nifemi25:
It seems this is the new scam in town now... They almost scammed a POS agent closer to my house yesterday.... As the lady told us... She said they are 3 in number on the bike... The two at the back came down to meet the pos agent while the bike man was sitting on the bike... She said the guy wanted to withdraw 51000k including the 1k charges.. the pos agent press 5he 51k on the terminal while she handed the terminal to the guy to press his pin for 5he transaction to be finalized.... This guy just removed one of the four zeros the lady typed on the pos to make it 5100.... He then press the pin and the transaction was successful and writing on the screen.... Most of the machines like opay and monie point doesnt display the amount after successful transaction.... It will only write successful on the screen.... The lady just went straight to the transaction on his own opay app to check and that's when she found out it was 5100 and not 51000.... Immediately those guys knew what was going on... They couldn't wait to collect 5he card and the said cash.... They ran with the bike man

Wao! Bloody criminals....

emelda86:
u can't never know he is a thief, he suggested that I give him 10k that he's in a hurry I told him Upe!!! Give me your acct if I see it I'll send back.

What a useless being!

edogu:
This morning I went to a POS attendant to make a withdrawal and in the process she narrated to me how she was duped of N20,000.

According to her, a young man ( probably early 20s or less) approached her to make a withdrawal of N20,000. After inserting his ATM card into the POS machine, she returned the machine for him to insert his PIN. The transaction was successful with an inscription "withdrawal approved" written on the POS screen. At this point, there was nothing suspicious about the transaction. She counted the money and gave the young man.

How did she find out?

Well, when the young man left, another customer came to make a withdrawal using First Bank ATM, she discovered that there was no network. If that's the case, according to her, how then did the first person succed (the first person equally came with First bank ATM) when there's no network at all.

The above scenario prompted her to check her transaction history. Unfortunately, there was no trace of initial transaction (N20,000). Instead what she saw on the history was a message that the first person has exceeded his limit. Which means the transaction wasn't actually successful but the young man manipulated the machine to look so. At this point, the young man has gone to God knows where. May be to try his luck on another ignorant attendant.

According to woman, she has never had this kind of experience. There's no trace of withdrawal but the transaction was successful from the indication on the POS screen.

The guy even bought boxers worth N3000 from the attendant using the same money.

Here comes my question?
How was he able to maneuver or manipulate the POS machine for the " withdrawal approved" message to come up? Mehn, one really need to be careful especially in this difficult moment.

This story is not true..

You failed to mention the type of Pos Terminal u re using..

When it says Successful.. didn't you check your Balance...?

Some terminal cannot allow you to change the Value u want to Withdraw, because if you try to go back ... The Pos will re validate your ATM card..

Anyway sha... If you are a Novice not too smart with gadgets.

Even some people don't know how to use there iphones ,smart phones..

These are the set of people , that are easily scammed.

Zonefree:

What a customer

you are actually a fool

Tijani009:

Noo it's not cock and bull sir most POS agents to save cost of paper no longer print receipts, expect demanded for, so the ahit is real, observation is key

some POS machines won't allow you to carry out transaction without printing paper,
It's only moniepoint I know of that you can do transaction without requiring paper

KingTom:

Most of them are too greedy, bastards don't want to buy terminal paper for their machines and this is what they get

some POS machines won't allow you to carry out any transaction without printing paper,
It's only moniepoint machine I know of that you can do transaction without requiring paper

Betnomore:
Most of them are easily scammed just because of ordinary paper that they won't buy just to cut cost. If they always print receipt, the amount will always shoe and the operator will be able to confirm before handing out cash

some POS machines won't allow you to carry out any transaction without printing paper,
It's only moniepoint machine I know of that you can do transaction without requiring paper. So don't generalise it.

nifemi25:
It seems this is the new scam in town now... They almost scammed a POS agent closer to my house yesterday.... As the lady told us... She said they are 3 in number on the bike... The two at the back came down to meet the pos agent while the bike man was sitting on the bike... She said the guy wanted to withdraw 51000k including the 1k charges.. the pos agent press 5he 51k on the terminal while she handed the terminal to the guy to press his pin for 5he transaction to be finalized.... This guy just removed one of the four zeros the lady typed on the pos to make it 5100.... He then press the pin and the transaction was successful and writing on the screen.... Most of the machines like opay and monie point doesnt display the amount after successful transaction.... It will only write successful on the screen.... The lady just went straight to the transaction on his own opay app to check and that's when she found out it was 5100 and not 51000.... Immediately those guys knew what was going on... They couldn't wait to collect 5he card and the said cash.... They ran with the bike man

Are you sure the mistake wasn't from Her The other day I went to withdraw 4800.. the woman type 480 and gave Me to input my pin...if I hadn't looked,I would just put My pin... and she'll give me 4800...When I told Her she's made mistake...see the way she thanked Me and corrected it

jmoore:
Manipulate machine?
Lies!!

She didn't read the receipt.

exactly. They nigga deceived her while pricing boxers

fitinwell:



This story is not true..

You failed to mention the type of Pos Terminal u re using..

When it says Successful.. didn't you check your Balance...?

Some terminal cannot allow you to change the Value u want to Withdraw, because if you try to go back ... The Pos will re validate your ATM card..

Anyway sha... If you are a Novice not too smart with gadgets.

Even some people don't know how to use there iphones ,smart phones..

These are the set of people , that are easily scammed.

Moniepoint. Is there need to check your account balance if the display says "withdrawal approved ". Something prompted her to check the transaction history which I explained earlier but there was no trace of the 20,000. Someone in the comments said the problem could be attributed zo network glitch. She said she had once had experience challenge before. The machine may display successful but in reality it's not due to network glitch.

Adewale1603:
some POS machines won't allow you to carry out any transaction without printing paper,
It's only moniepoint machine I know of that you can do transaction without requiring paper

Even Opay, e go simply tell you approved, printer error, you click OK or click ignore and then you're ok

joseph1832:
which bank POS is she using?

Moniepoint

Customer Dada ni

What about the one pos also dupe elderly customers?

One withdraw 10k twice from my mum account because she wasn't with her phone to receive alert. My bro have to go there with her to confront the stupid girl to refund her.

na first bank problem be dis

edogu:
This morning I went to a POS attendant to make a withdrawal and in the process she narrated to me how she was duped of N20,000.

According to her, a young man ( probably early 20s or less) approached her to make a withdrawal of N20,000. After inserting his ATM card into the POS machine, she returned the machine for him to insert his PIN. The transaction was successful with an inscription "withdrawal approved" written on the POS screen. At this point, there was nothing suspicious about the transaction. She counted the money and gave the young man.

How did she find out?

Well, when the young man left, another customer came to make a withdrawal using First Bank ATM, she discovered that there was no network. If that's the case, according to her, how then did the first person succed (the first person equally came with First bank ATM) when there's no network at all.

The above scenario prompted her to check her transaction history. Unfortunately, there was no trace of initial transaction (N20,000). Instead what she saw on the history was a message that the first person has exceeded his limit. Which means the transaction wasn't actually successful but the young man manipulated the machine to look so. At this point, the young man has gone to God knows where. May be to try his luck on another ignorant attendant.

According to woman, she has never had this kind of experience. There's no trace of withdrawal but the transaction was successful from the indication on the POS screen.

The guy even bought boxers worth N3000 from the attendant using the same money.

Here comes my question?
How was he able to maneuver or manipulate the POS machine for the " withdrawal approved" message to come up? Mehn, one really need to be careful especially in this difficult moment.

I am quite sure this impossible given the small amount of time customers are given the pos device to input their pin. I have a bit of experience building software for pos devices, so I know. The only way this is possible is, if the guy cancels the initial amount inserted by the pos attendant, and inserts a new amount lesser than the pre-agreed one. And this only works if the pos device doesn't show the successfully [debited] amount on the screen along with the green success checkmark icon.

seborrhic:

POS prints receipts,so how would this scam have been possible?
Also some terminals even have a voice note telling you how much has entered and gone out of your account, immediately a transaction is made.So again, how would this scam have been possible?

Most of them no longer print reciept

They do consider it as waste of resource.

nifemi25:
It seems this is the new scam in town now... They almost scammed a POS agent closer to my house yesterday.... As the lady told us... She said they are 3 in number on the bike... The two at the back came down to meet the pos agent while the bike man was sitting on the bike... She said the guy wanted to withdraw 51000k including the 1k charges.. the pos agent press 5he 51k on the terminal while she handed the terminal to the guy to press his pin for 5he transaction to be finalized.... This guy just removed one of the four zeros the lady typed on the pos to make it 5100.... He then press the pin and the transaction was successful and writing on the screen.... Most of the machines like opay and monie point doesnt display the amount after successful transaction.... It will only write successful on the screen.... The lady just went straight to the transaction on his own opay app to check and that's when she found out it was 5100 and not 51000.... Immediately those guys knew what was going on... They couldn't wait to collect 5he card and the said cash.... They ran with the bike man

same thing happened to my Neighbour

Oh...no wonder that pos woman dey check her cash log if the approved withdrawal transaction really enter her account....

Omooo...I come dey para for her say which kind thing be this ..gimme my money ma dey go na.....

seborrhic:

POS prints receipts,so how would this scam have been possible?
Also some terminals even have a voice note telling you how much has entered and gone out of your account, immediately a transaction is made.So again, how would this scam have been possible?

To save cost some POS operators do not put paper in their machine at all times unless when on demand by the customer.

As an agent, I had a similar experience. On that fateful day I had wanted to go and source for cash. I transferred 25k from my BAXI terminal to my Opay account (app). The transaction was successful on the BAXI terminal but the money didn't get to my Opay app. I was thinking the money would drop. The 25k just disappeared and NO digital receipt in the transaction history to trace the money. I called my aggregator and he said since there was NO DIGITAL RECEIPT there's no way he could help, meanwhile I had DEACTIVATED the terminal from printing the transactions receipt, then I moved on.


So when #11k disappeared again, I returned the BAXI terminal to my aggregator and up till now they have not given me refundable fee of 10k for partying ways with them.

Damian911:
You're right
His cock and bull story is invalid!

Actual it is not, sir. This same thing happened while I was serving years back. The woman removed one zero from the 70,000. The POS attendant was newly employed so she didn't really know her way around such evil scheme. To make it worse, it was a well-dressed woman in her late 40s who carried out the act. So one wouldn't have thought otherwise.

edogu:

Hmmm. In other words, if she had failed to check the transaction history, they wouldn't have scammed her.

"If she failed to...they'd have scammed"

BALLOSKI:
"If she failed to...they'd have scammed"

I was reacting to the experience of the person I quoted. Yea, "she and they". The attendant is she and those ( 3 persons) who scammed her came with a bike". It is not the story I narrated rather the one of the person I quoted.

Adewale1603:
some POS machines won't allow you to carry out transaction without printing paper,
It's only moniepoint I know of that you can do transaction without requiring paper

I hardly use paper for my palmpay almost spoilt my printer self

seborrhic:

POS prints receipts,so how would this scam have been possible?
Also some terminals even have a voice note telling you how much has entered and gone out of your account, immediately a transaction is made.So again, how would this scam have been possible?

most pos in my hood don't "waste" money on pos themal paper.

The lady is not telling the truth. The tranx wasn't approved, it was declined, but she mistakenly paid the guy. The guy didn't manipulate anything here.

The best is for the POS attendant to be vigilant when customers are typing their pin.

edogu:
This morning I went to a POS attendant to make a withdrawal and in the process she narrated to me how she was duped of N20,000.

According to her, a young man ( probably early 20s or less) approached her to make a withdrawal of N20,000. After inserting his ATM card into the POS machine, she returned the machine for him to insert his PIN. The transaction was successful with an inscription "withdrawal approved" written on the POS screen. At this point, there was nothing suspicious about the transaction. She counted the money and gave the young man.

How did she find out?

Well, when the young man left, another customer came to make a withdrawal using First Bank ATM, she discovered that there was no network. If that's the case, according to her, how then did the first person succed (the first person equally came with First bank ATM) when there's no network at all.

The above scenario prompted her to check her transaction history. Unfortunately, there was no trace of initial transaction (N20,000). Instead what she saw on the history was a message that the first person has exceeded his limit. Which means the transaction wasn't actually successful but the young man manipulated the machine to look so. At this point, the young man has gone to God knows where. May be to try his luck on another ignorant attendant.

According to woman, she has never had this kind of experience. There's no trace of withdrawal but the transaction was successful from the indication on the POS screen.

The guy even bought boxers worth N3000 from the attendant using the same money.

Here comes my question?
How was he able to maneuver or manipulate the POS machine for the " withdrawal approved" message to come up? Mehn, one really need to be careful especially in this difficult moment.

It wasn't the POS machine that was manipulated, it was the ATM card they used for the transaction.

POS machine print papers. She could have checked the printed paper and she would seen "declined" boldly written on the paper

regenerateman:
The lady is not telling the truth. The tranx wasn't approved, it was declined, but she mistakenly paid the guy. The guy didn't manipulate anything here.

Exactly my thoughts