₦airaland Forum

Kenn55:
My brother, I don't joke with insurance oooo.

My first encounter with insurance that made me embrace the value happened in my first apartment I rented when I was new in canada.

When renting that apartment, the landlord advised we should get a tenant insurance. It wasn't compulsory but advised. I called some of our naija guys who have been in the country to know if I should get it, some didn't even know there was something like that, some said I shouldn't be wasting money on those nonsense, they have been living without it. However, when I checked the amount $24 a month, I felt since the cost isn't big, let me get it. So I started paying $24 per month for the tenant insurance.

Fast forward 11 months later, one morning around 4am, I heard someone knocking on our apartment door, I peeped through the door hole and saw a cop knocking . Haba! Cop knocking my door at 4am? Wetin I do? . I opened the door, the cop asked if our apartment is flooded, I said no. He said 2 apartments in the building is flooded during the midnight rain as a result of a partial roof collapse. Even though it affected only 2 apartments, the whole building has been declared unsafe and unfit for living and must be evacuated immediately. He said we should take our clothes and important items and leave the building.

He asked if we had where we can stay, I said no. He said we should call red cross and make arrangement on a temporary accommodation with them. Me, Red Cross? Na so we turn refugee? .

I had another option and that's to go to my brother's house who lives 8 minutes drive away but that would be inconveniencing to me and him cos it's my whole family and I hate inconveniencing people. But instead of Red Cross, I called him and he was okay about it.

So as we were moving out, I heard someone making a call and called tenant insurance. Immediately I heard that word, I remembered I was paying $24 every month on that. I Immediately looked for their number and called them. They made their verifications to confirm our claim and then checked us into one sweet hotel.

They paid for all our expenses in the hotel including food. In fact, because my children school from the hotel became far, they calculated the extra cost of taking them to school and paid me. We were in the hotel for one week but we were not enjoying it cos our food was limited to hotel food which is not interesting as naija people wey we be .
Someone suggested we tell them to get us Airbnb, we did and they put us in an Airbnb where we now had the opportunity to cook. We were in Airbnb for another 4 weeks before they told us to move back to our apartment as the building has been repaired.

So we spent a total of 5 weeks away from our apartment and we didn't spend 1 kobo of our own money and we didn't inconvenience anyone with our wahala.
Since then, I embraced insurance fully. I and my family are insured all round. I rather have insurance than having savings. Savings becomes useless when your problem is bigger than your savings

ndidibabe:
Anyone in Lagos that can supply this + winter jacket?

ndidibabe:
My mum will be visiting me in Canada for the first time by January and she is 69 years old. She will also be going to UK to see my younger ones.

I need advice on the basic necessities that will make her stay worthwhile. I do not want to a miss thing paticularly as regards keeping her healthy.

Any suggestions on where to get her suitable clothing in Nigeria for that age travelling to a cold region for the first time? Guys, I need your kind suggestions.

NiceLegs:
"People" and a "69yr old first time Canada visiting Nigerian woman" are not the same.

chinchum:
let her get aspirin except if she is not advised to take one for the long trip. I expect she is taking about 20 hrs trip and blood clot embolism is common for her age, she can take that aspirin mid flight. She should bring blood pressure monitor possibly and get her vitamin D and ensure she uses the vitamin D everyday. Advised she holds the rail all the time she may have to climb the stairs in the house or outside.

Make sure she takes occasional strolls to receive sunlight possibly at least once a week. It may be snowing when she comes, prepare the warm jacket and keep the house warm and well heated. She should bring Nigerias panadol and treat Malaria once she arrives with malaria tablet.

Get Nigeria youtube movie subscriptions and music handy. If possible get her a small Tv just for her.

MMempire:
Madam, abeg after her visit, send me too invitation. Try get hot spicies down for her o. At her age, the change of weather go make her ask for more spicy foods from you. Also, visit stores where you fit get African foodstuffs and condiments cos she no go follow you dey chop your burger and the likes.