₦airaland Forum

awesomeJ:
Even if 170k was all you had in 2021, why haven't you been adding more over the past 5 years?

It doesn't seem like you really believed in the company as much as you're trying to paint.

It looks more like you were stuck for 5 years and finally got lucky.

That's just my opinion though.


Now when nosa2 was saying people shouldn't quote figures, hoe could we have corrected this narrative if we simply thought he made 2000%


Seeing that he only put in 170k helps see that it isn't likely that he believed much in the business as much as he tries to convey.

You get time o
A stock price obviously being manipulated
What about JULI

Agbalowomeri:
You get time o
A stock price obviously being manipulated
What about JULI

People seem to already be buying the Charlie Munger's principle narrative, I felt we needed to provide a balanced perspective.

Nice one
Today,keep your eyes on the index especially the ASI
Market needs to gain 0.75% today to arrive at 146,000
Once this happens,our speculative stocks will be on the move.
Xmas bull kicks in
Don't forget our Xmas ram stock
It is one of the stocks to watch this season.

Plan your trade and trade your plan

Transnational Corporation am currently looking at the thesis around the holding company and the growth in revenue by the subsidiaries. What are the negative thoughts anyone here have on the company. Please share just want to get others opinions.

My brother, the NSEMPA no1 impatient and arrogant trader, thank you for the free publicity and for giving me the opportunity to clear the air once and for all.

1. “Negative shareholders’ funds and a failing business model”
- In Feb 2021, NCR had negative equity of about –N1.2bn. That’s public information.
- What is also public information is that the company had over N8bn in installed base contracts (maintenance of ATMs, POS, and self-service kiosks across banks and oil companies), contracts that renew every 3–5 years almost automatically.
- I saw a situation where the market was pricing a 130-year-old technology franchise with monopoly-like service contracts as if it was heading for liquidation… for N180m market cap. That’s not a “failing business model.” That’s the bargain of the decade.

2. “Why only N170k? That doesn’t show confidence.”
- In 2021 I was a salary earner, struggling with life and family responsibilities. N170k was part of my liquid net worth at the time — exactly the position size I allocate to my highest-conviction ideas when they are this depressed.
- Confidence is not measured by how much you bet when something is already obvious to everyone. Real conviction is measured by how much you are willing to allocate when literally nobody else sees it.
- Today that N170k is worth N3.635 million. I sleep very well with that “small” conviction.

3. “You only got 20x in 4–5 years while people who bought at the 52-week low got 18x in one year — so it’s luck.”
- People who bought at the 52-week low in early 2025 paid between N4 and N6. They are enjoying the ride now, and I’m genuinely happy for them.
- But let’s be honest: in early 2025, the turnaround was already visible to anyone who cared to read the 2024 results and the H1 2025 numbers. The stock had started moving. It was no longer invisible.
- I bought when the company was still bleeding, when the chart was flat for four years, when the average daily volume was sometimes 200 shares, when people on this same forum were calling it “dead money, Iliquid stock.”
- That’s not luck. That’s buying when fear was maximum and facts were minimum.

4. “Paint the full picture so people can learn.”
- The full picture is simple: I looked for a company with:
(a) a moat (service contracts that competitors can’t easily take),
(b) a tiny market cap relative to its installed base,
(c) a share count that made a future re-rating mathematically explosive (108 million units), and
(d) zero chance of permanent capital loss because the business would still be needed even if it crawled along for another decade.
- I didn’t need 2025 results to see that. Everything I needed was already there in 2021 for anyone willing to read beyond the headline loss.

Finally, I have never claimed to be a genius like you. I just refused to complicate what is painfully simple: buy great (or decent) businesses when nobody wants them, do nothing, and let time work.

If waiting 4–5 years for 20x (so far) while collecting zero dividends and watching red headlines every quarter is “luck,” then I pray every member of this forum continues to enjoy such terrible luck.

To everyone else reading: the next NCR is already on the NGX today — trading at N5–N15, negative equity, zero volume, and plenty of people calling it trash.
You don’t need luck. You only need the stomach to be early and the patience to be quiet.

God bless you all.
And thank you again, the arrogant trader, for bumping my post to the top. Much appreciated. 🙏🏾

awesomeJ:
While some people will find this inspiring. You need to paint the picture accurately.

What did you see in a company with negative shareholders funds and a failling business model that made you lock in?

Why just 170k? That doesn't show confidence? Why not a more substantial stake?

Otherwise this your experience is more of luck than patience with a sound company o.

As even those who bought at the 52 week low are on 18x gains in 1 year compared to 20x that you waited 4-5 years for.


Please give more context on what you saw and how it has now materialized, so that people can be guided.

Locotrader:
Nice one
Today,keep your eyes on the index especially the ASI
Market needs to gain 0.75% today to arrive at 146,000

current ASI is just 676.13 points off 146k.

we only need 0.46%

Agbalowomeri:
You get time o
A stock price obviously being manipulated
What about JULI

NCR showed signs of activity. Some of us spotted it and posted it here. I even convinced at least one person to buy; he made around 20% but didn’t wait. I made over a hundred percent, and I’m out. I exited because of liquidity concerns, if it turns, getting your money and profits out becomes difficult. Look at Betaglass; I know how much of my gains I lost while trying to exit. If your TA was solid, you should have seen it too. Below was my post on October 1.

ositadima1:
Did anybody notice that NCR traded more than 60% of its outstanding shares yesterday alone? It looks like their foreign majority holder exited.

Mankind2024:
My brother, the NSEMPA no1 impatient and arrogant trader, thank you for the free publicity and for giving me the opportunity to clear the air once and for all.

1. “Negative shareholders’ funds and a failing business model”
- In Feb 2021, NCR had negative equity of about –N1.2bn. That’s public information.
- What is also public information is that the company had over N8bn in installed base contracts (maintenance of ATMs, POS, and self-service kiosks across banks and oil companies), contracts that renew every 3–5 years almost automatically.
- I saw a situation where the market was pricing a 130-year-old technology franchise with monopoly-like service contracts as if it was heading for liquidation… for N180m market cap. That’s not a “failing business model.” That’s the bargain of the decade.

2. “Why only N170k? That doesn’t show confidence.”
- In 2021 I was a salary earner, struggling with life and family responsibilities. N170k was part of my liquid net worth at the time — exactly the position size I allocate to my highest-conviction ideas when they are this depressed.
- Confidence is not measured by how much you bet when something is already obvious to everyone. Real conviction is measured by how much you are willing to allocate when literally nobody else sees it.
- Today that N170k is worth N3.635 million. I sleep very well with that “small” conviction.

3. “You only got 20x in 4–5 years while people who bought at the 52-week low got 18x in one year — so it’s luck.”
- People who bought at the 52-week low in early 2025 paid between N4 and N6. They are enjoying the ride now, and I’m genuinely happy for them.
- But let’s be honest: in early 2025, the turnaround was already visible to anyone who cared to read the 2024 results and the H1 2025 numbers. The stock had started moving. It was no longer invisible.
- I bought when the company was still bleeding, when the chart was flat for four years, when the average daily volume was sometimes 200 shares, when people on this same forum were calling it “dead money, Iliquid stock.”
- That’s not luck. That’s buying when fear was maximum and facts were minimum.

4. “Paint the full picture so people can learn.”
- The full picture is simple: I looked for a company with:
(a) a moat (service contracts that competitors can’t easily take),
(b) a tiny market cap relative to its installed base,
(c) a share count that made a future re-rating mathematically explosive (108 million units), and
(d) zero chance of permanent capital loss because the business would still be needed even if it crawled along for another decade.
- I didn’t need 2025 results to see that. Everything I needed was already there in 2021 for anyone willing to read beyond the headline loss.

Finally, I have never claimed to be a genius like you. I just refused to complicate what is painfully simple: buy great (or decent) businesses when nobody wants them, do nothing, and let time work.

If waiting 4–5 years for 20x (so far) while collecting zero dividends and watching red headlines every quarter is “luck,” then I pray every member of this forum continues to enjoy such terrible luck.

To everyone else reading: the next NCR is already on the NGX today — trading at N5–N15, negative equity, zero volume, and plenty of people calling it trash.
You don’t need luck. You only need the stomach to be early and the patience to be quiet.

God bless you all.
And thank you again, the arrogant trader, for bumping my post to the top. Much appreciated. 🙏🏾

Wonderful post and brilliant analysis.

Mankind2024:
My brother, the NSEMPA no1 impatient and arrogant trader, thank you for the free publicity and for giving me the opportunity to clear the air once and for all.

1. “Negative shareholders’ funds and a failing business model”
- In Feb 2021, NCR had negative equity of about –N1.2bn. That’s public information.
- What is also public information is that the company had over N8bn in installed base contracts (maintenance of ATMs, POS, and self-service kiosks across banks and oil companies), contracts that renew every 3–5 years almost automatically.
- I saw a situation where the market was pricing a 130-year-old technology franchise with monopoly-like service contracts as if it was heading for liquidation… for N180m market cap. That’s not a “failing business model.” That’s the bargain of the decade.

2. “Why only N170k? That doesn’t show confidence.”
- In 2021 I was a salary earner, struggling with life and family responsibilities. N170k was part of my liquid net worth at the time — exactly the position size I allocate to my highest-conviction ideas when they are this depressed.
- Confidence is not measured by how much you bet when something is already obvious to everyone. Real conviction is measured by how much you are willing to allocate when literally nobody else sees it.
- Today that N170k is worth N3.635 million. I sleep very well with that “small” conviction.

3. “You only got 20x in 4–5 years while people who bought at the 52-week low got 18x in one year — so it’s luck.”
- People who bought at the 52-week low in early 2025 paid between N4 and N6. They are enjoying the ride now, and I’m genuinely happy for them.
- But let’s be honest: in early 2025, the turnaround was already visible to anyone who cared to read the 2024 results and the H1 2025 numbers. The stock had started moving. It was no longer invisible.
- I bought when the company was still bleeding, when the chart was flat for four years, when the average daily volume was sometimes 200 shares, when people on this same forum were calling it “dead money, Iliquid stock.”
- That’s not luck. That’s buying when fear was maximum and facts were minimum.

4. “Paint the full picture so people can learn.”
- The full picture is simple: I looked for a company with:
(a) a moat (service contracts that competitors can’t easily take),
(b) a tiny market cap relative to its installed base,
(c) a share count that made a future re-rating mathematically explosive (108 million units), and
(d) zero chance of permanent capital loss because the business would still be needed even if it crawled along for another decade.
- I didn’t need 2025 results to see that. Everything I needed was already there in 2021 for anyone willing to read beyond the headline loss.

Finally, I have never claimed to be a genius like you. I just refused to complicate what is painfully simple: buy great (or decent) businesses when nobody wants them, do nothing, and let time work.

If waiting 4–5 years for 20x (so far) while collecting zero dividends and watching red headlines every quarter is “luck,” then I pray every member of this forum continues to enjoy such terrible luck.

To everyone else reading: the next NCR is already on the NGX today — trading at N5–N15, negative equity, zero volume, and plenty of people calling it trash.
You don’t need luck. You only need the stomach to be early and the patience to be quiet.

God bless you all.
And thank you again, the arrogant trader, for bumping my post to the top. Much appreciated. 🙏🏾

your clrifications should give anyone interested the needed context, thanks for providing them? why did you feel the need to add your opininionated titles though? they're merely your opinion of my person and do not count for much.

Mankind2024:
My NCR Nigeria Plc Journey: How N171,564 Invested in 2021 Turned into N3,635,000 by 2025
(A 2,020% return that crushed inflation, real estate, naira devaluation, and every hedge fund in sight)

It wasn’t luck.
It was discipline, patience, and the quiet power of time in the market.

In February 2021, I bought 50,000 units of NCR Nigeria Plc at N3.43 per share — a total of N171,564.
At the time, it was the very definition of a “boring” stock: low price, almost zero daily volume, and four straight years of depressing financial reports. Most investors wouldn’t touch it with a ten-foot pole.

I loved it for exactly those reasons.

I didn’t buy a piece of paper to flip in six months. I bought part ownership in a 130-year-old technology institution that installed the first ATM in Nigeria, services banks, oil companies, and retailers nationwide, and has a footprint no newcomer can replicate overnight. I tactically forgot about the stock and went on with my life.

While others panicked over every negative headline, every delayed result, every illiquid trading day, I slept soundly as a proud part-owner of a real business. Liquidity? I never needed it — because I never planned to sell.

Some members of the old forum mocked the stock’s illiquidity. I smiled.
Life has taught me a hard truth: the smartest investors — the ones with complex models, Bloomberg terminals, and Harvard MBAs — are often the dumbest in the room when it comes to long-term wealth creation. Their trusted formulas blind them. They believe they can predict the future. They scream “bear market” at the first 5% dip and create panic for traders and gamblers.

There is no crystal ball.
There is only a simple, boring, almost childishly stubborn strategy that guarantees success:
Buy a wonderful business at a fair price (or better), do nothing, and let compounding do the heavy lifting.

That is the gospel I kept preaching on the forum — until the rather unkind, herbalist-looking moderator permanently banned me in August 2025. (Yes, this actually happened.)

Fast-forward to today.

The “illiquid trash” of yesterday is now the hottest stock on the NGX.
From N3.43 in 2021 to N72.70 as I write this — a 2,020% return.
Over 70 million units have traded between March and November 2025 alone. The forgotten stock is on track to become the best-performing stock of 2025.

What a turnaround story for a once-rejected stone that is now the chief cornerstone.

With only 108 million shares in issue, a conservative N50 billion market cap (less than $30 million at current rates) is well within reach — that’s another 6–7x from here.
Bonus issues are being whispered about. Dividends? They’re no longer a distant dream.

My original 50,000 units have become my voting right in a company on the verge of joining the big leagues.

I have only two people to thank:
God, for grace, and the late, great Charlie Munger — may his soul rest in perfect peace — who drilled this truth into my head:
“Buy a wonderful business, then have the patience to hold it forever. Never interrupt compounding unnecessarily. Time will do the rest.”

The good days of NCR are still ahead.
What we have seen so far is merely the appetizer.

May your own portfolio experience an NCR-like resurrection.
Stay boring. Stay patient. Stay disciplined.

The market will eventually reward you beyond your wildest imagination.

Good u gamble paid off.Then again what is happening in the price presently is high level manipulation of its price.It is not fundamentals justifying or pushing the price up.The MM just comes every day to drop 100k units and do the magic. I see some stocks here doing or going to do same so I will personally not ascribe it to investor special inputs.Your gamble just paid off and not really the patient investor theory that should be sold to new guys in this business . E get some kind stocks for such thing here.And on serious note I believed u had money to top up from 2021 to 2025 if u had tight prove conviction about that company. Enjoy u loot.I hope it does not hook ur throat when u want to convert the paper profit to real money like total is showing me now

On another note ngx still remains disgraced till this government is kicked out in 2027.ASI numbers don't change that fact based on street analysis

Mankind, weldone.
Pls any further hints on the stock you are talking about.

More blessings.

@Agbalowomeri,
I understand.
When you missed Transcorp from sub N1.20 to N50+, you called it manipulation.
When you missed Transcorp Hotels from N6 to N120+, you called Tony Elumelu a cowboy.
Now that NCR has gone from N3 to N72+ in the same market where you’ve been shouting “everything is manipulated,” it’s still manipulation.
At this point, it’s no longer the stocks that are the problem.
It’s the mirror.
I once told you that a degree in market timing and TA is not a guaranty for success in the market. I hope you are still timing the index to reach your crystal ball level of 50,000? Keep enjoying your fixed income assets.
One day, when the next forgotten stock quietly turns N200,000 into N10 million+ while you’re still typing “manipulation,” maybe the pattern will finally click.
Until then, keep condemning.
The rest of us will keep buying the ones you hate, and keep thanking you for the conviction confirmation.
God bless you abundantly, Mr Agbalowomeri. Your service to patient investors is deeply appreciated.

Agbalowomeri:
You get time o
A stock price obviously being manipulated
What about JULI

Agbalowomeri:
You get time o
A stock price obviously being manipulated
What about JULI

It is the kind of narrative that makes people believe they can just buy any stock and make money once they can wait it out .
It is nothing but pure luck

pluto09:
It is the kind of narrative that makes people believe they can just buy any stock and make money once they can wait it out .
It is nothing but pure luck

I don’t think it’s 100% luck, but he’s clearly exaggerating in his post. The points he made are solid, just not strong enough, which is why he hasn’t been adding to his position all this while. It’s like having a strong feeling that Manchester City will beat Fulham based on certain indicators, but you’re still not fully sure, so you bet responsibly, lol.

https://www.youtube.com/watch?v=1XsNEdxF-LA

A few stocks I'd be watching closely in today's trading session.

Pidgin English audio below.

https://open.spotify.com/episode/5a5BoF6I3dRvpKrZzvZMwY

For those who are interested to know why Loco chose ATLAS PORTFOLIOS ahead of others as a TRADER.

See reasons below;

1. Shows full bid/offer market-depth.


2. Better order-queue visibility.


3. Better real-time execution monitoring.


4. Lower buy fees (0.78%).


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6. More transparent order-book display.


7. More suitable for active traders.


8. Better for short-term/quick trades.


9. More user-friendly interface.


10. Easy for beginners to understand.


11. Faster visibility of changing bids/offers.


12. Better for speculative traders needing live data.


13. Less “institutional” — easier for small retail users.


14. Simpler onboarding and trading flow.


15. Easier to monitor price action in real time.


16. Suitable for traders who want to manage everything themselves.


17. Better for intraday decision-making.


18. Allows precise monitoring during volatile moves.


19. More convenient for traders who need transparency.


20. Better for users who don’t need full research or advisory services.

As an investor,this is why you need cardinalstone than other brokers

1. Stronger reputation in the Nigerian stockbroking industry.


2. Multiple awards and recognitions (top NGX broker).


3. Handles very large trade volumes smoothly.


4. More experience and longer market presence.


5. Stronger institutional client base.


6. More robust trading infrastructure.


7. Better stability during heavy market volatility.


8. More comprehensive financial services (AM, IB, research).


9. Offers professional market research and reports.


10. Better suited for high-net-worth and corporate investors.


11. Stronger brand credibility and trust.


12. Known for consistent leadership in NGX rankings.


13. Can handle block trades and negotiated deals efficiently.


14. Strong compliance and regulatory structure.


15. More diversified service offerings beyond brokerage.


16. Stronger liquidity support due to larger client base.


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18. Better for investors who need advisory support.


19. More established customer service structure (corporate style).


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These 2 brokers are the best in the Nigeria capital market
Chose one as a trader and one as an investor.

Loco make use of the 2 .

One saves cost and the other more efficient

Ding

KarlTom:
Ding

Dong

@crownprince,
I truly wish I could just whisper the names and save everyone the work, but that would go against everything I stand for here.
I am a stubborn, boring, long-term investor who spends weeks (sometimes months) digging through old annual reports, contract footprints, share-count structures, and negative-equity balance sheets that make most people run away. My edge is exactly that homework + the patience to wait until the market finally wakes up years later.
If I start mentioning specific names now, two things will happen:
Many will buy tomorrow without doing their own work (and blame me when Mr. Market decides to sleep one extra year).
My own conviction gets diluted the day it becomes a crowd trade.
So please, forgive me – I will never hand out tickers like evangelism tracts.
What I can promise is this: the next NCR(s) are already on the NGX today.
They have:
Market caps below N15 billion
Prices between N4 and N18
Very low daily volume (sometimes less than 100,000 units)
Plenty of red headlines and negative equity
Tiny share counts (under 1 billion units, preferably under 500 million)
Businesses that Nigeria will still need in 2030 even if profits stay flat for years
That’s more than enough breadcrumbs.
Anyone willing to open the NGX website, sort by market cap or volume, and read a few annual reports will stumble on them in less than one weekend.
To everyone who has sent emails/DMs: I genuinely appreciate the love, but the email tied to this moniker was deleted the same day I created the account (old habit – I hate inbox clutter and I never keep disposable emails). So I can’t see or reply to anything sent there. Apologies.
Do your own digging, buy only what you understand and can sleep with for 5–7 years, and may we all live long enough to tell our own 20x stories one day.
God bless you all.

crownprince2017:
Mankind, weldone.
Pls any further hints on the stock you are talking about.

More blessings.

Mankind2024:
My brother, the NSEMPA no1 impatient and arrogant trader, thank you for the free publicity and for giving me the opportunity to clear the air once and for all.

1. “Negative shareholders’ funds and a failing business model”
- In Feb 2021, NCR had negative equity of about –N1.2bn. That’s public information.
- What is also public information is that the company had over N8bn in installed base contracts (maintenance of ATMs, POS, and self-service kiosks across banks and oil companies), contracts that renew every 3–5 years almost automatically.
- I saw a situation where the market was pricing a 130-year-old technology franchise with monopoly-like service contracts as if it was heading for liquidation… for N180m market cap. That’s not a “failing business model.” That’s the bargain of the decade.

2. “Why only N170k? That doesn’t show confidence.”
- In 2021 I was a salary earner, struggling with life and family responsibilities. N170k was part of my liquid net worth at the time — exactly the position size I allocate to my highest-conviction ideas when they are this depressed.
- Confidence is not measured by how much you bet when something is already obvious to everyone. Real conviction is measured by how much you are willing to allocate when literally nobody else sees it.
- Today that N170k is worth N3.635 million. I sleep very well with that “small” conviction.

3. “You only got 20x in 4–5 years while people who bought at the 52-week low got 18x in one year — so it’s luck.”
- People who bought at the 52-week low in early 2025 paid between N4 and N6. They are enjoying the ride now, and I’m genuinely happy for them.
- But let’s be honest: in early 2025, the turnaround was already visible to anyone who cared to read the 2024 results and the H1 2025 numbers. The stock had started moving. It was no longer invisible.
- I bought when the company was still bleeding, when the chart was flat for four years, when the average daily volume was sometimes 200 shares, when people on this same forum were calling it “dead money, Iliquid stock.”
- That’s not luck. That’s buying when fear was maximum and facts were minimum.

4. “Paint the full picture so people can learn.”
- The full picture is simple: I looked for a company with:
(a) a moat (service contracts that competitors can’t easily take),
(b) a tiny market cap relative to its installed base,
(c) a share count that made a future re-rating mathematically explosive (108 million units), and
(d) zero chance of permanent capital loss because the business would still be needed even if it crawled along for another decade.
- I didn’t need 2025 results to see that. Everything I needed was already there in 2021 for anyone willing to read beyond the headline loss.

Finally, I have never claimed to be a genius like you. I just refused to complicate what is painfully simple: buy great (or decent) businesses when nobody wants them, do nothing, and let time work.

If waiting 4–5 years for 20x (so far) while collecting zero dividends and watching red headlines every quarter is “luck,” then I pray every member of this forum continues to enjoy such terrible luck.

To everyone else reading: the next NCR is already on the NGX today — trading at N5–N15, negative equity, zero volume, and plenty of people calling it trash.
You don’t need luck. You only need the stomach to be early and the patience to be quiet.

God bless you all.
And thank you again, the arrogant trader, for bumping my post to the top. Much appreciated. 🙏🏾

Agba that has long lost TOUCH with REALITY 🤔

On behalf of BARGAIN HUNTERS we thank his excellence President BOLA AHMED TINUBU for creating a AMPLE OPPORTUNITY for SMART TRADERS to make DESCENT PROFITS in his REGIME..

We pray God in his INFINITE MERCIES to GRANT him LONG LIFE and GOOD HEALTH to complete his 8year TENURE..

BARGAIN HUNTERS TAKE NOTE!

Chai see liquidity coming into the system.
Technicals is good to make you rich if you sabi use am.

Mankind2024:
@crownprince,
I truly wish I could just whisper the names and save everyone the work, but that would go against everything I stand for here.
I am a stubborn, boring, long-term investor who spends weeks (sometimes months) digging through old annual reports, contract footprints, share-count structures, and negative-equity balance sheets that make most people run away. My edge is exactly that homework + the patience to wait until the market finally wakes up years later.
If I start mentioning specific names now, two things will happen:
Many will buy tomorrow without doing their own work (and blame me when Mr. Market decides to sleep one extra year).
My own conviction gets diluted the day it becomes a crowd trade.
So please, forgive me – I will never hand out tickers like evangelism tracts.
What I can promise is this: the next NCR(s) are already on the NGX today.
They have:
Market caps below N15 billion
Prices between N4 and N18
Very low daily volume (sometimes less than 100,000 units)
Plenty of red headlines and negative equity
Tiny share counts (under 1 billion units, preferably under 500 million)
Businesses that Nigeria will still need in 2030 even if profits stay flat for years
That’s more than enough breadcrumbs.
Anyone willing to open the NGX website, sort by market cap or volume, and read a few annual reports will stumble on them in less than one weekend.
To everyone who has sent emails/DMs: I genuinely appreciate the love, but the email tied to this moniker was deleted the same day I created the account (old habit – I hate inbox clutter and I never keep disposable emails). So I can’t see or reply to anything sent there. Apologies.
Do your own digging, buy only what you understand and can sleep with for 5–7 years, and may we all live long enough to tell our own 20x stories one day.
God bless you all.

Thanks mankind, this is more than enough hints for any serious minded person.

Thanks one more time.

I will surely do the rest.

Royalex
Set up looks better today.
Any upward movement in ASI today will break insurance stocks.

Keep eyes on Royalex to break the N2 wall.
Thin offers means bullishness.
Just need buying pressure to excel through.

Wait for it

Lwkd...I want to buy dollars at 1450 to bet against this government. You should expect it to hit #2500 soon under BAT government .
I can't lie to myself to be accepted by any group of people

PETERiCHY:
Agba that has long lost TOUCH with REALITY 🤔

On behalf of BARGAIN HUNTERS we thank his excellence President BOLA AHMED TINUBU for creating a AMPLE OPPORTUNITY for SMART TRADERS to make DESCENT PROFITS in his REGIME..

We pray God in his INFINITE MERCIES to GRANT him LONG LIFE and GOOD HEALTH to complete his 8year TENURE..

BARGAIN HUNTERS TAKE NOTE!

Cc StreetInvestor

Locotrader:
Fixed deposit I don chop 23% since and clean mouth you dey make mouth now for 15-17%

Agba fit dey chop 23 or 22% Even 21% possible gan . You never can tell

@
Streetinvestor2,
Thank you for the comment.
Let me respond once, calmly and clearly, so we don’t waste each other’s time again.
I am not a gambler.
I am a deliberate, long-term investor and an unapologetic disciple of the late Charlie Munger. Gambling is hoping to be right. Investing is knowing the odds are overwhelmingly in your favour and then waiting. That is what I do.
My “gamble” scorecard (just so we are clear):
Transcorp Hotels – 100,000 units bought 2020 @ N3.60 → still holding untouched
Honeywell Flour – bought @ N3.15 → still holding at all-time high
Ikeja Hotel – bought @ N2.64 → still holding at yearly high
NCR – 50,000 units @ N3.43 in 2021 → N3.635 million today
Sell button deactivated since 2020.
Zero top-ups, zero panic sales, zero palpitations.
Manipulation?
Every single stock people have ever called “manipulated” on this forum eventually went 10–30× while you watched from the sidelines.
The market doesn’t need your permission to re-rate a business. When an illiquid stock with 108 million units outstanding and real contracts finally wakes up, the same people who ignored it for years suddenly scream “manipulation”. That’s not analysis. That’s regret wearing a fake beard.
Liquidity is my friend, not my enemy.
I buy when almost nobody trades it. I sell (if ever, maybe the 3rd generation will do that) when everybody wants it. That gap is exactly where multi-baggers are born. Being patient simply removes the pain of illiquidity and converts it into massive gain.
“You had money to top up from 2021–2025”
No. I allocate. I do not average down on ego. I sized my original position exactly where I wanted it. The same N171k that you mock is now worth more than many people’s entire portfolio. Size is irrelevant; conviction and holding power are everything.
My portfolios (NGX + NYSE) speak louder than my mouth ever will.
When they were boring and red for years, you were nowhere to be found.
Now that some are green, you appear with theories. That timing tells its own story.
I do not trade. I do not jump in and out. I do not market stocks daily like some locotraders here.
I own businesses, collect my voting rights, sleep like a baby, and let time + Nigeria’s growth do the rest.
Mr Market owes none of us an explanation.
He will keep doing what he does: ignore the crowd for years, then reward the quiet ones who refused to blink.
Enjoy your portfolio.
I’ll keep enjoying my “gambling”.
God bless you.
And may your own investments one day give you the peace that lets you type with less bitterness against Nigeria.

Streetinvestor2:
Good u gamble paid off.Then again what is happening in the price presently is high level manipulation of its price.It is not fundamentals justifying or pushing the price up.The MM just comes every day to drop 100k units and do the magic. I see some stocks here doing or going to do same so I will personally not ascribe it to investor special inputs.Your gamble just paid off and not really the patient investor theory that should be sold to new guys in this business . E get some kind stocks for such thing here.And on serious note I believed u had money to top up from 2021 to 2025 if u had tight prove conviction about that company. Enjoy u loot.I hope it does not hook ur throat when u want to convert the paper profit to real money like total is showing me now

Every mallam to his kettle...