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Treasury Bills In Nigeria - Investment (1193) - Nairaland

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Re: Treasury Bills In Nigeria by steveneche(m): 8:13am On May 13, 2020
experts in the house, please is I-invest app a reliable n recommended platform to trade treasury bills? advice pls, am a newbie

1 Like

Re: Treasury Bills In Nigeria by ahiboilandgas: 8:50am On May 13, 2020
The total assets under the Contributory Pension Scheme rose to N10.5tn as of the end of February 2020.

Figures obtained from the National Pension Commission on Tuesday revealed that the funds which stood at N10.21tn as of the end of 2019 rose by over N289bn in two months.

The bulk of the funds totalling N7.09tn had been invested in Federal Government Bonds, while N141.06bn had been invested in state governments’ securiti

2 Likes

Re: Treasury Bills In Nigeria by ahiboilandgas: 8:52am On May 13, 2020
The pension funds should be allowed to invest in mass housing, privatize railways ,shipping line etc ...they have over 140bn per month's to bid for treasury bills at 2 percents

4 Likes

Re: Treasury Bills In Nigeria by Nobody: 9:25am On May 13, 2020
Crazeworld:
Sir, is this the formula?

1 Like

Re: Treasury Bills In Nigeria by NL1960: 9:51am On May 13, 2020
Sholapey:
Business and investment opportunities pave ways.

It is not everybody that is aspiring to become a billionaire now. grin
Re: Treasury Bills In Nigeria by Ikjosh04: 10:27am On May 13, 2020
[quote author=Barrytone post=89494345][/quote]

Not really explanatory and is that 8 figures I'm seeing you used to start the compounding in yr 1?

You're already multi wealthy na, how many people can afford to start with that amount. Well, God will bless everybody we just need to persevere and pray for the right opportunities.

1 Like

Re: Treasury Bills In Nigeria by Nobody: 10:35am On May 13, 2020
Ikjosh04:


Not really explanatory and is that 8 figures I'm seeing you used to start the compounding in yr 1?

You're already multi wealthy na, how many people can afford to start with that amount. Well, God will bless everybody we just need to persevere and pray for the right opportunities.

That's year ending, year 1 ending figure is what its starts with. That figures represents 12 calender months target. My very first investment was 2m for 182 days. We can start small and religiously follow through, within few years you will be shocked at your reserves.

1 Like

Re: Treasury Bills In Nigeria by PresidentBuhari: 10:56am On May 13, 2020
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Re: Treasury Bills In Nigeria by PresidentBuhari: 10:57am On May 13, 2020
How did you go from N27.9 million in year 1 to N46.9 million in year 2, are you a ritualist ? grin

What percentage are you using in the growth period of years?

Barrytone:


That's year ending, year 1 ending figure is what its starts with. That figures represents 12 calender months target. My very first investment was 2m for 182 days. We can start small and religiously follow through, within few years you will be shocked at your reserves.
Re: Treasury Bills In Nigeria by Theconglomerate(m): 11:00am On May 13, 2020
PresidentBuhari:
How did you go from N27.9 million in year 1 to N46.9 million in year 2, are you a ritualist ? grin

What percentage are you using in the growth period of years?

grin
I saw it and just smh...

2 Likes

Re: Treasury Bills In Nigeria by Ibrahim505(m): 11:11am On May 13, 2020
steveneche:
experts in the house, please is I-invest app a reliable n recommended platform to trade treasury bills? advice pls, am a newbie
I've being using i-invest app since October 2018 and my experience with their services so far is they are 'excellent and credible'.
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 11:47am On May 13, 2020
ahiboilandgas:
The pension funds should be allowed to invest in mass housing, privatize railways ,shipping line etc ...they have over 140bn per month's to bid for treasury bills at 2 percents


20 years and above FG bonds can be invested in massive housing that will cost between N3 millon to N5 million per housing unit.


There should be a mortgage financing scheme where workers who have a minimum of N1 million in their retirement savings accounts domiciled with Pension Fund Managers, can borrow against their contributions. Such loans should be liquidated in a maximum of 20 years.

2 Likes

Re: Treasury Bills In Nigeria by missjekyll: 11:48am On May 13, 2020
emmanuelewumi:
As a woman is it proper to hand over a house you built while you were single or house which you inherited from your parents to your husband?

I have heard cases of some men who expected women to change the name on the title documents of such properties.

Is this right? Is this logical?

Let's turn this around? Would a man do this? Why is a woman being expected to do it?
I dont get it. We have brains and bleed red just like men do. Why treat women differently? #shrugs

It depends on if we are running a joint ownership of everything. I would expect to be in on his properties as well.

7 Likes 1 Share

Re: Treasury Bills In Nigeria by afroxyz: 11:51am On May 13, 2020
Barrytone:


If I invest my salary and become a billionaire while still earning salary, I should be able to appreciate the process and not make upcoming youngsters feel it's worthless taking up a paid job. People still get salary of 1m and above, if they fail to be billionaire in max of 20 years then they failed. I shared formula to become a billionaire in this forum some years back. I still run that plan and it's working for me. Maybe I will be the first billionaire while earning salary. Don't believe everything you are told because I also grew up hearing this same crap.

Can you please share this formula again
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 11:51am On May 13, 2020
missjekyll:


Let's turn this around? Would a man do this? Why is a woman being expected to do it?
I dont get it. We have brains and bleed red just like men do. Why treat women differently? #shrugs

It depends on if we are running a joint ownership of everything. I would expect to be in on his properties as well.


Why do you love jumping into conclusions.

Answer the question.

Is it right or wrong?

Is it logical or illogical?


If you have been following my writings, I support women ownership of properties and investments, men ownership of properties and investments, and joint ownership of properties and Investments

12 Likes

Re: Treasury Bills In Nigeria by missjekyll: 11:53am On May 13, 2020
steveneche:
experts in the house, please is I-invest app a reliable n recommended platform to trade treasury bills? advice pls, am a newbie

Not this again. It always causes a massive fight. Are you in the country? Why not take a walk to your bank? I invest does not pay dividends till the very end of the tenure.

4 Likes

Re: Treasury Bills In Nigeria by afroxyz: 11:53am On May 13, 2020
emmanuelewumi:
As a woman is it proper to hand over a house you built while you were single or house which you inherited from your parents to your husband?

I have heard cases of some men who expected women to change the name on the title documents of such properties.

Is this right? Is this logical?

Any man worth his salt shouldn't expect a woman to hand over her inherited property to him. The woman should hand it over to her children. Of course she can use the proceeds from the property to support the family but not hand it over to the man.

12 Likes

Re: Treasury Bills In Nigeria by missjekyll: 11:56am On May 13, 2020
emmanuelewumi:



Why do you love jumping into conclusions.

Answer the question.

Is it right or wrong?

Is it logical or illogical?


If you have been following my writings, I support women ownership of properties and investments, men ownership of properties and investments, and joint ownership of properties and Investments

This is a moot point actually. Whatever your answer would be as a man is what it is for me.

2 Likes

Re: Treasury Bills In Nigeria by ahiboilandgas: 11:57am On May 13, 2020
emmanuelewumi:



20 years and above FG bonds can be invested in massive housing that will cost between N3 millon to N5 million per housing unit.


There should be a mortgage financing scheme where workers who have a minimum of N1 million in their retirement savings accounts domiciled with Pension Fund Managers, can borrow against their contributions. Such loans should be liquidated in a maximum of 20 years.
i tire oo ...u have 17 million housing deficit and mass unemployements....7 trillion can build over...1.5m houses and spur up massive atisan jobs vancany....instead of just borrowing govt to finance consumption

4 Likes

Re: Treasury Bills In Nigeria by emmanuelewumi(m): 11:57am On May 13, 2020
afroxyz:


Any man worth his salt shouldn't expect a woman to hand over her inherited property to him. The woman should hand it over to her children. Of course she can use the proceeds from the property to support the family but not hand it over to the man.


I always encourage all my sisters to have their personal investments and assets,

2 Likes

Re: Treasury Bills In Nigeria by ahiboilandgas: 12:04pm On May 13, 2020
Alaska90:


Chief ahiboilandgas,

Please can you answer this question...
Bonds are kinda sold in units with each unit having a face value.
so if you buy a 15% APR 2023 FGN bond with 10m at its original price, you'd be having 100,000 units of the bond, and since the coupon is 15%, your annual interest would be 1.5m

Now when you buy at the secondary market, you often don't buy at the original unit price. You may get to buy at say N90 per unit, which implies that you'd only be paying 9m to get thesame 100,000 units.

But at the end of the year, both you who bought at 9m and the other person that bought at 10m, you'd each get 1.5m as interest, because you hold the same number of units. But while his own yield is 15%(1.5m on 10m input), yours is 16.67%(1.5m on 9m input)

So coupon rate indicates the rate at which interest is paid on a bond based on its face value, while yield indicates the actual rate of returns to an investor.

The coupon rate is always indicated in the name of most bonds, and it doesn't change throughout the lifetime of the bond.

Only changes in purchase prices bring about changes in yields to bond investors.

11 Likes 2 Shares

Re: Treasury Bills In Nigeria by ahiboilandgas: 12:05pm On May 13, 2020
A bond auction is happing next week investors get ready
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 12:09pm On May 13, 2020
ahiboilandgas:
i tire oo ...u have 17 million housing deficit and mass unemployements....7 trillion can build over...1.5m houses and spur up massive atisan jobs vancany....instead of just borrowing govt to finance consumption


We have a situation whereby people pay rent of between 200k to 500k for 20 years and above, without having the hope of owning their own houses

When workers borrow against their retirement savings contribution for a housing unit of about N5 million. If the worker pay 400k for about 20 years, the house will become his. Unlike rent of 400k that can rise to N1 million in 15 years time.

Building 1.5 million housing units over a period of 5 years, will create jobs for cement manufacturers, paint manufacturers, plumbing and electrical materials manufacturers, Architects, builders, quantity surveyors, estate managers, property lawyers, property marketers, Artisans etc

7 Likes 1 Share

Re: Treasury Bills In Nigeria by Godbpraised: 12:15pm On May 13, 2020
Bros u av spoken well. But 50 million no be beans . Na sukuk bond me dey wait for.
ahiboilandgas:
A bond auction is happing next week investors get ready
Re: Treasury Bills In Nigeria by Godbpraised: 12:17pm On May 13, 2020
Guys their so many predators here acting like sheep's. My advice be careful so that you are not swindled. A word is enough for the wise

1 Like

Re: Treasury Bills In Nigeria by emmanuelewumi(m): 12:17pm On May 13, 2020
Godbpraised:
Bros u av spoken well. But 50 million no be beans . Na sukuk bond me dey wait for.


Investment houses know how to go about it, if you have up to N10 millon
Re: Treasury Bills In Nigeria by Nobody: 12:21pm On May 13, 2020
emmanuelewumi:




You are right, unfortunately the consistency and certainty of salaries does not allow most of them to plan for the unexpected.

Most businesspeople and Investors became millionaires and billionaires because they are not certain of the future and consistency of the business and investment to continue to generate money, hence they started expanding, investing the more, saving, diversifying and won't rest on their oars, in no distant future they became millionaires and billionaires, with solid Investments, business empires, making fortunes that can last them for life
Exactly my point.
Re: Treasury Bills In Nigeria by Godbpraised: 12:24pm On May 13, 2020
What do you think the interests would be at 10millon ? quote author=emmanuelewumi post=89499921]


Investment houses know how to go about it, if you have up to N10 millon[/quote]
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 12:25pm On May 13, 2020
Godbpraised:
What do you think the interests would be at 10millon ? quote author=emmanuelewumi post=89499921]


Investment houses know how to go about it, if you have up to N10 millon

It will be advertised by Debt Management Office

1 Like

Re: Treasury Bills In Nigeria by emmanuelewumi(m): 12:29pm On May 13, 2020
John is a real estate investor will about 10 houses which generate rental income of over N25 million for him per annum, Peter is a top executive with a big company in Nigeria earning about N30 million per annum.


Between John and Peter, who do you think needs a life insurance policy?

3 Likes 1 Share

Re: Treasury Bills In Nigeria by Godbpraised: 12:31pm On May 13, 2020
Hmmm ok , sounds good
emmanuelewumi:


It will be advertised by Debt Management Office
Re: Treasury Bills In Nigeria by wura2u: 12:45pm On May 13, 2020
ahiboilandgas:
Bonds are kinda sold in units with each unit having a face value.
so if you buy a 15% APR 2023 FGN bond with 10m at its original price, you'd be having 100,000 units of the bond, and since the coupon is 15%, your annual interest would be 1.5m

Now when you buy at the secondary market, you often don't buy at the original unit price. You may get to buy at say N90 per unit, which implies that you'd only be paying 9m to get thesame 100,000 units.

But at the end of the year, both you who bought at 9m and the other person that bought at 10m, you'd each get 1.5m as interest, because you hold the same number of units. But while his own yield is 15%(1.5m on 10m input), yours is 16.67%(1.5m on 9m input)

So coupon rate indicates the rate at which interest is paid on a bond based on its face value, while yield indicates the actual rate of returns to an investor.

The coupon rate is always indicated in the name of most bonds, and it doesn't change throughout the lifetime of the bond.

Only changes in purchase prices bring about changes in yields to bond investors.


The only addition to what you stated above is that the yearly interest is divided into two and paid into your account every six month.

3 Likes

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