Desperation for customers

lalasticlala:
They opened for me too. I was surprised. I had to check via mobile app to see if my name will show when I type the account number. My name appeared.

you are a star, that's why they opened one for you now.

Lol me too. As usual thought it was them yahoo Boys so I ignored it. Only for them to send it again and I checked the account number and saw my name
The two sms came from 'Gtbank' & 'GTBANK' hmmm

If this is true, you can definitely sue. criminal offence have been committed.

Get a good SAN and tell him your complaint if you can make a good case against GTB. If yes, then you can slam GTBank with court order and make demands of Millions of Naira for identity theft. Wish u Godspeed

civilserva:
This is identity theft. Someone somewhere opened the account with your data to scam people or collect ransom deposit.

My first thought. It looks more like that rather than GT opening an account. He had better go and report and stop blaming GT bank.

Op you aren't alone. My elder brother called me last week if I opened account with GTB using his phone number . I said no, I was like scammers are about to trick him.. he said he got a text message twice indicating I have an account with GTB. All my life, I have only visited GTB twice, of which I have no business with them .. our data is not secured in this country. It's time we buckle up

Please do you have a sound lawyer ?

In fact they did to me. Now I can't access my account and can't withdraw but money can be transferred to the account

Wouldn't you rather bank with us?

They are actually spooling it from a BVN database. Every customer who is enrolled on BVN (via some other bank) but isn't a GT customer is automatically eligible.

It isn't fraudsters.
It isn't a security breach.

At least we can see how powerful the whole BVN thing is. I like to think they weighed its (possible) legal implications, considering that the management is very aware.

I'm a GTB customer and the incompetence of that bank is criminal. Do not even use that account, even if it's a genuine account, because they'll frustrate you to your last breath. I'll soon reactivate my first bank account so i can finally dump my account and my money they have refused to reverse, albeit not substantial, with them.

tk4rd:
The latest trick now coming from the GTBank is that they are opening GTB accounts for people unawares.
It happened to me, and I am not happy...
Take my case for instance, I didn't fill any GTB form whether at office or at home or anywhere, I have never dialled their *739# or whatever code which they shared on hand-fans to people, I didn't even collect the hand-fan immediately I noticed it belonged to GTB.
I have never been to any of the GTB branches for anything for more than three years now, not even to pay into another person's account, nor even to use their ATM., yet GTBank went ahead and created an account for me, and sent the account number to my phone, and requested that I supply my BVN to them.
I got alerted in my sixth-sense, that some scammers have remembered my phone number and wanted to scam me in the guise of GTB.. I laughed it off.
But on a second thought, I started wondering if the account number was scam, or whether it was actually real.
I decided to transfer money into it using my bank's mobile app, so as to see the name that will come out on it.
Lo and behold, it was my name there on the account.. And it means that GTB already has my name and some other information about me in their database, even when I have practically nothing to do with them.
That means, for real,, GTBank actually opened the account for me. But how did they get my name.?
I am really wondering how information about me got to them in the first place.
.
In fact, who are the people that breached their privacy policy and shared information about me, including my phone number to GTB?? How many other firms and groups and individuals (whether good or bad) had these same people shared information about me to apart from GTB?
My fellow Nairalanders, believe me, I feel so unsecured and electronically raped right now at this very moment.
As it is now,, Whichever firm is it that sold (or shared, or gifted) information about unsuspecting innocent citizens of this country to GTB (and to any other unknown firms yet), had committed a grave atrocity by going against the privacy of their clients/customers.
Funny enough, it wasn't only me they opened such accounts for. They did it to so many people, and a greater percentage of them had been ranting on their social media handles and timelines. Other people kept mute and ignored it altogether, thinking that it is nothing.
But to me, it is a big “Something”. I see something very huge and very very bad about it.
This just means that, very soon all the other banks and Insurance Firms and many other firms we know nothing about, both in Nigeria and beyond, would also get information about unsuspecting citizens from whichever sources that had decided not to protect the privacy of their trusted customers and clients, and then open unsolicited accounts in their names and forward the new account details to their phones, and start expecting them to come and be using the new accounts just like that.
That is not just Fair.
Something needs to be done about this, and it must be done quickly.
.....
....
Facebook commited a similar breach of privacy policy, and the penalty on Facebook for such an offence was really huge..
https://www.nairaland.com/5320518/facebook-fined-5-billion-breaching

THIS IS THE POWER OF DATA SCI.
EXPECT MORE OF THIS..EVERYTHINH HAS BEEN DIGITALIZED

Two possible reasons;

1. Marketing gimmicks (same way MTN & Airtel send you unsolicited ads to subscribe or recharge data).


2. The work of some overzealous GTBank marketers who are in dire need of meeting some ridiculous targets

What OP doesn't understand is that with only ur phone number, any bank can get generate an account number for U... All thanks to the crazy targets given to bank marketers.. they can even open access for your dog if need be...

This is not from GTB.
You are being channelled towards the path of an elaborate scam

Though this is a breach of privacy, however kindly take note of the following;
Any account opened without BVN linked to it remains restricted which means a debit transaction cannot occur on the account. This is a CBN policy guiding all Banks.
Nearly 99% of all accounts opened via these Banks short code cannot be operational until a mandate(picture and signature) of you is uploaded on the account.
Therefore, you dont need to bother yourself about it as long as your BVN is not linked to it.

Regards.

This is very bad. I have the same experience but I thought it was an error or something

Did I hear you say *you are electronically raped*
Wonders shall never end

What OP doesn't understand is that with only ur phone number, any bank can get generate an account number for U... All thanks to the crazy targets given to bank marketers.. they can even open account for your dog if need be...

pocohantas:
Wouldn't you rather bank with us?

They are actually spooling it from a BVN database. Every customer who is enrolled on BVN (via some other bank) but isn't a GT customer is automatically eligible.

It isn't fraudsters.
It isn't a security breach.

At least we can see how powerful the whole BVN thing is. I like to think they weighed its (possible) legal implications, considering that the management is very aware.

They erred by opening accounts without consent.
Also, accessing the BVN portal/server for this act is also criminal.

I thought it was just me alone. Wonders shall never end.

So they run am for you too?

you are not the only one, my own is sky bank now Polaris bank,

You all affected should initiate a class action suit against the bank.

DBlackCeazer:
I am just tired of Gtbank.
Anyone with idea on how to close my savings account with them from outside Nigeria?
These guys don't attend to your issues on time, my savings account with a tangible sum does not get any interest, they said I can only initiate 3 outbound transactions or forfeit the interest, ok, but one outbound transactions equals two because of vat and commission debits. Very annoying bank.

Every bank in Ng is annoying. Recently, first bank has been debiting my transaction without reversing on the. Some I was debited since July 31st, three transactions are yet to be reversed even after calls and emails.

Just this morning I woke up to meet a negative balance of over 5k clearing my own fund in the acct. I know that I'm not hacked. Because no transaction history of such in my app when I checked. Funnily I have called them with over #200 airtime and yet to pick my calls. Now you see that they are the same.

tk4rd:
The latest trick now coming from the GTBank is that they are opening GTB accounts for people unawares.
It happened to me, and I am not happy...
Take my case for instance, I didn't fill any GTB form whether at office or at home or anywhere, I have never dialled their *739# or whatever code which they shared on hand-fans to people, I didn't even collect the hand-fan immediately I noticed it belonged to GTB.
I have never been to any of the GTB branches for anything for more than three years now, not even to pay into another person's account, nor even to use their ATM., yet GTBank went ahead and created an account for me, and sent the account number to my phone, and requested that I supply my BVN to them.
I got alerted in my sixth-sense, that some scammers have remembered my phone number and wanted to scam me in the guise of GTB.. I laughed it off.
But on a second thought, I started wondering if the account number was scam, or whether it was actually real.
I decided to transfer money into it using my bank's mobile app, so as to see the name that will come out on it.
Lo and behold, it was my name there on the account.. And it means that GTB already has my name and some other information about me in their database, even when I have practically nothing to do with them.
That means, for real,, GTBank actually opened the account for me. But how did they get my name.?
I am really wondering how information about me got to them in the first place.
.
In fact, who are the people that breached their privacy policy and shared information about me, including my phone number to GTB?? How many other firms and groups and individuals (whether good or bad) had these same people shared information about me to apart from GTB?
My fellow Nairalanders, believe me, I feel so unsecured and electronically raped right now at this very moment.
As it is now,, Whichever firm is it that sold (or shared, or gifted) information about unsuspecting innocent citizens of this country to GTB (and to any other unknown firms yet), had committed a grave atrocity by going against the privacy of their clients/customers.
Funny enough, it wasn't only me they opened such accounts for. They did it to so many people, and a greater percentage of them had been ranting on their social media handles and timelines. Other people kept mute and ignored it altogether, thinking that it is nothing.
But to me, it is a big “Something”. I see something very huge and very very bad about it.
This just means that, very soon all the other banks and Insurance Firms and many other firms we know nothing about, both in Nigeria and beyond, would also get information about unsuspecting citizens from whichever sources that had decided not to protect the privacy of their trusted customers and clients, and then open unsolicited accounts in their names and forward the new account details to their phones, and start expecting them to come and be using the new accounts just like that.
That is not just Fair.
Something needs to be done about this, and it must be done quickly.
.....
....
Facebook commited a similar breach of privacy policy, and the penalty on Facebook for such an offence was really huge..
https://www.nairaland.com/5320518/facebook-fined-5-billion-breaching

Have u informed d bank about this?

Phone number linked to your BVN can be used to open bank accounts without filling form

Andrew11:


Every bank in Ng is annoying. Recently, first bank has been debiting my transaction without reversing on the. Some I was debited since July 31st, three transactions are yet to be reversed even after calls and emails.

Just this morning I woke up to meet a negative balance of over 5k clearing my own fund in the acct. I know that I'm not hacked. Because no transaction history of such in my app when I checked. Funnily I have called them with over #200 airtime and yet to pick my calls. Now you see that they are the same.

If u have a twitter account, pls write to them on Twitter.

lalasticlala:
They opened for me too. I was surprised. I had to check via mobile app to see if my name will show when I type the account number. My name appeared.

then the question is how tha hell did they get your name in the first place?

Even the so called bankers are the criminal

The most painful thing is that the fool always broadcast this message to people through Facebook

Go straight to the EFCC and lodge a complaint now.
Read more about AML/CFT

I thought i was the only one, i never knew we are many.

Same thing happened to me.

I thought it was scammers initially until I decided to do a transfer to the account and see what name comes up. Lo and behold, it was actually my name that reflected against that account number.

I'm glad I'm not alone in this.