₦airaland Forum

jonnysessy:
You really must be old school in this business. You applied for large quantity then. That was when First Bank was First Bank. They were just churning bonuses as if they were playing. 1- 3, 1 - 4, even they did 1 - 1. No Bank can try bonus now. In fact, I am afraid that in no distant time they will start share reconstruction ( which most often don't pay shareholders).

FBN and Union Bank were chief bonus merchants year in year out
I just dey collect bonus certificates dey keep
Las Las na woundjurement

Agbalowomeri:
FBN and Union Bank were chief bonus merchants year in year out
I just dey collect bonus certificates dey keep
Las Las na woundjurement

You remind me of the losses in Union Bank. It's one of my biggest school fees in this market

Agbalowomeri:
His partner in crime is still there

More like his Mentor actually...

And the original Soludo-Cowboys Maradona ....is still there.

Happy workers' Day!. Take time out to celebrate your journey. You deserve it : :
Here is mine
My investment journey has been a marathon, and I've learned valuable lessons along the way. As a student of legendary investors like Peter Lynch and Warren Buffett, I've read over 50 best-selling books on investing. One key takeaway that has guided my strategy is Warren Buffett's advice: "Never buy a stock that you're not ready to own forever." This principle has been instrumental in shaping my portfolio on both the Nigerian Stock Exchange (NGX) and the New York Stock Exchange (NYSE).
During the challenging period of the Donald Trump tariff war in April 2025(Black days of massive sell off) my portfolio faced significant losses, and I had no new funds to invest. I took a step back, and focused on the local market. Today, days after my birthday, I decided to review my portfolio, and I was pleasantly surprised to see it had recovered from a loss of $22,000 to a gain of over $19,000. I also noticed that my portfolio had surpassed the $100,000 mark, a milestone that indicates a diversified portfolio can rebalance itself even without new investments.
The old adage "Sell in May" seems outdated, as investors now prioritise fundamentally healthy companies and adopt a long-term approach. As the saying goes, "Never kill the goose that lays the golden egg." The principle of delay gratification 👍.
My portfolio's growth from bar $116 to over +$19,000 (May 1st 2024 to 1st May 2025) in gains is a testament to the power of long-term investing. A similar trend is evident in my NGX portfolio, where the gains appear sustainable.
I believe that long-term investing triumphs over short-term gains.
To fellow investors, I say, stay committed to your strategy and focus on the fundamentals (If marrying the fundamental is possible, don't hesitate)
May our investments continue to flourish, and may we reap the rewards of our hard work, and may the fruit of Tinubunomics reforms (T-pain) turn to T-gain in our lifetime. Amen.

Someone shared this on Facebook,
How true?

₦100,000 invested at the beginning of the year and how it has performed as at 30th April, 2025:

1 Left in the Nigeria savings account ₦100,000

2 Just converted to dollars - ₦ 103,596.66

3 Ladda Quick Save - ₦ 106,666.66

4 Ladda Real estate - ₦ 106,666.66

5 Locked in cowry wise ₦ 104,000.

6 Treasury bills (182 days) - ₦ 106,166.67

7 Treasury bills (364 days) ₦ 107,166.67 (Available on getladda.com)

8 Added to Opay (O wealth) - ₦ 105,000.00

9 Bought Bitcoin (BTC) - ₦104,517. 69 ($65.46)

10 Bought Ethereum - ₦55,595.62 ($34.82)

1 1 Bought Solana (Sol) - ₦103,728 ($64.96)

12 Bought Binance coin - ₦ 89,572 ($57.99)

13 Bought Palantir - ₦ 163,183.12($102.20)

14 Bought Microstrategy -₦131,273.16 ($82.22)

15 Bought vanguard S&P 500 ETF (VOO) -₦ 98,568.84 ($61.73)

16 Bought Nvidia Corporation (NVDA) -₦ 81,698. 86 ($51.10)

17 Bought Apple. Inc (AAPL) - ₦ 90,220. 98 ($56.51)

18 Brought Alphabet. Inc (GOOG) - ₦ 87,514.99 ($54.81)

19 Bought Microsoft corporation (MSFT) ₦ 98,017. 89 ($61.39)

20 Bought Tesla. Inc (TSLA) - ₦77,031.95 ($48.25)

2 1 Bought Jumia Technologies AG (JMIA) -₦ 62,955.88 ($39.427)

22 Bought MTN Nigeria communication Plc (MTNN) - ₦ 125,000

23 Bought Guarantee Trust Holdings Company Plc (GTCO) - ₦ 114,747.01

24 Bought Dangote Cement Plc (DANGCEM) ₦ 90,218.72

25 Bought Transcorp (TRANSCORP) -₦ 105,472.54

26 Bought UCAP (UCAP.ng) - ₦86,666.58

27 Bought UBA (UBA PLC) - ₦ 102,339.30

28 Bought Sunu Assurance - ₦41,115.92

29 Bought OandO - ₦63, 906.23

30 Bought Honeywell Flour Mill Plc -₦ 187,861.31

31 Bought Chellarams Plc - ₦ 213,243.27

32 Bought Vitafoam Nig Plc - ₦ 142,792.56

3 3 Bought ETERNA PIC - ₦181,636.18

34 Bought Scoa Nig. Plc - ₦216,999.80

35 Bought Presco Plc - ₦165,266.05

36 Bought NNIG. Flour Mills Plc - ₦170,842.50

37 Bought NCR (Nigeria) Plc - ₦132,727.29

38 Bought Trans-Nationwide Express Plc -₦100,000

39 Bought University Press Plc (UPL) ₦97,151.78

40. Bought Zenith bank plc -₦108,885.62

fashionnisir:
my long term pick
Abbey BDs
Afripud
lntbrew
sterling NG
unilever

add NIDF they pay 19% as dividend
they pay it every quarter that is almost 5% per quarter

Agbalowomeri:
Loco will not listen to your advice

Which advice I go listen.
I made a lot of money in all my stocks.
Just one stock down and not loss.
Do you know how much we made In
John holt
Tantalizers
Rt briscoe
Tip
Multiverse
Abbey building
Golden guinea
Japaul June 2023
Chams June 2023
ABC now
Champion now

The money I invested in chams now is just profit made on sales.

Yesterday I saw my profit in ABC and Champion at 9m+ before it declined to 8.2m because champion later declined.

That Chams is down does not make me loose money or respect.I will make more money this year and will also make money in Chams even before Ellah lakes will think of waking up.

I will always make money for my followers with my sincere heart for everyone.Nobody should panic sell chams in hurry.It is not the end.

Locotrader:
I go pass CHAMS to you too.
It has fallen my hand heavily.
It deserve to be hang on the cross of NSE.
No time to waste again.
We move.plenty opportunities abound.

When they are ready,we are also ready

So you no dey hold till end of year again....Na wa o.

Mr. Loco might be a successful trader, but he could have amassed greater wealth if he had practiced delayed gratification, a principle many investors adopt.

Locotrader:
Which advice I go listen.
I made a lot of money in all my stocks.
Just one stock down and not loss.
Do you know how much we made In
John holt
Tantalizers
Rt briscoe
Tip
Multiverse
Abbey building
Golden guinea
Japaul June 2023
Chams June 2023
ABC now
Champion now

The money I invested in chams now is just profit made on sales.

Yesterday I saw my profit in ABC and Champion at 9m+ before it declined to 8.2m because champion later declined.

That Chams is down does not make me loose money or respect.I will make more money this year and will also make money in Chams even before Ellah lakes will think of waking up.

I will always make money for my followers with my sincere heart for everyone.Nobody should panic sell chams in hurry.It is not the end.

purity2all:
They have released their Q1 financial statement. @mcy shared it earlier this morning.

Thanks.. will check.. was actually looking forward to dividend declaration on their 2024 Audited financial statement

gold360:
Someone shared this on Facebook,
How true?

₦100,000 invested at the beginning of the year and how it has performed as at 30th April, 2025:

1 Left in the Nigeria savings account ₦100,000

2 Just converted to dollars - ₦ 103,596.66

3 Ladda Quick Save - ₦ 106,666.66

4 Ladda Real estate - ₦ 106,666.66

5 Locked in cowry wise ₦ 104,000.

6 Treasury bills (182 days) - ₦ 106,166.67

7 Treasury bills (364 days) ₦ 107,166.67 (Available on getladda.com)

8 Added to Opay (O wealth) - ₦ 105,000.00

9 Bought Bitcoin (BTC) - ₦104,517. 69 ($65.46)

10 Bought Ethereum - ₦55,595.62 ($34.82)

1 1 Bought Solana (Sol) - ₦103,728 ($64.96)

12 Bought Binance coin - ₦ 89,572 ($57.99)

13 Bought Palantir - ₦ 163,183.12($102.20)

14 Bought Microstrategy -₦131,273.16 ($82.22)

15 Bought vanguard S&P 500 ETF (VOO) -₦ 98,568.84 ($61.73)

16 Bought Nvidia Corporation (NVDA) -₦ 81,698. 86 ($51.10)

17 Bought Apple. Inc (AAPL) - ₦ 90,220. 98 ($56.51)

18 Brought Alphabet. Inc (GOOG) - ₦ 87,514.99 ($54.81)

19 Bought Microsoft corporation (MSFT) ₦ 98,017. 89 ($61.39)

20 Bought Tesla. Inc (TSLA) - ₦77,031.95 ($48.25)

2 1 Bought Jumia Technologies AG (JMIA) -₦ 62,955.88 ($39.427)

22 Bought MTN Nigeria communication Plc (MTNN) - ₦ 125,000

23 Bought Guarantee Trust Holdings Company Plc (GTCO) - ₦ 114,747.01

24 Bought Dangote Cement Plc (DANGCEM) ₦ 90,218.72

25 Bought Transcorp (TRANSCORP) -₦ 105,472.54

26 Bought UCAP (UCAP.ng) - ₦86,666.58

27 Bought UBA (UBA PLC) - ₦ 102,339.30

28 Bought Sunu Assurance - ₦41,115.92

29 Bought OandO - ₦63, 906.23

30 Bought Honeywell Flour Mill Plc -₦ 187,861.31

31 Bought Chellarams Plc - ₦ 213,243.27

32 Bought Vitafoam Nig Plc - ₦ 142,792.56

3 3 Bought ETERNA PIC - ₦181,636.18

34 Bought Scoa Nig. Plc - ₦216,999.80

35 Bought Presco Plc - ₦165,266.05

36 Bought NNIG. Flour Mills Plc - ₦170,842.50

37 Bought NCR (Nigeria) Plc - ₦132,727.29

38 Bought Trans-Nationwide Express Plc -₦100,000

39 Bought University Press Plc (UPL) ₦97,151.78

40. Bought Zenith bank plc -₦108,885.62

This is exactly why it's good to diversify

PS
I think the data for Zenith et al might be a bit skewed because I'm not sure this figure took into account dividend payments for Zenith

100k bought in January for Zenith qualifies you for dividend in April, which was over 9k
Just thinking

new4peter:
add NIDF they pay 19% as dividend
they pay it every quarter that is almost 5% per quarter

Not available nah

U can check corporate disclosure here.

https://ngxgroup.com/exchange/data/corporate-disclosures/

SonofElElyonRet:
Thanks.. will check.. was actually looking forward to dividend declaration on their 2024 Audited financial statement

Mankind2024:
U can check corporate disclosure here.

https://ngxgroup.com/exchange/data/corporate-disclosures/

Thanks

yMcy56:
ACCESS
https://doclib.ngxgroup.com/Financial_NewsDocs/44037_ACCESS_HOLDINGS_PLC-_QUARTER_1_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_APRIL_2025.pdf

ZENITH
https://doclib.ngxgroup.com/Financial_NewsDocs/44036_ZENITH_BANK_PLC-_QUARTER_1_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_APRIL_2025.pdf

FIDELITY
https://doclib.ngxgroup.com/Financial_NewsDocs/44035_FIDELITY_BANK_PLC-_QUARTER_1_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_APRIL_2025.pdf

Analysts make una help us do the maths and comparison btw ACCESS and FIDELITY.......😊

Please someone should help us do Analysis on Access Q1 ?

Mankind2024:
Happy workers' Day!. Take time out to celebrate your journey. You deserve it : :
Here is mine
My investment journey has been a marathon, and I've learned valuable lessons along the way. As a student of legendary investors like Peter Lynch and Warren Buffett, I've read over 50 best-selling books on investing. One key takeaway that has guided my strategy is Warren Buffett's advice: "Never buy a stock that you're not ready to own forever." This principle has been instrumental in shaping my portfolio on both the Nigerian Stock Exchange (NGX) and the New York Stock Exchange (NYSE).
During the challenging period of the Donald Trump tariff war in April 2025(Black days of massive sell off) my portfolio faced significant losses, and I had no new funds to invest. I took a step back, and focused on the local market. Today, days after my birthday, I decided to review my portfolio, and I was pleasantly surprised to see it had recovered from a loss of $22,000 to a gain of over $19,000. I also noticed that my portfolio had surpassed the $100,000 mark, a milestone that indicates a diversified portfolio can rebalance itself even without new investments.
The old adage "Sell in May" seems outdated, as investors now prioritise fundamentally healthy companies and adopt a long-term approach. As the saying goes, "Never kill the goose that lays the golden egg." The principle of delay gratification 👍.
My portfolio's growth from bar $116 to over +$19,000 (May 1st 2024 to 1st May 2025) in gains is a testament to the power of long-term investing. A similar trend is evident in my NGX portfolio, where the gains appear sustainable.
I believe that long-term investing triumphs over short-term gains.
To fellow investors, I say, stay committed to your strategy and focus on the fundamentals (If marrying the fundamental is possible, don't hesitate)
May our investments continue to flourish, and may we reap the rewards of our hard work, and may the fruit of Tinubunomics reforms (T-pain) turn to T-gain in our lifetime. Amen.

You're welcome.
Happy to hear from you since a while.

Agbalowomeri:
Baba you still dey draw graph

This season na for FA

interesting, so because dividends are being released amidst annual results then ta's are no relevant.....i dont get you?

Thanks bra.
Taking breaks from social media can be beneficial on the wealth-building journey, helping you stay focused and avoid distractions.

zendi:
You're welcome.
Happy to hear from you since a while.

RodgersAkpafu:
it is unfortunately

Oh, I see. Thank you for the information then.

PuristForest:
interesting, so because dividends are being released amidst annual results then ta's are no relevant.....i dont get you?

You didn't read Dauda the sexy guy? Or ikebe super? Or super story?

Q1 EPS Kobo for Consolidated Hallmark is rendered around 0.61 company and 3.31 group. For the group is that N3.31 Someone help me figure it out. Better not be 3 Kobo for group Q1

SonofElElyonRet:
Q1 EPS Kobo for Consolidated Hallmark is rendered around 0.61 company and 3.31 group. For the group is that N3.31 Someone help me figure it out. Better not be 3 Kobo for group Q1

Dem put kobo in bracket, na you dey put Naira for your own interpretation

Agbalowomeri:
Dem put kobo in bracket, na you dey put Naira for your own interpretation

I thought as much.. I was just in denial

Did ConHall eventually declare dividend for 2024?

Bigdeal01:
Did ConHall eventually declare dividend for 2024?

They did declare but it seems @sunrisepebble assertion about the possibility of not repeating their last year performance this year is true given this Q1 numbers.

Also saw Aradel is a major shareholder as well as Godsmart a company owned by Nahco's board chairman

Mankind2024:
Happy workers' Day!. Take time out to celebrate your journey. You deserve it : :
Here is mine
My investment journey has been a marathon, and I've learned valuable lessons along the way. As a student of legendary investors like Peter Lynch and Warren Buffett, I've read over 50 best-selling books on investing. One key takeaway that has guided my strategy is Warren Buffett's advice: "Never buy a stock that you're not ready to own forever." This principle has been instrumental in shaping my portfolio on both the Nigerian Stock Exchange (NGX) and the New York Stock Exchange (NYSE).
During the challenging period of the Donald Trump tariff war in April 2025(Black days of massive sell off) my portfolio faced significant losses, and I had no new funds to invest. I took a step back, and focused on the local market. Today, days after my birthday, I decided to review my portfolio, and I was pleasantly surprised to see it had recovered from a loss of $22,000 to a gain of over $19,000. I also noticed that my portfolio had surpassed the $100,000 mark, a milestone that indicates a diversified portfolio can rebalance itself even without new investments.
The old adage "Sell in May" seems outdated, as investors now prioritise fundamentally healthy companies and adopt a long-term approach. As the saying goes, "Never kill the goose that lays the golden egg." The principle of delay gratification 👍.
My portfolio's growth from bar $116 to over +$19,000 (May 1st 2024 to 1st May 2025) in gains is a testament to the power of long-term investing. A similar trend is evident in my NGX portfolio, where the gains appear sustainable.
I believe that long-term investing triumphs over short-term gains.
To fellow investors, I say, stay committed to your strategy and focus on the fundamentals (If marrying the fundamental is possible, don't hesitate)
May our investments continue to flourish, and may we reap the rewards of our hard work, and may the fruit of Tinubunomics reforms (T-pain) turn to T-gain in our lifetime. Amen.

Nice one. Is there like an active forum where US stocks are discussed? The thread on Nairaland has become silent

thebargainhunte:
It is about to turn into Charcoal

debeey87:
They did declare but it seems @sunrisepebble assertion about the possibility of not repeating their last year performance this year is true given this Q1 numbers.

Also saw Aradel is a major shareholder as well as Godsmart a company owned by Nahco's board chairman

Can you give details please. I know they just had their board meeting yesterday

gold360:
Someone shared this on Facebook,
How true?

₦100,000 invested at the beginning of the year and how it has performed as at 30th April, 2025:

1 Left in the Nigeria savings account ₦100,000

2 Just converted to dollars - ₦ 103,596.66

3 Ladda Quick Save - ₦ 106,666.66

4 Ladda Real estate - ₦ 106,666.66

5 Locked in cowry wise ₦ 104,000.

6 Treasury bills (182 days) - ₦ 106,166.67

7 Treasury bills (364 days) ₦ 107,166.67 (Available on getladda.com)

8 Added to Opay (O wealth) - ₦ 105,000.00

9 Bought Bitcoin (BTC) - ₦104,517. 69 ($65.46)

10 Bought Ethereum - ₦55,595.62 ($34.82)

1 1 Bought Solana (Sol) - ₦103,728 ($64.96)

12 Bought Binance coin - ₦ 89,572 ($57.99)

13 Bought Palantir - ₦ 163,183.12($102.20)

14 Bought Microstrategy -₦131,273.16 ($82.22)

15 Bought vanguard S&P 500 ETF (VOO) -₦ 98,568.84 ($61.73)

16 Bought Nvidia Corporation (NVDA) -₦ 81,698. 86 ($51.10)

17 Bought Apple. Inc (AAPL) - ₦ 90,220. 98 ($56.51)

18 Brought Alphabet. Inc (GOOG) - ₦ 87,514.99 ($54.81)

19 Bought Microsoft corporation (MSFT) ₦ 98,017. 89 ($61.39)

20 Bought Tesla. Inc (TSLA) - ₦77,031.95 ($48.25)

2 1 Bought Jumia Technologies AG (JMIA) -₦ 62,955.88 ($39.427)

22 Bought MTN Nigeria communication Plc (MTNN) - ₦ 125,000

23 Bought Guarantee Trust Holdings Company Plc (GTCO) - ₦ 114,747.01

24 Bought Dangote Cement Plc (DANGCEM) ₦ 90,218.72

25 Bought Transcorp (TRANSCORP) -₦ 105,472.54

26 Bought UCAP (UCAP.ng) - ₦86,666.58

27 Bought UBA (UBA PLC) - ₦ 102,339.30

28 Bought Sunu Assurance - ₦41,115.92

29 Bought OandO - ₦63, 906.23

30 Bought Honeywell Flour Mill Plc -₦ 187,861.31

31 Bought Chellarams Plc - ₦ 213,243.27

32 Bought Vitafoam Nig Plc - ₦ 142,792.56

3 3 Bought ETERNA PIC - ₦181,636.18

34 Bought Scoa Nig. Plc - ₦216,999.80

35 Bought Presco Plc - ₦165,266.05

36 Bought NNIG. Flour Mills Plc - ₦170,842.50

37 Bought NCR (Nigeria) Plc - ₦132,727.29

38 Bought Trans-Nationwide Express Plc -₦100,000

39 Bought University Press Plc (UPL) ₦97,151.78

40. Bought Zenith bank plc -₦108,885.62

l dont understand, did he invest ₦100000 respectively on these 40 saving and shares?

fashionnisir:
l dont understand, did he invest ₦100000 respectively on these 40 saving and shares?

Scenarios

Agbalowomeri:
Scenarios

That means na ngx be whr hammering dey for the first quarter of 2025.
Agba whr do u think the next hammering go dey for second quarter 2025

Streetinvestor2:
That means na ngx be whr hammering dey for the first quarter of 2025.
Agba whr do u think the next hammering go dey for second quarter 2025

As long as naira is stable, all these companies recovering will push on. Some might gain 30% from now to July in anticipation of Q2. Q3 is naturally slower, then Q4 na baba nla Lol. I will still tip NGX

What is scary from a TA perspective is that the ASI has consolidated for more than one year between 96k - 106k forming a cup-and-handle pattern on the monthly. If it manages to break above this, another massive bull is waiting. This will probably be bigger than we have seen. The market has its own mind sha