Nigerian Stock Exchange Market Pick Alerts - Investment (9881) - Nairaland
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| Re: Nigerian Stock Exchange Market Pick Alerts by emmanuelewumi(m): 1:40pm On Dec 12, 2025 |
SonofElElyonRet:Just surprised that monthly mortgage on the 125k property for 20 years at 6% interest will be 896 per month, whereas rent will be 1041. Normally mortgages are initially higher than rent , but it will be constant for 20 years, whereas rent will increase over the years and will later be higher than mortgage. To those of us based in UK, what is the rental yield on your properties |
| Re: Nigerian Stock Exchange Market Pick Alerts by handsomebolanle: 1:54pm On Dec 12, 2025 |
Dangote 1Trn scholarship… Some money should flow into education sectors. |
| Re: Nigerian Stock Exchange Market Pick Alerts by awesomeJ(m): 2:06pm On Dec 12, 2025 |
handsomebolanle:That man is the only societal figure I rate in this country. One man committing N100bn to education every year, that's already more than what almost all state governments commit in therir entire budget. God will continue to spare his life. Imagine buying fuel at N700. If we only depended on the political reforms, dollar might have hit N2000 by now with PMS doing 1500. |
| Re: Nigerian Stock Exchange Market Pick Alerts by KarlTom: 2:24pm On Dec 12, 2025 |
| Re: Nigerian Stock Exchange Market Pick Alerts by KarlTom: 2:25pm On Dec 12, 2025 |
NASCON ![]() |
| Re: Nigerian Stock Exchange Market Pick Alerts by Valthegreat(m): 2:28pm On Dec 12, 2025*. Modified: 2:52pm On Dec 12, 2025 |
awesomeJ:Please who gets this funds directly, federal ministry of education, his foundation distributes among the 36 states and F.C.T ministries/department of Education or his foundation identifies projects to fund directly at education institutions nation wide. It is better the later is the case because if the former is, not more than 60% of the funds will touch education sector for real. |
| Re: Nigerian Stock Exchange Market Pick Alerts by unite4real: 2:32pm On Dec 12, 2025 |
unite4real:closed N60 |
| Re: Nigerian Stock Exchange Market Pick Alerts by Agbalowomeri: 2:33pm On Dec 12, 2025 |
Valthegreat:You are very generous If the sector see 30% na miracle |
| Re: Nigerian Stock Exchange Market Pick Alerts by Agbalowomeri: 2:35pm On Dec 12, 2025 |
SonofElElyonRet:Lol Loco wey dey look for break even price ![]() |
| Re: Nigerian Stock Exchange Market Pick Alerts by awesomeJ(m): 2:39pm On Dec 12, 2025 |
Valthegreat:Exactly. In a lot of cases, the funds go towards direct fees payment and quite likely stipends to tens of thousands of students per year. Alhaji is too smart to leave this kind of funds with politicians. |
| Re: Nigerian Stock Exchange Market Pick Alerts by chimex38: 2:46pm On Dec 12, 2025 |
mikeapollo:Amen Oo. Just say big man no dey complain. DR na only land transport cost ee dey affect. Air transport dey their own lane. The slashing no dey affect jet fuels and ko ni? So man pickin go fit afford am. ![]() |
| Re: Nigerian Stock Exchange Market Pick Alerts by chimex38: 3:18pm On Dec 12, 2025 |
Valthegreat:TETFUND dey try. I rate them highly. But the rest of ministries,parastatals, agencies and supervisory organs.. Na one eye I take dey look them 👀 |
| Re: Nigerian Stock Exchange Market Pick Alerts by KarlTom: 3:24pm On Dec 12, 2025 |
ARADEL. ± CONOIL. ± ETERNA. ± OandO. -1.40% |
| Re: Nigerian Stock Exchange Market Pick Alerts by awesomeJ(m): 3:36pm On Dec 12, 2025 |
I've now officially crossed N1bn in the 4.5months since I started using my trading app. That's N5m in fees to my brokers and 1.4% net margins for me. Next goal is to shrink the time it takes to 3 months.
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| Re: Nigerian Stock Exchange Market Pick Alerts by Valthegreat(m): 3:43pm On Dec 12, 2025 |
chimex38:I think the right thing to say here is that TETfund projects are very visible everywhere but as for transparency they lack it too. You need to imagine the source of their funding and how huge it is to know why they have enough to embezzle and still have visible projects. Do you know what is 3% of the taxable profits of all companies in Nigeria deducted from source annually? Now can you remember, I think during Buhari's administration when it was exposed that Adamawa's chapter of APC has been funded on monthly basis directly from TETfund account for years? That's why I assumed that it is a case of having quite enough to go round. |
| Re: Nigerian Stock Exchange Market Pick Alerts by Panadee: 4:02pm On Dec 12, 2025 |
awesomeJ:Wehdone o! I go like learn work from your hand. Are you accepting apprentices? ![]() |
| Re: Nigerian Stock Exchange Market Pick Alerts by emmanuelewumi(m): 4:05pm On Dec 12, 2025 |
Presco no dey tire sha
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| Re: Nigerian Stock Exchange Market Pick Alerts by chimex38: 4:28pm On Dec 12, 2025 |
Valthegreat:Well, You have a point based on an ideal case. WAEC grade [C4 to E8 ] ![]() But relative comparison to other education sectors, I score them B2 if not A1 .Others seem not to get visibility across board or selective in nature. Even the ones that have might have poor structures/impact based on their mandate .. |
| Re: Nigerian Stock Exchange Market Pick Alerts by emmaodet: 4:49pm On Dec 12, 2025 |
crownprince2017:Totally true |
| Re: Nigerian Stock Exchange Market Pick Alerts by Mankind2024: 4:51pm On Dec 12, 2025*. Modified: 8:45pm On Dec 12, 2025 |
"Dedicated to Madam Mercy (YMCY56)– the NSEMPA Amazon." 2026: The Year Nigerians Learn to Live (and Invest) in the New Normal If 2025 was the year the Nigerian market taught us how fragile euphoria can be, then 2026 will be the year we are forced to master survival, adaptation, and quiet rebellion in a landscape that has been permanently redrawn. President Bola Ahmed Tinubu’s administration, in less than three years, has delivered the most sweeping economic restructuring since the Structural Adjustment Programme of the 1980s. Fuel subsidy removal in May 2023. Full currency flotation. Double to Tripple-digit inflation at its peak in real life scenario. Aggressive monetary tightening. Tax reforms capped by the Finance Act 2024. History will remember this period simply as the Era of T-Pain: no pain, no gain. The pain was democratic. It did not spare the oligarch in Ikoyi, the herder in Sokoto, the trader in Onitsha, or the tech bro in Yaba. It crushed what little was left of the middle class and turned every conversation, whether in danfo or in boardrooms, into a lamentation about the cost of living. Bandits still roamed the highways, kidnappers still collected ransoms in cash and cryptocurrency, and a bitter joke made the rounds among the old northern elite: they called the President’s economic team “The Gang of Lagos,” a nod to the perception that a few brilliant, ruthless minds in Lagos were redesigning the entire country’s destiny. Yet Nigerians endured. We always do. 2026 arrives not with hope, but with clarity. The old rules are dead. What you earn is now almost irrelevant; what matters is what you manage to save, protect, and grow. The naira will face Devaluation Wave 2 (no one who is serious pretends otherwise). The national debt-to-GDP ratio climbs geometrically. Import bills balloon. Dollar assets will separate the preserved from the perished. The taxman, for the first time in most of our lives, is truly awake. I belong to that large generation of Nigerians who had never filed a personal income tax return. As a civil servant years ago, PAYE was silently deducted and that was that. As an entrepreneur, I paid levies, VAT when I remembered, and 10 % withholding tax on dividends at source. Capital Gains Tax? A theoretical concept that belonged to people who sold land in Lekki, not to those who bought bellwether stocks. January 2026 ends that innocence. From New Year’s Day, every realised gain on shares, every profit from crypto, every disposal of securities will carry the unmistakable fingerprint of the Nigerian Revenue Service(NRS). For the first time, millions of retail investors will have to document cost bases, holding periods, and transaction dates. The taxman is no longer a faceless payroll deduction; he now wants to have a personal relationship with your brokerage account. But where there is pressure, there is always leverage. Many of us have quietly begun the great transition: from sole proprietorships and “business names” to proper limited liability companies. The advantages are delicious. Expenses that were once personal now become legitimate business costs. Losses can be carried forward. Pension contributions for staff (even if the staff is just you and your cousin) become tax-deductible. Dividend flows can be structured to minimise double taxation. Most importantly, the company becomes a fortress; personal assets stay untouched even if the venture stumbles. International diversification is no longer a luxury for the rich; it is fast becoming table stakes. The smart money is building dollar-denominated war chests: U.S. equities held directly or through Irish-domiciled ETFs, treasury bills in stable jurisdictions, even fractional real estate in Dubai and Atlanta. Remittance outflows disguised as “school fees” and “medical tourism” have already begun in earnest. Those who still believe “Nigeria will be okay” with 100 % of their net worth are brave, but bravery and poverty are close cousins. 2026 will separate the nostalgic from the pragmatic. Some will spend the year cursing T-Pain, blaming the Gang of Lagos, waiting for a reversal that will never come. Others will treat the new reality as a chessboard: higher taxes mean you must earn more gross to net the same; perpetual devaluation means you must own assets that price in dollars or hard commodities; rising interest rates mean fixed-income instruments will finally pay real yields again. Cash remains king, but now it must be multicurrency cash. Patience remains the ultimate edge, but now it must be combined with structure (tax structure, corporate structure, jurisdictional structure). The Nigeria of 2026 is not the Nigeria our parents retired into. It is harsher, faster, more global, and far less forgiving of financial illiteracy. But it is also alive with possibility for those willing to adapt. This is the year we stop asking the government to make life easy and start building systems that survive any government. This is the year savings cease to be what is left after spending and become the first bill we pay ourselves. This is the year investing stops being a side hustle and becomes deliberate, disciplined, and diversified. The Era of T-Pain is not the end of the Nigerian dream. It is the end of the Nigerian delusion. Welcome to 2026. Adapt or be left behind. The choice, for the first time in a long while, is entirely ours. Enjoy and Endure Our Democracy: Listen to Orlando Owoh. "Thank God Today Is Friday. https://www.youtube.com/watch?v=xmslAfzGSCU?si=t6kSxDoYM9CSODCt |
| Re: Nigerian Stock Exchange Market Pick Alerts by Itzlinda(f): 5:01pm On Dec 12, 2025 |
Valthegreat:Tetfund is a government on it its own. There is no agency in Nigeria not riddled with corruption. But the only good thing with Tetfund is the fund do not enter voice mail and are executed. Some of the Tetfund projects are hijacked by state governemnt and they award it to their cronies. |
| Re: Nigerian Stock Exchange Market Pick Alerts by SonofElElyonRet: 5:03pm On Dec 12, 2025 |
emmanuelewumi:These are properties under a social housing contract product backed by government. Since you are in UK why don't I just tell the UK real estate company to reach out to you? Returns are between 10% - 12% per annum. They can explain better. No strings attached. I also have detailed materials with full analysis which they sent me. Of course you'll do your due diligence. I believe your name and email should be enough for them to reach out to you. You can send me a mail and I'll forward whatever you require. No commitment on your part of course. You can give it a thought.. Shalom p.s. mortgage doesn't work for this. It's outright payment. Other mortgage backed properties available but not these ones. The real estate company is very reputable |
| Re: Nigerian Stock Exchange Market Pick Alerts by Raider76: 5:20pm On Dec 12, 2025 |
| Re: Nigerian Stock Exchange Market Pick Alerts by Raider76: 5:28pm On Dec 12, 2025 |
Alhaji is a close friend of Bill Gates. I believe he will set up the Aliko Dangote Foundation along the major international charity foundations like the Bill and Melinda Gates Foundation. Such foundations don't throw money directly into government departments. Valthegreat: |
| Re: Nigerian Stock Exchange Market Pick Alerts by KarlTom: 5:37pm On Dec 12, 2025 |
| Re: Nigerian Stock Exchange Market Pick Alerts by Shalom428: 6:22pm On Dec 12, 2025 |
Sugar is projected to return a 100% ( Presently 60 Naira - projection 120 Naira by the end of 2026 ) and in the next 5 years , it's likely to be the next Presco Most likely to resume dividends payment in 2027. 700M Dollars fresh investment in Nigeria ( Backward integration ) to achieve sugar self sufficiency , no more importation. Over 160 Million Dollars DS processing facility in Ghana The next 5 years looks good for DS, all things being equal Nascon ROE and Debit to Equity ratio are pretty solid , with the non - geared position and strong balance sheet . The growth trajectory and dividends are looking good. 120 - 150 by the end of 2026 will be a decent price if the company can continue to deliver excellent performance . No serious salt competition, the only one in trying is Mr. Chef. I don't think BUA produces salt. Honourable mention for 2026 is NAHCO . Follow The Money |
| Re: Nigerian Stock Exchange Market Pick Alerts by Pennystockwarri(m): 7:00pm On Dec 12, 2025*. Modified: 8:05pm On Dec 12, 2025 |
A summary of today's trading session on the NGX. https://open.spotify.com/episode/5uIgEROIBwjgFH5h7G5L0h Video below. https://www.youtube.com/watch?v=MueaHYcoczQ |
| Re: Nigerian Stock Exchange Market Pick Alerts by awesomeJ(m): 7:30pm On Dec 12, 2025 |
I need to close my crypto wallet completely next 2 weeks cos of tax implications. Bitcoin cannot be showing me shege and I will still be racking my brain to calculate net gains. I'll just wrap it up. Let me know my income channels are now: Salary where taxes are deducted at source and NGX when the law makes me tax free 😁 Then rental income now. I will net off maintenance sha. The calculation there should be straight forward. |
| Re: Nigerian Stock Exchange Market Pick Alerts by Streetinvestor2: 8:02pm On Dec 12, 2025 |
Shalom428:Processing plant in Ghana. Have they expanded thr sugar farm to Ghana. I no hear that one oh.I expect the company to do well from second quarter 2026 and after 2027 out perform salt.They whr never mates in the past.Tinubu happened to them |
| Re: Nigerian Stock Exchange Market Pick Alerts by KarlTom: 8:26pm On Dec 12, 2025 |
Almost there ![]()
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| Re: Nigerian Stock Exchange Market Pick Alerts by Shalom428: 8:34pm On Dec 12, 2025 |
Streetinvestor2:I think they have already started the farming in Kwame - Dando , Bono Region , Ghana. And Yes , I quite agree with you , Sugar and Salt no be mate . When Sugar finally finds it's rightful position, it's going to out perform Salt. Salt trajectory looks very solid though , very very solid, if they can keep up with the impressive performance they have displayed in 2025 in terms of income statement, cash flow and balance sheet, I see a 50% return on the share price by the end of 2026. |
| Re: Nigerian Stock Exchange Market Pick Alerts by chimex38: 8:50pm On Dec 12, 2025 |
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