₦airaland Forum

spongebob0006:
Good evening, please a friend just paid for TB test and in the narration, the name was mixed up.
Instead of Shola Akin Omo, the narration is Akin Shola Omo.

Please will there will an issue?

Thank you.

NappyMimi:
Is flying from Cotonou still cheaper than Lagos? And will you be asked why you chose to fly from there at the point of entry?

davodyguy:
I believe people can pay money on people's behalf.

We sometimes receive alert from unknown account and the sender can later share transfer receipt. Hence, ordinarily, this shouldn't be an issue provided you have the debit alert via mail or you can download receipt to tender as evidence.

Imagine you using someone else's debit card to pay for visa fee, will UKVI care that the card details is for Cashmadam, while applicant is Seun Osewa.

No issues

NappyMimi:
Is flying from Cotonou still cheaper than Lagos? And will you be asked why you chose to fly from there at the point of entry?

Superwoman1101:
Good morning everyone, my husband owns his own company but the company accounts is here and there, However there is a good amount In the personal saving with a good amount of property documents, I also work with a good salary, please my question is can we use only his personal account for the application an he will also be sponsoring our trip, thank you

NPK1:
I've been a silent reader but I learned a lot from this thread and wanted to pay it forward.

I applied for a visa to visit my sibling for 2 weeks.

Submission date: September 5th
Biometrics: September 11th
Collection email: October 2nd

I got an email when tls sent my application to DMC, but didn't get any email from UKVI about receiving my application or that a decision had been made. It took exactly 15 working days. The visa was granted.

I submitted these documents:
Cover letter
Payslips
Salary account bank statement
Savings account bank statement
Employment and promotion letters
Sibling's BRP and passport
Sibling's tenancy agreement
Chats to explain that inflow into my accounts were loan repayments
Copies of US and Canadian visas (both valid but unused)
Travel stamps for previous trips to India and Cote D'Ivoire

My bank statements were not very clean. I had some credits which were loan repayments from friends and family. I was a bit concerned about this but decided to submit anyway. I budgeted 1,000 pounds in the application form (no accommodation) and included a comment in my cover letter that it was a very conservative estimate but I have the ability to flex to 2,000 pounds if required.

In hindsight, my application was probably not so straightforward, but I think the fact that I work in a reputable international organization and possess US and Canadian visas may have helped. My bank statements also demonstrated monthly salary payments and transfers to my savings account.

I hope this helps someone!

NPK1:
I've been a silent reader but I learned a lot from this thread and wanted to pay it forward.

I applied for a visa to visit my sibling for 2 weeks.

Submission date: September 5th
Biometrics: September 11th
Collection email: October 2nd

I got an email when tls sent my application to DMC, but didn't get any email from UKVI about receiving my application or that a decision had been made. It took exactly 15 working days. The visa was granted.

I submitted these documents:
Cover letter
Payslips
Salary account bank statement
Savings account bank statement
Employment and promotion letters
Sibling's BRP and passport
Sibling's tenancy agreement
Chats to explain that inflow into my accounts were loan repayments
Copies of US and Canadian visas (both valid but unused)
Travel stamps for previous trips to India and Cote D'Ivoire

My bank statements were not very clean. I had some credits which were loan repayments from friends and family. I was a bit concerned about this but decided to submit anyway. I budgeted 1,000 pounds in the application form (no accommodation) and included a comment in my cover letter that it was a very conservative estimate but I have the ability to flex to 2,000 pounds if required.

In hindsight, my application was probably not so straightforward, but I think the fact that I work in a reputable international organization and possess US and Canadian visas may have helped. My bank statements also demonstrated monthly salary payments and transfers to my savings account.

I hope this helps someone!

b31164707:
To everyone who has recently received a UK visitor visa:
How much would you advise someone earning about 882,000 Naira per month who receives additional allowances/financial benefits of least 1 million Naira per annum to budget for a one-week trip to London? Disposable income is between 350,000 and 500,000 Naira per month. I'm reluctant to budget 1,000 pounds because this will exceed 2 times my disposable income when converted to pounds (based on the messed up exchange rate), which is a highly common reason for UK visa refusals these days (as seen on this Nairaland forum). Hence, I'm considering budgeting somewhere between 500 and 600 pounds for a week (excluding accommodation covered by my host and airfare), then mentioning in the 'Additional Information' section of the application that 'the 500-600 pounds budget excludes accommodation which will be covered by my host and excludes flight costs as well, which will be covered separately using my USD savings, if my visa is granted.' Please note that I have $7k+ in savings and have been issued a UK student visa twice within the last ten years (once in 2016 and another in 2017), so I really hope my prior student visas will strengthen my application.
Looking forward to your response.

davodyguy:
Seeing that you have UK history, I can tell you authoritatively that you'll be granted, except you mess up the application.

Aside accomodation and feeding, your host should not be paying for your ticket.

Minimum return ticket cost is between ₦1.4m to ₦2million

Then for entertainment, shopping transportation, budget £500 to £1000

State that your host will cater for accommodation and feeding.

b31164707:
Thanks. However, do I really need to factor in the cost of airfare into my total budget? Because if I do, my total budget of approximately 1,000 to 1,100 pounds for a one-week trip to London (including flight ticket) will exceed 2 times my monthly disposable income, which they can use as a justification to reject my visa application, or do you think my USD savings of $7k+ will support my case? Can't I just state that my total budget for one week is between 500 and 600 pounds, noting in the 'additional information' section that this budget excludes accommodation covered by my host and excludes airfare, which will be paid for if my visa is granted?

bulDozer:
please, can one request for visa fee refund before going for biometrics capture? if yes, how?

bulDozer:
please, can one request for visa fee refund before going for biometrics capture? if yes, how?

b31164707:
Thanks. However, do I really need to factor in the cost of airfare into my total budget? Because if I do, my total budget of approximately 1,000 to 1,100 pounds for a one-week trip to London (including flight ticket) will exceed 2 times my monthly disposable income, which they can use as a justification to reject my visa application, or do you think my USD savings of $7k+ will support my case? Can't I just state that my total budget for one week is between 500 and 600 pounds, noting in the 'additional information' section that this budget excludes accommodation covered by my host and excludes airfare, which will be paid for if my visa is granted?

giselle237:
Nothing to be scared about, please be realistic. If you’re not spending on accommodation and feeding… kindly put an ‘appropriate’ budget for flights. If you find something cheap, you can add a screenshot of that price just so the ECO knows you are not just been funny. Disposable income is here and there for some and as long as you can convince the ECO on a balance of probabilities that they can take a chance on you- again.
You earn well and hopefully this is a salaried job. Get every form of proof- employment letters, promotion letters, staff appraisals, feedbacks, id card, pictures etc
If there’s anything to change
1. You can reduce your spending in the next couple of months so your expenses stays below 300k, this in turn increases your disposable income.
2. Also try to keep your stay for 1 week
3. Shopping is not mandatory. Write down a good itinerary of your day to day plan
4. Your savings in thousands pf dollars would help especially if the origin of the funds are clear + funds have been in there for a long time
5. If your employment has also been for close to a year or years- that’s also good
6. If you have other assets and investments + family ties to present- present them
7. Don’t mess up your application form pls.

b31164707:
Any idea how UK visa officers calculate monthly disposable income? Is this just your regular 'net monthly salary - monthly expenses', or is it 'total inflows from your employer in a particular month (including any allowances received from employer) - expenses in that month'?

Thank you.

davodyguy:
For those travelling this December, there's something that happened to me.

Last week in November, 2024, I bought ticket.

Between Wednesday this week and today, I realized that the sharp gain of Naira against the dollar, means I paid more by a whole ₦560,000.

Kindly of painful as this is a lot of money.

If you've not bought your ticket, you can take advantage of the Naira strengthening to do so ASAP

bulDozer:
Cashmadam, Davodyguy

Superwoman1101:
Good morning everyone, my husband owns his own company but the company accounts is here and there, However there is a good amount In the personal saving with a good amount of property documents, I also work with a good salary, please my question is can we use only his personal account for the application an he will also be sponsoring our trip, thank you