fatymore:
daddy wa

Smiles... Daddy kee I'm still a baby in the doyen, I'm just your son o

07026204153

Here's another scammer who called me yesterday asking that he upgrades my banking information.

halimi26:

I had the exact same experience today and the fraudsters number IS exactly thesame

If they have invaded your BVN they won’t be asking you for date of birth.

Everything is on the BVN

However, e don tey wey we don dey receive such calls ��‍♂️

The game changer was the OTP she gave out. Even if they have your BVN, account no.. but hence they don't have your mobile number or OTP generated is not sent to them, they cannot steal from you. Also, if you compromise your card details it's over. Let us educate ourselves

LaIabobo:
Firstly, Your BVN is actually not private. It is found everywhere. From NIMC, loan company, investment apps, various online registration. Those Data are mined by various tech companies.

Another thing to note it that the Fraudster called you to get information needed to defraud you. If not why did he bother to call you??

Gaining access to your BVN details is not enough to steal your money. They need your PIN, card details, or OTP.

That's why they keep calling and calling people hoping someone would be dumb enough to reveal his or her card details.

Even US and UK banks are not spared. Scammers have been dealing with them since time immemorial.

Just so you know, our banking system is actually safer than some other western countries.


lol, they call broke people a lot

the code is a OTP (one time pin) which is supposed to be private, she messed up by revealing that PIN to them.

This issue is part of the problem that comes with Fintechs. When making payment thru Paystack for example, there is no second-factor authentication. They only need your account number and OTP which would be sent to your registered phone number. Your money is gone the moment you release that OTP code.

youngest12:

I don't have and I'm asking for help so that makes me a nuisance and a fool
You wamy my picture to be posted on Nairaland that he died of hunger and people start typing rip
I'm a very hardworking guy and I won't sit down till hunger kill me indoor just bcoz I allow my ego and pride get over me
If u can't help me don't make me feel sad

Entitlement mentality will kill you before hunger does. You must be a fool to think that anyone on this forum is responsible for your life. Don't you have parents and relatives? The fact that no one from your family and friends has refused to help you goes a long way to show that you're not a good person

Naija246:
fraudsters no invade anything.
Alot of Nigerians are being tricked by various apps on the play store to reveal their bvn...most of these apps are run by criminal networks all over the world.

Some unscrupulous people are also tricking Nigerians to give up their bvn when registering for national ID.
My gf was asked to provide her bvn when she went to register her national ID recently.
Fortunately for her she called me and I advised against giving it up.


Someone should correct me if I'm wrong but is bvn number now a requirement for registering a national ID card?

can someone steal your money with your BVN number?

lefulefu:
why will u give a complete stranger your atm card to withdraw money for u cos u impatient in the long queue .thats a total moronic gesture and not a sharp guy attitide .he could easily memorise the number in front of ur atm card and use it for online purchase on aliexpress or amazon .anyway i am yet to see a nigerian handing out his or her atm card to stranger to withdrawm money for him.nigerians are not yet that dumb .

For real....?? so many persons have approached me countless times, but I don't take pleasure in harming others...

SearchFirst:
Beware Of Fraud. Seems Fraudsters Have Invaded The Bvn System

Just got a call from one mobile number telling me they are upgrading the BVN system. He called out my full name, bvn number, and was trying to confirm my date of birth.

Three things i drew conclusion on. Either the BVN system has been infiltrated, or the banks have disposed sensitive documents carelessly, or essential workers in those banks are giving out customers details to fraudsters

Please put it on front page for wider circulation. The Fraudsters number is busy, so he may be calling many customers.

Fraudster's number: 09064137669

You're even exposing your BVN details the more..
Please guys always visit your banks to resolve any challenge and SAY NO TO ANY CALL RELATING TO YOUR BANK DETAILS..

A

lefulefu:
i remember this one that happened there was this scammer that called my dad on phone and claimed he was a bank staff.he said something was wrong with the account and he needed my dad to give him his atm details.my dad put it on speakers and we suddenly heard a cock crowing in the background and a woman calling her son to come and eat .which bank premises go get a sound as such .mumu scammer was probably calling from his face me i face u room .many of them hardly even upgrade in their scam games so i am still surprised why nigerians still fall for the scams.u can imagine the lottery scam format they used during the mid 2000s many nigerians still fall for that one.

May God save us especially our parents. Some of them go to the ATM & ask strangers to help them withdraw money not knowing these strangers could be fraudsters.

vickydevoka:

Very very porous. Buh once a complaint is made, fraudster can be tracked in a short period of time

Even in Nigeria, fraudsters too can be tracked but our law enforcement agencies are too lazy to take action

X0012:
Blame it on fakes apps and loan apps who fail to protect their user's information.

Thumbs up for this answer.

Never give out your banking details on the phone to anyone you don't know or trust.

the truth is that scammers cannot defraud you and transfer your money with only your BVN NUMBER. They need other information to be able to do that.

Fion:
May God save us especially our parents. Some of them go to the ATM & ask strangers to help them withdraw money not knowing these strangers could be fraudsters.

i believe its the job of children whose parents are illiterates on the dangers of giving their atm cards to strangers to withdraw money for them and besides there are bank security guards around always willing to help so why give ur atm to a random stranger standing the queue with u.

Slynation:

For real....?? so many persons have approached me countless times, but I don't take pleasure in harming others...

cos u different.some evil ppl use it as an opportunity to hurt others.there was one i read about this guy who always voluntered to help old ppl to withdraw money from the atm and when u give him the card he would pretend that there is an issue with ur card then switches the card givin an expired one while he takes ur own.he did this successfully for a year before he was caught red handed.some ppl if they steal ur atm card hacking ur atm pin number is small thing to them.

lefulefu:
i believe its the job of children whose parents are illiterates on the dangers of giving their atm cards to strangers to withdraw money for them and besides there are bank security guards around always willing to help so why give ur atm to a random stranger standing the queue with u.

I've personally helped many elderly ones in withdrawing. The bank officials just hang around gisting. In some ATM, you won't even find any.

Fion:
I've personally helped many elderly ones in withdrawing. The bank officials just hang around gisting. In some ATM, you won't even find any.

there is one bank very close to apkakpava road in benin.the security there dont allow random strangers in helping ppl withdraw money from the atm.they are always around the queue standing and watching.if u have issues with ur card u will approach them or if u fiddling with the atm machine they will wlak up to u and ask whats the issue.i was so much impressed when i went there to withdraw.anyway to be on safe side tell the person to insert the card into the atm machine and tell him what to do instead of collecting the card from him and doing it urself.u never know wat can happen .no be by doing good samaritan somebody go come accuse u of switching their atm card.

amrete1:
the truth is that scammers cannot defraud you and transfer your money with only your BVN NUMBER. They need other information to be able to do that.

better still dont give them any info if they ask weda its ur bvn ,date of birth or the number in front of ur atm card.anytime i receieve a call frm someone claiming to be a bank staff asking me details of my atm card i just silently drop the call.

vickydevoka:

Very very porous. Buh once a complaint is made, fraudster can be traced in a short period of time

while on nigerian banks they can never be traced.In benin city there are armed robbers who use POS to rob their victims.if our banking system were so good such accounts where the money were transfered could easily be traced.

lefulefu:
cos u different.some evil ppl use it as an opportunity to hurt others.there was one i read about this guy who always voluntered to help old ppl to withdraw money from the atm and when u give him the card he would pretend that there is an issue with ur card then switches the card givin an expired one while he takes ur own.he did this successfully for a year before he was caught red handed.some ppl if they steal ur atm card hacking ur atm pin number is small thing to them.

Wow... Things are really happening oo, one just have to careful

Stephenomozzy:


God bless you Sir!

It's very likely that these same app owners sell credit card details and "BVN" to people!
It will be hard for banks themselves to actually leak out such things or be infiltrated easily, if they can get that deep into a highly private part of customer information, they would likely not have a problem stealing the funds.

later alot of ppl will say that apple or ios is rip off or android ia better but do you know that no single loan app on the ios playstore, even the so called branch was rejected on the playstore. An ios user will hardly fall for this even my phone doesn't allow scam calls. Its wonderful how it does it but it shows me a scam number that attempted calling me and warns me not to call it of i'm not sure

lefulefu:
there is one bank very close to apkakpava road in benin.the security there dont allow random strangers in helping ppl withdraw money from the atm.they are always around the queue standing and watching.if u have issues with ur card u will approach them or if u fiddling with the atm machine they will wlak up to u and ask whats the issue.i was so much impressed when i went there to withdraw.anyway to be on safe side tell the person to insert the card into the atm machine and tell him what to do instead of collecting the card from him and doing it urself.u never know wat can happen .no be by doing good samaritan somebody go come accuse u of switching their atm card.

Yeh, Bros abeg Oh, I won't do it again. It's just that most times the lines are always long here and directing them to do it themselves will take much time. To save time I just had to withdraw for them myself. But I won't do it again since You've told me the risks.

Fion:
Yeh, Bros abeg Oh, I won't do it again. It's just that most times the lines are always long here and directing them to do it themselves will take much time. To save time I just had to withdraw for them myself. But I won't do it again since You've told me the risks.

if u must help insist the person slots in the card himself into the atm then direct him how to operate it.its safer that way oo.u know nigerians are funny ppl.u can take dat card now and operate it for him and when u give back the person the card he will start shouting that u collected his card and gave him and expired one and then kasala don bust .

Naija246:
fraudsters no invade anything.
Alot of Nigerians are being tricked by various apps on the play store to reveal their bvn...most of these apps are run by criminal networks all over the world.

Some unscrupulous people are also tricking Nigerians to give up their bvn when registering for national ID.
My gf was asked to provide her bvn when she went to register her national ID recently.
Fortunately for her she called me and I advised against giving it up.


Someone should correct me if I'm wrong but is bvn number now a requirement for registering a national ID card?

hmmm yes, because you can use the permanent National ID CARD AS ATM

lefulefu:
if u must help insist the person slots in the card himself into the atm then direct him how to operate it.its safer that way oo.u know nigerians are funny ppl.u can take dat card now and operate it for him and when u give back the person the card he will start shouting that u collected his card and gave him and expired one and then kasala don bust .

If that happens, Ah! ground will have to open and swallow me. Me wey sabi shame like this. I will heed to these caution of Yours. Thanks Bros.

the answere:

the banks have disposed sensitive documents carelessly. papers lie every where in the branches.

or essential workers in those banks are giving out customers details to fraudsters. the workers!

Honestly I think all the banks are compromised and there's always one or 2 staffs working in every bank that is also working with one of this scammers.. I said this because jan 2020 I went with my wife to ecobank so we can open a joint account. My wife had no Bvn so we sharply did the new Bvn process and verification there and got her Bvn number and then we proceeded to create the joint account, so it got to a point that I needed some documents to complete the process, which is my nepa bill, so we have to leave the process unfinished and I said we'll continue wen I bring the nepa bill, just few days later I'm already receiving call, they called my wife name, address, Bvn date of birth and all, and said they are from my bank, now note (no be today me don dey deal with all this mumu scammers) but wetin surprised me na, how come, Bvn way person just do few days ago way we nova even open the account, scammers don already get the information? What's going on here, our banking system is really so poor ooo. No information is private, and judging from the calls, this guy's are not even that educated nor smart, which means it doesn't take them to be a genius to get all this informations.. Smh

motionarena:
i swear u are right. The exact same thing happened to me.

He was dubiously trying to get card details from me.

What is scary is that he knew all d accounts connected to my BVN.

I have tried calling my bank as regards this but as usual they are unresponsive

DON'T BLAME THE BANK FOR NOT RESPONDING TO YOUR CALL. NO BANK RESPONDS TO CUSTOMER'S COMPLAINTS ON THE PHONE. THE MOST THEY DO IS CALL AND ASK YOU TO PHYSICALLY PRESENT YOURSELF AT A BRANCH.