₦airaland Forum

Zenith why? This particular delay pain me. This afternoon wey I don plan to relax watch Arsenal with some chilled budweiser and grills .

How can I enjoy the match when I will be busy refreshing for incoming alert.

My Zenith bank dividend came in but not complete.

I wonder who else experienced this

unite4real:
My Zenith bank dividend came in but not complete.

I wonder who else experienced this

Mine is very complet. Hope u discount witholding tax

MTN and Zenith Bank dividend alerts landed safely. Ended my day with alerts and a big smile. Nothing beats a substantial credit alert especially earned passively.

Oshiomhole wants FG to withdraw the licence of MTN BC of maltreatment and killing of Nigerians in South Africa. Hmmm

unite4real:
My Zenith bank dividend came in but not complete.

I wonder who else experienced this

I have a similar experience. I had made this complain in an earlier post.

Those are the types of elected representatives you have. Withdraw license of a company that employs Nigerians in Nigeria and has no ties to the rogbodiyan in SA.

ogawisdom:
MTN and Zenith Bank dividend alerts landed safely. Ended my day with alerts and a big smile. Nothing beats a substantial credit alert especially earned passively.

Oshiomhole wants FG to withdraw the licence of MTN BC of maltreatment and killing of Nigerians in South Africa. Hmmm

ogawisdom:
MTN and Zenith Bank dividend alerts landed safely. Ended my day with alerts and a big smile. Nothing beats a substantial credit alert especially earned passively.

Oshiomhole wants FG to withdraw the licence of MTN BC of maltreatment and killing of Nigerians in South Africa. Hmmm

It seems the spirit of that SA girl's leg one senator allegedly massaged in a PJ is causing some flashbacks

jonnysessy:
I have a similar experience. I had made this complain in an earlier post.

How did you resolve it.

Panadee:
It seems the spirit of that SA girl's leg one senator allegedly massaged in a PJ is causing some flashbacks

police dey find you!

MTN landed for me but no Zenith yet

eddyakinrinde:
Mine is very complet. Hope u discount witholding tax

I have strangely received a second alert when my zenith shares are with one broker. Wonder why they split the payments

They won't pay interim dividend so all those that wants to sell should better sell off so they can have peace of mind

Sunrisepebble:
It will be a miracle if Access pays an interim dividend this year.

https://www.bloomberg.com/news/articles/2026-05-05/nigeria-s-access-bank-to-sell-down-foreign-units-after-central-bank-order?taid=69fa2a3c16d544000169c559&utm_campaign=trueanthem&utm_content=business&utm_medium=social&utm_source=twitter

So what will happen to Ecobank?

Sunrisepebble:
It will be a miracle if Access pays an interim dividend this year.

https://www.bloomberg.com/news/articles/2026-05-05/nigeria-s-access-bank-to-sell-down-foreign-units-after-central-bank-order?taid=69fa2a3c16d544000169c559&utm_campaign=trueanthem&utm_content=business&utm_medium=social&utm_source=twitter

Dupeodus:
Can you fault his analysis?

Access Bank isn't the largest African bank by assets.

The wrong stat isn't necessary to prove that the bank trades at a discount.

But the market doesn't always trade common sense.

HesInMe:
So what will happen to Ecobank?

They will collect back their dividend

awesomeJ:
Access Bank isn't the largest African bank by assets.

The wrong stat isn't necessary to prove that the bank trades at a discount.

But the market doesn't always trade common sense.

What assets exactly. Is it all those rubbish banks they are buying in some yeye country with rubbish economy. Why are the banks been sold in some of this countries in the first place.Some of the banks they bought whr heading to fail or collapse in those countries. Who places the valuation on those banks.I won't be surprised if the sell some of those banks less than what it was bought now that cbn don remember thr case

Agbalowomeri:
They will collect back their dividend

The rubbish they paid follow for dividend after how many yrs.They have almost closed half of thr branches nationwide..lol.

Money no really dey. All na packaging

unite4real:
I have strangely received a second alert when my zenith shares are with one broker. Wonder why they split the payments

awesomeJ:
Access Bank isn't the largest African bank by assets.

The wrong stat isn't necessary to prove that the bank trades at a discount.

But the market doesn't always trade common sense.

Big for nothing. Let them wait. Fcmb, JAIZBANK is coming for them. Fidelity is his running mate already,not to mention Wema!!

When an Unexpected Wave of Joy Washed Over Me.
Recently, I received over ₦13 million (approximately $9,500 USD) in dividends from Zenith Bank, MTN Nigeria (MTNN), and WAPCO, all within a week. It was a beautiful moment that made me pause and reflect deeply on the journey.
This wasn’t luck. It was the fruit of discipline, consistency, patience, and time. These same qualities filled my heart with profound gratitude to God.
I don’t fight the market. I refuse to let the constant barrage of negative news that dominates investment conversations shake my long-term belief in Nigeria’s potential. Converting those dividends to US dollars reminded me how difficult it can be to generate even $1,000 in annual dividends in many developed markets.

This reality led me to a deeper question: Why do so many citizens of this same country, one that is rewarding many ordinary citizens handsomely, spend so much time cursing it and its leaders?

As I reflected on why I have never once considered JAPA, I came across a YouTube video featuring an elderly American retiree. She was thanking God for receiving a modest $350 dividend from a late-life investment. The “strange joy” she described when the money hit her account touched me deeply. Here was someone far older than me, expressing genuine gratitude for a relatively small sum.
Her story reinforced a timeless truth: the experiences of others are often the best teachers.
Just like that, without any extra effort, three dividend alerts landed in my account within six days.

I’m grateful for platforms like this, even when opinions diverge. Those differences beautifully highlight the richness and diversity of our national conversation.

Consistency beats intelligence every single time.
Today, I’m redeploying these dividends back into the market. At the current pace of compounding, many in our generation could achieve financial independence and retire far earlier than expected.

As I often say, enjoying collective prosperity in Nigeria remains difficult due to deep structural challenges and a lack of genuine nationalism. Minor disagreements can quickly escalate into tribal declarations, “I am Yoruba,” “I am Igbo,” “I am Fulani,” “I am Benin”, revealing that true national identity is still a work in progress.

The real responsibility lies in pursuing divine favour and personal discipline, the forces that can lift ordinary people out of mediocrity, even amid extraordinary odds.
I know many experienced investors in this community have received far larger dividends, over ₦50 million from WAPCO, MTNN and Zenith, yet they rarely celebrate it on a faceless forum, evenwith anonymity, Instead, they focus on advising newer investors to wait for pullbacks: Vitafoam at ₦50, Zenith at ₦70, AccessCorp at ₦15, and so on. I respect their cautious approach, but for me, sharing these wins creates a positive wave of motivation for others.
This is a largely faceless forum. I simply share my lived experience, never seeking validation, likes, or applause.

To younger investors: Life is not a rehearsal. No amount of clever forecasting can replace discipline, patience, consistency, and time in building lasting wealth. Jumping in and out of stocks is one of the fastest ways to enrich your broker while impoverishing yourself. High-fee brokers and certain fintech apps can quietly erode your compounding efforts.
Many important questions can be answered easily by tools like ChatGPT, yet some aspiring investors are too lazy to even request a clear breakdown of commissions and fees by brokers in Nigeria.

Successful investing also demands the willingness to read and understand company annual reports, to recognise the positives that make a stock attractive, or the red flags that should keep you away.
It’s understandable that many Nigerians struggle to trust listed companies when trust in the nation itself is low. Yet, even amid the chaos, many ordinary people continue to achieve extraordinary results.

To all NSEMPA members and fellow investors, I wish you a joyful and prosperous dividend season. May your portfolios, however ordinary they may seem today, compound into something truly extraordinary.

The YouTube video linked below inspired this post.



https://www.youtube.com/watch?v=Hu5gotBASuQ?si=AsNaGySIq_fFU2n6

megawealth01:
Money no really dey. All na packaging

Mankind2024:
When an Unexpected Wave of Joy Washed Over Me.
Recently, I received over ₦13 million (approximately $9,500 USD) in dividends from Zenith Bank, MTN Nigeria (MTNN), and WAPCO, all within a week. It was a beautiful moment that made me pause and reflect deeply on the journey.
This wasn’t luck. It was the fruit of discipline, consistency, patience, and time. These same qualities filled my heart with profound gratitude to God.
I don’t fight the market. I refuse to let the constant barrage of negative news that dominates investment conversations shake my long-term belief in Nigeria’s potential. Converting those dividends to US dollars reminded me how difficult it can be to generate even $1,000 in annual dividends in many developed markets.

This reality led me to a deeper question: Why do so many citizens of this same country, one that is rewarding many ordinary citizens handsomely, spend so much time cursing it and its leaders?

As I reflected on why I have never once considered JAPA, I came across a YouTube video featuring an elderly American retiree. She was thanking God for receiving a modest $350 dividend from a late-life investment. The “strange joy” she described when the money hit her account touched me deeply. Here was someone far older than me, expressing genuine gratitude for a relatively small sum.
Her story reinforced a timeless truth: the experiences of others are often the best teachers.
Just like that, without any extra effort, three dividend alerts landed in my account within six days.

I’m grateful for platforms like this, even when opinions diverge. Those differences beautifully highlight the richness and diversity of our national conversation.

Consistency beats intelligence every single time.
Today, I’m redeploying these dividends back into the market. At the current pace of compounding, many in our generation could achieve financial independence and retire far earlier than expected.

As I often say, enjoying collective prosperity in Nigeria remains difficult due to deep structural challenges and a lack of genuine nationalism. Minor disagreements can quickly escalate into tribal declarations, “I am Yoruba,” “I am Igbo,” “I am Fulani,” “I am Benin”, revealing that true national identity is still a work in progress.

The real responsibility lies in pursuing divine favour and personal discipline, the forces that can lift ordinary people out of mediocrity, even amid extraordinary odds.
I know many experienced investors in this community have received far larger dividends, over ₦50 million from WAPCO, MTNN and Zenith, yet they rarely celebrate it on a faceless forum, evenwith anonymity, Instead, they focus on advising newer investors to wait for pullbacks: Vitafoam at ₦50, Zenith at ₦70, AccessCorp at ₦15, and so on. I respect their cautious approach, but for me, sharing these wins creates a positive wave of motivation for others.
This is a largely faceless forum. I simply share my lived experience, never seeking validation, likes, or applause.

To younger investors: Life is not a rehearsal. No amount of clever forecasting can replace discipline, patience, consistency, and time in building lasting wealth. Jumping in and out of stocks is one of the fastest ways to enrich your broker while impoverishing yourself. High-fee brokers and certain fintech apps can quietly erode your compounding efforts.
Many important questions can be answered easily by tools like ChatGPT, yet some aspiring investors are too lazy to even request a clear breakdown of commissions and fees by brokers in Nigeria.

Successful investing also demands the willingness to read and understand company annual reports, to recognise the positives that make a stock attractive, or the red flags that should keep you away.
It’s understandable that many Nigerians struggle to trust listed companies when trust in the nation itself is low. Yet, even amid the chaos, many ordinary people continue to achieve extraordinary results.

To all NSEMPA members and fellow investors, I wish you a joyful and prosperous dividend season. May your portfolios, however ordinary they may seem today, compound into something truly extraordinary.

The YouTube video linked below inspired this post.



https://www.youtube.com/watch?v=Hu5gotBASuQ?si=AsNaGySIq_fFU2n6

Congratulations on the receipt of your dividend. I always say that dividend is the icing on a cake, while your main investment is still intact with possibility of capital appreciation. I always look forward to it. Though, I was a bit disappointed in Access, UBA and Fidelity ( though their results is yet to be out). I had made mental calculations using what they paid last year. Alas, they were unable to pay anything. In annoyance I sold-off a portion of my UBA at a give away price. Then, i paused and refuse to sell the rest. Zenith paid me but, only a fraction of what i am expecting. I will wait patiently for a week, then engage Veritas Registrar in emails for me to get what is due to me. This was exactly what happened last year. We exchanged email back and forth before my complete dividend was paid. This was after forwarding my CSCS Statement to them.

@ Mankind2024, you are a motivational speaker. With your method you are telling everyone reading your post that they can equally make it. With your 1 billion naira portfolio, you can't receive less than 75 million naira in a year on dividend only ( though, this depends large on your type of stocks). This is really beautiful and I am greatly inspired and motivated. Thanks for all you do. The essence of humanity is the number of lives one is able to touch while on earth. You are doing a good job. Keep it up.

debeey87:
Those are the types of elected representatives you have. Withdraw license of a company that employs Nigerians in Nigeria and has no ties to the rogbodiyan in SA.

I believe there should be a better approach to the crisis than an eye for an eye approach.

https://open.spotify.com/episode/0uL42tbbpCfBmbHUcH4TQi

NGX Premarket for today.

Sunrisepebble:
It will be a miracle if Access pays an interim dividend this year.

https://www.bloomberg.com/news/articles/2026-05-05/nigeria-s-access-bank-to-sell-down-foreign-units-after-central-bank-order?taid=69fa2a3c16d544000169c559&utm_campaign=trueanthem&utm_content=business&utm_medium=social&utm_source=twitter

Don't people think this is good for ACCESS?
I think this is a good development which is capable of repositioning ACCESS.....
For me Access will be good to go from here.....because part of the things possibly affecting them is their numerous buys.

They kept focusing on expansion to the neglect of home, internal happenings, restructuring, growth ......and some of the outside assets are not profitable or not as profitable as expected.

**Updated**
More negative outlook making access to tank more in share price..
Hopefully, there'll be positive developments again.

unite4real:
My Zenith bank dividend came in but not complete.

I wonder who else experienced this

I did experience same. Sent the Registrars a mail and they said something around my account being split into two. I eventually got the second tranche into my other bank account.

I agree.

yMcy56:
Don't people think this is good for ACCESS?
I think this is a good development which is capable of repositioning ACCESS.....
For me Access will be good to go from here.....because part of the things possibly affecting them is their numerous buys.

Abeg stop using style to turn your missives into politics. Our portfolios might be doing well, but we -- "We few, we happy few, we band of brothers" -- need to always remember that the stock market is not the economy.

Your anecdote objectively does not translate to the population. Not even 5% of Nigerians invest in stocks. Conversely, more than 60% live below the poverty line, per World Bank stats -- a number that is surging upward in recent years because of high inflation and slower economic growth than necessary. Awareness of investment possibilities is certainly an issue, but poor Nigerian households spend 70% of their income on food alone. Investing is a luxury among the hungry.

So celebrate your success, sure, but stop pretending that most Nigerians have real access to the opportunity you enjoy -- if only they'd show some discipline (SMH). Or that our impressively corrupt governments aren't to blame.

Rant over. What are you uppity people buying?

Mankind2024:
...

This reality led me to a deeper question: Why do so many citizens of this same country, one that is rewarding many ordinary citizens handsomely, spend so much time cursing it and its leaders?

...

An eye for an eye will make the world go blind but SA govt is indirectly supporting the barbaric actions of its citizens.

It is also concerning that a South African Company is number 1 in Nigeria in mobile communication yet they feel we are useless to them.

They are here making a kill while they won't allow our people earn pea nuts in SA

I hope you know how this concerns you as an investor in MTN.

Sunrisepebble:
It will be a miracle if Access pays an interim dividend this year.

https://www.bloomberg.com/news/articles/2026-05-05/nigeria-s-access-bank-to-sell-down-foreign-units-after-central-bank-order?taid=69fa2a3c16d544000169c559&utm_campaign=trueanthem&utm_content=business&utm_medium=social&utm_source=twitter

So EDUECO will not receive any rent from the banks this year

UBA

Access bank

https://www.youtube.com/watch?v=hhjmW7Ig82k

NGX Premarket for today.