₦airaland Forum

Sabiboy99:
Tomorrow will be filled with greens.. make I use small proceeds enter club Tomorrow night.

Not financial advice

pluto09:
The attraction of his method for me was the inherent simplicity. It is getting a bit complex now 😊
Though I understand it is difficult to find bargain again unlike what we had last year.

ndept:
Honestly, I think you need to devote more energy to make Investment one better than the advertisement you are doing here for them. For every 5 client you are giving to them, 4 will eventually leave before a year. Some of their services needs a lot of improvement. For example, atimes, it takes forever for someone's trade to be listed on the offer/bid table. Secondly, I filled form to opt out of the Direct Cash Settlement (DCS) system, but to my surprise, my account was still credited after selling, and that is a month after I filled the form. This made me to miss out on so many trades that I should have executed. Loco was right with most of his assertions on Investment One.

The only advantage I see on Investment one platform is the instant withdrawal of fund, which takes less than an hour to hit your account.

emmasoft:
FEEDBACK NOTED

Thank you for your feedback – it’s truly appreciated.

Please rest assured that all your concerns are being addressed. Any issues you've encountered during your engagement with Ione are being corrected.

Trust me, improvements are already underway across all services offered by Ione.
We're implementing changes that go beyond your expectations.

Also, whenever you have a concern and reach out to customer care, please do reach out to me directly as well. Sometimes, a quick chat with me can resolve your issue faster — and I’m sure some of our clients on this thread can confirm this.

Making a phone call can also help get you a quicker response.

Please note that some services you mentioned, such as opting out of DCS, are managed by CSCS Plc. Many delays experienced often stem from their end. Additionally, some processes require verification and validation of data provided through portals (like BVN and NIN), which can also lead to delays.

Once again, we sincerely apologize for any inconvenience caused.

And if you’ve stepped away, we’d love to have you back. We deeply value all our customers — both new and existing.

Make una help my ministry o! ejor. I beg. biko

Agbalowomeri:
Bargain hunters take note

Note don take Bargain hunters

leo1234:


Do they have the option of servicing the loan (paying just the monthly interest), to pay back capital at maturity?

Since the loan is backed with mutual funds

Agbalowomeri:
I think you can do monthly payments
Not sure whether they can structure only the interest.

mikeapollo:
Regular payment of dividend is very important in assessing stocks. Yes, it is true.
But it is NOT the ONLY basis for assessing stocks. Other factors may cause stocks price to rise based on assessment of potential future prospects as determined by the market.
Honey Well wasn't paying dividends in the last 3 years or so because they were having some challenges and undergoing restructuring. Their majority shareholder (Oba Otudeko) was having several issues in the industry. They also had a protracted court case with one of their creditor banks (I think it was Ecobank). During this period, the share price was undervalued as low as N3 for a very long time.
But after it was acquired recently by FMN, investors saw huge potential for growth and profitability, partly explaining the huge jump from N3 to N27 in about three years.
From N3 to N27 is 800% gain. For those who think about dividends ALONE, Honey Well would not have produced this kind of returns even it were paying dividends consistently in the last 3 years.

Bottom line: choose the strategy that fits your investment goals and identify the right stocks that can give you the required returns: regular dividends or capital gain in the shortest possible time.
.

aj8:
There is nothing complex. It's just maths. Only when there is a turnaround do I recognize and accommodate the improvement. The important thing is that it's incredibly accurate. It's my simple way to identify value and book a front row seat on a stock. So far, I am not sure whether it's ever failed. I will audit it someday. Go through previous posts to understand it properly. All I can say is that it has made me money over the years. I just felt it was okay to share with others. But please do not just take my word for it. Do your due diligence always. Bargains are still there and I would gladly post them as they emerge. Aj8 Common Sense is not the only strategy but it's mine and I am proud of it by the grace of God. However please note that I still pay attention to calls my some very remarkable folks on this platform and I have often used their insight to buttress my convictions on some stocks. Ymcy, Pa Emma, Sunrisep, Megaintentional, karlTom, Street.., pluto9, Agba, current price, and many others too numerous to mention. I am immensely grateful to you all. Enjoy what you have while you can. We are as breath, once it's gone, it's gone. Happy trading.

emmanuelewumi:
It is bullet payment of interest and principal at maturity. Duration is 6 months and you have the options of a rollover

aj8:
There is nothing complex. It's just maths. Only when there is a turnaround do I recognize and accommodate the improvement. The important thing is that it's incredibly accurate. It's my simple way to identify value and book a front row seat on a stock. So far, I am not sure whether it's ever failed. I will audit it someday. Go through previous posts to understand it properly. All I can say is that it has made me money over the years. I just felt it was okay to share with others. But please do not just take my word for it. Do your due diligence always. Bargains are still there and I would gladly post them as they emerge. Aj8 Common Sense is not the only strategy but it's mine and I am proud of it by the grace of God. However please note that I still pay attention to calls my some very remarkable folks on this platform and I have often used their insight to buttress my convictions on some stocks. Ymcy, Pa Emma, Sunrisep, Megaintentional, karlTom, Street.., pluto9, Agba, current price, and many others too numerous to mention. I am immensely grateful to you all. Enjoy what you have while you can. We are as breath, once it's gone, it's gone. Happy trading.

PETERiCHY:
OUR TOP 6 PICK FOR 2025

1) CADBURY

2) NASCON

3) ACCESSCORP

4) JAPAULGOLD..... Invest only speculative fund

5) DANGOTE SUGAR

6) NSLTECH.......... Invest only speculative fund.

We have added NSLTECH to our 2025 STOCK PICK. Don't be LEFT OUT.


BARGAIN HUNTERS TAKE NOTE!

emmanuelewumi:
Which one did you do with them?

PETERiCHY:
OUR PRICE TARGET

1) CADBURY #200

2) NASCON #150

3)ACCESSCORP #50

4) JAPAULGOLD #10

5)DANGSUGAR #120

6) NSLTECH #5


"FASTEN YOUR SEATBELTS AND ENJOY YOUR FLIGHT "

BARGAIN HUNTERS TAKE NOTE!

aj8:
There is nothing complex. It's just maths. Only when there is a turnaround do I recognize and accommodate the improvement. The important thing is that it's incredibly accurate. It's my simple way to identify value and book a front row seat on a stock. So far, I am not sure whether it's ever failed. I will audit it someday. Go through previous posts to understand it properly. All I can say is that it has made me money over the years. I just felt it was okay to share with others. But please do not just take my word for it. Do your due diligence always. Bargains are still there and I would gladly post them as they emerge. Aj8 Common Sense is not the only strategy but it's mine and I am proud of it by the grace of God. However please note that I still pay attention to calls my some very remarkable folks on this platform and I have often used their insight to buttress my convictions on some stocks. Ymcy, Pa Emma, Sunrisep, Megaintentional, karlTom, Street.., pluto9, Agba, current price, and many others too numerous to mention. I am immensely grateful to you all. Enjoy what you have while you can. We are as breath, once it's gone, it's gone. Happy trading.

SonofElElyonRet:
I'm curious to know the basis of your NSLTECH and JAPAUL price targets? Seem wild.. enlighten us please

PETERiCHY:
That's the reason we advice SMART TRADERS to INVEST ONLY SPECULATIVE FUND if not stick with the FUNDAMENTALLY Sound ones .

Last month some of US got sizeable units of JAPAULGOLD @t circa #2.06 and today we are SITTING on DECENT PAPER PROFIT above all they are planning to raise FUND of which their RIGHT ISSUE is PROJECTED take place at circa #5.00k


BARGAIN HUNTERS TAKE NOTE!

Agbalowomeri:
+1% management fee
Total 29%

HesInMe:
It's like a casino: Whether you hammer or you lose, the house always wins.

Maybe I should buy UCAP o.

PETERiCHY:
That's the reason we advice SMART TRADERS to INVEST ONLY SPECULATIVE FUND if not stick with the FUNDAMENTALLY Sound ones .

Last month some of US got sizeable units of JAPAULGOLD @t circa #2.06 and today we are SITTING on DECENT PAPER PROFIT above all they are planning to raise FUND of which their RIGHT ISSUE is PROJECTED take place at circa #5.00k


BARGAIN HUNTERS TAKE NOTE!

Agbalowomeri:
Baba if you have an A game, the faster route is to use other people's money and other people's time. 28% does not mean I will pay 28%. I have made 100% before while returning less than 10%.

Don't try this at home

megawealth01:
Make I analyze Oando small...

Oando is not operating at a negative EPS as of Q1 2025. The company reported an EPS of ₦9, up from ₦5 in Q1 2024 .


But here’s the nuance you should know:

1. Operating and Pre-tax Losses

Despite the positive EPS and bottom-line profit after tax (₦113 billion), the company recorded an operating loss of ₦120.3 billion and a pre-tax loss of ₦52.6 billion in Q1 2025 .

This means reported profit was largely due to exceptional items, not core business profitability.


2. Profit Masked by One-Off Gains

Two major non-recurring items drove the net profit:

A ₦165.6 billion tax credit

A ₦182.3 billion reversal of impairment losses


These pushed post-tax profit into positive territory despite operating losses .


3. Parent Company Still Loss-Making

At the company level, Oando Plc recorded a ₦28.9 billion loss in Q1 2025, though this improved from a ₦210.9 billion loss in Q1 2024

emmasoft:
FEEDBACK NOTED

Thank you for your feedback – it’s truly appreciated.

Please rest assured that all your concerns are being addressed. Any issues you've encountered during your engagement with Ione are being corrected.

Trust me, improvements are already underway across all services offered by Ione.
We're implementing changes that go beyond your expectations.

Also, whenever you have a concern and reach out to customer care, please do reach out to me directly as well. Sometimes, a quick chat with me can resolve your issue faster — and I’m sure some of our clients on this thread can confirm this.

Making a phone call can also help get you a quicker response.

Please note that some services you mentioned, such as opting out of DCS, are managed by CSCS Plc. Many delays experienced often stem from their end. Additionally, some processes require verification and validation of data provided through portals (like BVN and NIN), which can also lead to delays.

Once again, we sincerely apologize for any inconvenience caused.

And if you’ve stepped away, we’d love to have you back. We deeply value all our customers — both new and existing.

Make una help my ministry o! ejor. I beg. biko

Agbalowomeri:
Omo I tire o
The formula he gave was based on EPS not "improvement" Baba wan turn am to vector and scalar

pluto09:
The attraction of his method for me was the inherent simplicity. It is getting a bit complex now 😊
Though I understand it is difficult to find bargain again unlike what we had last year.

pluto09:
Is it correct to say you are projecting an eps of N19.72 for the company by year end

PETERiCHY:
OUR PRICE TARGET

1) CADBURY #200

2) NASCON #150

3)ACCESSCORP #50

4) JAPAULGOLD #10

5)DANGSUGAR #120

6) NSLTECH #5


"FASTEN YOUR SEATBELTS AND ENJOY YOUR FLIGHT "

BARGAIN HUNTERS TAKE NOTE!

EDUECO:
Fridays mostly end in loss due to profit taking.