₦airaland Forum

guyzgirl:
A bank borrowing at 21% as per the most recent commercial paper doesn’t look good to me, and I believe many investors would share the same sentiment. Returns would go to debt holders rather than shareholders. Comparing this to the dividend yield makes it look worse.

For Banking stocks worst case scenario basis for F. dividend using Access as a case study.

Worst case
Since their new OS has increased by about 50%, it's ideal their Final dividend
"Just might" be discounted by same amount depending on what each investors expect as the payout amount assuming the old OS.

Assuming a payout of ₦3 (on old OS).
Access just might payout ₦3/1.5=> ₦2

Assuming a payout of ₦5(old Os)
Access just might Pay ₦3.3

Assuming a payout of ₦2(old Os)
Access just might pay ₦1.3

Remember "just might"..
Pure speculative thoughts.

Anything less, na OYO.

essentialone1:
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Thank God that Fubara is not a woman. If not, by now he would have accused Nyesom Wike of Sexual Harassment, and even gone to United Nations to report that he was suspended from being Governor of Rivers State, because he accused Nyesom Wike of Sexual Harassment.

Nigeria’s case just be like that little pikin wey wan wear new shirt hin mama buy for am without cleaning the shit wey dem hin yansh komot.
We are yet to have a leader/govt that is ready to handle an entity like NNPC with an iron hand. For a country that relies on Oil as its major source of revenue as compared with other state-owned entities, it is appaling.

Regarding politics in this forum, I believe we need to approach delicate matters that constructively affect the stock market. What I and I believe others in this forum, will not tolerate is insulting one another or turning this space into tribal warfare.

Refrain from such acts and let peace prevail. Don't let a sudden rush of blood to the head destroy the cordial relationships we've built in this forum over the years.

Ultimately, governing Nigeria resembles a relay race. While we may have our preferred leader, the ultimate goal should always be to strive for the collective aim of a better country for everyone.

Happy Investing to you all AND GOD BLESS NIGERIA 🇳🇬

chimex38:
For Banking stocks worst case scenario basis for F. dividend using Access as a case study.

Worst case
Since their new OS has increased by about 50%, it's ideal their Final dividend
"Just might" be discounted by same amount depending on what each investors expect as the payout amount assuming the old OS.

Assuming a payout of ₦3 (on old OS).
Access just might payout ₦3/1.5=> ₦2

Assuming a payout of ₦5(old Os)
Access just might Pay ₦3.3

Assuming a payout of ₦2(old Os)
Access just might pay ₦1.3

Remember "just might"..
Pure speculative thoughts.

Anything less, na OYO.

Permutations wey pass sports betting.. betnaija and sportybet "subscribers" would be envious

It is possible that banks who have increased OS might use time weighted average OS to compute their EPS, just like what UCAP did.

chimex38:
For Banking stocks worst case scenario basis for F. dividend using Access as a case study.

Worst case
Since their new OS has increased by about 50%, it's ideal their Final dividend
"Just might" be discounted by same amount depending on what each investors expect as the payout amount assuming the old OS.

Assuming a payout of ₦3 (on old OS).
Access just might payout ₦3/1.5=> ₦2

Assuming a payout of ₦5(old Os)
Access just might Pay ₦3.3

Assuming a payout of ₦2(old Os)
Access just might pay ₦1.3

Remember "just might"..
Pure speculative thoughts.

Anything less, na OYO.

Connect with Morgan Capital on WhatsApp.

Na mobile app remain.

guyzgirl:
A bank borrowing at 21% as per the most recent commercial paper doesn’t look good to me, and I believe many investors would share the same sentiment. Returns would go to debt holders rather than shareholders. Comparing this to the dividend yield makes it look worse.

Please borrowing is not a problem, the problem is what you do with the borrowed money!
Unlike naija gov't, one thinks that ACCESS bank knows what to do with borrowed funds!!

1kinggy:
5M will draw more attention.

oh thank you so much. Really helpful.

Raider76:
It is possible that banks who have increased OS might use time weighted average OS to compute their EPS, just like what UCAP did.

True..
UCAP n Transcorp as well

That's why I used worst case

SonofElElyonRet:
Permutations wey pass sports betting.. betnaija and sportybet "subscribers" would be envious

.
Lol... Leave me Ooo..

The blood in the market no funny.
Na to look forward to any goodies.

chimex38:
.
Lol... Leave me Ooo..

The blood in the market no funny.
Na to look forward to any goodies.

😂

yMcy56:
Meanwhile,
OANDO seems to be finding support @48.....
Will it hold?
We wait and see

SEPLAT: Except MM makes the move, I don't think an individual investor can take the risk of falling it with above half a billion, N513M on 100k bulk......
Those trying to exit should better go and siddon dey collect their quarterly dividends jejely. 😊

Why don’t they wanna do a stock split so people think it’s cheaper and improve liquidity

I’ll be joining this family anytime soon. Crypto has shown me nothing but premium shege this past months.
As a newbie, willing to put some milly which is my last cards , please point me to the right direction ..
The page is too much to consume . I’ll appreciate. God bless.

Caveat.
There's Shege Pro Max here...

seanwilliam:
I’ll be joining this family anytime soon. Crypto has shown me nothing but premium shege this past months.
As a newbie, willing to put some milly which is my last cards , please point me to the right direction ..
The page is too much to consume . I’ll appreciate. God bless.

KarlTom:
Caveat.
There's Shege Pro Max here...

Wahala

KarlTom:
Caveat.
There's Shege Pro Max here...

I’m new to stock Infact I don’t know anything about it yet, but I doubt there’s any venture on this God’s owned earth as volatile as crypto .
Ha!.

Raider76:
FirstHoldco announces 25% oversubscription of N150bn rights issue, preparing for N350 billion private placement 

https://nairametrics.com/2025/03/20/firstholdco-announces-25-oversubscription-of-n150bn-rights-issue-preparing-for-n350-billion-private-placement/

Why private placement again when the public offer was oversubscribed? Why not a rights issue so that all shareholders would have equal opportunity to buy the shares?
This is one of the controversies rocking FBN because people allege that Otedola wants to use the private placement as back door to acquire more stake in the bank to the exclusion of other stakeholders

I'm not trying to scare you away. Just stating the obvious.

Take your time to learn the ropes and you should be fine...

seanwilliam:
I’m new to stock Infact I don’t know anything about it yet, but I doubt there’s any venture on this God’s owned earth as volatile as crypto .
Ha!.

KarlTom:
I'm not trying to scare you away. Just stating the obvious.

Take your time to learn the ropes and you should be fine...

with your first mention, I already knew I’m in the right place with the right people willing to put me in the right direction..



So brother, where do we start from?

Ding

@Sean.

Before anything, ask yourself this question:
Am I a trader or an investor or a mix of both?

It will surely guide your learning and decision... ✌🏽

KarlTom:
I use a lot of online resources.

1. https://www.ruleoneinvesting.com/
2. https://www.investopedia.com/
3. If you admire the Oracle of Omaha, then try and get this book...
https://epdf.pub/queue/warren-buffett-speaks-wit-and-wisdom-from-the-world-greatest-investo-5ea6c3197045e.html

Market is open!!!

Lets track todays session together at https://stockbubbles.com.ng/

MUTUAL BENEFIT is back!

Halleluyah!!!

seanwilliam:
I’m new to stock Infact I don’t know anything about it yet, but I doubt there’s any venture on this God’s owned earth as volatile as crypto .
Ha!.

Some guide:
1. start developing interest in financial and stock market news about sectors in the economy, listed companies etc.
2. have it in your mind that the stocks market is a long term project; it is not a cash and carry thing. it is not kalokalo
3. start gradually, first with funds that you can afford to set aside for long period or you can afford to lose, (in the worst case scenario)
4. as you gather experience and build confidence, you can go for bigger funds and invest in your choice of stocks
5. the stocks market is dynamic; it does not move upward or downward or in a straight line for ever. It responds to news, events and performance of the company; hence you have to monitor your investment portfolio and news/events that may affect it.
6. as you build your portfolio, you may to decide which stocks you buy (and at what price) for speculative trading, and the ones you buy and hold as investment into the future (e.g. for receiving consistent dividends when you retirement etc.), or both
7. there are many more which I may not be able to say for now. Fortunately enough, there are expert gurus on this platform. Just follow their discussions regularly; you will learn and know more and better than myself.
8. best of luck

egojeny1:
MUTUAL BENEFIT is back!

Halleluyah!!!

Yes ooo.

Unity Bank will also be back soon

Market in some green today.....
The red subsiding ....,.
Hopefully, banks will not come and scatter it but solidify it.

* Mbenefit is back with some humongous bids @0.67......full bid
OANDO sighted back at 50+

egojeny1:
MUTUAL BENEFIT is back!

Halleluyah!!!

YES. We made it 😘

essentialone1:
Yes ooo.

Unity Bank will also be back soon

Soon and better

mikeapollo:
Some guide:
1. start developing interest in financial and stock market news about sectors in the economy, listed companies etc.
2. have it in your mind that the stocks market is a long term project; it is not a cash and carry thing. it is not kalokalo
3. start gradually, first with funds that you can afford to set aside for long period or you can afford to lose, (in the worst case scenario)
4. as you gather experience and build confidence, you can go for bigger funds and invest in your choice of stocks
5. the stocks market is dynamic; it does not move upward or downward or in a straight line for ever. It responds to news, events and performance of the company; hence you have to monitor your investment portfolio and news/events that may affect it.
6. as you build your portfolio, you may to decide which stocks you buy (and at what price) for speculative trading, and the ones you buy and hold as investment into the future (e.g. for receiving consistent dividends when you retirement etc.), or both
7. there are many more which I may not be able to say for now. Fortunately enough, there are expert gurus on this platform. Just follow their discussions regularly; you will learn and know more and better than myself.
8. best of luck

These are good tips to start with.
I appreciate taking out your time to write this.
Thanks very much.

mikeapollo:
Some guide:
1. start developing interest in financial and stock market news about sectors in the economy, listed companies etc.
2. have it in your mind that the stocks market is a long term project; it is not a cash and carry thing. it is not kalokalo
3. start gradually, first with funds that you can afford to set aside for long period or you can afford to lose, (in the worst case scenario)
4. as you gather experience and build confidence, you can go for bigger funds and invest in your choice of stocks
5. the stocks market is dynamic; it does not move upward or downward or in a straight line for ever. It responds to news, events and performance of the company; hence you have to monitor your investment portfolio and news/events that may affect it.
6. as you build your portfolio, you may to decide which stocks you buy (and at what price) for speculative trading, and the ones you buy and hold as investment into the future (e.g. for receiving consistent dividends when you retirement etc.), or both
7. there are many more which I may not be able to say for now. Fortunately enough, there are expert gurus on this platform. Just follow their discussions regularly; you will learn and know more and better than myself.
8. best of luck

Baba you dey advise person wey bring gambling mind come market
Make he first remove that mind