₦airaland Forum

Agbalowomeri:
The move you are waiting for is after recapitalisation

We are almost there.

Make they recapitalize FIRST

leo1234:
Insurance!





Insurance!!




Insurance!!!

Mankind2024:
Calm down. E jẹ́ ká fi ọkàn balẹ̀.
and take a moment to read with an open mind.
UBA Plc remains a very strong and resilient financial institution. I recommend you carefully review pages 64 to 96 of the 206-page report, where it is clearly shown that the bank has successfully passed its internal stress tests.
The institution has cleaned up its balance sheet to ensure long-term sustainability and prosperity. It now holds full banking licenses across 24 African countries, with all foreign branches having returned to profitability.
UBA is undoubtedly one of the best and most solid banks in Africa.
The position is clear and unambiguous. Kindly read and digest the entire report rather than zeroing in solely on pages 204–205.

If they have truly passed the CBN mandated stress testing that is a good thing and can be a reprieve for the upcoming beating if properly packaged as a PR

With the way my portfolio is structured and with the huge potential still in the market with foreign investors get to fully come back. There’s no stock in my portfolio I see myself selling. Even if they stretch pass their valuation. MTNN, Wapco, GT, Zenith, Seplat, Vitafoam, TIP and Betaglass.
It’s to just sit and watch while the market does its thing.

chimex38:
Speculation doesn't cut it.
How about Instantaneous value investor
Or just Instantaneous investor.
Buy at any instant of time it's undervalued
Sell at any instant of time valuation has peaked.

https://www.youtube.com/watch?v=HmcA2jwDo90

A walk through UBA FY 2025 earnings and a mid term in equity forecast.

Sunrisepebble:
I’m hoping to catch it between 40-44 if it gets there

You too get sense.Thr will always buyers .They no participate in the RI and they are here they make noise because of dividend way cbn stopped

Agbalowomeri:
Exceptional items are back

As all your call and projections done fail.This one sweet your Bella .You want to hide inside the matter..lol

BabsO2:
I suspect he’s also not happy with shareholders as he was left to shoulder a huge chunk of the rights.

Many did not participate in the RI and they are here making noise about dividends. Toni did bonanza last time from ucap and Apr to support the Ri They left him hanging and are making noise on dividends. If it drops below #50.He will gladly increase his holding. What is otedola holding presently in FBNH .Bank way youths dey use like water. That bank controls the business community of SE if you be business person

Even in ownership of AFDB shares (our own African development bank), subsaharan Africans are almost nowhere to be found but for Nigeria and SA.

The convo on UBA is beginning to look like that of Ellah Lakes. Make una relax. Max 7 to 8% loss on monday and back to ranging price action before moving up again.

Bigdeal01:
The convo on UBA is beginning to look like that of Ellah Lakes. Make una relax. Max 7 to 8% loss on monday and back to ranging price action before moving up again.

Dey play

UBA wey go collect well well next week..

ELLAHLAKES keh?

ELLAHLAKES that will still be chased by many here

Bigdeal01:
The convo on UBA is beginning to look like that of Ellah Lakes. Make una relax. Max 7 to 8% loss on monday and back to ranging price action before moving up again.

Tony no do well joor

7 to 8%...You go cry

Bigdeal01:
The convo on UBA is beginning to look like that of Ellah Lakes. Make una relax. Max 7 to 8% loss on monday and back to ranging price action before moving up again.

By the time they are done with us, we for done hear am

Oxygen tax is next

emmanuelewumi:
By the time they are done with us, we for done hear am

The following are the current stocks in my portfolio.


1. Afriland Properties
2. CSCS
3. Aradel
4. GTCO
5. Nahco
6. Presco
7. Unilever
8. United Capital
9. Transcorp Plc
10. Stanbic IBTC Bank
11. Okomu Oil
12. Custodian Investment
13. Zenith Bank

I didn't read the report of UBA in detail. But, i have gone through the highlights of the result. What am seeing is very bad. I am no prophet of doom but, I am definitely sure that UBA by Monday will be in fully offer with the maximum 10% loss. I won't sit down and watch my investment go down the drain. I have always said it and I stand by it: I am a dividend investor When a bank and not other companies fails to pay dividend ( not even a small amount), that bank is finished. There is no sugar coating UBA result. I am predicting massive dumping on Monday morning. I am revealing my strategy here because it only has to do with fastest fingers first (fff). Also need i remind you all that the market now opens early as from Monday. If am able to offload all my UBA shares by Monday I will be very happy because I will still be in a profit situation. When the bank gets it acts together I will be back. I used this method for Dangote Sugar and had not regretted it, but if am unable to offload all on Monday, Tuesday is still there and if not I still have Wednesday, provided am still in a profit situation. Let Tony Elumelu have his company back. The only people that will bidding for this stock are those that are not privy to the result ( but, there was ample time enough for all to see this result as it came out over the weekend)

This is just my layman opinion and not an investment advice, please do your due diligence. Thank you.

Lesson learnt: I can't possibly go downwith a company that performs below expectations. I move my funds if i can and try other places, as i am not the owner of the company in the first place. No sentiment attached

emmanuelewumi:
By the time they are done with us, we for done hear am

What do you expect, the President has just coronated his henchman on tax matters as the Minister of Finance and the coordinating Minister for the Economy. I even hear that Lagos state government is introducing tax on solar panel on buildings ( very soon, it will go round all the states). This is a government that have completely failed to provide electricity. I won't be surprised if they create tax for the air we breathe. It is well

emmanuelewumi:
The following are the current stocks in my portfolio.


1. Afriland Properties
2. CSCS
3. Aradel
4. GTCO
5. Nahco
6. Presco
7. Unilever
8. United Capital
9. Transcorp Plc
10. Stanbic IBTC Bank
11. Okomu Oil
12. Custodian Investment
13. Zenith Bank

I love this portfolio, very simple and straightforward. I have 9 of those stocks in my portfolio. Numbers 1 & 2 belongs to the OTC. I really don't know how to buy OTC stocks, I would have loved to pitch my tent with CSCS companies. They should be making good money, this was how I ignored NGXgroup when it was listed. But, now it is the bride of every investor. I thank God am in.

Still working on how to prune my 33 stocks to maximum 20 fundamentally sound ones. This bullish season is a very good opportunity ( if it continues). I really have to empower and concentrate my wins and let those contributing less go.

I have 3, 4, 5,6,8,11-13

emmanuelewumi:
The following are the current stocks in my portfolio.


1. Afriland Properties
2. CSCS
3. Aradel
4. GTCO
5. Nahco
6. Presco
7. Unilever
8. United Capital
9. Transcorp Plc
10. Stanbic IBTC Bank
11. Okomu Oil
12. Custodian Investment
13. Zenith Bank

Streetinvestor2:
Many did not participate in the RI and they are here making noise about dividends. Toni did bonanza last time from ucap and Apr to support the Ri They left him hanging and are making noise on dividends. If it drops below #50.He will gladly increase his holding. What is otedola holding presently in FBNH .Bank way youths dey use like water. That bank controls the business community of SE if you be business person

How do you participate in a RI that priced higher than the market ? Throughout the period of the RI the market price was lower. It makes no common sense buying a product higher when you can get the same product cheaper. There is no economic sense in that. Now, the the stock is destined to a free fall this week. Who becomes the ultimate loser ? In fact, i see this as an opportunity for ACCESSCORP to play catch-up ( that is if they can just manage to pay at least N2.00k dividend). I am highly disappointed with UBA's result

jonnysessy:
I love this portfolio, very simple and straightforward. I have 9 of those stocks in my portfolio. Numbers 1 & 2 belongs to the OTC. I really don't know how to buy OTC stocks, I would have loved to pitch my tent with CSCS companies. They should be making good money, this was how I ignored NGXgroup when it was listed. But, now it is the bride of every investor. I thank God am in.

Still working on how to prune my 33 stocks to maximum 20 fundamentally sound ones. This bullish season is a very good opportunity ( if it continues). I really have to empower and concentrate my wins and let those contributing less go.

I used to have over 60 stocks in my portfolio, I started trimming them down about 4 years ago.

I still have 8 tranches of FGN bonds with an average tenure of 8 years.

jonnysessy:
What do you expect, the President has just coronated his henchman on tax matters as the Minister of Finance and the coordinating Minister for the Economy. I even hear that Lagos state government is introducing tax on solar panel on buildings ( very soon, it will go round all the states). This is a government that have completely failed to provide electricity. I won't be surprised if they create tax for the air we breathe. It is well

Someone as enlightened as you are should also have heard that the solar panel tax is to be imposed on residents in Lagos Government owned housing estates and not state wide. It only makes common sense that if one is affected, all you need do is simply pack out. It is always unfortunate when people that are presumed to be knowledgeable join the bandwagon of misinformation.

megawealth01:
Ok oooooo

I sold ALL my zenith shares LAST WEEK without waiting for the dividends

I sold the last batch yesterday maybe they will pay me dividends sha but if not we move

Really may be you are a trader who doesn't care about dividend and you timed your selling well. The dividend hunting traders will crash the price between Mon to July. You will still have the opportunity to buy back sub 100 if you want. Zenith may not get this high again till October.

ppogba:
Someone as enlightened as you are should also have heard that the solar panel tax is to be imposed on residents in Lagos Government owned housing estates and not state wide. It only makes common sense that if one is affected, all you need do is simply pack out. It is always unfortunate when people that are presumed to be knowledgeable join the bandwagon of misinformation.

Why should there be tax on people providing power for themselves where government has failed to do so Lagos is far richer than Abia which is generating power.. that's how we heard of borehole tax sometime ago.. so struggling artisans in government estates will pay solar tax abi? Government should sort out waste disposal.. psp operators in several areas no longer come. After yesterday's sanitation, how will the waste and refuse be evacuated?? It's a peculiar mess.. literally

If Taxman Taiwo Oyedele has his way, the era of easy land banking and unjustified real estate hoarding in Nigeria may soon come to an end.
During a media chat in 2025, he pointed out that Nigerian states are potentially leaving trillions of Naira on the table by not implementing proper property rates and taxes based on the market value of assets. He singled out Lagos State in particular.
This suggests that many states could soon start taxing undeveloped land, properties under development, and fallow land — a move that would make speculative land banking far less attractive.😎😎😎

emmanuelewumi:
By the time they are done with us, we for done hear am

jonnysessy:
I didn't read the report of UBA in detail. But, i have gone through the highlights of the result. What am seeing is very bad. I am no prophet of doom but, I am definitely sure that UBA by Monday will be in fully offer with the maximum 10% loss. I won't sit down and watch my investment go down the drain. I have always said it and I stand by it: I am a dividend investor When a bank and not other companies fails to pay dividend ( not even a small amount), that bank is finished. There is no sugar coating UBA result. I am predicting massive dumping on Monday morning. I am revealing my strategy here because it only has to do with fastest fingers first (fff). Also need i remind you all that the market now opens early as from Monday. If am able to offload all my UBA shares by Monday I will be very happy because I will still be in a profit situation. When the bank gets it acts together I will be back. I used this method for Dangote Sugar and had not regretted it, but if am unable to offload all on Monday, Tuesday is still there and if not I still have Wednesday, provided am still in a profit situation. Let Tony Elumelu have his company back. The only people that will bidding for this stock are those that are not privy to the result ( but, there was ample time enough for all to see this result as it came out over the weekend)

This is just my layman opinion and not an investment advice, please do your due diligence. Thank you.

Lesson learnt: I can't possibly go downwith a company that performs below expectations. I move my funds if i can and try other places, as i am not the owner of the company in the first place. No sentiment attached

Prophet Otuocha, what say thee?
Me I no get emotional shock absorbers for all this stock market tension so I don reduce my holdings to Ellah (small) and Japaul.. na Dangote I dey wait

The Aba Independent Power Plant is fully privately owned, with significant backing from the Federal Government of Nigeria (FGN). As of now, the Abia State Government has not acquired any equity stake in the project.

SonofElElyonRet:
Why should there be tax on people providing power for themselves where government has failed to do so Lagos is far richer than Abia which is generating power.. that's how we heard of borehole tax sometime ago.. so struggling artisans in government estates will pay solar tax abi? Government should sort out waste disposal.. psp operators in several areas no longer come. After yesterday's sanitation, how will the waste and refuse be evacuated?? It's a peculiar mess.. literally

ppogba:
Someone as enlightened as you are should also have heard that the solar panel tax is to be imposed on residents in Lagos Government owned housing estates and not state wide. It only makes common sense that if one is affected, all you need do is simply pack out. It is always unfortunate when people that are presumed to be knowledgeable join the bandwagon of misinformation.

Thanks for the enlightenment, I didn't get that angle before now. Thank you for the correction.

There is more positive news in the UBA report than many realize. Reactionary investors, who tend to follow crowd sentiment, are hyper-exaggerating the negative aspects—such as the absence of dividend payments and declining profits.

The bank's overall risk management disclosures, as outlined in Note 4, highlight a robust and sound internal control environment. Stress testing is well-integrated into both daily and periodic risk monitoring processes, demonstrating proactive oversight.
Importantly, the disclosures contain no red flags. There are no indications of excessive non-performing loans (NPLs) under stress scenarios, liquidity shortfalls, or warnings of capital erosion. This suggests that the bank’s stress tests have not revealed any significant vulnerabilities or failures.

jonnysessy:
I didn't read the report of UBA in detail. But, i have gone through the highlights of the result. What am seeing is very bad. I am no prophet of doom but, I am definitely sure that UBA by Monday will be in fully offer with the maximum 10% loss. I won't sit down and watch my investment go down the drain. I have always said it and I stand by it: I am a dividend investor When a bank and not other companies fails to pay dividend ( not even a small amount), that bank is finished. There is no sugar coating UBA result. I am predicting massive dumping on Monday morning. I am revealing my strategy here because it only has to do with fastest fingers first (fff). Also need i remind you all that the market now opens early as from Monday. If am able to offload all my UBA shares by Monday I will be very happy because I will still be in a profit situation. When the bank gets it acts together I will be back. I used this method for Dangote Sugar and had not regretted it, but if am unable to offload all on Monday, Tuesday is still there and if not I still have Wednesday, provided am still in a profit situation. Let Tony Elumelu have his company back. The only people that will bidding for this stock are those that are not privy to the result ( but, there was ample time enough for all to see this result as it came out over the weekend)

This is just my layman opinion and not an investment advice, please do your due diligence. Thank you.

Lesson learnt: I can't possibly go downwith a company that performs below expectations. I move my funds if i can and try other places, as i am not the owner of the company in the first place. No sentiment attached

ppogba:
Someone as enlightened as you are should also have heard that the solar panel tax is to be imposed on residents in Lagos Government owned housing estates and not state wide. It only makes common sense that if one is affected, all you need do is simply pack out. It is always unfortunate when people that are presumed to be knowledgeable join the bandwagon of misinformation.

My brother just give it a little more time, they will extend it to other non government owned houses.
This country is just cursed with very wicked individuals as leaders and followers.
Just to provide stable regular power is rocket science. Ok, people now work hard to generate their own power, and you're looking for how to frustrate them.
In developed countries you are paid by the government to contribute the excess solar power you generated to the grid.