₦airaland Forum

emmanuelewumi:
I get loans for stock investment from my stockbroker or their sister companies. Talk to your Stockbroker

Loans for trading stocks are not usually structured for monthly payments but for quarterly or semi annual payments.


The value of the portfolio does not actually matter is you N170 million portfolio generating a dividend income of N15 million per annum. If yes your portfolio can conveniently service the N30 million loan.


Personally I don't do business with stockbroking firms that can grant me loans when I identify opportunities in the market

domainfully:
Wow!

Thanks for the insight sir

I really appreciate so much sir.

Please can you give brokers that grant loans seamlessly sir.

emmanuelewumi:
FSDH Capital

United Capital

Meristem Securities

Investment One Stockbrokers.


I have accounts with all of them and I have gotten loans from all of them

FSDH Capital and United Capital are the best for me.


But I doubt if you can meet up because the right offer is time sensitive

Joyful365:
Ellah has already received shareholders approval to raise ₦250 billion. If they're unable to get the so-called asset, the management may raise the funds and then start spending it recklessly on salaries, interest on loans they gave the company and other frivolous operational expenses. The CEO needs to be more transparent.

oluseg2:
I have not gotten any response via mail regarding the registration I did on Morgan Capital. Any reasons for this please?

Joyful365:
Since the previous chairman of Aradel Ladi Jadesimi retired, the stock has been almost on full offer above ₦520. In fact, the total offer is above ₦4.5 billion compared to bid around ₦400 million.

Jadi has two daughters. One is the CEO of LADOL, the other is a socialite abroad.

There's been a significant buying of Aradel shares by employees of Aradel or people connected to them in recent times.

What are the chances that Ladi has put all or majority of his shares on offer to the public, with a plan to distribute the proceeds as he likes when he passes on?

If it isn't Ladi, then who is selling such a huge quantity and why? The company has performed well in the past two years from their financial statements, so is there something inherently wrong with the company that people are not yet seeing?


With such a huge offer compared to bid, how long will it take for price to fall another 10-20% so one can buy in for the long term?

emmanuelewumi megawealth01 KarlTom Streetinvestor2 Locotrader

Please you guys should analyse this issue

emmanuelewumi:
FSDH Capital

United Capital

Meristem Securities

Investment One Stockbrokers.


I have accounts with all of them and I have gotten loans from all of them

FSDH Capital and United Capital are the best for me.


But I doubt if you can meet up because the right offer is time sensitive

emmanuelewumi:
If you are a trader that is looking for a short term return I will advise you to sell.

But if you are an investor who is planning to hold the stock for 5 years and above, you can continue to buy based on your cash flow

Joyful365:
Cashflow is tight and money is losing value sitting idle waiting for the market to crash.

If you put money in TB it'll take one whole year, within which opportunities may come and go.

Can anyone guess when this bull run will end?

Right now most stocks looks overpriced and the ones with fair prices have very terrible fundamentals.

Never knew holding assets in USD can be so illiquid when you want to convert to ngn and put it in a good stock.

Joyful365:
Please share the trading fees charged by these stockbrokers. God bless you

emmanuelewumi:
Stocks are overpriced based on what?

Are you a trader or an investor?



Please explain the last statement, " never knew holding assets in USD is illiquid".

megawealth01:
Why didn't the Canadian court include INEC Nigeria in that ruling?

Joyful365:
Most stocks with good fundamentals have already done 3x to 8x minimum. The best time to have invested in ngx would have been between mid 2023 and mid 2024.

Even those that have retraced from their ath, you discover that their ascension there wasn't supported by good fundamentals, so buying at their retracement is a gamble, e.g Oando due to president connection. If Tinubu doesn't win 2027, that stock is going to dust - just a guess.

Looking at most ngx trading sessions u will find that stocks that are still worth buying are highly illiquid, even with their bogus outstanding shares. You start wondering why a company will have 3 billion OS but less than 3 million is available for trading daily. This is why the stocks can easily do multiple Xs - low liquidity.

The game changer for ngx would be a platform that allows buying and short selling of stocks, increased liquidity for all stocks, lending and borrowing of stocks at minimum interest rate, 24/7 trading window and removal of maximum and minimum percentage change that a stock can move in a day. This will make the ngx truly decentralised. Right now, it looks like a gambling house controlled by a few.

The wise investor is better off investing when there's a big crash or when there's been a bear market for at least 9 months, not when everywhere is green and people are looking for exit. Ngx can be a terrible market when you want to exit. You won't find liquidity, so most are forced into bag holders or investors.

All of the above can make it difficult for someone to easily decide to convert their USD portfolio into ngn and put in ngx. Add the unstable environment and flipfopping gvt policies and you will see why one can potentially lose opportunities by sticking with USD that bears no attractive returns and ngn in ngx that is bedeviled by multiple risk factors.

emmanuelewumi:
Waoo

From 8million naira to 104 million naira in 2 years. Please is there any stock that has such growth potential in the stock market??


You have not answered my question.

Are you a trader or an investor.

Because a stock has done 3×, was how some people sold Nahco at N8 in January 2023 after making 200%.

Yours truly got loan in early 2023 to buy more and I currently have close to 1 million units of Nahco. The current price is over N100 per share.



You can only say a stock is overpriced based on the expected earning growth of the stock

emmanuelewumi:
I get loans for stock investment from my stockbroker or their sister companies. Talk to your Stockbroker

Loans for trading stocks are not usually structured for monthly payments but for quarterly or semi annual payments.


The value of the portfolio does not actually matter is you N170 million portfolio generating a dividend income of N15 million per annum. If yes your portfolio can conveniently service the N30 million loan.


Personally I don't do business with stockbroking firms that can grant me loans when I identify opportunities in the market

oluseg2:
Dear house, kindly advise me on this please. I registered on Monday 11th August

Thanks

Joyful365:
Cashflow is tight and money is losing value sitting idle waiting for the market to crash.

If you put money in TB it'll take one whole year, within which opportunities may come and go.

Can anyone guess when this bull run will end?

Right now most stocks looks overpriced and the ones with fair prices have very terrible fundamentals.

Never knew holding assets in USD can be so illiquid when you want to convert to ngn and put it in a good stock.

EDUECO:
The gold and diamond you're seeking are in the banking stocks; except if you don't like investing in banking stocks.

emmanuelewumi:
FSDH Capital

United Capital

Meristem Securities

Investment One Stockbrokers.


I have accounts with all of them and I have gotten loans from all of them

FSDH Capital and United Capital are the best for me.


But I doubt if you can meet up because the right offer is time sensitive

emmaodet:
Is investment-One giving loans too?

emmanuelewumi:
Looking at NGX in last 25 years, the real wealth creators are not the banking stocks with the exception of GTCO and Zenith Bank

I agree with you that banking stocks are cheap, but long term wealth creation is not just about cheapness but ability to continuously deliver a return on Invested capital of over 20% or the average inflation rate in the country and an earning growth that is above average

emmanuelewumi:
Stocks are overpriced based on what?

Are you a trader or an investor?



Please explain the last statement, " never knew holding assets in USD is illiquid".

EDUECO:
From 2014 to 2025 in my dividend stocks portfolio;ACCESSCORP, Zenith Bank and UBA have never failed in paying me good dividends for every financial year. To me,this is wealth creation. And I have been investing like 80 to 90 percent of the paid dividends back to my dividend portfolio.

I also have another portfolio for trading(aka portfolio reshuffling). This portfolio also give me a minimum of 5% every month. In this portfolio,I only buy and sell only 1 dividend stock at a time. In most cases the dividend stocks are banks.

From the above,you can see I have been creating wealth for myself mainly through banking stocks!

My question is: is there any state in Nigeria that you will not find Zenith Bank, Access Bank,UBA, GTBANK and First Bank?

emmanuelewumi:
They do through their sister company called Orange One Finance Limited

Loan is for a year and bullet payment of principal and interest at maturity. Just that their interest rate is high at 33%. Another problem is that they only give a maximum loan of N20 million

So if you get a loan of N10 million at 33% per annum for a year

You will pay a lump sum of N13.3 million at maturity.


Not bad sha if you use the loan for business.

Agbalowomeri:
Maybe he is trying to collect dollar cash to sell in the black market

Agbalowomeri:
Loan sweet if you get mind. There is a package in united capital that you can use to double your portfolio 😂 I used it once for a 3-month period. Got lucky that I made ca. 100% and paid back one ridiculously low interest, maybe around 6%. Na just luck o. I returned their money and used my 90% buy properties

emmanuelewumi:
I get loans for stock investment from my stockbroker or their sister companies. Talk to your Stockbroker

Loans for trading stocks are not usually structured for monthly payments but for quarterly or semi annual payments.


The value of the portfolio does not actually matter is you N170 million portfolio generating a dividend income of N15 million per annum. If yes your portfolio can conveniently service the N30 million loan.


Personally I don't do business with stockbroking firms that can grant me loans when I identify opportunities in the market