₦airaland Forum

https://www.youtube.com/watch?v=N8X4R7I8ZN0

A few stocks I'd be watching in today's trading session

Pennystockwarri:

https://www.youtube.com/watch?v=N8X4R7I8ZN0

A few stocks I'd be watching in today's trading session

Thanks for sharing, I always catchup daily!

UACN is 200% above 52wk low and 44% below high...wow

I think the apprehension about the CGT is the fact that the new law becomes restrospectively effective from the date of inaugurating the NGX. That can only be described as cruel and could even be illegal.

ololufemi:
So people still feel that asset management companies and pension fund administrators who control major activities in the market will sell down their positions because of CGT?

Make una leave all these CGT stories because individuals who still sell their stocks will buy them back at a later date. If CGT Co tinues for another decade, ehat they are trying to avoid today will be like pennies tomorrow if the economy continues to grow.

Standard Bank Holdings Limited (SBHL) will still continue to by Stanbic IBTC Holdings PLC shares irrespective of the position of CGT.

Just like Personal Income Tax or Sales Tax, the amount you pay today is several multiples of the amount you paid fifteen years ago.

🙏🏽

Ding

KarlTom:
Ding

EFCC should not complain when this dude makes his several billions in NGX.
Dude has been paying his dues selflessly to this forum and humanity!
Oando, Aradel, Seplat, Conoil must vomit the billions!

chimex38:
https://www.channelstv.com/2025/11/05/fg-mulls-refineries-sale-to-boost-competition/

sell, no-sell, repair, buy, privatepartnership, maintenance, partial repair, overhaul, upgrade, modernization, mechanical completion, compactibility issues, deadline December, postponement, ready soon, soonest, etc. , Which way na?
The amount wey this list don gulp eh.

You failed to. mention turnaround.
The first word in the lexicon of corruption I learnt over four decades ago.

With this current bear, which stocks are now underpriced to jump in.
I mean very good deals

ppogba:
You failed to. mention turnaround.
The first word in the lexicon of corruption I learnt over four decades ago.

Lol.true.

your head dey there
#updated

So many knowledgeable guys here. Kudos awesomej and co

GeneralDae:
I don’t think Naija Eurobond has ever been less than 7% for a long time now. There is usually a 3% country risk they add to what should have been 4-5%.

How does this address his concern?

awesomeJ:
You don't compare with u.s federal bonds.
You compare with other issues we done at yields as high as 11%
You compare with yields on Eurobond issues from other African government which are around 7-12%

Then you compare with yields on domestic debt which are around 19%.


No African government can get commercial instruments at same rates as the U.S government.

Why we're celebrating is cos this potentially helps the currency which in turn helps the purchasing power of the masses.

For instance at $2000 Keke napep would be 3.4m when USD was 1700, now if it crashes back to 1350, it will become 2.7m which is a relief for the man on the street hustling to buy one.


Same with polished parboiled rice.
Same with cars,
Same with refined petroleum products.

And quite importantly when foreign substitutes come down in price, even locally produced goods get cheaper.

Everyone gets to buy a little bit more.

If you noticed, part of the profits MTNN reported in Q3 that helped them exit negative shareholders funds and even pay a dividend was cos of naira 's appreciation.

Specifically about 61 billion in Q3 vs 105bn they're paying in dividends.

But farmers are bleeding

GeeKudi:
I think the apprehension about the CGT is the fact that the new law becomes restrospectively effective from the date of inaugurating the NGX. That can only be described as cruel and could even be illegal.

It is not only because of the retrospective application, which Taiwo Oyedele himself agrees to be unfair, unreasonable, punitive and insensitive.
It is also because they have increased the pre-existing CGT rate for companies from 10% to 30%; and then introduced PAYE tax rate on gains made by individuals, which may be as high as 24%. How does a a struggling investor risk his/her life savings to make N200m and then give govt N48m?

Itzlinda:
But farmers are bleeding

Maybe the bleeding is not absolute.

If someone went into maize production with the expectation to sell at N100m per tonne, but the current price crash has turned his proceeds to N60m per tonne, of course he'll complain about the "lost" N40m, even if he cost didn't exceed N30m per ton.

I don't have practical experience to tell the exact situation, but I think Payusin is a poultry farmer here that seems to be enjoying more profits even though I pay slightly less for chicken and eggs now.

Payunsin:
With this current bear, which stocks are now underpriced to jump in.
I mean very good deals

Remember that we have not entered bear until ASI drops 20% from ATH. Banking index is getting close. Four consecutive months of closing red

Payunsin:
With this current bear, which stocks are now underpriced to jump in.
I mean very good deals

Just follow the market and monitor the prices.
Access Bank seems underpriced right now, but you have to be very patient for the long term.

Agbalowomeri:
Remember that we have not entered bear until ASI drops 20% from ATH. Banking index is getting close. Four consecutive months of closing red

I don't know why
dangota cement no see 100k units make the thing lose straight 10% for 2 days or more..It is obvious now that is what the ASI is all about and not reality about the general market

mikeapollo:
It is not only because of the retrospective application, which Taiwo Oyedele himself agrees to be unfair, unreasonable, punitive and insensitive.
It is also because they have increased the pre-existing CGT rate for companies from 10% to 30%; and then introduced PAYE tax rate on gains made by individuals, which may be as high as 24%. How does a a struggling investor risk his/her life savings to make N200m and then give govt N48m?

Mikeapollo, be far na, how can you say that an investor with 200m portfolio is a struggling investor?
Even with my about 150m, which was only possible because I sold a piece of landed property, I consider myself rich. In fact, I'm a multi-millionaire.
If you feel that you're a struggling investor with 200m, when then are you going to enjoy your life? With my present portfolio, even the dividends alone is enough for me to live like a king.
I give the glory to God Almighty.

awesomeJ:
Maybe the bleeding is not absolute.

If someone went into maize production with the expectation to sell at N100m per tonne, but the current price crash has turned his proceeds to N60m per tonne, of course he'll complain about the "lost" N40m, even if he cost didn't exceed N30m per ton.

I don't have practical experience to tell the exact situation, but I think Payusin is a poultry farmer here that seems to be enjoying more profits even though I pay slightly less for chicken and eggs now.

No one woud have complained if what you painted is the actual scenario.

I have a rice farm and was very lucky to be at break even after harvest. Many farmers counted significant lost.

The cost of production stay elevated while the produce cost dropped by up to 70% in some instances.

The bulk of production cost in farming is labour and fertiliser cost. Surprisingly, while inflation has cooled off in many of the sectors, fertiliser prices are going up as at the middle of this year.

The fertiliser I bought 42,000 early January went as high as 70,000 during the last rainy season. So the farmers were are beaten from both front.

Many rice mills have closed shop because it is no longer profitable. No thsnks to the food importation allowed by the government

Toluway:
Mikeapollo, be far na, how can you say that an investor with 200m portfolio is a struggling investor?
Even with my about 150m, which was only possible because I sold a piece of landed property, I consider myself rich. In fact, I'm a multi-millionaire.
If you feel that you're a struggling investor with 200m, when then are you going to enjoy your life? With my present portfolio, even the dividends alone is enough for me to live like a king.
I give the glory to God Almighty.

Remember N200m is not up to $150,000 any more ooo.
If you buy one house (a 4 bedroom flat bungalow or duplex) from the N200m or N150m, how much would remain assuming you decide to retire?
Remember that some people also borrowed to invest and they have to repay the loan from the gains.
We thank God for his mercies; N200m may sound huge but the actual value has dropped.

Na wa, no economic news wen u non de follow. I know you are more of a programmer, how did you adapt financial knowledge into it.

I know that a combination of programming, data analysis and financial knowledge can basically mint money. If u non mind I go like know your career path or with the benefit of hind sight suggest one for someone wanting to combine those 3 fields.

awesomeJ:
Reuters reports a 12.5 bps reduction in both yields vs Business Day.
8.625 and 9.125

awesomeJ:
You don't compare with u.s federal bonds.
You compare with other issues we done at yields as high as 11%
You compare with yields on Eurobond issues from other African government which are around 7-12%

Then you compare with yields on domestic debt which are around 19%.


No African government can get commercial instruments at same rates as the U.S government.

Why we're celebrating is cos this potentially helps the currency which in turn helps the purchasing power of the masses.

For instance at $2000 Keke napep would be 3.4m when USD was 1700, now if it crashes back to 1350, it will become 2.7m which is a relief for the man on the street hustling to buy one.


Same with polished parboiled rice.
Same with cars,
Same with refined petroleum products.

And quite importantly when foreign substitutes come down in price, even locally produced goods get cheaper.

Everyone gets to buy a little bit more.

If you noticed, part of the profits MTNN reported in Q3 that helped them exit negative shareholders funds and even pay a dividend was cos of naira 's appreciation.

Specifically about 61 billion in Q3 vs 105bn they're paying in dividends.

Please when did MTNN declare dividend, I haven't read this anywhere yet?

I have really been away for a while, i just searched this now, it is a good one from MTN though.

Heishere:
How does this address his concern?

What was his concern? I am saying the rates are nothing new. We have always had 7 to 9% rates for Eurobonds even when they were not as oversubscribed. No one was expecting the rates to be lower than 8% in the first place so it hardly matters here.

mikeapollo:

Remember N200m is not up to $150,000 any more ooo.
If you buy one house (a 4 bedroom flat bungalow or duplex) from the N200m or N150m, how much would remain assuming you decide to retire?
Remember that some people also borrowed to invest and they have to repay the loan from the gains.
We thank God for his mercies; N200m may sound huge but the actual value has dropped.

N200M in any part of the world is a decent amount. With that amount, you are richer than 90% of the world populace.

200M in good dividend paying companies in NGX is RICH. We should stop the act of dollarizing everything. Nigerians settle their local obligations in Naira.

Itzlinda:
No one woud have complained if what you painted is the actual scenario.

I have a rice farm and was very lucky to be at break even after harvest. Many farmers counted significant lost.

The cost of production stay elevated while the produce cost dropped by up to 70% in some instances.

The bulk of production cost in farming is labour and fertiliser cost. Surprisingly, while inflation has cooled off in many of the sectors, fertiliser prices are going up as at the middle of this year.

The fertiliser I bought 42,000 early January went as high as 70,000 during the last rainy season. So the farmers were are beaten from both front.

Many rice mills have closed shop because it is no longer profitable. No thsnks to the food importation allowed by the government

sorry about your experience.
The context you gave still isn't complete though?

like when you buy a fertilizer for N70,000, how many hectares is it expected to cover, or better still, when you farm 100 hectares of rice,
1. what quantity of fertilizer is required
2. what's the expected labour and seedling cost
3. what's the expected yield in terms of tons of rice paddy

With these context, it's easier to see the real picture.

I don't contest your context o, I'm just saying it'll be better if it's expanded.

Shalom428:
N200M in any part of the world is a decent amount. With that amount, you are richer than 90% of the world populace.

200M in good dividend paying companies in NGX is RICH. We should stop the act of dollarizing everything. Nigerians settle their local obligations in Naira.

una dey over rate this 200M for present nigeria cost of things walahi

ojesymsym:
Na wa, no economic news wen u non de follow. I know you are more of a programmer, how did you adapt financial knowledge into it.

I know that a combination of programming, data analysis and financial knowledge can basically mint money. If u non mind I go like know your career path or with the benefit of hind sight suggest one for someone wanting to combine those 3 fields.

Before I learnt Python, I learnt of All share index.
Programming was something I decided to pick up cos I like maths, and I didn't want all my earnings to be in naira.

https://www.youtube.com/watch?v=CCHpVjf6pks

A snapshot of trading so far on the NGX.

mikeapollo:

Remember N200m is not up to $150,000 any more ooo.
If you buy one house (a 4 bedroom flat bungalow or duplex) from the N200m or N150m, how much would remain assuming you decide to retire?
Remember that some people also borrowed to invest and they have to repay the loan from the gains.
We thank God for his mercies; N200m may sound huge but the actual value has dropped.

Are we not talking about 200m because naira value is seriously decimated?
I assume that someone with a hundred million and above surely have a house, a car for himself and another car for his wive.
If not, what is the essence of having all the millions in your account?

Valthegreat:
Please when did MTNN declare dividend, I haven't read this anywhere yet?

7 days ago

find the details here:
https://doclib.ngxgroup.com/Financial_NewsDocs/45363_MTN_NIGERIA_COMMUNICATIONS_PLC-MTN_NIGERIA_INTERIM_DIVIDEND_CORPORATE_ACTIONS_OCTOBER_2025.pdf

Streetinvestor2:
una dey over rate this 200M for present nigeria cost of things walahi

What is the percentage of people that have 200M in the world ? Let's start from there . If you are debt - free and you have 200M in NGX , you are RICH by the World Standard.

The essence of living is to satisfy one's basic needs and have some bars left to enjoy life. No be everybody wan buy Yacht or Private Jet. The lack of contentment is what make a lot die in this rat race

Make nobody pressure anybody.

Zenith trading at 59.95, 60 naira levels. Make I still wait abi make I jump in

chimex38:
EV supporters
https://guardian.ng/news/senate-moves-to-phase-out-petrol-cars-as-ev-scales-second-reading/

EV is the way to go. China is making it possible by making them affordable. In fact in the last 5 years Chinese EV related vehicles have taken serious market share from major car brands globally. There is enough power from the Sun to power EV’s in Nigeria. And harvesting/storing the energy is getting more and more affordable, thanks to China. All this makes me bearish on Aradel et al when thinking of medium to long term investments.