₦airaland Forum

Raider76:
Is it ok to now finally say that the ENI acquisition by Oando has failed to affect its top and bottom lines? It is now 4 quarters since the acquisition.

May be, maybe not.
Until we get to see/know more details for the negative gross margin in Q2. If the reasons are recurring in nature, then it is worrisome. If one-off, then they may overcome it. The gross margins were positive in Q1 2025 and Q4 2024.
Also check the source(s) having negative impact on the bottom line .... e.g. Finance costs; the structure of the incoming fresh capital would determine if these would be largely reduced or increased going forward.

For me, the worst case scenario would be an acquisition by or merger with a major oil and gas player.
The equity-debt conversion for $300m (to be approved at the AGM) is probably for the loan from Mercuria, a global energy firm that is a like customer/partner to Oando (https://mercuria.com/.). Even the $1.5b they want to raise (in bonds/debentures/equity etc.) may still be coming from the same Mercuria or other foreign investors; so they may become major shareholders if the current directors fail to inject the required equity funds.

mikeapollo:
May be, maybe not.
Until we get to see/know more details for the negative gross margin in Q2. If the reasons are recurring in nature, then it is worrisome. If one-off, then they may overcome it. The gross margins were positive in Q1 2025 and Q4 2024.
Also check the source(s) having negative impact on the bottom line .... e.g. Finance costs; the structure of the incoming fresh capital would determine if these would be largely reduced or increased going forward.

For me, the worst case scenario would be an acquisition by or merger with a major oil and gas player.
The equity-debt conversion for $300m (to be approved at the AGM) is probably for the loan from Mercuria, a global energy firm that is a like customer/partner to Oando (https://mercuria.com/.). Even the $1.5b they want to raise (in bonds/debentures/equity etc.) may still be coming from the same Mercuria or other foreign investors; so they may become major shareholders if the current directors fail to inject the required equity funds.

You dey worry yasef. Wale and co dey chop una margin Lol

Heishere:
Baba speak English na.

I no attend grammar school

Na community night school I attend

ojesymsym:
So this thing sold at 2 naira, this is one of those times I thank God I did not do DD then, because if I did, I probably would not have bought at 4 naira because I would have assumed that it had already reached its high.

Bought mine at 1.8 though have sold most of it to remain little 5 figure units, holding is a virtue

Happy new month fam. 🚀 ❤️

EDUECO:
The loss the management always declare goes to them as the reward for their deception.If the company goes bankrupt,the management has nothing to lose

Bankrupt?
If fittint happen soon even if they keep declaring loss.
More like the Too Big to fail FUGAZ..if not much more Impossible.
Don't play.

ojeysky:
Bought mine at 1.8 though have sold most of it to remain little 5 figure units, holding is a virtue

Holding with PATIENT FUNDS 😘

yMcy56:
Lol.
Telling us that FCMB is probably now the cheapest in that Sector..
Imagine Sterling getting closer again!
Gone are the days of FCMB's active MM, dey for dey chase Fidelity like anything by now..

👍

IyaTola:
Trove
Chakaa
bamboo

Trove
1)Us ETF index use
2)Nigeria indexe
3)Vertiva ETF

LeadTrader
1) Vertiva ETF

robobo:
De Prof i will grateful if you can be kind enough to share the prompt that generated the above.

Here is the prompt:

Assume the role of a world-class financial analyst and elite investment strategist trained in forensic accounting, corporate intelligence, and deep value analytics. Your mission is to dissect the attached financial report with surgical precision—no detail is too small, no red flag too subtle. This is not just analysis. This is financial reconnaissance. Proceed accordingly.
Perform a deep-dive into each of the following areas with military-level thoroughness:

1. Income Statement (Tactical Revenue Analysis)



Deconstruct revenue growth by volume vs. price changes.

Segment revenue sources and analyze concentration risks.

Evaluate gross, operating, and net margins across time.

Analyze cost structure (fixed vs. variable, inflationary pressures).

Identify EBITDA inflection points and scalability potential.

Isolate one-off items, FX gains/losses, and assess real vs. cosmetic profitability.

2. Balance Sheet (Asset Armor Assessment)



Conduct a quality audit of assets: check for impairment risks, valuation concerns, non-core/non-productive items.

Scrutinize debt profile: maturity schedule, covenants, interest rates, FX exposure.

Analyze changes in retained earnings and equity issuance/dilution effects.

Dissect working capital trends, inventory buildup, and receivables behavior for stress points.

3. Cash Flow Statement (True Liquidity Intelligence)



Isolate core operational cash flows from working capital distortions.

Evaluate CapEx intensity vs. maintenance CapEx.

Analyze financing cash flows for equity repurchases, dividends, and debt service.

Reconcile cash profits (OCF) vs. accounting profits (PAT) – assess earnings quality.

Identify timing mismatches or cash burn red flags.

4. Profitability Ratios (Return Combat Readiness)



Calculate and trend ROE, ROA, and ROIIC (Return on Incremental Invested Capital).

Disaggregate ROE via DuPont Analysis.

Evaluate margins vs. industry thresholds and operational leverage.

5. Liquidity Ratios (Short-Term Survival Scan)



Current, Quick, and Cash ratios – test the firm’s resilience under pressure.

Simulate a short-term cash crunch: who gets paid, who doesn’t?

Benchmark liquidity buffer vs. seasonal cash needs or debt maturities.

6. Solvency Ratios (Long-Term Risk Surveillance)



Debt/Equity, Interest Coverage, and Net Debt/EBITDA.

Assess whether leverage is productive or excessive.

Model financial distress thresholds under stress-test scenarios.

7. Efficiency Ratios (Operational Precision Audit)



Inventory Turnover, Receivable & Payable Days, Asset Turnover.

Highlight cash conversion cycle dynamics and margin leakage risks.

Identify working capital misalignments or supplier/creditor distress.

8. Valuation (Multifaceted Target Lock)
Perform a three-pronged valuation analysis:



Discounted Cash Flow (DCF): Show all inputs—WACC, terminal growth, FCF forecasts.

PE Multiple: Benchmark against industry and historical self-multiples.

Price-to-Book: Adjust for asset impairments or over/undervalued intangibles.
Then triangulate a fair value range using all three. Declare intrinsic value, market gap (premium/discount), and margin of safety.

9. Historical vs. Present Comparison (Time-Series Intel Mapping)



Benchmark 3–5 year trends in revenue, profit, cash flow, equity, and margin performance.

Identify inflection points, business model pivots, or secular shifts.

Map progression against macroeconomic cycles and regulatory changes.

10. Peer & Industry Benchmarking (Battlefield Positioning)



Directly compare KPIs (Margins, ROE, P/E, Revenue Growth, Debt Ratios) to 3–5 top competitors.

Use industry quartile performance to rank the company’s relative standing.

Highlight any strategic advantages, cost asymmetries, or pricing power differences.

11. Notes to the Accounts (Codebreaker Review)



Unearth hidden commitments, restatements, off-balance-sheet arrangements.

Flag inconsistencies between narrative and numerical data.

Watch for aggressive revenue recognition, capitalization of costs, or deferred tax assets as profit inflators.

12. Management Commentary (Command Intent Evaluation)



Decode forward guidance: substance vs. posturing.

Assess leadership tone—confidence, defensiveness, or evasion.

Cross-check with past promises vs. actual execution.

Identify any strategic contradictions or telltale warnings.

13. Red Flags & Manipulation Checks (Financial Forensics)



Apply Beneish M-Score or Altman Z-Score logic where possible.

Look for creative accounting: asset revaluations, channel stuffing, sudden inventory swings.

Identify any audit qualifications, governance red flags, or recurring restatements.

Final Tactical Investment Recommendation
Deliver a clear, unemotional call: Buy / Sell / Hold.
Justify using a synthesis of valuation gaps, business quality, macro exposure, risk-reward asymmetry, and competitive positioning.

Forward-Looking Investor Conclusion

Strategic Position: Is this business defensible long-term?

Catalysts/Triggers: What events can drive revaluation or collapse?

Fit for Capital Appreciation Portfolio: Would you allocate 5%, 10%, or 20% of long-term capital here?

Ah! You're just going to turn the Ai to a lazy bot

DeRuggedProff:
Here is the prompt:

Assume the role of a world-class financial analyst and elite investment strategist trained in forensic accounting, corporate intelligence, and deep value analytics. Your mission is to dissect the attached financial report with surgical precision—no detail is too small, no red flag too subtle. This is not just analysis. This is financial reconnaissance. Proceed accordingly.
Perform a deep-dive into each of the following areas with military-level thoroughness:

GeeKudi:
Ah! You're just going to turn the Ai to a lazy bot

Prompt don turn thesis

Person no even understand which Elliot Wave NGX dey ride now

Whether lekos or kpakus, Ellah is among the strongest bulls in the market today.

See how she's refusing to drop near 9, let alone under.

I've sold the tranche I bought at 3.16, and I'm waiting to re-JI when Chuka says or does something again.

Na so we dey play the game.

ositadima1:
So do you enter the data manually like you would on an Excel sheet, or does it have an API link to a broker? Yochaa comes to mind.

I enter the TICKERS, VOLUMES, SIDES, AND AVERAGE PRICES manually, the rest is automated.

Entering tickers and side is easier since I just use a select list with drop down.

The volumes and average prices, I get from the execution summary page from the brokers' platforms.


Do you think brokers will give me API access??

Cos already this takes out a lot of mental calculations.

And I get historical snapshots of my portfolio for every trading day.

Plus a few other data.

Let me share some screenshots:

Yesterday wasn't my best day 😁
The numbers are nicer if I chose a range of Wednesday to Friday.

Wednesday is my earliest data point.

What do you think @ositadima1 ?

Agbalowomeri:
Prompt don turn thesis

I know OGG own go make AI freeze!
Make nobody go report me oo.

Agbalowomeri:
Prompt don turn thesis

The thing tired me oooo.

Agbalowomeri:
Two months distribution loading

Alias bonus la nje.


Leave our distribution, that is our dividends.

DeRuggedProff:
Here is the prompt:

Assume the role of a world-class financial analyst and elite investment strategist trained in forensic accounting, corporate intelligence, and deep value analytics....
......................
..................
..............
.....

Ahh.
Your own Prof get double-ff for a reason

What happened to:

"Analyze this Financial statement with all suitable metrics . Compare and contrast metrics where applicable to investment decision and business sustainability"

awesomeJ:
I enter the TICKERS, VOLUMES, SIDES, AND AVERAGE PRICES manually, the rest is automated.

Entering tickers and side is easier since I just use a select list with drop down.

The volumes and average prices, I get from the execution summary page from the brokers' platforms.


Do you think brokers will give me API access??

Cos already this takes out a lot of mental calculations.

And I get historical snapshots of my portfolio for every trading day.

Plus a few other data.

Let me share some screenshots:

It's a good tool, though it still requires a lot of maintenance. The NGX would probably give you access to data for a fee—I think Stock Bubbles is built on top of that. You could host it like Stock Bubbles and allow users to create their own IDs, like Yochaa.

Mankind2024:
👍
The audio version is no longer available on YouTube. Fortunately, i downloaded it.
Another version is:
Mark Douglas trading psychology: 25 important lessons for your trading journey.


https://www.youtube.com/watch?v=le-xv3jmWTc?si=igrv8q2IsPU2Hyh9

please sir, are you still in livingtrust mortage bank, if so ,have you recieved the declared which was declared to be issued on 21/7/2025.
i am yet to see mine.

zendi:
Whether lekos or kpakus, Ellah is among the strongest bulls in the market today.

See how she's refusing to drop near 9, let alone under.

I've sold the tranche I bought at 3.16, and I'm waiting to re-JI when Chuka says or does something again.

Na so we dey play the game.

Until one day you no go see am buy ba?

Today's Top Volume Trades

chimex38:
Bankrupt?
If fittint happen soon even if they keep declaring loss.
More like the Too Big to fail FUGAZ..if not much more Impossible.
Don't play.

I know the company cannot go bankrupt; however,the company is a corruption cesspit.

GeeKudi:
Ah! You're just going to turn the Ai to a lazy bot

AI has come to stay;life is now easier with it.

Agbalowomeri:
You dey worry yasef. Wale and co dey chop una margin Lol

Lol

Agbalowomeri:
You dey worry yasef. Wale and co dey chop una margin Lol

He dey over chop through absurd cost of doing business.

The dude and im gang na retired yahozee men .

zendi:
Whether lekos or kpakus, Ellah is among the strongest bulls in the market today.

See how she's refusing to drop near 9, let alone under.

I've sold the tranche I bought at 3.16, and I'm waiting to re-JI when Chuka says or does something again.

Na so we dey play the game.

E go soon overtake Oando...

https://www.youtube.com/watch?v=NwFdFPMyPwQ

A summary of today's trading session on the NGX