₦airaland Forum

[quote author=crownprince2017 post=137249860][/quote]You always sound like a clown!

EDUECO:
You moved from undervalued bank to overvalued Aradel,Transcorp and Presco!

With respect to PE ratio at H1 2025, ACCESSCORP is a better investment when compared to Aradel, Presco and Transcorp!

With ROE of 11%?

Mpeace:
I pray so. Because I have som units of Access bank.
But I remain grateful to Sir Emma. It was after his disclosure of having sold off all his units of Access bank that I sold 50% of my holdings in the bank which I moved to Aradel, Transcorp and Presco.

I know Transcorp will not pay good dividends, but their price is good and they have a culture of quarterly improvements in results.

Pa Emma comment was a timely one.. I also disposed 80 percent of my holdings in Access and bought more Seplat. That access na stingy bank... Akagum 1 of the Banking Industry.

Willie2015:
Pa Emma comment was a timely one.. I also disposed 80 percent of my holdings in Access and bought more Seplat. That access na stingy bank... Akagum 1 of the Banking Industry.

Last Bank is Akagum 1 and not Access Bank.

Agbalowomeri:
With ROE of 11%?

Q2 2025 result took it to 11%,it is usually around 30% and I know it will go back.

alfajohn:
Unfortunately I am heavily exposed to both.

How do you mean "unfortunately"?
You are on your way to make huge money if you can be patient. Unless you are looking for quick profit money or to speculate

EDUECO:
You moved from undervalued bank to overvalued Aradel,Transcorp and Presco!

With respect to PE ratio at H1 2025, ACCESSCORP is a better investment when compared to Aradel, Presco and Transcorp!

It appears you only use Price Earning ratio

Look at the Return on Equity.

Return on Invested Capital.


Compounded annualized earning growth.

Sustainable earning growth.

Net profit margin.

Free Cash Flow

Free Cash Flow margin

Agbalowomeri:
With ROE of 11%?

Imagine.

The stock has zero Economic Value Advantage

Are these words aimed at salvaging ACCESS or you simply want to be heard...

EDUECO:
You moved from undervalued bank to overvalued Aradel,Transcorp and Presco!

With respect to PE ratio at H1 2025, ACCESSCORP is a better investment when compared to Aradel, Presco and Transcorp!

EDUECO:
Q2 2025 result took it to 11%,it is usually around 30% and I know it will go back.

H1 PAT of N216: billion, shareholders fund of N3.8 Trillion.

Assuming full year PAT will be N430 billion, the will give a Return on Equity of 11.3%

HI,
I have an account with a traditional stock broker who only send me statement after each buy/sell. I have to communicate with my bank to get T-bills but I have never done anything on MMF or gloabal stocks. My long term investment goal is to explore MMF, Treasury bills, NIgerian stocks and GLobals stocks.

There is so much hype around the following apps:
#Bamboo app
#ARM One app
Mersitrade app
Which would you highly recommend?
Or you advise I stick to my traditional platform.

Your new game plan is ready

I think we need to start waking up on TIP
BOTH Public AND RIGHT COMING TOGETHER
YOU Mustn't MISS ON ..........

Right stock at the right time
With the right at ₦7
All ds figures immediately increased to more than double for each ratio

If we consider ROCE, would this not be lesser

emmanuelewumi:
H1 PAT of N216: billion, shareholders fund of N3.8 Trillion.

Assuming full year PAT will be N430 billion, the will give a Return on Equity of 11.3%

emmanuelewumi:
H1 PAT of N216: billion, shareholders fund of N3.8 Trillion.

Assuming full year PAT will be N430 billion, the will give a Return on Equity of 11.3%

I know ₦550 billion PAT is attainable for 2025 financial year.


Even a ROE of 11% is awesome!

Which of the platforms accept trading with my business name rather than an individual account.

We'd be discussing Q3 2025 earnings released last week and those that will be dropping this week, on this Twitter space by 4pm today.

https://x.com/i/spaces/1LyGBXDArBpxN

EDUECO:
I know ₦550 billion PAT is attainable for 2025 financial year.


Even a ROE of 11% is awesome!

11% in banking sector? Anything less than 20% is not manageable

Agbalowomeri:
11% in banking sector? Anything less than 20% is not manageable

11 is not bad and I know it will get better.

KarlTom:
Are these words aimed at salvaging ACCESS or you simply want to be heard...

I think you cannot see the hidden value in ACCESSCORP. It is like the scenario where the glass is half full or half empty.

I hope the price can fall to ₦10 next week so that I can buy more units.

You are doing well sir.

EDUECO:
You moved from undervalued bank to overvalued Aradel,Transcorp and Presco!

With respect to PE ratio at H1 2025, ACCESSCORP is a better investment when compared to Aradel, Presco and Transcorp!

EDUECO:
Last Bank is Akagum 1 and not Access Bank.

Is true that Access bank will pay one naira interim dividend?

EDUECO:
You moved from undervalued bank to overvalued Aradel,Transcorp and Presco!

With respect to PE ratio at H1 2025, ACCESSCORP is a better investment when compared to Aradel, Presco and Transcorp!

It is better to buy a good business at a fair price than buying a drowning or mismanaged business for cheap.

EDUECO:
I know ₦550 billion PAT is attainable for 2025 financial year.


Even a ROE of 11% is awesome!

Not awesome in this economy.

You should target a minimum ROE of 20%, a company like Presco has ROE of about 80%, while Nahco has ROE of about 60%

MeezPat:
If we consider ROCE, would this not be lesser

It will be lesser than 10%

Agbalowomeri:
11% in banking sector? Anything less than 20% is not manageable

Exactly

Do you agree with Baba Kiyosaki, one line from his book Rich dad poor dad has been with me since I read that book over a decade ago. I quote

"Asset puts money in your pocket while liability takes money away from your pocket "

Baba gave me financial literacy

emmanuelewumi:
Not awesome in this economy.

You should target a minimum ROE of 20%, a company like Presco has ROE of about 80%, while Nahco has ROE of about 60%

In my trading account;through portfolio rebalancing,I have made more than 50% just through my darling ACCESSCORP! You can deduce I have defeated inflation.

Folks here call it jijo,but I call it portfolio rebalancing!

I have mastered the price movement of ACCESSCORP.

While others see ACCESSCORP as dirt,I see it as gold.

Utalinmou:
It is better to buy a good business at a fair price than buying a drowning or mismanaged business for cheap.

You're wrong !

ACCESSCORP is a good company.

Last 10 years dividend history has been great.

ACCESSCORP has never declared a loss for full financial year in the last 10 years.

mikeapollo:
How do you mean "unfortunately"?
You are on your way to make huge money if you can be patient. Unless you are looking for quick profit money or to speculate

I had WEMA for 17 years. I will be patient. I bought both because I believed they will do well I am an investor not a speculator i don’t have energy for jijo. To me it is like sport bet can’t deal. I have nothing against it but just not my thing. Too energy sapping

Agbalowomeri:
11% in banking sector? Anything less than 20% is not manageable

So if the company increase liability and push down the equity due to that. Then with the PAT, you can do the calculation and get a higher ROE.

Is a high ROE not the reason for the high book value?
Abeg make I learn something

EDUECO:
You're wrong !

ACCESSCORP is a good company.

Last 10 years dividend history has been great.

ACCESSCORP has never declared a loss for full financial year in the last 10 years.

When NB and MTN and Cadbury were in bad shape due to poor results. Smart guys bought into those companies and did over 200%.

Most people are waiting for Access to get to their entry level but the stocks market has a way of disappointing people.

Access intrinsic value is up to N45. Book value is above N70. Fair value around N50. Worst price it can get to should be N20 but smart enteries won't allow it get there.