₦airaland Forum

KarlTom:
ELLAH collect

Stray bullet

KarlTom:
From 100k of last month to 24k.
Hmmm these women will be the end of Agba's portfolio

Oga Agba also collect im medicine as stray bullet

Capitas7:
I won't dispute your projection, but I think there's a common trend whereby blue chip companies buy up innovative companies in their sectors. Like pharmaceutical companies buying up biotech startups, giant tech companies buying innovative startups with excellent products, oil and gas big players buying up distribution/marketing networks. It is one of the advantages of good free cash flow which these leading banks have in abundance.

Fintech is the bride of the day, but when heavy regulations start diminishing their profits, their core investors will not think twice before selling to the leading banks. Alternatively, big cap banks will create their own fintech products to compete in the space. Cashapp and others come to mind. Apple, Samsung etc. buy up tech companies/products to remain sector leaders.

UCAP for instance, launched its microfinance arm because it has the weight. That's a strategic disruption too. How long before Access buys up all the Fintechs in Nigeria?

Access collect stray bullet
Acquisition kings 👑

IyaTola:
I get your point, but the comparison is not as straightforward as it looks.

Yes, N2 billion worth of GTCO shares paying N180 million in dividends in 2024 is fantastic on paper — that’s a 9% yield in one year, not counting potential capital gains. But you have to remember:

Market volatility – Share prices can swing sharply. A bad earnings year or a market downturn can cut both your capital value and dividends in half. Property values usually don’t crash that quickly in Nigeria unless there’s a major crisis.

Dividend policy is not guaranteed – GTCO paying that much in 2024 doesn’t mean it will keep paying at the same rate forever. Companies can reduce or suspend dividends in tough years.

Property income is relatively stable – While a N500 million property earning N30 million/year may seem small compared to N180 million dividends, rental income tends to be more predictable, and you can index rent to inflation over time.

Leverage & collateral – Banks will almost always prefer real estate as collateral over shares, because they can repossess and sell it in the open market without worrying about share liquidity or price drops.

In short, stocks can give you higher returns if you pick the right ones and time the market well, but real estate gives you more stability, collateral value, and inflation protection. It’s less about which is better and more about which risk profile you’re willing to live with.

I had to respond to your dependable rental income with a saying I coined. "Your tenant's problem is your problem".

Dupeodus:
I had to respond to your dependable rental income with a saying I coined. "Your tenant's problem is your problem".

In which country pls?

KarlTom:
Stanbic is a big boy

Grand papa of African Banks.
To think their parent company in South Africa is the ancestor of Standard Chattered Bank of UK(liverpool FC sponsors)

chimex38:
Grand papa of African Banks.
To think their parent company in South Africa is the ancestor of Standard Chattered Bank of UK(liverpool FC sponsors)

As in eh. Stanbic makes no noise but HUGE DIFFERENCE

crownprince2017:
Loco my gee...


SE u no commot for insurance too early like this?

Loco-TRADER for a reason.

Streetinvestor2:
How many insurance package have u or any of ur house hold ever picked. We can start from thr.
why is many of thr quater results released this yr getting worst .Even third party insurance of 15k many Nigerians no get.They had to start using police for it still nothing

I expected this to materialise in their result. Especially the motor vehicle instance.



I just want to believe the Insurance act doesn't end on. Paper.

Implementation is Key.

Zagee:
For those of you who have "people in the abroad" ask them how much is their mandatory monthly insurance bill.

Bulaba is running a highly capitalist environment for a populace with low education- be it skillwise or academic. That's why putting food-on-the-table is paramount to the average man in all of his reform.
"No be reforms we go chop"-An ill-educated response from a genuine place.

A point.
That's why I mentioned the hyped Motor vehicle insurance of last year. Even with police enforcement. Theres just Little sentimental publicity in progress across the country so far.

Most H1 results on insurance are abysmal compared to last years Euphoria.

Zagee:
I hope you read the metrics you sent across. Again debt is good, how you deploy is the problem.

Lol, e say "again" like he has said anything to me before. Na ppl like you dey follow listen to Twitter erronomists so far it aligns with what you were looking to hear.
The main takeaway from the graphic I shared is that the Argentina you are touting, is in a worse shape than Nigeria.

Oasisblue:
I never knew this was a possibility. Thanks

Very very possible, depending on your Stockbroker


United Capital

Investment One

FSDH Capital

Meristem Securities

Cardinal Stone Partners

Offer that service

emmanuelewumi:
Very very possible, depending on your Stockbroker


United Capital

Investment One

FSDH Capital

Meristem Securities

Cardinal Stone Partners

Offer that service

United capital wey I want register but asking me for tln to onboard me, I just stop the reg.

Na my Kobo Kobo person want they commot for government at will.

I they run for meristem high rate, I come jam tax..

Which kind wahala be this... government self never implement but ucap wants set me up in advance.

Fred2020:
In my view, if July 2026 is the deadline, they should be discussing fundraising options and kicking off M&A talks ASAP. M&A deals take months to close, and the longer they wait, the pricier it’ll be to buy out rival competitors.

I expect some to begin openly discussing their options this year or early next year.

I'll be keep the bulk of my insurance stocks come what may, I have enough fat to take any temporal dip.

If it's really July 2026.
Then Time line is very short.

From months to reach out to partners for pp to months to discuss mergers &acquisitions, to months to raise equity or Debt to months for SEC and registrars to finalise and list new shares, etc..

Unless most have internally finalised major arrangements and deals. Still theres still a reasonable lot to do.

Time line is very short.

Kerefi:
More than 100k oo excluding charges. If it's Bank or well known company, I won't sell oo

While I'm happy for you for your win, such move is a recipe for disaster sooner or later, even if you'd go the JiJo route sir/ma you've got to know your onions very well, the likes of Loco you see playing such game do so as a result of years of experience, even at that they occasionally get burnt.

Just my two cents, in the end na your money ooo

Streetinvestor2:
You can tell all the lies and manipulate SP via brokers. Thr is limit to lie u can tell on the audited financials. The government is involved and u have to pay them thr tax.
It is all this month e no go pass.
Can kpakus make just 300 million revenue is my interest in the result.
What happened to companies that came with bad results this yr.Let me see how kpakus will be different.
The clock is ticking
We saw the going concern by auditors of oando. I will like to see that part too in thr financial results when it comes out

I want to believe Ellah lakes can't do magic to reflect the current price in the forthcoming Financial statement. But I also want to believe they will produce an improved, modernized and worth presenting financial result. Compared to last year.


Remember, results are compared Y-on-Y and Q-on-Q.
FY2025 should be better than FY 2024 in percentage.

Newbie wants to roll with the big boys

road2ff:
While I'm happy for you for your win, such move is a recipe for disaster sooner or later, even if you'd go the JiJo route sir/ma you've got to know your onions very well, the likes of Loco you see playing such game do so as a result of years of experience, even at that they occasionally get burnt.

Just my two cents, in the end na your money ooo

https://www.facebook.com/share/r/14HSfcD8yEX/

LIFE is A GAME

chimex38:
Access collect stray bullet
Acquisition kings 👑

Their basket no dey full... picking up every item on the shelf.

crownprince2017:
United capital wey I want register but asking me for tln to onboard me, I just stop the reg.

Na my Kobo Kobo person want they commot for government at will.

I they run for meristem high rate, I come jam tax..

Which kind wahala be this... government self never implement but ucap wants set me up in advance.

You need TIN,

I use the number on the Lagos State Tax card as my TIN

Agbalowomeri:
Meaning that if 2B is answered in 48hours

Therefore, Oga Emma is worth over 8B in stock's for him to get a within 12 hours

When you are big, you are large

No that was not my first loan, it was a top up

Assuming you got a loan for N50 million currently running and you saw additional opportunities, so you sent a mail for an additional loan of N20 million at 7am your mail was acknowledged by 9am. Before close of business same at 3.30pm the offer letter of the loan was mailed to you

Has the Bonus shares of Linkage Assurance been credited?

KarlTom:
From 100k of last month to 24k.
Hmmm these women will be the end of Agba's portfolio

Imagine!

Dem don collect 75% of the portfolio

We pray for another 100% by Jan. Na insurance dey hold NGX ASI for now. Everything go soon fall yakata make men come mount

Capitas7:
Their basket no dey full... picking up every item on the shelf.

Baban Bola of Ngx

Money leaving blue chip companies are moving to insurance sector and other small cap companies. Before the results of quarter 3 starts coming in let the small cap companies feel the groove.. my observation.

Of gross premium, global players and little baby sharks.

Did anybody see a deadline date? I've been scouting the web and NAICOM site has been taking a while.

https://www.youtube.com/watch?v=Bdkie30g1dg

A rundown of stocks that may be in play in today's trading session

More grease to Ellah's elbow as we approach KM 20. Japaul make una release updates on your operations. Una no fit frustrate me. "The vision is for an appointed time"

DING!!!

Ding

ELLAHLAKES, INSURANCE on full bid.....
The more some are selling, the more bids are surfacing...
Bids swallowing offers....

Ellah @19.42

LEARN AFRICA....

JAPAULwood