₦airaland Forum

what a gift empty hen down to 800 thanks to sowore and hin minions.

dis go crash otha toks as d race to enter d empty hen dey heat up..

take note....dump all

cheap became cheaper....dis one na our politicans dey use protest to enter d tok on d cheap

omo

https://www.youtube.com/watch?v=L1QW9g19wpo?si=MzFlAqS-1H47FcTC

Ngx daily market summary for today

nosa2:
I don't give people money. I don't answer people who ask me for cash gifts.

I help by investing in a business. Give a loan. Teach or explain things as best I can if I am knowledgeable about the issue. I also don't prompt on any of these things. You have to come meet me with a viable business you want me to invest in etc.

Life is not a bed of roses. You hear me praise SMN for changing my life. You see this valuation matter, I learnt a lot from professionals on that forum. I read a lot of books, constantly called and argued with people like Horlads, KOD, madam Pegi, and so many others. A lot of these people have migrated from being online acquaintances to friends. Heck they have graduated from friends into brothers. Our closeness stems from me constantly bugging them on phone with what I am analyzing. Things I didn't understand and my general thoughts.

You cant be spending your spare time doing betnaija and think you will be rich.

It's easier said when your spare time doesn't involve much expenses or involve easily assessible logistics or non-competitive items such as books, etc
Yes, You have a point on
one putting effort at least. But we're coming from the perspective of majority where such efforts are watered down by structural limitations.
Nigeria is not even decentralized in just the basics.
Some states and commimuities have opportunities and related supportive structural government presence and activities that are absent in others and vice versa.

We have Northerners who can walk or run long distances based on their large land areas and activities under stress,hot sun or plateau boys or mambilla people in Taraba with their cozy atmosphere, strong lungs support and mountains region to run Marathons and compete with dem Kenya's, Ethiopias or Morocco. But training facilities for track events are located in Lagos or Abuja cuz they don't have facilities and probably don't even know that it's a major sporting event in the world.

All they know is probably run to the farm daily and back and they love running.
But they only see it as a hobby.
And yet Nigeria has no representative.
They should build training facilities for themselves?
For the ignorant ones, it the facilities were there, they would be aware of their potential.
So government has a role to play.
Kudus to Oshiomole for the okkpeke mountain marathon. The awareness alone is enough for both talents and professionals to train.
That's Goverment presence.
Your effort can do that.
Fortunately enough, the race is internationally recognised.
So as a Nigerian marathon racer you can improve your skill, endurance and most importantly professional ranking by participating in the race without leaving your country.

Or
Most Pay themselves and compete in competition overseas so as to qualify in ranking? As the countries association will gas light you with funding .

The Niger Deltas have rivers and pools . The country is richly blessed with location across the shore of the continent. But how many of them can train within their locality stadium or facilities if they don't have to go outside the country to train or just Abuja/Lagos stadiums..
How many?

Na outsiders who trained outside the country represent Nigerians mostly in water related events.and we come back empty handed. Yet probably some Landlock countries are topping us in Marine related medals table and ranking ?

Same militants who navigstethe creeks, water, speedboats etc to syphon crude and all.

Shey na recent Lagos state hosted boat competition. We need more of that across the country especially Niger Delta for Nigerias to be aware of their talent and use it for good.


The other day it was the Son of a now late senator Chukwumerije(if I am not mistaken) who single handedly sponsored himself to a takweondo Olympic bronze.
You think we don't have Nigerians far better than these guys in these sports who can win the Gold medals back to back to back who are probably unaware or just for lack of training facility.
What effort should they have to do? They should build track stadium and olympic size swimming pools in their backyard and also pay professionals to guide them so that they can succeed in their God given interest, business and destiny?

On most of these events, we are even under represented, so it's not a matter of competing for a place.

You can be located in one state and your destiny,or structural advantage to grow your talent or interest or business idea is located in another state. Knowing or unknowningly.

You may not even realize your interest and ability is well sort-for in a different location or supportive opportunities exist to improve your ability in other locations. But the best you can do through personal effort is grow it as just a hobby cuz one is ignorant about it's potentials.

It's after some exposure over the years you realize this deficiency in one's community limited your scope. Why? No government presence.
The government presence is located far from you.

Every state and community needs basic amenities and standard living conditions.
Nigeria is too centralized to begin with.

Streetinvestor2:
Sugar on new high of #90 plus
The RI is #60
We have #30 difference
What should be my next move now..lol

Has Sugar ever touched this price self.
Oga Emma na u make better decision on this Sugar matter in the past
What says u now if you are involved

Sell part and buy your right.

crownprince2017:
Even my blood sister is a victim of this reality, I told her, pull your money out of all these businesses right now or substantial part of it and deployed into capital markets for revaluation in real time, you can't keep up with 3x devaluation with physical business but she no gree, she gave me millions of reason why my idea does not make sense and I just melo.. just late last year she called me and allude to my fears and started asking about stocks.

Many lack knowledge while some does not want to test another idea because they are used to their comfort zones.

Some financially exposed persons in 2022 saw this coming one way or the other. An economist said on a Twitter space I attended in 2022, that his evaluation of what the naira should be at the time was 1200. Buhari/Emiefele restarted naira pegging plus heavy printing in 2020/2021. Osibanjo saw the danger of pegging too long and he advised Emiefele and Buhari in 2021 that it was time to allow the official rate of 400 merge with the parallel rate of 600 but Emiefele was adamant that he was waiting on the Dangote refinery which they expected would be completed in 2022.

When you peg a currency for long (and your net reserves are low), the currency explodes when you finally release it unless you are quick to raise interest rates significantly alongside its release or you sell some assets. Egypt did both immediately after floating in 2024. Even then they still struggled to tame the Egyptian pounds.

nosa2:
I no sure say I go sell Access soon.

I am reading the bearish analysis/comments but I think everything being mentioned right now is either gossip or has been factored into the price.

For a bank to be trading at 33% of book value no be beans oh. A lot of negativity has been priced into that valuation

Most of those making comments about access bank have not read the financial statements. It is more of gossip and sentiment.

Agbalowomeri:
What is very concerning though is the terrible wage structure which the private sector is also exploiting. For the current realities on ground, minimum wage should be N250k for a decent living

That would destroy the economy and shoot up the naira. Minimum wage should be 150k only for Lagos and oil producing states and not even for the FG.

I don’t actually believe in minimum wage though. I believe more in average wages.

I believe a minimum wage should be negotiable between an apprentice and the employer who wants to train him or her.

Average wages on the other hand are the real deal. Govt and private sectors can just increase salaries across board.

GeneralDae:
That would destroy the economy and shoot up the naira. Minimum wage should be 150k only for Lagos and oil producing states and not even for the FG.

I don’t actually believe in minimum wage though. I believe more in average wages.

I believe a minimum wage should be negotiable between an apprentice and the employer who wants to train him or her.

Average wages on the other hand are the real deal. Govt and private sectors can just increase salaries across board.

Wage should be tied to productivity. It is a waste of time wanting Western lifestyle when you don't have Western productivity. Anyone who has worked with Americans can tell how hardworking they are....Same for Chinese. You will see Chinese people standing under 38 degrees sun in Abu Dhabi, Muscat etc....even here in Nigeria.
That is a country that has more than $2 trillion+ in reserves. Yet, the citizens still work extra hard and the government does not give in to subsidizing or ensuring easy lives.

I totally agree with Nosa2 that many Nigerians have a paternalistic view of the government. The government is corrupt, poor and has it's lapses, but people need to take their own lives in their hands and not sit back for things to happen to them.

Olaide1295:
Wage should be tied to productivity. It is a waste of time wanting Western lifestyle when you don't have Western productivity. Anyone who has worked with Americans can tell how hardworking they are....Same for Chinese. You will see Chinese people standing under 38 degrees sun in Abu Dhabi, Muscat etc....even here in Nigeria.
That is a country that has more than $2 trillion+ in reserves. Yet, the citizens still work extra hard and the government does not give in to subsidizing or ensuring easy lives.

I totally agree with Nosa2 that many Nigerians have a paternalistic view of the government. The government is corrupt, poor and has it's lapses, but people need to take their own lives in their hands and not sit back for things to happen to them.

Productivity? Can you compare how bankers work with their remuneration

GeneralDae:
That would destroy the economy and shoot up the naira. Minimum wage should be 150k only for Lagos and oil producing states and not even for the FG.

I don’t actually believe in minimum wage though. I believe more in average wages.

I believe a minimum wage should be negotiable between an apprentice and the employer who wants to train him or her.

Average wages on the other hand are the real deal. Govt and private sectors can just increase salaries across board.

Purchasing power is 10x less than it was about 15 years ago. As a salary earner those days, 350k is the equivalent of over 3.5m today. I don't think any civil servants earn 3.5m today. If salaries then didn't destroy the economy with that purchasing power why should it now?

Agbalowomeri:
Purchasing power is 10x less than it was about 15 years ago. As a salary earner those days, 350k is the equivalent of over 3.5m today. I don't think any civil servants earn 3.5m today. If salaries then didn't destroy the economy with that purchasing power why should it now?

I’m not against increasing salaries, just not via the popular minimum wage template.

As for purchasing power and salary increases, you have to compare with earnings. 15 years ago the Government was about implementing the 18k minimum wage of March 2011 which was increased from 7500 naira. Even then they struggled to fully comply with this 18k across all states for years.

Now using minimum wage as a metric, this 18k was $112 then which is twice what it is today ($55). However, the total Government revenue in 2011 was around $75 Billion which is 2.5 times what it is today at $30 Billion.

So in dollar terms, the Government is also over 2 times poorer in revenue than she was 15 years ago.

If Govt does not first address the low productivity problem in order to increase revenue to at least 2011 levels, increasing the minimum wage would be a death sentence and would spike the inflation such that the 250k minimum wage would be worth nothing as we have seen from the 2019 minimum wage to the 2024 minimum wage increases.

crownprince2017:
You forgot that time we they tell educo about trusting banks, the realities is here...

Well, I bought few unit at 24 after 9months report but greediness make me forget I bought it as jijo..

He go dey trust Nigerian bank ke...

He was acting with so much confidence as if he is a board member of access bank.


Agbalowomeri warned him but he refused to listen.

Agbalowomeri:
EDUARDO wey don sell run

Dividend investor suddenly turned to jijoist.

crownprince2017:
Educo, na small change from my ellah loot I used to buy that access for jijo..

Make una no collect part of it, thank God oga Nosa is on the marketing segment una no fit collect part of it.

Thank God I have a way of detecting oga Nosa on queue, once I see am for sell queue, I know what to do...

Agba must not laff me...

Buying access bank now is not a bad idea.

The price will definitely appreciate.

crownprince2017:
U don't mean it..
Person wey tell us say he go they access for another 20-30 years.

Chai

Agbalowomeri:
What is very concerning though is the terrible wage structure which the private sector is also exploiting. For the current realities on ground, minimum wage should be N250k for a decent living

Can 250k take care of decent meals for a family of four in one month?

I wonder how families earning less than 500k a month survive in this country 🤔

Mankind2024:
When an Unexpected Wave of Joy Washed Over Me.
Recently, I received over ₦13 million (approximately $9,500 USD) in dividends from Zenith Bank, MTN Nigeria (MTNN), and WAPCO, all within a week. It was a beautiful moment that made me pause and reflect deeply on the journey.
This wasn’t luck. It was the fruit of discipline, consistency, patience, and time. These same qualities filled my heart with profound gratitude to God.
I don’t fight the market. I refuse to let the constant barrage of negative news that dominates investment conversations shake my long-term belief in Nigeria’s potential. Converting those dividends to US dollars reminded me how difficult it can be to generate even $1,000 in annual dividends in many developed markets.

This reality led me to a deeper question: Why do so many citizens of this same country, one that is rewarding many ordinary citizens handsomely, spend so much time cursing it and its leaders?

As I reflected on why I have never once considered JAPA, I came across a YouTube video featuring an elderly American retiree. She was thanking God for receiving a modest $350 dividend from a late-life investment. The “strange joy” she described when the money hit her account touched me deeply. Here was someone far older than me, expressing genuine gratitude for a relatively small sum.
Her story reinforced a timeless truth: the experiences of others are often the best teachers.
Just like that, without any extra effort, three dividend alerts landed in my account within six days.

I’m grateful for platforms like this, even when opinions diverge. Those differences beautifully highlight the richness and diversity of our national conversation.

Consistency beats intelligence every single time.
Today, I’m redeploying these dividends back into the market. At the current pace of compounding, many in our generation could achieve financial independence and retire far earlier than expected.

As I often say, enjoying collective prosperity in Nigeria remains difficult due to deep structural challenges and a lack of genuine nationalism. Minor disagreements can quickly escalate into tribal declarations, “I am Yoruba,” “I am Igbo,” “I am Fulani,” “I am Benin”, revealing that true national identity is still a work in progress.

The real responsibility lies in pursuing divine favour and personal discipline, the forces that can lift ordinary people out of mediocrity, even amid extraordinary odds.
I know many experienced investors in this community have received far larger dividends, over ₦50 million from WAPCO, MTNN and Zenith, yet they rarely celebrate it on a faceless forum, evenwith anonymity, Instead, they focus on advising newer investors to wait for pullbacks: Vitafoam at ₦50, Zenith at ₦70, AccessCorp at ₦15, and so on. I respect their cautious approach, but for me, sharing these wins creates a positive wave of motivation for others.
This is a largely faceless forum. I simply share my lived experience, never seeking validation, likes, or applause.

To younger investors: Life is not a rehearsal. No amount of clever forecasting can replace discipline, patience, consistency, and time in building lasting wealth. Jumping in and out of stocks is one of the fastest ways to enrich your broker while impoverishing yourself. High-fee brokers and certain fintech apps can quietly erode your compounding efforts.
Many important questions can be answered easily by tools like ChatGPT, yet some aspiring investors are too lazy to even request a clear breakdown of commissions and fees by brokers in Nigeria.

Successful investing also demands the willingness to read and understand company annual reports, to recognise the positives that make a stock attractive, or the red flags that should keep you away.
It’s understandable that many Nigerians struggle to trust listed companies when trust in the nation itself is low. Yet, even amid the chaos, many ordinary people continue to achieve extraordinary results.

To all NSEMPA members and fellow investors, I wish you a joyful and prosperous dividend season. May your portfolios, however ordinary they may seem today, compound into something truly extraordinary.

The YouTube video linked below inspired this post.



https://www.youtube.com/watch?v=Hu5gotBASuQ?si=AsNaGySIq_fFU2n6

Thank you for this inspiring motivation. I love you and I have followed you. I'm glad I followed this group recently. I'm just starting now.


Please do answer my questions when I quote.

Thank you.

Africa's richest man unveils bold plans for a 20,000MW power project in major push to transform energy supply

https://africa.businessinsider.com/local/markets/africas-richest-man-unveils-bold-plans-for-a-20000mw-power-project-in-major-push-to/3ldn9ew

Competition for Transpower and Geregu coming. I pray that Alhaji disrupts the power sector like he did for Oil and Gas.

leo1234:
Can 250k take care of decent meals for a family of four in one month?

I wonder how families earning less than 500k a month survive in this country 🤔

It's the minimum wage

Raider76:
Africa's richest man unveils bold plans for a 20,000MW power project in major push to transform energy supply

https://africa.businessinsider.com/local/markets/africas-richest-man-unveils-bold-plans-for-a-20000mw-power-project-in-major-push-to/3ldn9ew

Competition for Transpower and Geregu coming. I pray that Alhaji disrupts the power sector like he did for Oil and Gas.

Dangote is the one that should've been named "Government"... Not Tompolo..

Wondering if he's going to register a separate company for this and if he's listing on the stock market

mank1234:
Thank you for this inspiring motivation. I love you and I have followed you. I'm glad I followed this group recently. I'm just starting now.


Please do answer my questions when I quote.

Thank you.

You love him so much, you almost called yourself "mankind* as well

SonofElElyonRet:
You love him so much, you almost called yourself "mankind* as well

Lolz. It's unrelated. Until I joined this thread less than 2 months ago, I never came across his moniker. Besides mankind was my nickname back then but it's taken.

I love when people share experience. It can motivate people.

He is probably just thinking aloud at this stage. You cannot just produce 20k megawatts without transmitting and distributing it. There is currently no capacity for that. So he may also have to build a grid and local distribution. If he plans to use the existing networks he will have the same fight he had with the oil and gas cabals and the unions. The power sector unions are just as powerful as the O&G ones.

SonofElElyonRet:
Dangote is the one that should've been named "Government"... Not Tompolo..

Wondering if he's going to register a separate company for this and if he's listing on the stock market

Raider76:
Africa's richest man unveils bold plans for a 20,000MW power project in major push to transform energy supply

https://africa.businessinsider.com/local/markets/africas-richest-man-unveils-bold-plans-for-a-20000mw-power-project-in-major-push-to/3ldn9ew

Competition for Transpower and Geregu coming. I pray that Alhaji disrupts the power sector like he did for Oil and Gas.

Make dangote mind himself oh. He wants to destroy my wife's ice block business with this move nee?

WOW

Raider76:
Africa's richest man unveils bold plans for a 20,000MW power project in major push to transform energy supply

https://africa.businessinsider.com/local/markets/africas-richest-man-unveils-bold-plans-for-a-20000mw-power-project-in-major-push-to/3ldn9ew

Competition for Transpower and Geregu coming. I pray that Alhaji disrupts the power sector like he did for Oil and Gas.

Raider76:
Africa's richest man unveils bold plans for a 20,000MW power project in major push to transform energy supply

https://africa.businessinsider.com/local/markets/africas-richest-man-unveils-bold-plans-for-a-20000mw-power-project-in-major-push-to/3ldn9ew

Competition for Transpower and Geregu coming. I pray that Alhaji disrupts the power sector like he did for Oil and Gas.

If Electricity was working in this country and Dangote, BUA, FMN and other companies do not have to build their own private GenCos, the returns to investors on Dangote cement, DangSugar, BUA and others would have been 10fold by now.
We are celebrating these companies present returns but might actually be losing 10x more value to operational cost, maintenance and even forex exposure for spare parts.

Mpeace:
Make dangote mind himself oh. He wants to destroy my wife's ice block business with this move nee?

He promised to pay compensation

Raider76:
Africa's richest man unveils bold plans for a 20,000MW power project in major push to transform energy supply

https://africa.businessinsider.com/local/markets/africas-richest-man-unveils-bold-plans-for-a-20000mw-power-project-in-major-push-to/3ldn9ew

Competition for Transpower and Geregu coming. I pray that Alhaji disrupts the power sector like he did for Oil and Gas.

Good plan! However, the problem with the power sector is not just about generation. The transmission and distribution networks need to be overhauled for this level of investment to make sense and produce the desired effect.

Over 400m units of CWG shares exchanged hands in just one cross deal today. Any news on who the buyers and sellers are

debeey87:
Over 400m units of CWG shares exchanged hands in just one cross deal today. Any news on who the buyers and sellers are

Agba talk na abi until I tell them everything..

Agbalowomeri:
Purchasing power is 10x less than it was about 15 years ago. As a salary earner those days, 350k is the equivalent of over 3.5m today. I don't think any civil servants earn 3.5m today. If salaries then didn't destroy the economy with that purchasing power why should it now?

You're perfectly right.

The average wage of the citizens determine the economy boom or gloom of a nation.

A high wage(high purchasing power) promotes economic boom while a low wage(low purchasing power) promotes economic gloom.

Lmao 😂
"Say no more grin", my brother, the only person pretending and suffering here is you.
I’m not suffering. I have successfully navigated my way out of hardship through discipline, patience, and smart decisions. While you’re busy typing “suffering and smiling,” I’m smiling because my dividends are hitting my account. Different frequencies.

Yes, many Nigerians are suffering and starving in the midst of plenty. That pain was not caused by me. I didn’t create the structural problems, and it is not my duty to fix them while I’m still alive. My only duty is to thank God for breaking through despite everything.

I was not born rich. The same government that failed many people has me archived as a High Net Worth (HNW) citizen today. The same rain that fell on the sugar cane also fell on the bitter leaf. But bitter leaf refused to remain bitter — it turned its story around and became medicinal. That’s exactly what I did. Keep sucking sugar and smiling in pain if you like. Too much sugar will destroy you.

I am a solid middle-class citizen in any city I choose to live in this world. I have zero reason to pretend. What you see is pure gratitude to God.

This is a faceless forum, and I will use my privilege to motivate others who still want to win, not drag them into your pity party.
Wake up from your slumber, my friend. Your bitterness and “suffering and smiling” mentality is exactly why you’re still where you are. While you’re busy pretending and grinning painfully, some of us are building, compounding, and winning.
Keep crying. The rest of us are cashing out.

leo1234:
Say no more


We pretend a lot in this country.
Suffering and smiling group of people.