₦airaland Forum

ogawisdom:
It depends on his capital base, if he is investing with 1billion, it's not too diversified.

When you are a HNI you can afford to make less money but you can't afford to lose alot of money by concentrating.

Concentration should be for people trying to get rich (hit networth of ₦100m)

Berkshire Hathaway's public stock portfolio holds around 41 to 46 individual stocks, with the exact number fluctuating slightly, but recent reports from late 2025 show approximately 46 distinct stock positions.

As of the latest official report (the Q3 2025 SEC 13F filing, with data as of September 30, 2025), the publicly disclosed equity portfolio of Berkshire Hathaway was valued at approximately $267.33 billion

From Gemini

nosa2:
I bought all I could afford to buy at N60. Right now money have finish

But you get cash flow either every day, every week, every fortnight or every month.

So keep buying

Agbalowomeri:
Don't worry stockpile money to buy plenty at N40

I don't stockpile money, I stockpile stocks and money drops

jonnysessy:
So what do you say to 40 stocks in my portfolio ? Jack of all trade, master of none
Well, i am only trying to be everywhere. I am kind of difersifying. But, in the long run will trim it down to 20. Picking the best in every sector

Two inefficient portfolios asking themselves who is more inefficient.

emmanuelewumi:
But you get cash flow either every day, every week, every fortnight or every month.

So keep buying

I ne be like una oh. I need to enjoy my life. Xmas celebrations and presents. School fees in Jan plus general bills of life. I am fully invested. Next time I will have cash to invest will be in March and I go vex if it is still trading at this stage by then

ogawisdom:
You are too generous with information that can bless others. God bless you abundantly

Really at least some of the stocks in the portfolio have gained over 1400% in the last 5 years eg.

1. Aradel
2. Nahco
3. Presco
4. United Capital
5. Okomu Oil

nosa2:
I ne be like una oh. I need to enjoy my life. Xmas celebrations and presents. School fees in Jan plus general bills of life. I am fully invested. Next time I will have cash to invest will be in March and I go vex if it is still trading at this stage by then

Every security in our portfolio is a servant to be sent on errands.


After having emergency reserve in a Money Market Fund or Eurobond that will handle emergencies.

There are different securities for school fees, house rent, flenjour, extra curricula activities, Detty December etc

I have bonds that pay coupons in February and August, March and September, May and November, June and December.

The first dividend for the year comes in around March. Someone sold his UBA shares few years ago because the company cut dividends and that affected his financial plan for the year. UBA dividend was meant to pay his house rent

nosa2:
Two inefficient portfolios asking themselves who is more inefficient.

nosa2:
Two inefficient portfolios asking themselves who is more inefficient.

You are rude. Hahahhahahahahhahaha

https://open.spotify.com/episode/3jOXUjy06LRk9BKx5O64oY

A summary of today's trading session on the NGX.

Video below


https://www.youtube.com/watch?v=_Bu0kOTK8P8

essentialone:
You are rude. Hahahhahahahahhahaha

That's his middle name

Only a few days hence ;

https://gazettengr.com/fidelity-bank-warns-customers-without-tax-id-of-accounts-restriction-from-january-1-2026/

I believe all bank accounts have NIN

otomatic:
I believe all bank accounts have NIN

Not all. For those without NIN.
Some banks have been sending mails to client to update NIN especially

https://doclib.ngxgroup.com/Financial_NewsDocs/45565_SECURE_ELECTRONIC_TECHNOLOGY_PLC-_NOTICES_OF_BOARD_MEETING_(BM)_-_NOTICE_BOARD_MEETING_(BM)_DECEMBER_2025.pdf


NSLTECH to have both AGM and BM today. Reconstruction of their Shares is top of the Agenda. 1 new Share for every 4 Shares previously held.

Real Santa rally!..... Where art thou?😀

BuchyD:
Real Santa rally!..... Where art thou?😀

CGT had taken Santa rally this year. Just cross you fingers and wait for 2026. We all are waiting to see how this new tax law will unfold

BuchyD:
Real Santa rally!..... Where art thou?😀

Na santa bullshit not rally..lol

https://www.youtube.com/watch?v=nDU4obZqn7Y

A few stocks I'd be watching closely in today's trading session on the NGX.

Pidgin English version below

https://podcasts.apple.com/ng/podcast/ngx-premarket-pidgin-english-december-16-2025/id1810406988?i=1000741499092

emmanuelewumi:
Sold NGX to buy Zenith

Sold NASCON to buy Nahco

Sold Seplat to buy Aradel.

Bought NASCON at a single digit price.

Bought Seplat at less than N600.

Okay, it was more of Capital reallocation selling for you than anything fundamentally wrong with those businesses.

HesInMe:
Of course. See below. It's been a minute, so unfortunately I can't pinpoint the specific timestamps. Ellah also has an extensive video (I think it was on Spaces) where they also discuss some yield and pricing metrics, but I don't have it now.

https://www.youtube.com/live/QkhkypbU3Qg?si=dMbhCNTgv5hQhGDP

Here are some of my notes on oil palm economics from the events:

Cultivation
Harvested year round: Highest yielding oil, 5-10x more than rapeseed, sunflower, soy
- 4-5 years to cash flow
- 9 years to peak production
- 25 years to maturity
- Replant at year 30
- Spacing 9m on center

Yield
• Fresh Fruit Bunches (FFB): 20-25 tons per ha
(Presco currently at 12.8 tons, going to 14 tons)
• Crude Palm Oil (CPO): 3.74 metric tons per ha

Price
• FFB: ~N200k per ton
• CPO: ~$900 per metric ton

Okay, thank you

NettyNelly:
Okay, it was more of Capital reallocation selling for you than anything fundamentally wrong with those businesses.

Sold the small banks to buy a market leader ie Zenith

Sold NASCON to buy Nahco a compounder with a Return on Invested Capital of over 50%

Sold Seplat because of the never ending increase in their outstanding shares to increase my position in Aradel

emmanuelewumi:
Sold the small banks to buy a market leader ie Zenith

Sold NASCON to buy Nahco a compounder with a Return on Invested Capital of over 50%

Sold Seplat because of the never-ending increase in their outstanding shares to increase my position in Aradel

Heard SEPLAT will do Something about the Shareprice next year, but something has to happen in LSE first for that to happen.

Ding !!1

emmanuelewumi:
Sold NASCON to buy Nahco a compounder with a Return on Invested Capital of over 50%

I'm struggling to understand the growth Trajectory for NAHCO. Their main cash cow (International Airlines) has been struggling with low passenger traffic since 2021 or so. There hasn't been an improvement this year; to call it a compounder with no visible growth path is hard for me.

NettyNelly:
I'm struggling to understand the growth Trajectory for NAHCO. Their main cash cow (International Airlines) has been struggling with low passenger traffic since 2021 or so. There hasn't been an improvement this year; to call it a compounder with no visible growth path is hard for me.

Check the profit margin growth from 2020 to date.

Revenue growth

Return on Equity growth from 18% in 2020 to over 70% in 2024.

Return on Invested Capital growth.

Earning growth from 20k in 2020 to N6.60k in 2024, with a high probability of at least EPS of N10.00 in 2025


Nahco is one of the stocks that will give me an 8 digit dividend in the next 5 to 6 months

Buy Vitafoam if you can. NFA

HOW FAR UP OR LOW WILL A STOCK LIKELY MOVE TODAY ?
**Likely Move Table** (plausible based on recent trends and Forecast Using Market Data)- This tell us what to expect from a stock or indices today. For example. Today we exoect a gain of around 0.5% from Allshare Index, while Aradel was excluded from our picks today as we expect a likely pullback from the stock
✓
Ticker. LIKELY 15 Dec 12 Dec. Prior
AllShare Index +0.5% +0.00% + 1.00% +0.50%
PREMIUM. +0.8% +0.41%. +3.98% +1.20%
GTCO. +0.7% +0.20% +1.50% +0.80%
ZENITH. +0.9% +0.30% +2.89% +1.00%
ARADEL. -0.2% -0.10% +0.00% +1.50%
etc.

Invest and research like a farmer—patiently planting seeds for long-term harvest—rather than chasing the quick thrill of a hunter's immediate gratification.
A key factor to consider is NAHCO's ongoing diversification strategy, which strengthens its economic moat through expansion into high-growth areas: agricultural commodities export (via specialized cargo facilities and export processing centers that facilitate non-oil exports like perishables and bulk agro-products) and hospitality (including plans for hotel development and travel-related services).
This multi-stream approach reduces reliance on core ground handling while tapping into Nigeria's economic diversification priorities, positioning NAHCO for sustained growth and resilient returns.

NettyNelly:
I'm struggling to understand the growth Trajectory for NAHCO. Their main cash cow (International Airlines) has been struggling with low passenger traffic since 2021 or so. There hasn't been an improvement this year; to call it a compounder with no visible growth path is hard for me.

Mankind2024:
Invest and research like a farmer—patiently planting seeds for long-term harvest—rather than chasing the quick thrill of a hunter's immediate gratification.
A key factor to consider is NAHCO's ongoing diversification strategy, which strengthens its economic moat through expansion into high-growth areas: agricultural commodities export (via specialized cargo facilities and export processing centers that facilitate non-oil exports like perishables and bulk agro-products) and hospitality (including plans for hotel development and travel-related services).
This multi-stream approach reduces reliance on core ground handling while tapping into Nigeria's economic diversification priorities, positioning NAHCO for sustained growth and resilient returns.

Your head dey there @ " invest like a farmer".

If management can achieve their revenue target of N300 billion for 2029 @ a profit margin of 25% which is lower than their net margin in the 2024. That will give them a profit after tax of N75 billion or Earning Per Share of N38.50k.

They have a dividend payout ratio of 90% which will give a dividend per share of N34.60k

emmanuelewumi:
Your head dey there @ " invest like a farmer".

Please, what is your analysis of IKEJA HOTELS