₦airaland Forum

You didn't escape ni? I sold off before they ran away sha

Ameboperoo:
That is how it's supposed to be but will there normaly be anything left? When Skyebank failed then I got nothing o

All the monies I lost was 2008 school fees but after that year omo I go learn the game like yahoobiz 😂

Ameboperoo:
That is how it's supposed to be but will there normaly be anything left? When Skyebank failed then I got nothing o

The shareholders fund or equity should be considered before one invests his or her money.
A company that delists with a negative equity will most likely not have anything left to pay shareholders.

As seen on the internet

newreality:
Good morning.
Please is investing in stock through zedcrest safe?

I wanted buy Dangote Refinery IPO through it.

Please, your knowledge would be appreciated

They're licensed so I believe they're safe. And the icing on the cake is their speed, the most efficient brokerage I've used. I'd recommend them any day

As I will always say, here and anywhere: when you invest in the Nigerian stock market, you must be prepared to sleep through the noise but no sleep with two eyes closed sha, no matter the stock you hold or else you may end up chopping beans! 😂

Patience can sometimes be a major part of investing; not every price movement requires panic or a reaction... And many times you sell off without looking back ooooo

© MEGAWEALTH01

Payunsin:
I am buying aiico 3.70 linkage been buying at 1.50 top it up till 1.60 big time n I will make cool money from them.
Your enemies sometimes need better advise😆

Very good, I wish you well

[quote author=awesomeJ post=140712918]

megawealth01:
As seen on the internet

by that time 300k now 10k under this perfect government. If they now perform beyond imagination. It could be now 500. I pray they no Mugabe us o

Ok.
Thank you very much

UchihaRhaegar:
They're licensed so I believe they're safe. And the icing on the cake is their speed, the most efficient brokerage I've used. I'd recommend them any day

Zedcrrest is one of the receiving institutions for the IPO so you can buy it there. It's a registered and well-regarded investment institution

newreality:
Okay. Thank you Sir.

Is it save to do normal stock trading with Zedcrest?
Like any idea if they are actually registered for stock trading??

Which government? You dey wyne

starpower:
by that time 300k now 10k under this perfect government. If the now perform beyond imagination. It could be now 500. I pray they no Mugabe us o

Japaul is doing something at 2.45.

GeeKudi:
Japaul is doing something at 2.45.

Tell us what it's doing that you see

A man's heart is where his treasure is
An investor's eye is where his stock moves

I have some funds there and I'm hoping to put more but I need to be sure of what is going on before committing more. So, yes. I have eyes on it constantly. If you hear anything, abeg remember your friend

mikeapollo:
Tell us what it's doing that you see

A man's heart is where his treasure is
An investor's eye is where is stock moves

emmanuelewumi:
I learnt hair of N2.2 million is now being sold for 500k by the Chinese.

Ladies in the house, please confirm this.

@GloriousGbola, have no doubt it can be 100 Million that a bag will be bought for sef

350bps cut!!!
I called it.

Imagine!!!

As seen on the internet

If you understand Crypto, you will understand IPOs.... Just that The IPO market in Nigeria is OVER REGULATED hence it is stiffled. First of all, IPOs are just institutionalised Crypto. Its about hype before its about utility. How many people who are subscribed to the IPO care about the Refinery as they care about their money doubling? I showed you how media impacts price in Crypto. Someone talked down on Transhuman Coin and boom, the price went up. Negative comment targeted at me but it led to positive movements in the charts. You saw it. Why? Hype. As long as people are TALKING about it, traders will hear and trade the asset. That's why Dangote hyped the IPO - I was told that Billions of Naira were invested in only MEDIA. Remember that Dangote's multiBillion PR Deal with CNN hit the news first before the IPO.

But some of you look down on Crypto but value IPOs... I laugh 😃. Na the same thing. Just that one is regulated and the other is an open market.

For people like me, we know how to play in both markets - we build in both the centralised and decentralised markets.

© Charles Awuzie

megawealth01:
As seen on the internet

If you understand Crypto, you will understand IPOs.... Just that The IPO market in Nigeria is OVER REGULATED hence it is stiffled. First of all, IPOs are just institutionalised Crypto. Its about hype before its about utility. How many people who are subscribed to the IPO care about the Refinery as they care about their money doubling? I showed you how media impacts price in Crypto. Someone talked down on Transhuman Coin and boom, the price went up. Negative comment targeted at me but it led to positive movements in the charts. You saw it. Why? Hype. As long as people are TALKING about it, traders will hear and trade the asset. That's why Dangote hyped the IPO - I was told that Billions of Naira were invested in only MEDIA. Remember that Dangote's multiBillion PR Deal with CNN hit the news first before the IPO.

But some of you look down on Crypto but value IPOs... I laugh 😃. Na the same thing. Just that one is regulated and the other is an open market.

For people like me, we know how to play in both markets - we build in both the centralised and decentralised markets.

© Charles Awuzie

Let's answer these questions:

What are the underlining fundamentals for a crypto stock?
What are the underlining fundamentals for a 700k to 1,4m barrels per day refinery IPO?

KarlTom:
Be like ZENITH wanna give bumper DIV OR has FTSE arrived?

These deals are massive!

Something must be cooking in Zenith Bank. The volume traded and price appreciation no be here. Some people should be privy to this H1 report. I believe the release of this result is near.

awesomeJ:
350bps cut!!!
I called it.

Imagine!!!

23%

As you don assume say I be Charles ba? You know I won't reveal my identity in public space 😂 😂 😂 😂 😂


Back to your question

The fundamentals of a crypto asset include utility, adoption, revenue/fees, tokenomics, supply/unlocks, developer activity, security, competitive advantage and valuation.

For a 700,000–1.4 million bpd refinery IPO, the key fundamentals are capacity utilisation, crude supply, crude costs, refining margins, product yields, operating costs and market demand.

You also need to examine debt, capital expenditure, cash flow, export economics and the company's ability to consistently convert refinery operations into profit and free cash flow.

Most importantly, large capacity does not automatically mean large profits; sustainable margins and high utilisation are what matter.

For the IPO, the final question is: How much sustainable cash flow can the refinery generate and is the IPO valuation reasonable relative to those future earnings and cash flows?

Bear in mind this is NAIJA oooooo where DANGOTE still get battles ahead with Government ooooo

mikeapollo:
Let's answer these questions:

What are the underlining fundamentals for a crypto stock?
What are the underlining fundamentals for a 700k to 1,4m barrels per day refinery IPO?

megawealth01:
As you don assume say I be Charles ba? You know I won't reveal my identity in public space 😂 😂 😂 😂 😂


Back to your question

The fundamentals of a crypto asset include utility, adoption, revenue/fees, tokenomics, supply/unlocks, developer activity, security, competitive advantage and valuation.

For a 700,000–1.4 million bpd refinery IPO, the key fundamentals are capacity utilisation, crude supply, crude costs, refining margins, product yields, operating costs and market demand.

You also need to examine debt, capital expenditure, cash flow, export economics and the company's ability to consistently convert refinery operations into profit and free cash flow.

Most importantly, large capacity does not automatically mean large profits; sustainable margins and high utilisation are what matter.

For the IPO, the final question is: How much sustainable cash flow can the refinery generate and is the IPO valuation reasonable relative to those future earnings and cash flows?

Be in mind this is NAIJA oooooo where DANGOTE still get battles ahead with Government ooooo

Thanks. You do well.
If the refinery business goes bad and is liquidated, the company would have to realize its assets and distribute residual value to share holders after settling creditors

If the crypto crashes, what would investors get back? What are the assets realizable?

@awesomeJ rate cut eventually to 23%

Na me you dey wyne ba? Who buys crypto assets and go dey sleep abi snore bayi? 😂

mikeapollo:
Thanks. You do well.
If the refinery business goes bad and is liquidated, the company would have to realize its assets and distribute residual value to share holders after settling creditors

If the crypto crashes, what would investors get back? What are the assets realizable?

GeneralDae:
@awesomeJ rate cut eventually to 23%

Yes, another positive catalyst for our market. Healthy for the economy too.

jonnysessy:
Something must be cooking in Zenith Bank. The volume traded and price appreciation no be here. Some people should be privy to this H1 report. I believe the release of this result is near.

FUGAZ results will come like a thief by this weekend.

awesomeJ:
350bps cut!!!
I called it.

Imagine!!!

implication especially for F. Institutions

awesomeJ:
Yes, another positive catalyst for our market. Healthy for the economy too.

Atleast cost of servicing debt will reduce and FG can save more

megawealth01:
Na me you dey wyne ba? Who buys crypto assets and go dey sleep abi snore bayi? 😂

Na strong people like you fit go into crypto.
It can really turn one into a billionaire within a short period. But I fear the downside.
But one may try it with one some specific, limited funds and withdraw the gains as you go.

BREAKING News — CBN just did a massive cut:

*MPR cut to 23.00% from 26.50% — 350bps drop*

- Decision at *307th MPC meeting*, Sept 21-22, 2026 in Abuja. Governor Olayemi Cardoso announced today
- This is the most aggressive cut in recent years, after holding at 26.5% in July.

*Why now:*

- August headline inflation down to *15.39%* from 15.43% in July, food to 19.57%
- Naira stable around *₦1,330/$*, external reserves over *$55.2bn* as of Sept 18 — highest in 18 years.

*Other decisions:*

- Standing facilities corridor recalibrated to *+50 / -300 bps* around MPR
- CRR retained: 45% for DMBs, 16% for merchant banks, 75% for non-TSA public sector deposits.

Cardoso said recalibration is not a change in stance, but an operational reset to make MPR actually drive market rates and support transition to inflation targeting.

For NGX, this 350bps cut from 26.5% to 23% is *net bullish* — but not for everyone equally.

*Why it's bullish for stocks:*

1. *Money rotates out of fixed income* — T-Bill 1yr was already down to 16.62% before MPC. With MPR at 23%, yields will drop further. The risk-free return investors were enjoying at 20%+ is fading. Funds will start chasing equities for returns.

2. *Lower cost of capital* — Companies borrowing at 30-35% can start refinancing cheaper. High-leverage sectors like Industrials (Dangote Cement, BUA), Conglomerates, and Telecoms breathe easier. Earnings forecasts go up.

3. *Valuation uplift* — When you discount future profits at a lower rate, fair value goes up. Growth stocks get re-rated first.

*Who wins most:*

- *Industrial / Manufacturing:* Dangote Cement, BUA Cement, Lafarge — big borrowers, big capex
- *Consumer Goods:* Nigerian Breweries, BUA Foods, Nestle — cheaper working capital, consumer demand should recover as lending rates fall
- *Tier-1 Growth / Tech-driven:* Airtel, MTN — lower discount rate = higher DCF value

*Who gets hit:*

- *Banks:* This is the catch. Banks made super profits from high MPR (+50/-300 corridor now). NIM will compress. Expect sell pressure on banking index in the short term, even if overall market goes up. But CRR was retained at 45%, so no extra relief there.

*What to expect this week:*

- Monday-Tuesday: Banking stocks red, Industrial & Consumer green
- ASI likely to push up — we already saw reserves at $55.2bn and inflation cooling to 15.39%, foreign inflows will improve
- Fixed income traders will rush to lock long-dated bonds before yields crash further

Bottom line: Short-term mixed, *medium-term very positive* for NGX. This is the pivot from tightening to easing.

Odunharry:
Atleast cost of servicing debt will reduce and FG can save more

Yes. 3.5% reduction in cost on an N85trn debt stock translates directly to N3trn.

That alone is more than the budget of almost every state in the country.

Even if it's only a 50% translation, it's still huge!