₦airaland Forum

debeey87:
100,000 units of presco bought at a max 895,000 ($5665) in February 2012 is worth 198m ($146,125) today.

Mankind2024:
I have never recommended any specific stock to anyone.
What I personally prioritise are companies that truly care about their minority shareholders and have clear, long-term plans for value creation. In other words, I look for management teams that carry shareholders along and consistently reward them with good dividends.

Zagee:
3-4years of "initial hardship?"
It is the nature of privilege to blind.
Economic maradona!!

Dupeodus:
Or there is a dispute on the quality of assets. I am heavy on both Access and UBA and I am getting worried.

ppogba:
This case of yours is a non issue.

Stockbrokers make mistakes with customers holding positions from time to time and from time immemorial.

One of my stock brokers ( very prominent, name withheld) sold my Sterling bank shares for me close to two years ago and till tomorrow, it is still appearing in my statement. Should I be deluding and deceiving myself that I still have the shares? No is the answer.

Where were you expecting the extra 20,000 units from when a bonus of 1 for 1 was never declared?

Does it even mean if they sold 40,000 units for you, you would not have alerted them and ask questions?

They have every right to question your intergrity if you attempt to make an issue of this either by mailing them or visiting their office.

A stock broker sold shares for me and paid me double the value. I mailed them instantly and transfer the excess to them.

As long as your 20,000 units were sold at the prevailing rate for the day, oga , commmot face.

Mistakes do happen.

ppogba:
For every situation in life, an individual or a society considers where they are coming from especially when it relates to a policy or program. If you know and I want to believe you know the chequered history of pension administration in Nigeria especially how well oiled in corruption it was, then one should give a bit of kudos to the pension administration process now.

As it is now, the funds are being managed for the beneficiaries and the guarantee of getting something is there. Must we talk about people who died in the process of getting their pension.

As per inflation and diversification, these are all TURENSHI to over 90 percentage of the beneficiaries. You are talking from a position of knowledge and only very few people especially amongst the beneficiaries belong in that position.

Researches have shown that most retired people have their pension and gratuity wiped off their grasp within a few years of leaving paid jobs.

Let them enjoy this at least for now.

Mankind2024:
I have never recommended any specific stock to anyone.
What I personally prioritise are companies that truly care about their minority shareholders and have clear, long-term plans for value creation. In other words, I look for management teams that carry shareholders along and consistently reward them with good dividends.

ositadima1:
Lol, attention seeker. What’s the next milestone? It won’t be long before you come back with another attention-seeking epistle. Always craving attention, it’s alright.

ositadima1:
Lol, attention seeker. What’s the next milestone? It won’t be long before you come back with another attention-seeking epistle. Always craving attention, it’s alright.

godlyguy:
Lies lies lies. Stock market billionaires. I laugh in abacha. Don't be under pressure. Everyone is billionaires online 😆

Be smart

Dupeodus:
3-4 years? That is non starter for decades of economic mismanagement.....

olaremint:
Is it your attention? At least it’s thought provoking than the political jargons being peddled here

ositadima1:
A friend of a friend who is into all this forex stuff turned ₦500k into ₦18 million on the NGX and documented it (each block represents the percentage return for the month). See the monthly return chart he showed me below. Is this possible?

ositadima1:
A friend of a friend who is into all this forex stuff turned ₦500k into ₦18 million on the NGX and documented it (each block represents the percentage return for the month). See the monthly return chart he showed me below. Is this possible?

ositadima1:
A friend of a friend who is into all this forex stuff turned ₦500k into ₦18 million on the NGX and documented it (each block represents the percentage return for the month). See the monthly return chart he showed me below. Is this possible?

ositadima1:
Lol, attention seeker. What’s the next milestone? It won’t be long before you come back with another attention-seeking epistle. Always craving attention, it’s alright.

ositadima1:
A friend of a friend who is into all this forex stuff turned ₦500k into ₦18 million on the NGX and documented it (each block represents the percentage return for the month). See the monthly return chart he showed me below. Is this possible?

Mankind2024:
My brother, I’m actually surprised by your comment.
"You and your so-called proud gang cannot prevent me from sharing my real-life investment experiences on this forum. True consistency will always outperform your sophisticated technical analysis formulas.
This is a faceless forum. No one knows me, and I don’t know anyone here personally. I didn’t post my milestone to seek attention or impress strangers I will never meet. I shared it deliberately to motivate and encourage aspiring investors who are still struggling on this journey — the same way others’ testimonies once encouraged me.
If celebrating a hard-earned milestone after years of discipline, patience, and learning from legends like Buffett and Munger makes me an “attention seeker,” then so be it.
Some people come to this forum to learn and grow. Others come to mock and tear down. It’s clear which category you belong to.
I wish you well. When you eventually cross your own milestone, I hope no one mocks you the way you just mocked others.

Mankind2024:
My Trans Nationwide Express Plc (TRANSEXPR) Story
If there is any company listed on the Nigerian Exchange (NGX) where I have done extensive reading and thorough due diligence, it is Trans Nationwide Express Plc (TRANSEXPR).
It was the very first stock I bought on 3rd January 2025 — 2 million units at ₦1.66 per share.
I invested purely based on its future potential and rumours of a possible partnership with UPS. At the time, the company was not performing spectacularly, but I noticed something important: management genuinely cared about shareholders. They never shied away from openly communicating their challenges. They also had a clear ambition to expand across all 36 states in Nigeria and eventually go international.
It was this conviction that led me to invest in TRANSEXPR.
Interestingly, I never anticipated that the company would call for a rights issue so soon — it came in November 2025, purely for expansion. The rights issue was offered at a discounted price of ₦1.05 per share when the market price was around ₦2.25 and my original cost was ₦1.66.
I initially hesitated and almost did not take up the rights. However, that inner spirit of prosperity I had prayed for would not let me miss the opportunity. One week before the offer closed, I quickly contacted Cardinal Registrars, obtained the application form, completed it, and took up my full rights entitlement. I also applied for an additional 1 million units. I am still praying the additional shares are allotted to me.
To my pleasant surprise, an unseen force of prosperity suddenly began to lift TRANSEXPR under the watchful eyes of investors. I watched in amazement as the share price rose steadily day after day.
Liquidity is ultimately a function of performance. An illiquid stock today can quickly become the toast of the market once management demonstrates genuine ambition and delivers results.
This is how real wealth is built:
No borrowing to invest
No chasing after the “next hot stock”
Discipline and patience
Saving is not an option — it is a priority. You cannot invest what you have not saved. The day saving becomes optional is the day an individual (or even a nation) begins to lay the foundation for poverty.
One of the earliest lessons I learned came from my late maternal grandmother, Iya Ijebu. She would often say in Yoruba:
“Eni ti o gbon fi ti e pamo, eni ti ko gbon fi ti e se awadanu.”
Meaning: “The wise person saves his money for tomorrow, but the unwise person spends his future today.”
I am patiently watching where TRANSEXPR is headed. The rights shares have not yet been credited to my account, but my modest initial investment of ₦3.3 million has already grown to over ₦12 million in less than 16 months. No fixed-income investment anywhere in the Nigeria can deliver such returns in that short period.
I do not day-trade or speculate. I simply believe that traders work for long-term investors. We plant the seeds, and the traders keep bidding for the fruits of our trees. They are hunters who make a kill once, while we are farmers. A hunter may kill one antelope, but the farmer who breeds cattle can turn two cows into a large herd. The antelope that is killed had the potential to produce many more offspring.
This is why I invest like a farmer — planting seeds, nurturing them with patience, and reinvesting dividends. It requires a lot of patience, a rare virtue in today’s world.

Mankind2024:
...If Access Bank or UBA were listed on the London, New York, or even Johannesburg stock exchange, given the profits they are currently making, neither would be trading below ₦400 per share.
With the current administration’s aggressive $1 trillion economy agenda, I strongly believe many of these undervalued and under-appreciated companies have the potential to skyrocket 10x or more in the coming years.
Stay patient and stay invested.

godlyguy:
Lies lies lies. Stock market billionaires. I laugh in abacha. Don't be under pressure. Everyone is billionaires online 😆

Be smart

megawealth01:
Providus Bank may list on NGX after Unity Bank merger

https://businessday.ng/banking/article/providus-bank-may-list-on-ngx-after-unity-bank-merger/

ositadima1:
Yours is too much. Wasn’t it you who posted your Easter goat, or Sallah goat, and many other unnecessary things?

Looking for attention is fine if it’s kept in check. This is my opinion, and I’m entitled to share it.

Mankind2024:
The last time I disposed my precious Transcorp Hotel which I bought at sub N3 to N4 at the peak of covid pandemic, na so I go do research, dey follow worldwide TA, wey all of them come agreed say Transcorp Hotel done outperformed, make we bail out, Na so I go surrender my gold at N55.00, hoping to re-enter at a discount.
Na him Transcorp come raise to N100. Yes ,I made profit at the expense of transferring wealth to the buyer at gross discount.
Investment philosophy defeated. Till date, I no fit take the risk of re-boarding TRANSCOHOT.
Thank God, I re-invested all in ikeja hotel and currently returning 174%.
TA is not bad, it benefit TRADERS more.

Mankind2024:
The Quiet Triumph: How a "Boring" Investment in Transcorp Hotels Turned N325,000 into Over N17 Million or 5,130% ROI.

In the fast-paced world of stock trading, where algorithms flash across screens and traders chase the next hot tip, there exists a quieter path to wealth—one paved with patience, discipline, and unyielding grit. This is the story of one such journey, inspired by the legends of value investing and the profound insights of behavioral psychology.

Back in 2021, amid the uncertainties of a post-pandemic world, I made a simple decision: I purchased 100,000 shares of Transcorp Hotels Plc (TRANSCOHOT) at total cost of N3.25 per share. That modest investment totaled just N325,000 (Inclusive of Transaction cost) a seed planted in fertile ground.

Transcorp Hotels, the hospitality arm of the Transnational Corporation of Nigeria Plc, owns iconic properties like the Transcorp Hilton Abuja, a five-star landmark in the heart of Nigeria's capital, known for its luxurious accommodations, world-class conferencing facilities, and serene gardens.

I wasn't chasing excitement. I describe myself as a "boring" investor—one who evolves steadily, from "smart" strategies to a bridge of consistent, long-term holding. My inspiration came from the timeless wisdom of Warren Buffett and the late Charlie Munger, whose partnership at Berkshire Hathaway demonstrated that extraordinary wealth often comes from ordinary, disciplined.

Their philosophy was enriched for me by the work of Caroline Miller on behavioral psychology. She showed how human endeavors—investing included—are won not by fleeting intelligence or complex formulas, but by authentic grit: the ability to persevere through noise, volatility, and doubt.

Studies and real-world evidence back this up. "Smart" investors, armed with algorithms and quick triggers, often switch strategies at the first sign of market turbulence, eroding gains through fees, taxes, and poor timing. Boring investors, however, stay the course. They ignore the daily chatter, the trolls, the bullies urging "sell now" or "buy this hot stock." They embody patience in a volatile world.

Fast forward to today, December 24 2025. That small seed has blossomed into a giant tree. With Transcorp Hotels shares trading around N170 per share—a remarkable rise fueled by strong post-pandemic recovery, operational excellence, and expanding hospitality assets—my holding is now valued at approximately N17 million.
This isn't luck. It's the compounded magic of time, discipline, and believing in a solid company's long-term potential. In Nigeria, where many workers' lifetime pensions might not reach such figures, this growth represents financial freedom earned quietly.

Wealth building is a marathon, not a sprint. In volatile markets like the NGX, where emotions run high, the secrets remain unchanged: patience and discipline.

To new investors reading this—perhaps in forums filled with noise—stay encouraged. Ignore the detractors. Plant your seeds wisely, water them with resolve, and watch them grow into forests.

This boring path? It's the one that often leads to the most beautiful destinations.

Indigbo:
Nne, i just won try understand them proper, my first time investing in shares, maybe make i no go near share again O!

Mankind2024:
Thinking and Reflecting Back...
Recently, I remembered Mr. Emmanuel’s portfolio rebalance. At the time, I saw it but chose not to comment.
He sold his holdings in NGX Group and Access Corp.
For me, NGX Group remains the most unrivalled, unmatched, and indomitable company with a true economic moat on the Nigerian Exchange. I recognised this strength right from when it listed in 2021.
I’m not a prophet, nor am I a financial adviser — just a self-motivated investor sharing my honest observation.
What this company is positioned to achieve as Nigeria marches towards a $1 trillion economy will be a story for another day.
I exercised maximum patience with NGX Group. I endured the long periods of stagnation, low dividends and volatility it brought. Today, the liquidity is crazy, and the real moated value is finally becoming very conspicuous.
Its long-term potential of ₦500 per unit is no longer a distant dream — it is steadily becoming a reality.

Mankind2024:
I also worked briefly in the Federal Civil Service for about three years and still maintain a pension account with Stanbic IBTC Pension Managers.
Interestingly, I never once considered my pension as part of my investable assets. When I resigned in 2011, the balance stood at approximately ₦1.4 million. As of my last statement in March 2026, it had grown to ₦4.1 million.
Over that 15-year period, this represents clear value destruction when compared to Nigeria’s inflation rate from 2010 to 2026. The pension scheme, in my view, appears designed to weaken members financially while the pension fund administrators and their management teams benefit substantially.
I personally value freedom and full control over my assets. I prefer being able to manage and adjust my portfolio with ease whenever I choose.
My advice to anyone with substantial funds: strongly consider geographical diversification, especially through exposure to the S&P 500. This serves as a important hedge, just in case any future government decides to clip the wings of the NGX.
Aradel remain a jewel in the Delta.