₦airaland Forum

First dip of the month.

It was needed.

ARADEL. -0.26%
CONOIL. ±
ETERNA. +3.23%
OandO. ±

🔴 ZENITHBANK closes limit down
−10% to ₦80.55

awesomeJ:
First dip of the month.

It was needed.

Loco where is the next destination jare...no mind agba joooo..

Agba they siad u recommend tony stock wey they give dividend like say na dash hin dey dash person.

Wetin u see there.

toyeoye:
🔴 ZENITHBANK closes limit down
−10% to ₦80.55

A common behavior with Zenith.

KarlTom:
ARADEL. -0.26%
CONOIL. ±
ETERNA. +3.23%
OandO. ±

This Oando maintaining yesterday close price is suspicious to me.
Are those brokers/MM up to something?

toyeoye:
🔴 ZENITHBANK closes limit down
−10% to ₦80.55

So Zenith defeated ACCESS

Wonderful

Harddiskng:
To answer your question, I don’t think i have to explain how weight averages works naa. I buy stocks when i have spare cash. At each point it is different amount. A=50 naira, B = 20 naira, C = 5 naira etc. depending on the amount invested in each stock and return on it, it all averages down to 20% return YTD

You have a YTD of about 30% YTD. Please how many stocks do you have in your portfolio?


NB: the purpose of this debate is for us to have better geared portfolios. For those saying two stocks blah blah blah, except your God or your Juju man can see the future; it is a floored argument. So please let’s explain concepts better and i won’t listen to you if you don’t show you have evidence of what you are saying - Post your YTD return. It is like a poor man giving a seminar on “maintaining generational wealth”

Make una answer me fast, I intend to use a significant capital outlay (well significant in comparison to my portfolio value sha ) to diversify more today - i feel it’s necessary for an entirely different sound reason. Mind you I don’t just pick stocks at random and pour money in it.

If youre going really heavy as you said.

I'll advise you wait for a pull back and for 2026 financials to start rolling in. This will provide clarity on the companies that are presently fairly valued, overvalued and cheap.

This strategy works everytime. The bad side is that you may miss this rally if it extends longer than expected.

Alternatively, you can research on earnings expectations of NGX listed companies, use this for your valuation and compare your value with present stock prices to catch winners with potential for more rally (this is more advanced though).

Cheers 🍻

Iskalamong!

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Harddiskng:
Thanks for this but It doesn’t matter to me, i am not planning to get out of any stock i enter until 5 years minimum.

Another reason to be patient and more careful since it is a long term investment.

Cheers 🍻

Iskalamong!

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megawealth01:
My major concern in this market is OANDO. Wale should be fast before 2027 politicking starts ooooo

Nobi me una go use gather elections bulala

If you understand this eh

Historically, pre-election years are not the best equity years in Nigeria. Many times, in H2, liquidity may dry up and sellers may dominate activities.

It is important to note that the dynamics are different now. Local players now dominate the bourse and positionings are mainly long (buy).

In addition, the maximum equity allocation for pension funds have been raised and market corrections may provide accumulation opportunities for large pension fund orders.

The two factors above should minimise the level of the selloff. Hence, when the correction comes, I think we should not be too bearish (Example is the correction in November 2025)

My humble opionion.

Cheers 🍻

Iskalamong!

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iskalamong:
Historically, pre-election years are not the best equity years in Nigeria. Many times, in H2, liquidity may dry up and sellers may dominate activities.

It is important to note that the dynamics are different now. Local players now dominate the bourse and positionings are mainly long (buy).

In addition, the maximum equity allocation for pension funds have been raised and market corrections may provide accumulation opportunities for large pension funds.

The two factors above should minimise the level of the selloff.

My opionion.

Cheers 🍻

Iskalamong!

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.

Apt!

iskalamong:
Another reason to be patient and more careful since it is a long term investment.

Cheers 🍻

Iskalamong!

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.

Pull what by how many %.

Just so you know, a stock with strong fundamentals and great future prospects won’t pull back massively so you can enter lol.

Instead it will keep increasing in price.

Ask Aradel, it popped up on my criteria around 500 ish months ago (attached was my mandate). Instead of me to jejely buy at market price, i was looking to get it at a discount. Always nding in a bit lower bids. E no wait for me oo, till i missed that ship (know at what price to stop chasing).

If i had entered at market price, I would be doing nearly 90% return by now.

Besides i have discovered i have no reason to beat myself up on 10-20% discount when i am looking at over 500 -1,000% return in 5 years

For me, I usually buy at market price just to get skin in the game first. If you don't buy at all, you may end up missing a good run. I buy at market price and then frequently afterwards..if there is a pullback, I buy some more. I always take a long view. The market price today will be considered low next year.


I first recently bought WAPCO at ATH on 156 and hoped it would correct. It went to 160 and I bought twice as much. Then 165 and I doubled down. Now it's almost 200. Imagine I had been waiting for 150.

Harddiskng:
Pull what by how many %.

Just so you know, a stock with strong fundamentals and great future prospects won’t pull back massively so you can enter lol.

Instead it will keep increasing in price.

Ask Aradel, it popped up on my criteria around 500 ish months ago. Instead of me to jejely buy at market price, i was looking to get it at a discount. Sending in a bit lower bids. E no wait for me oo, till i missed that ship (know at what price to stop chasing).

Besides i have discovered i have no reason to beat myself up on 10-20% discount when i am looking at over 500 -1,000% return in 5 years

If not for Presco, portfolio for red today.

Harddiskng:
Pull what by how many %.

Just so you know, a stock with strong fundamentals and great future prospects won’t pull back massively so you can enter lol.

Instead it will keep increasing in price.

Ask Aradel, it popped up on my criteria around 500 ish months ago (attached was my mandate). Instead of me to jejely buy at market price, i was looking to get it at a discount. Always nding in a bit lower bids. E no wait for me oo, till i missed that ship (know at what price to stop chasing).

If i had entered at market price, I would be doing nearly 90% return by now.

Besides i have discovered i have no reason to beat myself up on 10-20% discount when i am looking at over 500 -1,000% return in 5 years

Another angle.

A valid one at that.

I tend to buy and sell within a year in most cases. Rinse and repeat.

Over a long term period, the 10 to 20% discount or premium will not matter as much as it would if you missed out entirely on the entry (provided it is a fundamentally sound stock with great prospects).

Elsewhere, not to argue but as regards Aradel, before its bull this year, many traders had to cut their loss on it for lack of momentum. Aradel literally dropped below N400 after it crossed the N800 mark post listing. That's a c.50% dip.

Cheers 🍻

Iskalamong!

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deathwing:
For me, I usually buy at market price just to get skin in the game first. If you don't buy at all, you may end up missing a good run. I buy at market price and then frequently afterwards..if there is a pullback, I buy some more. I always take a long view. The market price today will be considered low next year.


I first recently bought WAPCO at ATH on 156 and hoped it would correct. It went to 160 and I bought twice as much. Then 165 and I doubled down. Now it's almost 200. Imagine I had been waiting for 150.

Aradel is not even the only one that has popped up on my criteria and i still missed the train.

Now once i sight my target, at enter with full body. i no wan hear shoot bird, mama die, train con leave me behind

iskalamong:
Elsewhere, not to argue but as regards Aradel, before its bull this year, many traders had to cut their loss on it for lack of momentum. Aradel literally dropped below N400 after it crossed the N800 mark post listing. That's a c.50% dip.
.

Always know at what price to stop chasing

Currently I don’t even have one unit of Aradel and at its current price i don’t have any plan to buy

GeeKudi:
Yeah. He doesn't give dividend but when it's time to move, it's usually phenomenal e.g. AFRIPRUD, UCAP.

Agba suggested picking TRANSCORP after Q1.

I no longer see that phenomenal move in UCAP for now except they deliver a very unprecedented fantastic result with a new all time highest dividend. Their last bonus issue really diluted their per share data quite much.

EDUECO:
Both UBA and ACCESSCORP were around ₦29 in January 2024.

ACCESSCORP is supposed to be around ₦59 if not that insiders are hindering the price appreciation.

It is not a good sign if insiders are selling. Perhaps a large fund is bent on exiting. Or perhaps some in the know of bad acquisitions and impending impairments is exiting.

To your tent O Israel

iskalamong:
Historically, pre-election years are not the best equity years in Nigeria. Many times, in H2, liquidity may dry up and sellers may dominate activities.

It is important to note that the dynamics are different now. Local players now dominate the bourse and positionings are mainly long (buy).

In addition, the maximum equity allocation for pension funds have been raised and market corrections may provide accumulation opportunities for large pension fund orders.

The two factors above should minimise the level of the selloff. Hence, when the correction comes, I think we should not be too bearish (Example is the correction in November 2025)

My humble opionion.

Cheers 🍻

Iskalamong!

.

.

Accessing the seabed only and if only the town bell will stop ringing

Sboga is this the deal @empty hen

https://businessday.ng/technology/article/mtn-strikes-6-2bn-deal-to-buy-back-ihs-towers/

Agbalowomeri:
Na Loco disciple

Loco the shepherd don run

Royalex will still surprise you


But it has to drop to 1.8 first 😕

5 TOP GAINERS IN OUR LONG TERM PORTFOLIO

NAHCO --------------------- 2800%

WAPCO ---------------------- 1600%

GUINNESS ------------------- 1500%

UACN ---------------------------1200%

FBHN ---------------------------- 890%


BARGAIN HUNTERS TAKE NOTE!!!R

faoogoke:
Insurance stocks are no go for me.

I understand your hesitation about insurance stocks. Historically, they have underperformed and traded at very low prices for years. But the current situation is fundamentally different.
This recapitalization exercise is not business as usual — it is a structural reset of the entire insurance industry.
Here’s why I strongly believe that any insurer that successfully meets recapitalization will not trade below ₦10 within the next 6 to 12 months:
Stronger Balance Sheets
Companies that meet recapitalization will emerge with significantly stronger capital bases. A stronger balance sheet increases underwriting capacity, boosts investor confidence, and improves valuation multiples.
Reduced Number of Players
Not every insurance company will survive this phase. We are likely to see mergers, acquisitions, and consolidations. Fewer players mean stronger market share concentration and improved profitability for those that remain.
Repricing of the Entire Sector
Insurance stocks have been undervalued for years. Once recapitalization is completed, the market will begin to price them based on new capital strength and growth prospects — not on their old weak structures.
Institutional and Smart Money Entry
Institutional investors prefer financially strong companies. After recapitalization, qualifying insurers will meet investment thresholds that many funds require. Increased institutional participation will naturally push prices higher.
Liquidity Cycle in the Market
The Nigerian market is gradually shifting attention to sectors that have lagged. Insurance is one of the last undervalued sectors. When full momentum enters, price adjustments can be very aggressive.
Psychological Price Reset
Historically, companies that successfully recapitalize rarely continue trading at penny levels. Market perception changes. A company with solid capital cannot logically remain priced like a distressed entity.
I am not saying prices will move overnight. But in a 6–12 month window after meeting recapitalization requirements, it will be difficult for fundamentally strengthened insurers to remain below ₦10.
This is not speculation — it is a structural valuation shift driven by capital strength, reduced supply of weak players, improved confidence, and sector rotation.
Sometimes the biggest returns come when sentiment is still doubtful.
Just something to think about.

Stockpromoter:
I understand your hesitation about insurance stocks. Historically, they have underperformed and traded at very low prices for years. But the current situation is fundamentally different.
This recapitalization exercise is not business as usual — it is a structural reset of the entire insurance industry.
Here’s why I strongly believe that any insurer that successfully meets recapitalization will not trade below ₦10 within the next 6 to 12 months:
Stronger Balance Sheets
Companies that meet recapitalization will emerge with significantly stronger capital bases. A stronger balance sheet increases underwriting capacity, boosts investor confidence, and improves valuation multiples.
Reduced Number of Players
Not every insurance company will survive this phase. We are likely to see mergers, acquisitions, and consolidations. Fewer players mean stronger market share concentration and improved profitability for those that remain.
Repricing of the Entire Sector
Insurance stocks have been undervalued for years. Once recapitalization is completed, the market will begin to price them based on new capital strength and growth prospects — not on their old weak structures.
Institutional and Smart Money Entry
Institutional investors prefer financially strong companies. After recapitalization, qualifying insurers will meet investment thresholds that many funds require. Increased institutional participation will naturally push prices higher.
Liquidity Cycle in the Market
The Nigerian market is gradually shifting attention to sectors that have lagged. Insurance is one of the last undervalued sectors. When full momentum enters, price adjustments can be very aggressive.
Psychological Price Reset
Historically, companies that successfully recapitalize rarely continue trading at penny levels. Market perception changes. A company with solid capital cannot logically remain priced like a distressed entity.
I am not saying prices will move overnight. But in a 6–12 month window after meeting recapitalization requirements, it will be difficult for fundamentally strengthened insurers to remain below ₦10.
This is not speculation — it is a structural valuation shift driven by capital strength, reduced supply of weak players, improved confidence, and sector rotation.
Sometimes the biggest returns come when sentiment is still doubtful.
Just something to think about.

Wow! It is well. Money and the problem it has created for mankind!

They won't understand the message until the market start doing its work

PETERiCHY:
5 TOP GAINERS IN OUR LONG TERM PORTFOLIO

NAHCO --------------------- 2800%

WAPCO ---------------------- 1600%

GUINNESS ------------------- 1500%

UACN ---------------------------1200%

FBHN ---------------------------- 890%


BARGAIN HUNTERS TAKE NOTE!!!R

Agbalowomeri:
Na Loco disciple

Loco the shepherd don run

Why the run now?
Market is being strengthening the more.
Insurance recapitalization
Dangote refinery IPO
$1 Trillion economy drive.

Wait for ASI at 300k.
All these will even happen before 2027 election.
Tinubu is a very smart man.

Investors in this market will make money and become tired of money self.

Have you asked why the introduction of tax in the stock market?

Because they know people will harvest heavily.
We are only but in the middle of this bull journey.

ASI will do another 80-100% but only the patient investors will enjoy it 100%.

Jijoists will be jumping around thinking they are making money.
When they see the stock they sold is on 1000% extra,eyes go clear.

OANDO

https://doclib.ngxgroup.com/Listings-site/corporate-disclosure-site/Documents/Oando_PLC_%E2%80%93_Proposed_Rights_Issue.pdf

Buy CUTIX and thank me later.

BabsO2:
It is not a good sign if insiders are selling. Perhaps a large fund is bent on exiting. Or perhaps some in the know of bad acquisitions and impending impairments is exiting.

I meant insiders are buying and not selling.

ACCESSCORP is the biggest Nigerian bank; and it is a pan-african international bank like UBA.