₦airaland Forum

SonofElElyonRet:
Dangote says oil refinery IPO of it's 10% shares will be pan Atlantic! No be tasere go dey available for us in naija so

Indigbo:
20k units is what i bought on public offer directly from Fidelity before i open Investment-one. And when i decided to sell my 20k units, i saw 40k Qty/Unit in my account worth ₦700k., i was even suprised too, so i assumed my 20kunits now overdouble? And i instructed them to sell with hope of getting ₦700k+, only for them to sell it at ₦388k

mikeapollo:
Alhaji should take it easy and allow Nigerians the primary customers and stakeholders to buy the shares first and maybe do another listing pan Africa

stcool:
You wan run them street abi na your eyes

Martialfc80:
Congratulations sir!
It's crazy to even dream about this kind of feat but I choose to be crazy nonetheless. I hope I stumble on this comment in years to come.

Amarachibaby:
Congratulations sir, I tap into this.

jonnysessy:
I will like to congratulate you on this milestone you have reached in your investment journey in the NGX (not to talk of your US stocks). This did not come as a surprise to me as you had always stated that you will soon reach the 1 billion naira mark. The crazy bull of this past week was enough to catapult you to that height since i know you have sound fundamentally stocks in your portfolio. Even me that have a tasere portfolio is experiencing beautiful upside. I celebrate with you today because my Bible taught me to celebrate who is celebrating, while i also mourn with people that are mourning. This is hoping that one day i will also reach this milestone. Congratulations once again.

Mankind2024:
May you be blessed with divine prosperity and the fulfillment of your requests.

Valthegreat:
Oboy! The gap between JSE and NSE is like the distance between heaven and earth. NSE can't reach the distance in 20 years time even if they place an embargo on JSE growth. We must give it to the whites that they know how to run countries and economies. Zulus and Xhosas couldn't have achieved anything close to where South African economy is today on their own but they know how to make mouth because people who believe in development have built the system already.

GeneralDae:
I don’t want to be racist but to be honest I don’t know if it has to do with our black skin 😀😭(I still doubt that). Because even the other countries just behind Nigeria are white North Africans (Morocco and Egypt).

Now look at the gap between 4th place Egypt and no 5 called BRVM ( a regional West African exchange consisting of 8 countries together in West Africa). Note that these 8 Francophone countries with just $27.5 Billion total market cap have had stable currencies backed by France for decades.

Mankind2024:
In the Investment Marathon, Crossing a Milestone is a Thing of Joy.
I know many members of this forum would love to celebrate hitting their own milestones. For me, it’s really no big deal. If I had not read widely and learned from the experiences of successful investors, I wouldn’t be where I am today.
This is a faceless forum and no one knows me personally, but I feel indebted if I don’t share the secret that propelled my NGX portfolio to 10-figure paper assets.
First, my deepest appreciation goes to the Almighty God. I also owe a huge debt of gratitude to the Berkshire Hathaway legends — the late Charlie Munger and Warren Buffett. I have studied them so deeply that I can recite many of their guiding principles verbatim.
The first major battle I won in this marathon journey was defeating self-sabotage.
The reason many retail investors struggle to reach meaningful milestones is self-sabotage, combined with over-reliance on rumours, greed, and fear. I remember how, in the early days, I once blamed my broker for recommending poorly performing stocks which later return 10X. In anger, I sold off everything. Those were the days when you had to fill physical forms and email them to your broker before any transaction could go through.
Most of the time, I didn’t even know what I wanted. I was just chasing the crowd with zero fundamental knowledge — pure self-help mixed with self-sabotage.
Fast forward a few years, I came across an online website that allowed users to download free investing eBooks. I believe I was the first person to share the link in this forum back in 2015/16 (the site seems to be malfunctioning these days www.pdfdrive.net).
The moment I started applying the core principles of Berkshire Hathaway as taught by Warren Buffett and Charlie Munger, everything began to change. The light of prosperity came from three simple rules: Spend less, save more, and invest consistently — then allow the power of compounding to do the heavy lifting.
I stopped interfering with my portfolio. That discipline alone turned an investment of ₦1,000,000 into over ₦30,000,000.
Before I saw this light, I was a fierce critic of President Jonathan. I blamed him for almost everything wrong in my life. Today, I can’t even remember the various monikers I used to call him back then. I now understand fully that the government is not the primary reason most people fail to succeed.
The day I realised that abundant wealth begins in the mind, I started thinking and acting differently.
It is indeed a sweet milestone — especially in a nation where over 90% of citizens cannot boast of ₦100 million in liquid assets. Here I am today, saying with gratitude: Ebenezeri! The Lord has done it for me.
Another powerful lesson I learned from the Berkshire Hathaway legends is this:
If you cannot watch your portfolio lose 50% during a bear market or downturn and still stay invested, then you have no business in the stock market.
During the recent Strait of Hormuz tensions, my NYSE portfolio was badly battered. At the lowest point, I had an unrealised loss of $28,000. But I did nothing. I remained fully invested. Today, that unrealised loss has completely reversed into an unrealised gain of over $32,000.
If I had panicked and sold at the bottom, I would be regretting it today. Instead, I’m filled with gratitude to God for the privilege of building a 10-figure, highly liquid portfolio on the NGX.
This is my testimony, shared to motivate every aspiring member of the N1B Gang portfolio. Keep learning, stay disciplined, defeat self-sabotage, and let compounding work for you. Volatility is the price you must pay for the gift of compounding.
You too can do it and get there.



"Feel free to ask me any questions. I'd be happy to answer them, but please do not ask for my contact information."

Mankind2024:
Thank you so much, my brother. I really appreciate your kind words and sincere congratulations.
You're right — I had been quietly working towards this 1 billion naira mark, and I'm grateful to God that it has finally happened. The past week’s bull run definitely helped push things forward, but as you rightly noted, it’s the solid fundamental stocks we’ve been holding that made the difference.
I’m happy to hear that even your “tasere” portfolio is also smiling this season. May the gains continue for both of us.
Thank you for celebrating with me. That Bible principle you mentioned is beautiful — rejoice with those who rejoice. I pray that very soon, we will all be celebrating your own milestone too. The journey is long, but with consistency, discipline, and patience, it is very achievable.
Once again, thank you for the love and encouragement. Let’s keep learning and growing together in this forum.
God bless you and all NSEMPA members. Amen

Retnaija:
@Mankind
This is inspiring and motivational. Congratulations on this huge achievement. Like you said, once an individual realizes the government of the day isn't the problem, your mindset is the issue.

There are a lot of things we need to unlearn as a people. This goal was the same I crafted for my portfolio before opting for early retirement 2 years ago. I can see the impact of compound interest on my portfolio and I'm excited about reaching my finish line.

My question for you is regarding 'Pension'. I have huge funds sitting in my pension account and I'm beginning to consider the possibility of deploying a percentage of the funds for my long-term position in some select stocks , Aradel being a major one as I have some units and I'd like to increase my stake.
Is this a wise course to take?

stcool:
You wan run them street abi na your eyes

Indigbo:
20k units is what i bought on public offer directly from Fidelity before i open Investment-one. And when i decided to sell my 20k units, i saw 40k Qty/Unit in my account worth ₦700k., i was even suprised too, so i assumed my 20kunits now overdouble? And i instructed them to sell with hope of getting ₦700k+, only for them to sell it at ₦388k

EDUECO:
So,you no just like my happiness.

jonnysessy:
I thought he is EDUECO, is his real name EDUARDO ?

Mankind2024:
I also worked briefly in the Federal Civil Service for about three years and still maintain a pension account with Stanbic IBTC Pension Managers.
Interestingly, I never once considered my pension as part of my investable assets. When I resigned in 2011, the balance stood at approximately ₦1.4 million. As of my last statement in March 2026, it had grown to ₦4.1 million.
Over that 15-year period, this represents clear value destruction when compared to Nigeria’s inflation rate from 2010 to 2026. The pension scheme, in my view, appears designed to weaken members financially while the pension fund administrators and their management teams benefit substantially.
I personally value freedom and full control over my assets. I prefer being able to manage and adjust my portfolio with ease whenever I choose.
My advice to anyone with substantial funds: strongly consider geographical diversification, especially through exposure to the S&P 500. This serves as a important hedge, just in case any future government decides to clip the wings of the NGX.
Aradel remain a jewel in the Delta.

Mankind2024:
I also worked briefly in the Federal Civil Service for about three years and still maintain a pension account with Stanbic IBTC Pension Managers.
Interestingly, I never once considered my pension as part of my investable assets. When I resigned in 2011, the balance stood at approximately ₦1.4 million. As of my last statement in March 2026, it had grown to ₦4.1 million.
Over that 15-year period, this represents clear value destruction when compared to Nigeria’s inflation rate from 2010 to 2026. The pension scheme, in my view, appears designed to weaken members financially while the pension fund administrators and their management teams benefit substantially.
I personally value freedom and full control over my assets. I prefer being able to manage and adjust my portfolio with ease whenever I choose.
My advice to anyone with substantial funds: strongly consider geographical diversification, especially through exposure to the S&P 500. This serves as a important hedge, just in case any future government decides to clip the wings of the NGX.
Aradel remain a jewel in the Delta.

Indigbo:
20k units is what i bought on public offer directly from Fidelity before i open Investment-one. And when i decided to sell my 20k units, i saw 40k Qty/Unit in my account worth ₦700k., i was even suprised too, so i assumed my 20kunits now overdouble? And i instructed them to sell with hope of getting ₦700k+, only for them to sell it at ₦388k

ppogba:
This case of yours is a non issue.

Stockbrokers make mistakes with customers holding positions from time to time and from time immemorial.

One of my stock brokers ( very prominent, name withheld) sold my Sterling bank shares for me close to two years ago and till tomorrow, it is still appearing in my statement. Should I be deluding and deceiving myself that I still have the shares? No is the answer.

Where were you expecting the extra 20,000 units from when a bonus of 1 for 1 was never declared?

Does it even mean if they sold 40,000 units for you, you would not have alerted them and ask questions?

They have every right to question your intergrity if you attempt to make an issue of this either by mailing them or visiting their office.

A stock broker sold shares for me and paid me double the value. I mailed them instantly and transfer the excess to them.

As long as your 20,000 units were sold at the prevailing rate for the day, oga , commmot face.

Mistakes do happen.

Odunharry:
Lol. You dey vex o.

You Wan sow wetin you no reap ni from Ione

Indigbo:
Nne, i just won try understand them proper, my first time investing in shares, maybe make i no go near share again O!

Dupeodus:
Because people of third world countries are looking for magic wands instead of realistic economic policies that will create hardship initially because you are correcting for past economic sins but gives you a chance for future economic prosperity. They tend to sanction populist economic policies that appear humane but only create arbitrage opportunities for government cronies and dig you further and further into the ditch.

Streetinvestor2:
Why is it when people like you post.It is always about the people to sacrifice
Tell us the sacrifice the people leading are doing as example. Is this government not living larger than life.Look at the recent Tinubu visit to UK officially. Did you see the kind of jamboree it cost the country with no benefits to the country. Do you know the budget for the city boy nonsense happening right now.Abeg leave all this yeye talk about the people

Indigbo:
If you read my earlier post, you will see that your impression is entirely incorrect. I clearly stated that I thought my shares had doubled cos it was my first time ever signing into the account. I was not even checking for the shares, I was looking for a file attachment in my email when I discovered that I had shares with Fidelity and an account with Investment one. So honestly I’m not that kind of person. You can go through my posts on Nairaland if you want maybe you will understand. How much is ₦388k? Come on .

stcool:
Una go still queue up at N60 and N80 for Access.

Na here we dey... please this is not an ad to buy, as I am overloaded here and my judgement may be bias

E be like the result still dey shock CBN

Mankind2024:
In the Investment Marathon, Crossing a Milestone is a Thing of Joy.
I know many members of this forum would love to celebrate hitting their own milestones. For me, it’s really no big deal. If I had not read widely and learned from the experiences of successful investors, I wouldn’t be where I am today.
This is a faceless forum and no one knows me personally, but I feel indebted if I don’t share the secret that propelled my NGX portfolio to 10-figure paper assets.
First, my deepest appreciation goes to the Almighty God. I also owe a huge debt of gratitude to the Berkshire Hathaway legends — the late Charlie Munger and Warren Buffett. I have studied them so deeply that I can recite many of their guiding principles verbatim.
The first major battle I won in this marathon journey was defeating self-sabotage.
The reason many retail investors struggle to reach meaningful milestones is self-sabotage, combined with over-reliance on rumours, greed, and fear. I remember how, in the early days, I once blamed my broker for recommending poorly performing stocks which later return 10X. In anger, I sold off everything. Those were the days when you had to fill physical forms and email them to your broker before any transaction could go through.
Most of the time, I didn’t even know what I wanted. I was just chasing the crowd with zero fundamental knowledge — pure self-help mixed with self-sabotage.
Fast forward a few years, I came across an online website that allowed users to download free investing eBooks. I believe I was the first person to share the link in this forum back in 2015/16 (the site seems to be malfunctioning these days www.pdfdrive.net).
The moment I started applying the core principles of Berkshire Hathaway as taught by Warren Buffett and Charlie Munger, everything began to change. The light of prosperity came from three simple rules: Spend less, save more, and invest consistently — then allow the power of compounding to do the heavy lifting.
I stopped interfering with my portfolio. That discipline alone turned an investment of ₦1,000,000 into over ₦30,000,000.
Before I saw this light, I was a fierce critic of President Jonathan. I blamed him for almost everything wrong in my life. Today, I can’t even remember the various monikers I used to call him back then. I now understand fully that the government is not the primary reason most people fail to succeed.
The day I realised that abundant wealth begins in the mind, I started thinking and acting differently.
It is indeed a sweet milestone — especially in a nation where over 90% of citizens cannot boast of ₦100 million in liquid assets. Here I am today, saying with gratitude: Ebenezeri! The Lord has done it for me.
Another powerful lesson I learned from the Berkshire Hathaway legends is this:
If you cannot watch your portfolio lose 50% during a bear market or downturn and still stay invested, then you have no business in the stock market.
During the recent Strait of Hormuz tensions, my NYSE portfolio was badly battered. At the lowest point, I had an unrealised loss of $28,000. But I did nothing. I remained fully invested. Today, that unrealised loss has completely reversed into an unrealised gain of over $32,000.
If I had panicked and sold at the bottom, I would be regretting it today. Instead, I’m filled with gratitude to God for the privilege of building a 10-figure, highly liquid portfolio on the NGX.
This is my testimony, shared to motivate every aspiring member of the N1B Gang portfolio. Keep learning, stay disciplined, defeat self-sabotage, and let compounding work for you. Volatility is the price you must pay for the gift of compounding.
You too can do it and get there.



"Feel free to ask me any questions. I'd be happy to answer them, but please do not ask for my contact information."

olaremint:
this are the things i like to read here,not tinubu, obi, atiku nonsense. the question i would like to ask is, can you recommend good stocks to buy and why? thanks

Dupeodus:
Or there is a dispute on the quality of assets. I am heavy on both Access and UBA and I am getting worried.