₦airaland Forum

Who GOD has blessed, no one can curse! 🙏🔥

It's Argentina 🇦🇷 vs Spain 🇪🇸.

I support both nations because of Barcelona. ❤️💙

So, whichever team wins, I'm happy - no pressure, no debates! 😄⚽

10 Lessons Investors Can Learn from the England vs Argentina World Cup Semi-final


1. Patience pays off.
Great opportunities don't always come early. Successful investors know that wealth is built over time, not overnight.

2. Risk must be calculated.
Teams carefully choose when to attack and when to defend. Investors should take calculated risks rather than chasing every trending investment.

3. Don't let emotions drive decisions.
Panic and overconfidence can lose both football matches and investment portfolios. Stay disciplined during market highs and lows.

4. Preparation creates confidence.
Top teams study their opponents. Smart investors research companies, industries, and market trends before investing.

5. Protect your downside.
Strong defenses win tournaments. Likewise, preserving capital is just as important as making profits.

6. Consistency beats occasional brilliance.
Winning consistently is more valuable than one spectacular performance. Regular investing often outperforms trying to time the market.

7. Adapt to changing conditions.
Football tactics change during a game, and markets change with economic conditions. Successful investors remain flexible and adjust their strategies when necessary.

8. Every opportunity counts.
One well-taken chance can decide a match. One quality investment can significantly improve a portfolio when chosen wisely.

9. Diversification reduces risk.
Teams rely on every position, not just one star player. Investors should spread their investments across different assets and sectors instead of relying on a single stock.

10. Keep your eyes on the long-term prize.
Teams don't focus on one good half—they aim to lift the trophy. Likewise, investors should focus on long-term wealth creation rather than reacting to short-term market noise.

Bottom line: Championship-winning teams and successful investors share the same qualities—discipline, patience, preparation, adaptability, and the ability to stay focused on long-term success.

You are doing well ☺️

IyaTola:
10 Lessons Investors Can Learn from the England vs Argentina World Cup Semi-final


1. Patience pays off.
Great opportunities don't always come early. Successful investors know that wealth is built over time, not overnight.

2. Risk must be calculated.
Teams carefully choose when to attack and when to defend. Investors should take calculated risks rather than chasing every trending investment.

3. Don't let emotions drive decisions.
Panic and overconfidence can lose both football matches and investment portfolios. Stay disciplined during market highs and lows.

4. Preparation creates confidence.
Top teams study their opponents. Smart investors research companies, industries, and market trends before investing.

5. Protect your downside.
Strong defenses win tournaments. Likewise, preserving capital is just as important as making profits.

6. Consistency beats occasional brilliance.
Winning consistently is more valuable than one spectacular performance. Regular investing often outperforms trying to time the market.

7. Adapt to changing conditions.
Football tactics change during a game, and markets change with economic conditions. Successful investors remain flexible and adjust their strategies when necessary.

8. Every opportunity counts.
One well-taken chance can decide a match. One quality investment can significantly improve a portfolio when chosen wisely.

9. Diversification reduces risk.
Teams rely on every position, not just one star player. Investors should spread their investments across different assets and sectors instead of relying on a single stock.

10. Keep your eyes on the long-term prize.
Teams don't focus on one good half—they aim to lift the trophy. Likewise, investors should focus on long-term wealth creation rather than reacting to short-term market noise.

Bottom line: Championship-winning teams and successful investors share the same qualities—discipline, patience, preparation, adaptability, and the ability to stay focused on long-term success.

CNN won't carry this na

Argentina currency no make sense aa una believe
Then as a country they get something to celebrate right now
What do we have since 2023 to celebrate in nigeria beside hunger and poverty to the larger population. Make someone no come talk ngx that is why I said larger population and not for ngx wa no reach 1 million participants
Not being part of naija politics before 2023 was I mistake I shouldn't have made over the yrs.This has given criminals opportunity to be deciding our fate.Make sure you go and vote in 2027.And vote wisely

I found this report by Cardinalstone interesting. Maybe you could too. A good read


*H2 2026 Asset Allocation Update*

Global events have created fresh uncertainty in financial markets, but Nigeria's economic outlook remains encouraging, with expectations of stronger growth and easing inflation.

In this environment, we believe a balanced investment approach is best. We recommend keeping 70% of your portfolio in Nigerian assets and 30% in quality international investments to help manage risk while positioning for long-term growth.

Read the full report here:
https://research.cardinalstone.com/storage/ResearchReports/CardinalStone%20Research%20-%202026%20Mid-year%20Asset%20Allocation%20Guide.pdf

https://open.spotify.com/episode/1U4lC0ETqiYDJ0T27z9x6J?si=jvFRyUBhT3C0FhHtvED97Q

A few stocks on my radar in today's trading session.

https://www.youtube.com/watch?v=3tu6MO4BSXg?si=0CAl5t0gDoxsxXvG

Napkin math on Custodian Investment and Wapic Insurance

Veritas Kapital Assurance Plc is actively raising ₦17.5 billion in fresh capital to navigate the massive industry reforms ahead of the regulatory recapitalisation deadline.

Massive Capital Drive: The insurer has successfully raised ₦17.5 billion through capital market channels to close regulatory gaps.

Royal Exchange Plc has officially secured shareholder approval to execute a ₦2.7 billion Public Offer. The mandate was finalized during an Extraordinary General Meeting (EGM) to structurally reinforce the underwriter's capital framework.

Public Offer Rollout: Shareholders authorized the issuance of up to 2.08 billion ordinary shares priced at ₦1.30 per share.

Life Subsidiary Rescue: Royal Exchange will heavily prioritize the physical recovery, stabilization, and capital restoration of its core subsidiary, Royal Exchange Prudential Life Plc.

Regency Alliance Insurance Plc has officially launched an accelerated ₦7 billion Private Placement to shore up its financial cushion ahead of the National Insurance Commission's (NAICOM) looming recapitalisation deadline.

N7 Billion Private Offer: The insurer is offering 7.37 billion ordinary shares priced at 95 kobo per share to strategic and institutional investors.

Preceding Rights Issue: This placement follows on the heels of the company’s recently completed ₦3.04 billion Rights Issue which floated 3.2 billion shares in June.

Secure Electronic Technology Plc (NSLTECH) is navigating a challenging transition into 2026, highlighted by a pivot to asset revaluation models to safeguard its balance sheet against persistent operating losses.

Accounting Policy Change: To present a fairer representation of its asset health on the balance sheet, management shifted from the traditional cost model to a revaluation model for its nationwide gaming terminal and equipment assets.

No Impact from Crackdowns: Following a recent wave of central bank enforcement where the Central Bank of Nigeria (CBN) revoked the licenses of 46 microfinance institutions, management issued a notice reassuring customers that NPF Microfinance Bank is fully compliant and unaffected.

essentialone:
Royal Exchange Plc has officially secured shareholder approval to execute a ₦2.7 billion Public Offer. The mandate was finalized during an Extraordinary General Meeting (EGM) to structurally reinforce the underwriter's capital framework.

Public Offer Rollout: Shareholders authorized the issuance of up to 2.08 billion ordinary shares priced at ₦1.30 per share.

Life Subsidiary Rescue: Royal Exchange will heavily prioritize the physical recovery, stabilization, and capital restoration of its core subsidiary, Royal Exchange Prudential Life Plc.

Thanks for this news.

Please do you know the list of companies that want to do public offer?
And as Veritas Kapital finished their own PO?
I will like to take advantage of these POs.

yMcy56:
The thing don tire me honestly 😞

I logged in, saw about 4-5 pages and just hurriedly went to check NGX, thinking OANDO Q1 is out.....because that's one of the controversial stocks here.......only to see that there's no result yet except that of NSLTECH, then I started reading and discovered most are off topics 🥹😏

Can all Nsempas concerned pls sheath your swords and those adamant on derailing the thread to move to appropriate sections for your political discussions. Na beg we dey beg you. 🙏

I wonder how adults are this difficult to be persuaded to! 😱

That is to tell you that humans are very hard to manage

Lasaco Assurance Plc has recorded an important milestone by successfully raising ₦19.30 billion through a heavily oversubscribed Rights Issue. The capital injection comfortably places the company ahead of NAICOM’s impending industry-wide recapitalisation deadline.

₦19.30 Billion Secured: Lasaco floated 9.23 billion ordinary shares to existing investors. The offer achieved a 4.5% over-subscription, beating its initial target of ₦18.47 billion.

Regulatory Sanctions Cleared: The National Insurance Commission (NAICOM) completed its fund-source verification and passed a confirmation of admissibility to the Securities and Exchange Commission (SEC), which has granted final approval.

Capital Base Expansion: The exercise aligns with the group’s overarching mandate to dramatically elevate its minimum share capital toward a ₦36.08 billion baseline.

81.5% Profit Surge: Lasaco generated a massive ₦2.36 billion Profit After Tax (PAT) for the first quarter ended 31 March 2026, climbing significantly from ₦1.30 billion in Q1 2025.

Operational Turnaround: This robust recovery effectively offsets a full-year 2025 pretax deficit of ₦2.6 billion caused by temporary underwriting and claims cost spikes.

Solvency Buffer: The firm's internal solvency margin expanded to 231%, comfortably clearing the legal regulatory baseline required for local underwriters.

Earnings per Share: EPS scaled up to 21.29 kobo for the quarter, compared to 11.73 kobo in the prior year's corresponding window.

🚨 Corporate Action Alert – Today, 16 July 2026

Today on the NGX 👇

TANTALIZER → 28th Virtual AGM (financials + director elections)

AFRIPRUD → Board Meeting for H1 2026 unaudited results + interim dividend

Two key meetings happening today. Watch this space https://naijaticker.com/

#NGX #CorporateActions

International Energy Insurance Plc (IEI) recently bagged the prestigious Pension and Insurance category win at the 2026 Nigerian Risk Awards, gaining national acclaim for its corporate governance practices amidst an aggressive capital restructuring.

Massive Capital Floatation: IEI executed a major public offering, issuing 5.47 billion ordinary shares priced at ₦3.20 per share. The subscription window officially opened on 20 May and closed on 11 June 2026.

Deployment Plan: Net proceeds are being actively deployed to expand underlying underwriting capacity (80.1% / ₦14.02 billion) to secure high-value risk retention across Nigeria's energy, marine, and oil sectors.

Financial Pillar Safety: To reinforce investor confidence throughout the public offering, IEI raised its Statutory Deposit Balance with the Central Bank of Nigeria (CBN) to ₦1.50 billion.

Historic Deficit Eradication: Through strategic adjustments backed by its majority shareholder, Norrenberger Advisory Partners (holding a 75.26% stake), IEI successfully converted massive legacy liabilities. Total shareholders' funds engineered a historic turnaround, climbing from a negative deficit of (₦7.60 billion) up to a ₦9.24 billion surplus.

Q1 2026 Profitability: In its interim financial statements for the period ended 31 March 2026, IEI posted a Profit After Tax (PAT) of ₦275.8 million.

Investment Portfolio Buffer: The company's core insurance revenue experienced a temporary 61% compression to ₦615.8 million during the quarter. However, a stellar ₦832.1 million investment return—driven primarily by real estate property appreciations—successfully rescued the bottom line.

Optimistic Q3 Projections: Management has released an official forward forecast projecting a strong Q3 2026 PAT of ₦1.15 billion as operational scale kicks in from the recapitalisation funds.

Have they allocated the Rights already to CSCS accounts already? Else how are they already actively deploying the money?

essentialone:
International Energy Insurance Plc (IEI) recently bagged the prestigious Pension and Insurance category win at the 2026 Nigerian Risk Awards, gaining national acclaim for its corporate governance practices amidst an aggressive capital restructuring.

Massive Capital Floatation: IEI executed a major public offering, issuing 5.47 billion ordinary shares priced at ₦3.20 per share. The subscription window officially opened on 20 May and closed on 11 June 2026.

Deployment Plan: Net proceeds are being actively deployed to expand underlying underwriting capacity (80.1% / ₦14.02 billion) to secure high-value risk retention across Nigeria's energy, marine, and oil sectors.

Financial Pillar Safety: To reinforce investor confidence throughout the public offering, IEI raised its Statutory Deposit Balance with the Central Bank of Nigeria (CBN) to ₦1.50 billion.

Historic Deficit Eradication: Through strategic adjustments backed by its majority shareholder, Norrenberger Advisory Partners (holding a 75.26% stake), IEI successfully converted massive legacy liabilities. Total shareholders' funds engineered a historic turnaround, climbing from a negative deficit of (₦7.60 billion) up to a ₦9.24 billion surplus.

Q1 2026 Profitability: In its interim financial statements for the period ended 31 March 2026, IEI posted a Profit After Tax (PAT) of ₦275.8 million.

Investment Portfolio Buffer: The company's core insurance revenue experienced a temporary 61% compression to ₦615.8 million during the quarter. However, a stellar ₦832.1 million investment return—driven primarily by real estate property appreciations—successfully rescued the bottom line.

Optimistic Q3 Projections: Management has released an official forward forecast projecting a strong Q3 2026 PAT of ₦1.15 billion as operational scale kicks in from the recapitalisation funds.

Guinea Insurance Plc has successfully deposited ₦1.5 billion with the Central Bank of Nigeria (CBN) to meet its foundational compliance obligations under the Nigerian Insurance Industry Reform Act (NIIRA) 2025.

CBN Escrow Funding: The ₦1.5 billion deposit matches exactly 10% of the newly mandated ₦15 billion Minimum Capital Requirement (MCR) for non-life underwriters.

₦15 Billion Capital Expansion: To systematically restructure its equity baseline, shareholders authorized a capital increase from ₦4 billion to ₦19 billion.

₦5.82 Billion Rights Issue: The board recently concluded a major rights issue offering 5.30 billion ordinary shares priced at ₦1.10 per share to anchor its balance sheet restoration.

NAICOM Clearance: The capital restructuring strategy has formally received a "No Objection" endorsement from the National Insurance Commission (NAICOM).

Optimistic Q3 Target: According to its latest regulatory filings, Guinea Insurance forecasts an impressive Profit After Tax (PAT) of ₦2.78 billion for the third quarter ending September 30, 2026.

Revenue Drivers: Top-line insurance revenue for the upcoming Q3 cycle is projected to hit ₦6.62 billion, bolstered by an aggressive ₦1.71 billion net investment income layout.

Recent Earnings Pressures: This forward-looking growth trajectory follows a temporary dip in Q1 2026, where a sharp 803% spike in localized claims expenses (reaching ₦850.1 million) put heavy short-term pressure on underwriting margins.

Asset Expansion: Despite the claims crunch, total corporate assets expanded to ₦7.75 billion, driven by strong yields in government instruments like FGN bonds and Treasury bills.

Capital Safety Margin: The underwriter maintains an Available Solvency Margin of ₦5.09 billion. This sits comfortably above the regulatory minimum of ₦3.00 billion, signaling robust short-term liquidity.

Free Float Compliance: The firm's public free float is healthy at 29.66%, keeping it fully compliant with the transparency rules of the Nigerian Exchange (NGX).

Board Meetings.

Agbalowomeri:
Your argument was that Nigeria did not qualify. That is what I tried to correct

Always look at the bigger picture: GOVERNANCE!

emmaodet:
Thanks for this news.

Please do you know the list of companies that want to do public offer?
And as Veritas Kapital finished their own PO?
I will like to take advantage of these POs.

No, Veritas Kapital Assurance Plc has not done a Public Offer (PO); instead, they have successfully closed their capital raising drive through an accelerated ₦15 billion to ₦17.5 billion Private Placement and internal channels to address their regulatory capital deficit.

For now, its only Royalex.

aj8:
Board Meetings.

Would they have audited these banks account by these dates?

Streetinvestor2:
Madam on a funny note.You logged in and saw only 4 pages even with all our noise on other matters. That means if na only on stock market we for no see 1 page.Even you no dey post concerning stock because nothing seems to be happening now on ngx.You want us to be talking about stocks when thr are really no new informations on ground.
Abi you prefer those times when na only you and few people they try sustain the thread with half page as per say market too don dry.Based on what new information will an investor want to do analysis on any stock. And we have someone always posting about market before it opens ,inter day and close of market. Is that not market analysis too.
It looks like TA guys no dey see anything for thr tools this time too.
If I start MH now who go still listen to the calls and fall for me...lol

Lol.
The 4/5 pages was just shortly after my last login...
So person posting "Ding" and Onome's YouTube posts is what you're referring to? 😲 😁
In the past, we used to recommend to newbies to read the past pages of this thread, Shey you dey discuss wetin newbies go learn from on investing nowadays?
Issokay o.

Ding!!!

CNN has a Trump derangement syndrome but that you get most of your news from Fox News says a lot about your political leanings.

No neutral person uses Fox News as their primary source of news. Now I understand why your views about Melania & Epstein come from.

A profitable trading day to all.

megawealth01:
CNN won't carry this na