would live large like Dubai

Zonefree:

Nigerian professors are not adding any value to the nation.

The ones at the medical field, ordinary vaccine for malaria, they can't produce yet they're the loudest.

The ones at Mechanical engineering can't even change their car oil without the help of a roadside mechanic.

Na only to sell textbooks, speak big big grammar and rig elections for politicians dem sabi. Nonsense!

Zonefree:

Nigerian professors are not adding any value to the nation.

The ones at the medical field, ordinary vaccine for malaria, they can't produce yet they're the loudest.

The ones at Mechanical engineering can't even change their car oil without the help of a roadside mechanic.

Na only to sell textbooks, speak big big grammar and rig elections for politicians dem sabi. Nonsense!

Welrez:
Take your anger elsewhere. How many publications of these professors have you read? Do you know their contributions to academics and to Nigeria? How many ideas of these professors has Nigeria cared to utilise? The problem is systemic!

BALLOSKI:
same rubbish, but different handle.

Namaster:
Some hookup girls make more than #191K in a week.

Nigeria is FINISHED.

SSpeter:
when we have Rivers as a country, that is when the Ijaws will start clamouring for Ijaw country, Ikwerre will not agree, Ndoni will reject it and the Etche's will say no, then we will Divide again along ethnic lines at that point the Ijaws will say look i am Okirika you are Kalabari, you are Degema you are Opobo infact let us divide and then we divide again....until every kindred becomes a country

Arobaga:
Make them deny you



And they’ll keep denying every rivers man any opportunity at federal level



Since we all can’t come together and agitate for our own country as rivers men



Jamaica is just 4million people



But rivers alone is over 10million



Let’s get our own country with our sister state Bayesla and see how we would live large like Dubai

Zonefree:

Nigerian professors are not adding any value to the nation.

The ones at the medical field, ordinary vaccine for malaria, they can't produce yet they're the loudest.

The ones at Mechanical engineering can't even change their car oil without the help of a roadside mechanic.

Na only to sell textbooks, speak big big grammar and rig elections for politicians dem sabi. Nonsense!

Munzy14:

It is terrible..No sympathy given to the 191 lecturer..

You can't become rich with salary.

On a normal, a PhD holder should know how to create wealth...But in Africa it is targeted for pay rise..

A PhD holder in English should have a school and lesson centers scattered in PH. English teachers are needed every now and then.

There are other small small business he can do to earn from profits rather salary.

For someone who has taught for 10years if na business man, 5M will be his detty December doings.

Emday:
1. It is really sad that a PhD holder earns less than N200k in this economy. How will he cope?

2. Economic hardship is forcing this diligent lecturer to start a side hustle. Of course, he has to if his family won't suffer. But what that means is that he won't be able to give his ultimate best as a lecturer because his attention will be divided.

3. He is apparently discouraged at the economic prospects of his career path too. Again I don't blame him. He's trying to create alternate source of income.

4. Back to the loan issue, the bank isn't going to give him a business loan. For all we care, it's a startup he's coming with. Otherwise, the bank will have requested for his business records. Which I don't think he has.

5. So the bank will extend to him a personal loan facility based on his salary.

6. Without being sentimental, the bank simply can't give him that amount; for his own sake and for the sake of the bank. Let's do the maths:

5 million at 24% interest = N1,200,000

Meaning he has to pay back N6.2 million over 3 years

Assuming he's paying back equal amount (which will not be the case because banks collect back loans with reducing interest), but for the sake of discussion, let's assume he's paying back equal amounts:

He will be paying back: N172,222 monthly.

If you are a banker, will you give him that loan? Knowing fully well he has to spend on feeding, clothing, transportation etc. And no, the bank does not care about his Academy's success or otherwise. The loan will be given strictly on the feasibility of his repayment capacity based on salary.

7. If he's really interested in this business, my advice will be for him to take a loan of N500,000 or less. And even at that, it's likely he will pay back from his salary and not his business. From the way he talked, it's apparent he knows little about business. He wants to invest 5 million in public speaking in Nigeria. And that means he expects to make at least N8 million back. It's obvious he hasn't done any feasibility studies for that idea. I just wonder, who are his prospective clients?

I'm grateful for his own sake that he was denied the loan. God forbid suicide.

8. On second thoughts, he probably wants to take the loan and JAPA.