₦airaland Forum

EDUECO:
This is how lekos investors will end!

Lion123:
Oando plans fresh N500 billion capital raise via 10 billion share issuance, outlines additional funding strategies - https://nairametrics.com/2025/07/22/oando-plans-fresh-n500-billion-capital-raise-via-10-billion-share-issuance-outlines-additional-funding-strategies/#google_vignette

Oando. Old taker. Still new taker.

emmaodet:
So with an estimated FY eps of #60 and a payout of 90%, you plan to recoup your investment in 11 years provided all things remain the same... this is your yardstick for entering most stocks?

Mpeace:
I watched briefly and what I noticed is that somehow it appears to be almost the same shareholders or group of shareholders that attend and speak at most General meetings.

EDUECO:
Greed is a great vice

bastardson:
Can we buy Unity Bank with Paytient funds? Like keeping it for 1 - 2 yrs?

Care4:
Sure not those that have moved their capital + a good profit.

Streetinvestor2:
The crying has started when I have not blocked them
For now I need you to feel the pain
And blocking will definitely come again
The scriptures says suffer not the witch to live

ZikkyChops:
Ucap proposed 30k interim dividend.

jonnysessy:
Yet to see anyone corroborate this assertion. I can't seem to also see it anywhere in the news. Or is this a market whisper? But, if it happens, it will be very good. So, i can start budgeting my interim dividends

jonnysessy:

Na wah for this Streetman. You no dey tire.

Streetinvestor2:
The crying has started when I have not blocked them
For now I need you to feel the pain
And blocking will definitely come again
The scriptures says suffer not the witch to live

ositadima1:
Somebody give you expo, you won go ask invigilator whether na true, kwontinue...

Mankind2024:
Meet Harry Markowitz, the legendary economist and investor who pioneered Modern Portfolio Theory (MPT) and the Efficient Frontier.

Life and Biography
Harry Max Markowitz was born on August 24, 1927, in Chicago, Illinois, to a Jewish family. He developed an interest in physics and philosophy during high school and pursued these interests at the University of Chicago. Markowitz specialized in economics, studying under notable economists like Milton Friedman and Jacob Marschak. He received his Ph.B. in Liberal Arts in 1947 and his A.M. in Economics in 1950. Markowitz worked at the RAND Corporation, Cowles Foundation, and City University of New York, and later taught at the University of California, San Diego. He passed away on June 22, 2023, at 95.

Quotes
- "A good portfolio is more than a long list of good stocks and bonds. It is a balanced whole, providing the investor with protections and opportunities with respect to a wide range of contingencies."
- "Advisors can create the best portfolios in the world, but they won’t really matter if the clients don’t stay in them."
- "Diversifying sufficiently among uncorrelated risks can reduce portfolio risk toward zero.
- "The smart investor buys and holds index funds.
- "I never was aware of the Great Depression."
- "I would never be 100 percent in stocks or 100 percent in bonds or cash."


Achievements
- Developed Modern Portfolio Theory (MPT), which revolutionized investment management by introducing the concept of diversification and risk management.
- Published "Portfolio Selection" in 1952, a seminal work that laid the foundation for MPT.
- Awarded the John von Neumann Theory Prize in 1989 and the Nobel Memorial Prize in Economic Sciences in 1990.
- Co-founded GuidedChoice, a 401(k) managed accounts provider and investment advisor.
- Served on the advisory boards of several investment firms, including Research Affiliates and Index Fund Advisors ² ³.

Simple Personal Finance Lessons

- *Diversification is key*: Spread investments across different asset classes to minimize risk.
- Maintain a balanced portfolio: Allocate assets according to risk tolerance and financial goals.
- Rebalance regularly: Periodically review and adjust portfolio allocations to ensure they remain aligned with investment objectives.
- Stay invested: Avoid panic selling during market downturns and ride out market fluctuations.
- Keep saving regularly: Consistently invest over time to benefit from dollar-cost averaging and compound interest.
- Understand your risk tolerance*: Invest in a way that aligns with your comfort level with market volatility.


https://www.youtube.com/watch?v=m4rchSSSdtU?si=WTKouG8ZsA6JfOA4



https://www.youtube.com/watch?v=uANiDzXSddc?si=LqkEOZ0yXesJUEe_



https://www.youtube.com/watch?v=VsMpw-qnPZY?si=i7RivgRu23n4cgj5



https://www.youtube.com/watch?v=aZ1K75qdzsg?si=sRxHRBsyMrKaf7F8

jonnysessy:
The type of arguments we engage on in NSEMPA is very much unnecessary. A good stock remains a good stock because it has good fundamentals, technical analysis and past history going for it. If you are interested in such stock, you know within yourself that come rain come sun it will appreciate and if it fails to do that you are assured of dividends. Such stocks needs no marketing. A good stock market itself irrespective of its price. I would have given one or two examples but I don't want to be accused of marketing a particular stock

While another sets of stocks (don't really want to call it bad) may not have very sound fundamental and technical analysis going for it. It may not have any record of past dividend to show for it. But, it could be a growth stock, moved by sentiment, or bullish season. Some move because the sector in which it belongs moves (bandwagon effects). Such stocks may not have done anything extraordinary but, it is seen to be moving. But, if you are convinced why you staked your hard earned money in it, you should not be bothered about what people say about such stocks.

NSEMPA population may be many but, i believe it is insignificant to the total NGX population where you have foreign investors, large networth investors, pension funds investors and other billionaires contributing daily to the market mix. If someone comes out tomorrow and start bad mouthing a good stock, this will have no effect because majority had tested it and it will continue to soar in price. Such campaign of calaumny will have no effect. But, where we are bothered is if we are in a stock that has no solid foundation and we are not even sure why we entered the stock in the first place, then we panic.

Some of this stocks that really don't have those sound fundamentals and technical analysis are easy to make 100% gain. Some sound fundamental stocks are also hitting 💯 gain in the market but, because of purchasing power only few people will get a substantial unit in his or her portfolio.

In conclusion, you remain CEO of your portfolio. Buy the stock you should be proud of anyday. No level of praise singing or bad mouthing should make you panic in a stock you believe in. Before committing you money to any stock, there must be a reason. If those reasons are still intact and the stock moves up and down, you should not be shaken as the reason for buying is still intact. Nobody knows it all in the world of stock investment. But, you should let your wins be more than your losses. Here is where your risk appetite comes in. Everyone has a different objective being in the market. Always follow your investment objectives and you will soar whether in a bullish or bear market.

jonnysessy:
The type of arguments we engage on in NSEMPA is very much unnecessary. A good stock remains a good stock because it has good fundamentals, technical analysis and past history going for it. If you are interested in such stock, you know within yourself that come rain come sun it will appreciate and if it fails to do that you are assured of dividends. Such stocks needs no marketing. A good stock market itself irrespective of its price. I would have given one or two examples but I don't want to be accused of marketing a particular stock

While another sets of stocks (don't really want to call it bad) may not have very sound fundamental and technical analysis going for it. It may not have any record of past dividend to show for it. But, it could be a growth stock, moved by sentiment, or bullish season. Some move because the sector in which it belongs moves (bandwagon effects). Such stocks may not have done anything extraordinary but, it is seen to be moving. But, if you are convinced why you staked your hard earned money in it, you should not be bothered about what people say about such stocks.

NSEMPA population may be many but, i believe it is insignificant to the total NGX population where you have foreign investors, large networth investors, pension funds investors and other billionaires contributing daily to the market mix. If someone comes out tomorrow and start bad mouthing a good stock, this will have no effect because majority had tested it and it will continue to soar in price. Such campaign of calaumny will have no effect. But, where we are bothered is if we are in a stock that has no solid foundation and we are not even sure why we entered the stock in the first place, then we panic.

Some of this stocks that really don't have those sound fundamentals and technical analysis are easy to make 100% gain. Some sound fundamental stocks are also hitting 💯 gain in the market but, because of purchasing power only few people will get a substantial unit in his or her portfolio.

In conclusion, you remain CEO of your portfolio. Buy the stock you should be proud of anyday. No level of praise singing or bad mouthing should make you panic in a stock you believe in. Before committing you money to any stock, there must be a reason. If those reasons are still intact and the stock moves up and down, you should not be shaken as the reason for buying is still intact. Nobody knows it all in the world of stock investment. But, you should let your wins be more than your losses. Here is where your risk appetite comes in. Everyone has a different objective being in the market. Always follow your investment objectives and you will soar whether in a bullish or bear market.

DeRuggedProff:
https://businessday.ng/companies/article/why-ellah-lakes-didnt-turn-in-revenue-for-years-ceo/