salford1:

I lived in Taracove for around 2years too before I moved to Aspen/Springbank area later on. After the move, I still travel at least once in two weeks to buy food stuffs.
U know a couple of Nigerians that bought houses around the coventry hills area.
The areas I find a bit sketchy in the NE quadrant are the Rundle, Forest Lawn, Marlborough and maybe Martindale area. There were always 2 CPS vehicles permanently stationed at the Malborough Wal-Mart

Victorex001:



Hello...pls Ma, I’m working towards getting my 1yr work Permit for Canada.

What are my chances to getting PR after/before my 1yr work permit expires??

Pls Ma, I’ll appreciate a response. Thanks

portablesuzy:
please anybody in the house living in quebec. want to ask about job opportunities, living standards there ve not seen anyone saying anything about quebec in general. i heard that if someone wants to pick up a job in quebec u have to speak frencch also

Sarang:


CIC can do that?

19CannyMum:


I think both accounts are different. One is CRA careers and the other is CRA my account is something like that.

Also you can only open a CRA my account after you've filed your first tax, not before. They won't have your SIN on their system before.

Lastly, CRA my account is currently overloaded and having issues even for those who have account. Solution at the moment is you login with your phone mobile network (i.e. on your phone itself, or hotspotting your computer with your phone).

Edoblakky:
That's part of their job. If you call, they will either tell you to apply for BOWP or fast track your application depending on how far your application has been processed

portablesuzy:
please anybody in the house living in quebec. want to ask about job opportunities, living standards there ve not seen anyone saying anything about quebec in general. i heard that if someone wants to pick up a job in quebec u have to speak frencch also

oluphilip2008:
I just thought to share these links. One might have one or two things to learn from them:


https://twitter.com/IamTobeNneji/status/1234849766795874304?s=08
*7 Mistakes People Make Before and After Moving to Canada - Part One*

https://www.facebook.com/1771372868/posts/10207076579070825/

salford1:

The twitter post is heavily geared towards the US. Some of the information are right for the US and wrong for Canada. E.g. The tax law for Canada's homeowners is very different from the system in the U.S. Notably, the interest on a mortgage for a principal private residence is not tax deductible in Canada.

19CannyMum:


That's why Bamidele reminded us in the second link to be very sure information we're getting is relevant to Canada. We've even been saying here that we should give only province-specific info, and someone is generally dishing out advice for the entire US/Canada. Lol

The entire housing advice in that tweet, is definitely not applicable in Calgary.

salford1:

Not applicable in Regina or Saskatoon as well, and it won't be applicable in Vancouver, Montreal or Toronto where houses are even more expensive. Except maybe houses are now selling for dirt cheap across Canada.

A vehicle with a $200 or a few dollars lower monthly payment would cost around 18k to 21k excluding dealer fees, and for a 5 to 6 year term loan, that can be steep for a new immigrant, especially if we add insurance cost to the amount. Cost of insurance also vary widely across provinces. It even varies depending on location of residence within a city or town based on postcode/locality.

However, the Facebook advice is very good.

Victorex001:



Hello...pls Ma, I’m working towards getting my 1yr work Permit for Canada.

What are my chances to getting PR after/before my 1yr work permit expires?? I’m skeptical about going ahead with the visa.

Pls Ma, I’ll appreciate a response. Thanks

gsade:


Yes. I agree. But really at the end of the day, it will depend on individual situations. For instance, I know immigrants who moved here and started earning over 60k annually immediately and financed brand new cars paying up to 500 monthly. They mostly did it because they had a large family, income and no immediate cash to be dumped into good fairly used cars for about 12k or so. One needs a good car depending on your situation and how cold your territory can get. So a lot of that advice can be situational.

Purkie:
Hi everyone, I’ll be coming to Winnipeg in May. Was going to pick Alberta but I hear there are no jobs.. I am a pharmacist and working on getting licensed and all that.
My issue is right now from my research I can’t really find jobs in Manitoba compared to Alberta (using job bank -)

Is there anyone currently in Alberta or Manitoba? Please tell me what the job prospects are for pharmacists after everything necessary is completed. Please respond..anyone.

salford:

Yes it can be situational - I agree too. We also manage our finances differently. It all boils down to choice...I also know large families that hauled their families for years in a used 8 seater van that probably cost less than $6000.

As per choice, a brand new 8 seat vehicle could cost anything from $40k upward excluding dealer fees, taxes, comprehensive insurances for financed vehicles, extended warranties, and loan interest. If one searches well enough, one can also get a very good pre-owned financed from a dealer (maybe 3 to 4 years old vehicle with a mileage of around 40k km to 80k km) for half the amount, and for a fraction of the insurance a brand new vehicle would cost. I can't even imagine what their interest rate would be since they bought a new car immediately after landing, since they would have a likely poor to fair credit history.

My first car in Canada was a 2007 car that I used for maybe 4 years. The car was 6 years old when I bought it. The brand new model of the same car was retailing for $18k (MSRP) before tax . It drove well and excellently till I sold it off or should I say dashed it off for $500 to a very lucky buyer. My Kijiji post mentioned that whoever gets to my place first gets it for $500 bucks, and it sold in less than 30minutes. . I think I bought it for 4k. I was desperate for a car then else I could have bought it even for a cheaper amount.

That car saved me tons of cash as all I did on it was regular oil change. No monthly payment and because it wasn't a new vehicle, I did not need to take it to a dealer garage that would charge upwards of $70 an hour for a simple fix that my mechanic in McKnight would fix for maybe $20 an hour. My 3rd party insurance was also $75 a month compared to a comprehensive insurance on a brand new 18k car that would be around $250 a month. All these factors ensured that I was able to bank a large portion of my then $40,000 per year or thereabouts job.

I can now afford to comfortable finance a $110,000 escalade and not break a sweat. A cheaper Tahoe would also offer me the same level of comfort as an escalade.

Summary: There is nothing wrong in buying a new vehicle as long as you can conveniently afford it, and it fits into you financial goals and budgets. Imo, some of us just see new vehicles generally as bad debts, or it could just be as a result of me being a fan of Dave Ramsey.

Oluphilips2008 shared Part 1 of the Facebook post by Bamidele.
Part 2 of the same Facebook post offers some advice on finances and debt. That was an excellent post imo.

https://m.facebook.com/story.php?story_fbid=10207079649787591&id=1771372868&__tn__=%2As-R

SixSigma1:


I have not made comments here in a long time but I will not forgive myself if I do not comment on this. With regard to buying and owning a car, the piece you have here Salford is worth billion of dollars for any smart immigrant (new or old) that have listening ears. I give you 100 likes for it!

portablesuzy:
please anybody in the house living in quebec. want to ask about job opportunities, living standards there ve not seen anyone saying anything about quebec in general. i heard that if someone wants to pick up a job in quebec u have to speak frencch also

SixSigma1:


I have not made comments here in a long time but I will not forgive myself if I do not comment on this. With regard to buying and owning a car, the piece you have here Salford is worth billion of dollars for any smart immigrant (new or old) that have listening ears. I give you 100 likes for it!

gogedda:
Hello house, I would like to change my front shock absorber for my ford fusion 2012. Does anyone know of any cheap mechanic who will charge less per hour around here in Calgary?

@salford, can you pls help me with the contact of that mechanic. Thanks

salford1:

Thanks bros. Longtime. Happy new year too.

salford:

Yes it can be situational - I agree too. We also manage our finances differently. It all boils down to choice...I also know large families that hauled their families for years in a used 8 seater van that probably cost less than $6000.

As per choice, a brand new 8 seat vehicle could cost anything from $40k upward excluding dealer fees, taxes, comprehensive insurances for financed vehicles, extended warranties, and loan interest. If one searches well enough, one can also get a very good pre-owned financed from a dealer (maybe 3 to 4 years old vehicle with a mileage of around 40k km to 80k km) for half the amount, and for a fraction of the insurance a brand new vehicle would cost. I can't even imagine what their interest rate would be since they bought a new car immediately after landing, since they would have a likely poor to fair credit history.

My first car in Canada was a 2007 car that I used for maybe 4 years. The car was 6 years old when I bought it. The brand new model of the same car was retailing for $18k (MSRP) before tax . It drove well and excellently till I sold it off or should I say dashed it off for $500 to a very lucky buyer. My Kijiji post mentioned that whoever gets to my place first gets it for $500 bucks, and it sold in less than 30minutes. . I think I bought it for 4k. I was desperate for a car then else I could have bought it even for a cheaper amount.

That car saved me tons of cash as all I did on it was regular oil change. No monthly payment and because it wasn't a new vehicle, I did not need to take it to a dealer garage that would charge upwards of $70 an hour for a simple fix that my mechanic in McKnight would fix for maybe $20 an hour. My 3rd party insurance was also $75 a month compared to a comprehensive insurance on a brand new 18k car that would be around $250 a month. All these factors ensured that I was able to bank a large portion of my then $40,000 per year or thereabouts job.

I can now afford to comfortable finance a $110,000 escalade and not break a sweat. A cheaper Tahoe would also offer me the same level of comfort as an escalade.

Summary: There is nothing wrong in buying a new vehicle as long as you can conveniently afford it, and it fits into you financial goals and budgets. Imo, some of us just see new vehicles generally as bad debts, or it could just be as a result of me being a fan of Dave Ramsey.

Oluphilips2008 shared Part 1 of the Facebook post by Bamidele.
Part 2 of the same Facebook post offers some advice on finances and debt. That was an excellent post imo.

https://m.facebook.com/story.php?story_fbid=10207079649787591&id=1771372868&__tn__=%2As-R

salford1:

Westwind auto repair limited at McKnight were the guys I used for oil changes and brake pads replacements on my 07 Elantra when I lived in Calgary. Better to call before setting out as those guys are often busy.

wizean:
I want to do an oil change and swap my tires back to summer tires, Canadian tire is quoting me $290. As a Johnny, I don't even know if that is too expensive or a fair price. I already booked for April 2nd. Someone please advise before I go throway money wein no dey

salford1:

Westwind auto repair limited at McKnight were the guys I used for oil changes and brake pads replacements on my 07 Elantra when I lived in Calgary. Better to call before setting out as those guys are often busy.

MrTeeo:


I school in SAIT Alberta. My fees per semester is 3700. Loan I got was 6000 grant 4,600. They just also approved for my next semester a loan of 7k and grant of 6300...

wizean:
I want to do an oil change and swap my tires back to summer tires, Canadian tire is quoting me $290. As a Johnny, I don't even know if that is too expensive or a fair price. I already booked for April 2nd. Someone please advise before I go throway money wein no dey

canadaman18:


How are you going about getting this 1 year work permit? Hope its not some agent

19CannyMum:


Canadian tire garage has a HORRIBLE reputation. Take your car there at your own risk.

If you're in Calgary I can recommend Megatire for tire change. Fantastic service.

For oil change, what I did was I checked Groupon for oil change deals, then googled the various companies for proximity and reviews, then called two for direct quotes and went with the one I preferred.

On Groupon you can get deals for oil change + tire swap together.

Also if you're in Calgary you might want to hold off changing your tires for now, unless you're switching to all seasons. Last year there was a crazy snowstorm last week of April, and I think it also usually snows first week of May.