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Nairaland Forum / Nairaland / General / Business / Class Action Suit Against Gtbank For Misleading 199/$ Card Charges (14755 Views)
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Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by gbodimowo(m): 2:14pm On Mar 02, 2016 |
My double billing has not been reversed , they swalllowed a 10k client payment today . I called CC and they were unable to justify why i was being double billed paying for their own error so whats up on facebook and twitter ? i have signed the petition whats the progress rate on that too? |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by Phony200(m): 3:03pm On Mar 02, 2016 |
bdavis: OTT is directly from CBN so it's at CBN bid rate, Card transactions are at each bank's treasury rate and discretion. I am not calling and have never called you a thief. Have you lodged a formal complaint to your bank? Do that and get a complaint reference number. Once two weeks elapse and it's not resolved, escalate to customer protection at the CBN with the mail trail and relevant documentation to them for resolution. CBN will then write the bank directly and give them 7 days from acknowledgement of receipt to come up with their side of the story. Once CBN receives GTB's response, a decision is usually reached within 21 days which GTB will communicate to you. I've posted the due process for reporting bank related complaints on the thread. I'm sorry but online petitions or e-protests are not the way. All those are classified under potential reputational risk which any bank will move to quash or just address and ignore. I'm not a GT defender as you claim. Substitute GT for any other bank anywhere in the world and the response is still going to be the same. Follow due process and let the CBN manage your complaints directly. |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by ndcarl(m): 3:52pm On Mar 02, 2016 |
Oh i wish i still bank with them... |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by gbodimowo(m): 4:50pm On Mar 02, 2016 |
hello This is to draw the attention of the GTBank staffs monitoring this thread to another as they call it “system Glitch“ currently going on on their internet banking portal the error is under the Airtime recharge section Do take your time and fix this or we are going to initiate another round of action(s) against ypu and this will further point out the gross incompetence of ypur Tech team Thanks by the way this is a copy of what i have already sent to card services |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by Phony200(m): 5:05pm On Mar 02, 2016 |
gbodimowo: Hello sir, If you were a service technician and someone sent this to you, I doubt you'd be able to help without recourse for more information. Could you please resend the email specifying exactly what you experienced, time it occurred, the transaction in question, error/system response and what exactly you expect resolution to be. It's like telling a shop owner, "Hey, one of your products in your warehouse has expired. Better replace it or else I'll call NAFDAC". You're more likely to get a result if you provide useful actionable information to whoever you sent the mail to. e.g. Dear XYZ company, My account number is XXXXXXXXXX. I just tried to recharge my mobile number XXXXXXXX with ₦500 using your online banking portal around 2pm. After submitting the request, I got a system error prompt of "Transaction failed try again later". I was debited but I did not receive the airtime. Please reverse the debit or process my airtime request. Dear Risi, When we had dinner yesterday, I noticed your armpit is bushy. Please shave before our next meeting or wear long sleeve as the sight made me lose appetite and I don't like wasting food. Risi is more likely to look presentable next time than if you had said "Risi, you made me lose appetite. Don't do it next time". 3 Likes |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by mavinc4u(f): 7:24pm On Mar 02, 2016 |
gbodimowo: below is what you requested, do your mathematics. please who has the video recording. i need it urgently
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Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by gbodimowo(m): 8:40pm On Mar 02, 2016 |
Phony200: Hello Sir, Thanks for your response as you are aware, This is a public fora and as such sensitive information can't be divulged here. And i clearly stated that this was to call the attention of the staffers monitoring this thread and do note the last line stating that is a copy was meant to be this is an abridged/terse copy of the mail as i had stated earlier it would not be proper for me to disclose sensitive information here. once again Thanks for trying to seek for further clarification on what i had posted here Regards |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by gbodimowo(m): 8:45pm On Mar 02, 2016 |
bdavis: Cc bdavis kindly provide d snapshot of tge 199/$ for today's transaction as this would help boost our case |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by Infinitikoncept(m): 10:09pm On Mar 02, 2016 |
gbodimowo:Its 199# again today? |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by gbodimowo(m): 10:12pm On Mar 02, 2016 |
Infinitikoncept: Thats what @bdavis said o |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by Kurupt01: 12:57am On Mar 03, 2016 |
I hereby sign this petition and demand a full refund |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by bdavis: 1:43am On Mar 03, 2016 |
gbodimowo: Sorry guys, been a very hectic day... The transfer was for $2495, and just to recap, GT charges on FX transfers are as follows: 0.5% Swift Charge on amount being transfered, which in this case boils down to: $12.475 ($12.5 aprox.) Vat (5%) on the swift charge= $0.62 Telex charge: 4k naira. Now from the attached screen shots, abeg what was the conversion rate?
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Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by bdavis: 2:12am On Mar 03, 2016 |
A while back, (not sure if on this thread) I mentioned a circular (email communication) GTBANK was sending around to customers, titled 'Tips on International Transactions'[b][/b] or something similar like that, which was supposedly to enlighten us (the customers) and help save us as we carry out transactions online. The circular claimed that by choosing to be charged in dollars, cost savings would be achieved as opposed to choosing to be charged in naira. This was and still is a blatant lie and was only done to trick it's customers, and thereby defraud them of their hard earned money. People who do online (international) transactions frequently, would be aware that there are sites, such as Google Play store and AMAZON, who either let you specify the currency you want to be billed in, or have already converted to naira for you, once their geo-location software has identified your region. What this sites do is they always use the official CBN rate, then add a little for overages/other charges so you get billed say in the region of 200/$ to 210/$. Now by saying pay in $ and don't choose to pay in naira, GTB is simply demonstrating that the only thing that matters to them is how to rip customers off, because choosing to pay in $means the bill for settlement such websites present would be in dollars and GTBANK would thus be free to apply whatever rate they choose to apply. As I write this, GTBANK has chosen to decline all international transactions that are not being presented in $. You can no longer purchase from amazon, unless you change your currency to $, € , or £ and if the site has already done conversion and is presenting costs in naira, your transaction won't go through. Attached is screen shot of the circular 1 Like
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Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by gbodimowo(m): 2:43am On Mar 03, 2016 |
thanks for the screenshots however i noticed this was a wire transfer, and their arguments has always been that the dollars used for master card settlement is determined by the software and can not be manipulated so i ask again if you have a software that cant be manipulated where did the glitch as they claim came from? and why did it take them as they claim 3 days to find it and short it diwn? and why didnt they just contact customers for a bilateral settlement if truely it was a glitch instead of unilaterally taking a decision and penalozing customers for their own errors or delibrate mistakes. |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by gbodimowo(m): 3:32am On Mar 03, 2016 |
hello, to the creator of the facebook page why are wall posts not showing? Kindly attend to it as things being posted be it texts or images disappear Thank you |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by bdavis: 4:54am On Mar 03, 2016 |
gbodimowo: Ok, thank for bringing that to my attention. Would look into that. |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by bdavis: 4:55am On Mar 03, 2016 |
gbodimowo: Yes, I did mention it was an outward FX transfer |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by Infinitikoncept(m): 7:02am On Mar 03, 2016 |
bdavis:Were you charged from your dorm account or its a naira savings/current account? |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by softtouch2(m): 11:36am On Mar 03, 2016 |
To All Non-GTBank employees monitoring this thread, Kindly take a lesson from #GTBankScam back to your managment. It is an eye-opener that Nigerian Institutions (Financial, Legal, etc) were part of Mega-corruption going on in this country. International business owners charged slightly above CBN rate due to administrative charges e.g 1. Amazon as at March 1st, 2016 charged 208 Naira (admin charges inclusive) to $ to calculate your purchase, but our greedy banks will decline the transaction unless you select "$", or other international currencies. 2. KLM Airline here in Nigeria will charge around 200 Naira to $ to pay for your airline tickets. So, who is killing who? Foreign investors (US & EU) will NEVER come to do business with you as long as corporate scamming exist. Such environment only attracts "rabies" from China, India and Arab countries into our business sectors. So, before you blame GEJ & Buhari on current events in the country, be aware that ripple effect of your actions are killing this country more than ravaging plague. 4 Likes |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by mavinc4u(f): 11:45am On Mar 03, 2016 |
gtbank sent this response to me after communicating with them. Thank you for contacting Guaranty Trust Bank Plc. We apologize for any inconvenience caused by the recent glitch in our system which led to a wrong application of the exchange rate on our Naira MasterCard for international transactions. This has however been resolved and adjusted to reflect the correct exchange rate hence transactions blocked at the incorrect rate (N199) will be settled at the correct exchange rate (N299) |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by bdavis: 1:19pm On Mar 03, 2016 |
Infinitikoncept: Gave instructions that the commission and all other processing fees/charges should be deducted from my naira/savings account, so only the actual outward FX is deducted from the dom account. |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by gbodimowo(m): 2:52pm On Mar 03, 2016 |
mavinc4u: This is a choriographed message sent to all if u il be so nice can u show d name of the fellow who attended to your mail if its the same person then we il know what to do next Thanks |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by mavinc4u(f): 7:37pm On Mar 03, 2016 |
gbodimowo:the name is BEATRICE AYENI then another message came from Benjamin Ikeji |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by Redaguy(m): 7:40am On Mar 04, 2016 |
I was affected but thank God I got the notice on time I could cancel my amazon prime membership and request a refund although gt kept 15 kobo off the amount I was debited |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by mavinc4u(f): 10:59am On Mar 04, 2016 |
Please let's start submitting petition to icpc. |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by AleAirHub(m): 12:19pm On Mar 04, 2016 |
Steps on how we can forward our petition to ICPC |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by yemi2plus(m): 5:41pm On Mar 04, 2016 |
ICPC ke? I laugh, I have faced same problem with another Nigerian bank before. Though, my issue was resolved through their help, but it should be the last sort. Most importantly, are you guys prepared for their wahala? Have you read the act that established the agency? Do you know what it takes to involve them? Are you ready to spend more monies? There are other governmental agencies that can handle this issue before involving ICPC. Make una use una head think wella, else, na kirikiri straight. |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by dailydolla4u(m): 5:53pm On Mar 04, 2016 |
JAZES:He was the first person to wake me up on monday morning with GTB Scam. I join the struggle even when l domp my GTB ATM over a year ago when i discover Standbic IBCT . Alutua' Continua'..... |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by dailydolla4u(m): 6:02pm On Mar 04, 2016 |
I Don't know how true it is, But i was told that Lawyers do not sue Banks, that they don't have jurisdiction over customer Bank issue, that is only Bankers committee that has the power to do so, somebody should educate me on these please. Jethrolite: |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by dailydolla4u(m): 6:06pm On Mar 04, 2016 |
Phony200: Get the fact right Sir. |
Re: Class Action Suit Against Gtbank For Misleading 199/$ Card Charges by dailydolla4u(m): 6:17pm On Mar 04, 2016 |
softtouch2: |
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