₦airaland Forum

My thoughts on Cadbury Nigeria and where I think the stock should be trading at.


https://www.youtube.com/watch?v=qUQWzIGOoik

Nairametrics on forberance issue.

https://x.com/Oshiokalame_

https://nairametrics.com/2025/06/19/bny-mellon-standard-bank-launch-naira-denominated-notes-for-global-investors/

This is interesting. Looks like Naira stability is here to stay

Banks clear 95% of N180 billion USSD debt, 3 lenders still owing – ALTON

https://nairametrics.com/2025/06/19/banks-clear-95-of-n180-billion-ussd-debt-3-lenders-still-owing-alton/

It is what it is... Gaming gamers

https://www.youtube.com/watch?v=WdITaPyhPX0

Napkin Note estimate on where Sterling bank should be trading in a year's time barring any large provisions with the CBN forbearance period drawing to an end.

The award for the most useless bank stock in my portfolio for yrs now goes to access bank.
I can't wait to sell the remaining if it ever touches #30 this yr again.

Streetinvestor2:
The award for the most useless bank stock in my portfolio for yrs now goes to access bank.
I can't wait to sell the remaining if it ever touches #30 this yr again.

I know that feeling 😆😆. I Bought Access for like N9 during the Covid meltdown ,held this for long and had to sell off at some point . It never met my target for Capital appreciation. It was the worst performing stock of that era for me. I bought UCap at N3, Zenith at N11,GTB at N20,Wapco at N28.

Access is always full of potentials but perennially under-delivers.

Tvegas:
I know that feeling 😆😆. I Bought Access for like N9 during the Covid meltdown ,held this for long and had to sell off at some point . It never met my target for Capital appreciation. It was the worst performing stock of that era for me. I bought UCap at N3, Zenith at N11,GTB at N20,Wapco at N28.

Access is always full of potentials but perennially under-delivers.

That's how Spain's football teams used to perform before they won the Euros in 2018 and the World Cup in 2020

Panadee:
That's how Spain's football teams used to perform before they won the Euros in 2018 and the World Cup in 2020

So tey Nigeria beat them 3-2

Was that 98 world cup

Really?
.

Panadee:
That's how Spain's football teams used to perform before they won the Euros in 2018 and the World Cup in 2020

Panadee:
That's how Spain's football teams used to perform before they won the Euros in 2018 and the World Cup in 2020

I will prefer to join the ones that are winning steady as they no get two head.

Opportunity cost is now very important in the stage we are now in this business. This kind of naira devaluation does not happen every time.

When stocks finish repricing because of devaluation. It will get a time if you see 30% appreciation you go thank God. So is best you join the winning side now before the market go enter that stage.

Tvegas:
I know that feeling 😆😆. I Bought Access for like N9 during the Covid meltdown ,held this for long and had to sell off at some point . It never met my target for Capital appreciation. It was the worst performing stock of that era for me. I bought UCap at N3, Zenith at N11,GTB at N20,Wapco at N28.

Access is always full of potentials but perennially under-delivers.

For me that bank is just vehicle for money laundering and personal stealing by the ceo in the name of bank acquisition. They have money for all those buying but are still yet to meet cbn new policy.
When they finish buying banks they will move to acquiring businesses that are not banks as holco group. The game will continue like so.
At the end minority shareholders gain nothing. both in appreciation and dividend.

Streetinvestor2:
When they finish buying banks they will move to acquiring businesses that are not banks as holco group.

The above really got me laughing
🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣

Sovereign green bond offer records N91.42 billion, oversubscribed by 183% – DMO 

https://nairametrics.com/2025/06/19/sovereign-green-bond-offer-records-n91-42-billion-oversubscribed-by-183-dmo/

megawealth01:
Sovereign green bond offer records N91.42 billion, oversubscribed by 183% – DMO 

https://nairametrics.com/2025/06/19/sovereign-green-bond-offer-records-n91-42-billion-oversubscribed-by-183-dmo/

What is this nairametrics and DMO authors are even saying.

Total offer was N50 Billion
Total bids N91.2 Billion.

How is this 183% oversubscription. Should it not be 83%?

Abeg maybe there is something I am not getting right.

Agbalowomeri:
So tey Nigeria beat them 3-2

Was that 98 world cup

Yes.
France '98

Streetinvestor2:
I will prefer to join the ones that are winning steady as they no get two head.

Opportunity cost is now very important in the stage we are now in this business. This kind of naira devaluation does not happen every time.

When stocks finish repricing because of devaluation. It will get a time if you see 30% appreciation you go thank God. So is best you join the winning side now before the market go enter that stage.

No be lie .

unite4real:
What is this nairametrics and DMO authors are even saying.

Total offer was N50 Billion
Total bids N91.2 Billion.

How is this 183% oversubscription. Should it not be 83%?

Abeg maybe there is something I am not getting right.

It's actually oversubscribed to the tune of 182.4%, meaning that the bids almost doubled the offer.
Simply put: Total bids/Total offers x 100%

KarlTom:
BearBullMarket
DesignKing
Bovali
AwesomeJ

Trust you're good

I'm okay. Just a lot of noise here lately. Hope you're well?

UCAP plc: A Golden Gem for Investors
A few days ago, I postulated that UCAP is poised to become a replica of JP Morgan, Morgan Stanley, Investec, Fidelity, and Schwab in the Nigerian investment space. The company is now fulfilling its Pan-African mission by introducing a Francophone West Africa product (Mutual Fund), which I believe will be a success.

https://doclib.ngxgroup.com/Financial_NewsDocs/44306_UNITED_CAPITAL_PLC-PRESS_RELEASE_CORPORATE_ACTIONS_JUNE_2025.pdf

https://www.thecable.ng/access-bank-to-meet-forbearance-conditions-by-june-30-assures-shareholders-of-dividends-payment/

This should positively impact on the price

Has anyone here received his NPFMCRFBK dividend?

DeRuggedProff:
Has anyone here received his NPFMCRFBK dividend?

Adjusting my portfolio, I accidentally sold ZENITH (at 102%) thinking I placed bid for additional units. Didn't notice until I got the CSCS alert. Is it a good time to jump back in or observe the market?

Panadee:
It's actually oversubscribed to the tune of 182.4%, meaning that the bids almost doubled the offer.
Simply put: Total bids/Total offers x 100%

Does that mean if the bids was N50 Billion and offer was also N50 billion we would say it's oversubscribed by 100%.

So I thought it was 183% subscribed but 83% oversubscribed. After the full subscription, the the difference is the excess and the oversubscribed figure.

I thought that after full subscription, the amount in excess is the oversubscribed amount and we have to divide that difference by the total amount offered and multiply by 100 to get the oversubscribed percentage.

That was what I was thinking

unite4real:
Does that mean if the bids was N50 Billion and offer was also N50 billion we would say it's oversubscribed by 100%.

So I thought it was 183% subscribed but 83% oversubscribed. After the full subscription, the the difference is the excess and the oversubscribed figure.

I thought that after full subscription, the amount in excess is the oversubscribed amount and we have to divide that difference by the the total amount offered and multiply by 100 to get the oversubscribed percentage.

That was what I was thinking

That is a very logical statement.
However, I think that's just the way it is reported in the business world.

https://dailytrust.com/access-holdings-rights-issue-records-105-76-oversubscription/

Care4:
Adjusting my portfolio, I accidentally sold ZENITH (at 102%) thinking I placed bid for additional units. Didn't notice until I got the CSCS alert. Is it a good time to jump back in or observe the market?

Sorry to hear that.
It has happened to me once, especially when I am conducting trades on small screen devices while being slightly distracted.
If your online broker app has a confirm page you can always look at it again before placing the trade.

With regard to that stock, you could keep the cash aside from the sale and buy the same number of shares when the price has dropped to ~ 96% of what you sold it for (that is to offset the cost of commissions) and buy your desired additional units as well. I don't see most of those share prices 'blowing up' before Q2 results are released.

FCMB to convert N23b loan to equity in order to exit CBN's forbearance regime... Share dilution "con" ?

DeRuggedProff:
Has anyone here received his NPFMCRFBK dividend?

Not yet.

So you are in this bus prof?

Zenith Bank's CEO, Adaora Umeoji, spent about N3.3 billion to purchase 68.8 million units of Zenith Bank, according to the bank's disclosure today on the floor of the Nigerian Stock Exchange.

Before her recent investment, she owned about 90.2 million shares of Zenith Bank, with an additional 1.7 million indirect units, all worth N4.32 billion.

For Adaora, this move is more than an investment; it is a vote in the future of the bank that she leads as the CEO, a bank that she joined as a corper in 1998.

She was the highest-paid employee in the Nigerian banking industry for the year 2024.

She earned N874 million in 2024. So, she makes money from both ways in Zenith Bank, her income from the salary the bank pays her and her dividend earnings from her investment and the shares she has in the bank.


The game is the game... No emotions... You sell another buy to increase their positions... Less noise more actions... Talk is really cheap

Same thing happens to me last week

Adjusting my portfolio, I accidentally sold ZENITH (at 102%) thinking I placed bid for additional units. Didn't notice until I got the CSCS alert. Is it a good time to jump back in or observe the market?[/quote]

DeRuggedProff:
Has anyone here received his NPFMCRFBK dividend?

Hopefully today... You no police and money things

Panadee:
That is a very logical statement.
However, I think that's just the way it is reported in the business world.

https://dailytrust.com/access-holdings-rights-issue-records-105-76-oversubscription/

ok. thank you .