₦airaland Forum

damilola1978:
first bank is 3%

emmanuelewumi:
First tier banks are First Bank, UBA, GTB, Access Bank and Zenith Bank

ojesymsym:
What of my new found love, stanbic ibtc? They non make this list?

emmanuelewumi:
Stanbic is okay, the 5 banks listed are the biggest in terms of profitability, deposits, loans advancement etc.

From the recently released financial reports of 2019 by UBA and Zenith Bank.

UBA made a profit after tax of over N90 billion, while Zenith Bank made N200 billion.

We are expecting the result of GTB and Access Bank this week

ahiboilandgas:
Why would any body do a t.b of 2 or 3 percent for 90 days when a saving account gives 4.5 percent per month....rationality is key.....if u leave 10m in a saving accounts it generate 40k monthly (no lost bids ) while tb 23k per months so in 90 day u make 120k while tb 63k ...only if u are biding 1 year

ahiboilandgas:
very audio....na play i dey play with u no vex ....but several billionaire no get certificate AA rano , Azman , innosa

ojesymsym:
I am no expert but I am surprised to see Access bank in that list, I hear more of negative news about that bank than positive.

abraolas1:
which of the banks

Grupo:
This is exactly why I did 182 days at 3.5% last week.

I may be tempted one day to take the money and buy a new Benz. It's better I don't see it in my account.

Also, these fraudsters are doing a lot these days.

pesty100:
nah its also above 4

ahiboilandgas:
Why would any body do a t.b of 2 or 3 percent for 90 days when a saving account gives 4.5 percent per month....rationality is key.....if u leave 10m in a saving accounts it generate 40k monthly (no lost bids ) while tb 23k per months so in 90 day u make 120k while tb 63k ...only if u are biding 1 year

damilola1978:
lol...please walk into the bank and confirm...

jayjay1512:
Please how true is this and which bank is offering such rate

abraolas1:
how do. u go about this can you share please..... I'll appreciate if you do

thanks

emmanuelewumi:
First tier banks are First Bank, UBA, GTB, Access Bank and Zenith Bank

awesomeJ:
I guess most banks. just do dollar FD.

The 2% is what I'm not sure of.

I think for Stanbic, you'd have to be investing $1m or more to get up to 2.5%.
perhaps 1-2% is more common place.

tipzy001:
What about Union Bank please? Am I safe with them? Have all my savings with them. Opened a Union Flex account with them for almost a year now with interest rate well above 4%

damilola1978:
first bank is 3%

pesty100:
no need to, did calculations on the interest I received this morning and last month; 4.3% in 12 months

Garlay:
Are you sure you calculated it well because i got #2240 for my #700,000 in my UBA savings account

rationalmind:
I pity all these people running into stocks. I can assure you that it will end in tears

rationalmind:

pesty100:
am sure of UBA and First Bank cause I receive interest on my account in those banks

ahiboilandgas:
Any body with last ntb results, need to analyse the subscription to predict rates will go up...

ojesymsym:
Who understands Euro bond?

Garlay:
Are you sure you calculated it well because i got #2240 for my #700,000 in my UBA savings account

Mfunkynation:
please let me know the formula you use in calculating. thanks