₦airaland Forum

ghm:
It is your fault if you raise people who are waiting to inherit things from you, raise them as you grow also.

You will be surprised how 10 year old children are into investments, shares, etc. under their parent's tutelage.

Each of my friends children have portfolios and they will prefer to add money to them than buy expensive clothes, they are both under 15.

The topic is not about having Investment swarvy kids

its about whether you are making money and not eating or enjoying it and just keeping for next of kin...

My late dad left a lot of Assets for us even denying himself so many pleasures and enjoyments to do that ....and he knew that no one of us actually needed them cos we are all doing well in our different professions...

HesInMe:
Abeg how do regular retail investors "manage risk" when they are long a risky stock?

Very good question, but I know I have answered this question before.

There are so many ways nah: position sizing, adjusting your position in proportion to your bankroll as well as your maximum expected loss. You can use RSI to know when a trend has entered overbought territory, then start reducing your position from there.

You can also have a target exit and respect it. You can track the order book flow for imbalance by monitoring bid and ask-side quantities. If you see a lot of sell intent, you can bale or start reducing your position. So many ways.

You can argue about the time involved and the difficulty, but even you fundamentalists invest a lot of effort in determining fair value and tracking it to know when your stock exceeds fair value.

I will not answer this question for you again; it is free on Google.

You inherited something from your dad.
You do not want your children to inherit anything from you.

What happened to charity begins at home?
Life sha...

feelamong:
whether transfered to Trust or willed to next of kin...na same same

make sure you are eating from your sweat as you make money...

I inherited quite some assets from my late dad and seeing how the man suffered to keep all those assets doesnt make any sence to me...

I will make money and eat it well..all i owe my kids is good education and I have always told them that...anyone waiting to inhereit any thing is wasting his time, cos there wont be any ....anything i cannot chop finish will go to charity St Vincent de Paul

KarlTom:
You inherited something from your dad.
You do not want your children to inherit anything from you.

What happened to charity begins at home?
Life sha...

My old man denied himself so many enjoyments

you want me to deny my self all that now? fa fa fa Fowl

As i dey work..i go dey chop wella

JAIZ AFS '25

https://doclib.ngxgroup.com/Financial_NewsDocs/47013_JAIZ_BANK_PLC-_QUARTER_5_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_MAY_2026.pdf

@ the bolded, Same here

The Good Book says "a good man leaves an inheritance for 2 generations".
Chop life but leave something for them...

feelamong:
My old man denied himself so many enjoyments

you want me to deny my self all that now? fa fa fa Fowl

As i dey work..i go dey chop wella

KarlTom:
JAIZ AFS '25

https://doclib.ngxgroup.com/Financial_NewsDocs/47013_JAIZ_BANK_PLC-_QUARTER_5_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_MAY_2026.pdf

This one fit carry the trophy for the most expensive bank on NGX

feelamong:
If you like dont eat from your sweats

this Next of kins you are looking at....Ndi GenZ..

They will not show any mercy to all these wealth you are keeping for them

Next of kin will put the accumulated wealth to good use.
You have nothing to fear

Princkez:
but fundamentally sound stocks will still pay dividend nah,we go use dividend sustain.

Just like access bank and UBA

ACCESS messed up because I never believed they won't pay dividends... This 2026 dividends season was like 2024

leo1234:
Just like access bank and UBA

ositadima1:
So you think people entering speculative plays don’t have a plan? Yet you are here trying to talk people out of it, not as if they must follow you or don’t have brain.

https://open.spotify.com/episode/1jlQU0PfeyGfoPLWJC2Gz9

Ngx daily market summary for today.

pluto09:
This one fit carry the trophy for the most expensive bank on NGX

I told one folks here that the thing is overvalued based on average banking p.e.

This should head to 6-7 except a better result unfolds from q1.

https://www.youtube.com/watch?v=kq_uD3oDX58

Ngx daily market summary for today's trading session

KarlTom:
@ the bolded, Same here

The Good Book says "a good man leaves an inheritance for 2 generations".
Chop life but leave something for them...

Those of us wet no get inheritance we can be justified if we leave none
But feelamong no get justification

Wahala PROMAX 😂

Agbalowomeri:
Those of us wet no get inheritance we can be justified if we leave none
But feelamong no get justification

Jaiz Bank just showed people how high UNITY BANK will be soughted after

crownprince2017:
I told one folks here that the thing is overvalued based on average banking p.e.

This should head to 6-7 except a better result unfolds from q1.

Sterling Bank
Common Sense Target based on Q1 2026

0.38x4x4=6.08
0.38x4x5=7.60

Range 6.08 - 7.60


Best entry at least 20% below 6.08-7.60 (4.86-6.08 ). The lower, the entry, the better.

aj8:
Sterling Bank
Common Sense Target based on Q1 2026

0.38x4x4=6.08
0.38x4x5=7.60

Range 6.08 - 7.60


Best entry at least 20% below 6.08 (4.86). The lower, the entry, the better.

This bank has been a useless bank for too long...walahi

Una wan punish sterling too

aj8:
Sterling Bank
Common Sense Target based on Q1 2026

0.38x4x4=6.08
0.38x4x5=7.60

Range 6.08 - 7.60


Best entry at least 20% below 6.08 (4.86). The lower, the entry, the better.

Although I don't like the bank but maybe I might consider it at sub 4 naira

leo1234:
Just like access bank and UBA

remember some of us bought these banks below #2 ,some have recovered their initial investments long time through dividend alone.

Streetinvestor2:
This bank has been a useless bank for too long...walahi

All left to Q 2 results. Its huge OS is a problem. But it at least maintained Q1 EPS of 2025 in Q1 2026 even with this large OS. That's still an achievement. Seems already priced in at the upper end of the range.

megawealth01:
Una wan punish sterling too

Although I don't like the bank, maybe I might consider it at sub 4 naira

Definitely but not likely to drop that much because of maintaining its(her) EPS. That's hope embedding some positivity. I would be happy to buy below 5 and average down if necessary. Q2 will spell it all out to either upside or downside from the range. Except for some other positive news.

Jaiz Bank

Most “colorful “ report. Earnings are not as colorful though.

I have received NAHCO dividend but I have not seen the bonus share, was it not supposed to drop today too?

aj8:
Jaiz Bank

Most “colorful “ report. Earnings are not as colorful though.

I thought they are paying dividend (11kobo) even though it is small. They are also paying higher than they paid the previous year - more than 50% more. This is better than not other banks (sterling, Fidelity, etc) that are not paying anything.

aj8:
Jaiz Bank

Most “colorful “ report. Earnings are not as colorful though.

Aradel get the most colorful award

Streetinvestor2:
This bank has been a useless bank for too long...walahi

Lol. ..pity dem na.

at least dem meet 200bn capitalization without merger and things
Dem try na
No be small bank Oo.


Equity alone worth over $100million

At this point i don't know which farm Stanbic is sourcing it’s employees from, zero drive, low intelligence.

The part i hate most are the generic replies, especially when it is off-point, it just tell you the stanbic farm animal person didn’t bother to read.

Then request that linger for eternity

Just take a look at the screenshot, it tells you the level of mediocrity.

“Hello Sir/Ma”?? Really they can’t even take a minute to find out which. Sigh

i want to ask you question i need an answer to this question ,
resemtly i heard about institutional stock , with my little experience i think it runs mostly on block trade. And it happens periodically can you explain more about it ,is it real.?

Harddiskng:
At this point i don't know which farm Stanbic is sourcing it’s employees from, zero drive, low intelligence.

The part i hate most are the generic replies, especially when it is off-point, it just tell you the stanbic farm animal person didn’t bother to read.

Then request that linger for eternity

Just take a look at the screenshot, it tells you the level of mediocrity.

“Hello Sir/Ma”?? Really they can’t even take a minute to find out which. Sigh

And you don't know that it is automated or AI responding

Harddiskng:
At this point i don't know which farm Stanbic is sourcing it’s employees from, zero drive, low intelligence.

The part i hate most are the generic replies, especially when it is off-point, it just tell you the stanbic farm animal person didn’t bother to read.

Then request that linger for eternity

Just take a look at the screenshot, it tells you the level of mediocrity.

“Hello Sir/Ma”?? Really they can’t even take a minute to find out which. Sigh

I remember when l wanted to open brokerage account with them, they said they will do address verification l come shock keep quiet no talk