₦airaland Forum

AngelSlay:
The father has a house, a massive 4 flat of 3 bedroom extremely spacious and well ventilated with a library and a store in all the apartment going for 3.8m and landed property in Lagos, Abuja and Asaba. Two of his siblings dey abroad.

The old man should have transferred his assets to a Trust. The beneficiaries can only get a certain percentage of the investment income from the assets

Streetinvestor2:
Bring another gist. If you are informed you will know I ever entered below this price in my first buy.It was second that was within this range. Na third stage when it cast

Then show any evidence whr your have countered Emma with superior numbers on any arguments on a stock so I can learn something .I am not taking about the TA arguments because I have said it severally I don't believe in it.I see it as probability that works only when you can pull crowd to believe it.FA is a constant fact you can't change in company audited results if it is not doctored

I don’t understand. So if you entered earlier than that, what exactly is your argument? I’m telling you that you can enter a fundamentally weak stock, if the news flow and other factors are favorable, and still make money. Oando was the example.

People who entered around ₦10–₦15 and exited around ₦60, when it was moving up and down, made more than ten years’ worth of dividends from so-called fundamentally sound stocks.

You can simply tell your fellow fundamentalists, “This stock is not fundamentally sound ooo,” but that does not mean people cannot make money from it if they manage risk properly.

I’m sure many people are here to make money, maybe not you, but a lot of people are. Respect their hustle.

NSEstudent:
Loans

Learn to decipher things, man. I brought up loans to point out that he is also promoting risky ventures.

Kaczynski:
untill market crashes, thats when you will learn. everyday for the thief but one day for owner.

A market crash is a Blessing when you buy wonderful (Sound )businesses. It is an opportunity to get them at cheap prices.

Can't say much about the current regulations.
Their accounts were opened several years ago when they were minors...

AngelSlay:
This brokerage accounts, do you need to open a bank account because I understand a lot as changes as regards CBN May 1st deadline on some guidelines as minors cannot open an account.

I am not sure the man knows anything about Trust or other investment options. There are many Nigerians like that.

emmanuelewumi:
The old man should have transferred his assets to a Trust. The beneficiaries can only get a certain percentage of the investment income from the assets

yMcy56:
Lol.
All these wahala on top ZICHIS....
We talk say we don hear nah, no be this same market we dey?
He did more than this on OANDO, UNITY, ELLAH.... las las he silent and face front na ni....nah today?
Mr. Market knows how to humble people..😁

Meanwhile, I Guess this Papa needed some massaging in za oza room.....
Ok we don hear, you fit go rest for the weekend.... E se pupo 😁

I believe you miss the point.

That a stock is overvalued does not mean the share price will crash tomorrow. It simply means that: it is overvalued.

Those who pour their money in such stock are simply gambling and for a time may make profit.

However it is important to do so knowing that it is speculation (greater fool theory) and eventually a correction might happen.

Even in MMM people still made money. It does not mean it was not a scam.

When water dey low, we know who was swimming naked.

ositadima1:
I don’t understand. So if you entered earlier than that, what exactly is your argument? I’m telling you that you can enter a fundamentally weak stock, if the news flow and other factors are favorable, and still make money. Oando was the example.

People who entered around ₦10–₦15 and exited around ₦60, when it was moving up and down, made more than ten years’ worth of dividends from so-called fundamentally sound stocks.

You can simply tell your fellow fundamentalists, “This stock is not fundamentally sound ooo,” but that does not mean people cannot make money from it if they manage risk properly.

I’m sure many people are here to make money, maybe not you, but a lot of people are. Respect their hustle.

That is the problem. I entered Oando as a bet which I made clear then because of wale relationship to the president which was after Tinubu was declared winner @lower than #10 with target for #20.It was never based on fundamentals because I had never opened Oando results. I only did that I guess for 3 stage buy.Since it was a bet I knew it could go anyway. I was not going to cry with anyone name ...simple. The believe in the bet began to change along the way from Wale doing and improving results. The first and second move was strictly a bet which was stated in this forum

ositadima1:
I don’t understand. So if you entered earlier than that, what exactly is your argument? I’m telling you that you can enter a fundamentally weak stock, if the news flow and other factors are favorable, and still make money. Oando was the example.

People who entered around ₦10–₦15 and exited around ₦60, when it was moving up and down, made more than ten years’ worth of dividends from so-called fundamentally sound stocks.

You can simply tell your fellow fundamentalists, “This stock is not fundamentally sound ooo,” but that does not mean people cannot make money from it if they manage risk properly.

I’m sure many people are here to make money, maybe not you, but a lot of people are. Respect their hustle.

Even some people investing in MMM made wonderful returns. This is no argument.

Afromentalist:
Even some people investing in MMM made wonderful returns. This is no argument.

Yeah, that is correct. In the stock market, momentum is real. If you spot it early, you can ride it even when a stock is already overvalued.

Some people make money by riding momentum, while people like you and Pa Ema focus on fundamental investing and dividends. Both are legitimate ways of making money on the NGX.

So why should fundamental investors mock others for using a different strategy? That’s what I’m arguing against, respect people’s choices.

IyaTola:
I am not sure the man knows anything about Trust or other investment options. There are many Nigerians like that.

Should have gotten in touch with Investment professional


Chief Aboderin died over 40 years ago but his grandchildren still got billions of Naira from the Family Trust Fund

ositadima1:
You are now glamorizing borrowing and making loans sound attractive. The moment people get burned, and it is almost certain that some will, you will find a way to distance yourself from it, and your supporters will still show up to defend you.

Let people make their own choices. Some may find success in speculation, others in trading, while the more risk-averse ones may prefer fundamental investing.

I am all about freedom of choice.

With due respect Sir, what is your own?

People asked a free question and someone generously answered and give a practical guide.

BTW, I believe everyone here may not be perfect but we cannot say we do not know what we are doing sufficiently enough to take full responsibility.

ghm:
With due respect Sir, what is your own?

People asked a free question and someone generously answered and give a practical guide.

BTW, I believe everyone here may not be perfect but we cannot say we do not know what we are doing sufficiently enough to take full responsibility.

The opposition camp is strong gidigba.

I’m beginning to think fundamentalists and jihadists have one or two things in common.

Na joke ooo.

ositadima1:
I’m beginning to think fundamentalists and jihadists have one or two things in common.

Na joke ooo.

But you have always supported terrorist...Iran government in my mind, lol

Hmm

STERLING AFS '25

https://doclib.ngxgroup.com/Financial_NewsDocs/47009_STERLING_FINANCIAL_HOLDINGS_COMPANY_PLC-_QUARTER_5_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_MAY_2026.pdf

DIV: ₦0.00

Lonely at the top

KarlTom:
STERLING AFS '25

https://doclib.ngxgroup.com/Financial_NewsDocs/47009_STERLING_FINANCIAL_HOLDINGS_COMPANY_PLC-_QUARTER_5_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_MAY_2026.pdf

DIV: ₦0.00

Trust Fund ❤️

emmanuelewumi:
Should have gotten in touch with Investment professional


Chief Aboderin died over 40 years ago but his grandchildren still got billions of Naira from the Family Trust Fund

KarlTom:
STERLING AFS '25

https://doclib.ngxgroup.com/Financial_NewsDocs/47009_STERLING_FINANCIAL_HOLDINGS_COMPANY_PLC-_QUARTER_5_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_MAY_2026.pdf

DIV: ₦0.00

It remains Fidelity and FCMB

Abeg how do regular retail investors "manage risk" when they are long a risky stock?

ositadima1:
...You can simply tell your fellow fundamentalists, “This stock is not fundamentally sound ooo,” but that does not mean people cannot make money from it if they manage risk properly.

I’m sure many people are here to make money, maybe not you, but a lot of people are. Respect their hustle.

E go pain me if fidelity refuses to pay dividends this year

emmanuelewumi:
It remains Fidelity and FCMB

I already planned on using fidelity dividends for family vacation this year

megawealth01:
E go pain me if fidelity refuses to pay dividends this year

Don't be pained, Fidelity won't pay dividend

Jaiz AFS don land too

IyaTola:
I am not sure the man knows anything about Trust or other investment options. There are many Nigerians like that.

I don't know why Nigeria men don't take these things serious,then there are the ones that keep assets from their family and leave it for strangers to manage.

emmanuelewumi:
The old man should have transferred his assets to a Trust. The beneficiaries can only get a certain percentage of the investment income from the assets

whether transfered to Trust or willed to next of kin...na same same

make sure you are eating from your sweat as you make money...

I inherited quite some assets from my late dad and seeing how the man suffered to keep all those assets doesnt make any sence to me...

I will make money and eat it well..all i owe my kids is good education and I have always told them that...anyone waiting to inhereit any thing is wasting his time, cos there wont be any ....anything i cannot chop finish will go to charity St Vincent de Paul

Aradel want to join jijo stocks. Why drop so much points (174.6) in just one day.

ositadima1:
People who entered Oando early at ₦10–₦15, when you were attacking it nonstop, also multiplied their money. In fact, they did far better than five years of dividend collection from the so-called fundamentally sound stocks. It all comes down to how you manage risk.

You know he's always said those stocks are for traders and jijoists. His quotes are there in all of them.
He's only against those seeing them as an investment.
and from an investment perspective, those stocks havent delivered for an average investor.
You and few others quoting him are not who his posts are for. You guys are more advanced for general beginners the posts are for who even hardly comment or post often. Most are even guests.

It's fine that you just like playing Devils Advocate part to balance things.
But...

feelamong:
whether transfered to Trust or willed to next of kin...na same same

make sure you are eating from your sweat as you make money...

I inherited quite some assets from my late dad and seeing how the man suffered to keep all those assets doesnt make any sence to me...

I will make money and eat it well..all i owe my kids is good education and I have always told them that...anyone waiting to inhereit any thing is wasting his time, cos there wont be any ....anything i cannot chop finish will go to charity St Vincent de Paul

It is your fault if you raise people who are waiting to inherit things from you, raise them as you grow also.

You will be surprised how 10 year old children are into investments, shares, etc. under their parent's tutelage.

Each of my friends children have portfolios and they will prefer to add money to them than buy expensive clothes, they are both under 15.

Millions just gone 😔

emmanuelewumi:
Don't be pained, Fidelity won't pay dividend

Fidelity has since dropped their 2025 AFS. No dividend.

https://doclib.ngxgroup.com/Financial_NewsDocs/46985_FIDELITY_BANK_PLC-_QUARTER_5_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_MAY_2026.pdf

feelamong:
whether transfered to Trust or willed to next of kin...na same same

make sure you are eating from your sweat as you make money...

I inherited quite some assets from my late dad and seeing how the man suffered to keep all those assets doesnt make any sence to me...

I will make money and eat it well..all i owe my kids is good education and I have always told them that...anyone waiting to inhereit any thing is wasting his time, cos there wont be any ....anything i cannot chop finish will go to charity St Vincent de Paul

So you be one of them