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Living In The Uk/life As A UK Immigrant - Travel (348) - Nairaland

Nairaland ForumNairaland GeneralTravelLiving In The Uk/life As A UK Immigrant (1624755 Views)

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Re: Living In The Uk/life As A UK Immigrant by RalphJean: 7:56pm On Jul 21, 2020
Lexusgs430:
RalphJean, would be very pleased the Naira is depreciating........ He needs all the extra naira, so all those bags of cement can be bought....... grin
As the ££ is rising against the Naira, the price of Cement (in naira) is swelling up like Ijebu Garri.


sad....very sad
Re: Living In The Uk/life As A UK Immigrant by kode12: 8:15pm On Jul 21, 2020
LagosismyHome:
Mine got credited 3 hours later. Couldn't get it paid with Visa. Tried multiple cards and all declined so took a risk and did bank transfer
. M aybe that why it taken longer .

Good rate but not all bank cards will be allowed. Money received so definitely I can use again
I actually made the payment from my transferwise card,so probably that made it a bit faster. Immediately ID was confirmed, the transaction was done. Anyone looking to make transfers using any of these new guys should search for them on the Financial Conduct Authority, at least to ensure they are registered for such transfers in the UK, else your money might end up in one of Hushpuppi apprentice's account.
Re: Living In The Uk/life As A UK Immigrant by LagosismyHome(f): 8:54pm On Jul 21, 2020
kode12:
I actually made the payment from my transferwise card,so probably that made it a bit faster. Immediately ID was confirmed, the transaction was done. Anyone looking to make transfers using any of these new guys should search for them on the Financial Conduct Authority, at least to ensure they are registered for such transfers in the UK, else your money might end up in one of Hushpuppi apprentice's account.
smiley cheesy grin for some reason I thought of Hushpuppi when doing the transfer .
Re: Living In The Uk/life As A UK Immigrant by fatima04(op): 9:14pm On Jul 21, 2020
LagosismyHome:
smiley cheesy grin for some reason I thought of Hushpuppi when doing the transfer .
grin grin come off it, he was just their brand influencer
Re: Living In The Uk/life As A UK Immigrant by Nobody: 9:36pm On Jul 21, 2020
Jbloc:
I was caught up in that December 2017 flight mess with Medview but they did refund my money. I recall there was a special No to call then to chase up.
I chased them with email, calls but they keep passing me like ball. Even Civil Aviation Authority & my MP wrote to them, but no response. Na them teach me lesson to go get Credit Card.
Re: Living In The Uk/life As A UK Immigrant by profemebee(m): 10:19pm On Jul 21, 2020
Hello beautiful people,

Please what happens in a scenario where the spouse who is a uk citizen (sponsor) is the one applying for the child benefit ?? and not the non-uk citizen?

For e.g. i'm Nigerian.... can my wife who is british apply for child benefits for our child? i'm the one who has no access to child support... and not her..

gratefulme40:
Leave those money alone ooo. A colleague collected it and when she applied for visa renewal, she was asked for proof that she refunded the money. Leave advisers oooo and face your hustle biko
Re: Living In The Uk/life As A UK Immigrant by omopapa: 10:39pm On Jul 21, 2020
Yes she can apply. I know someone in the exact situation

profemebee:
Hello beautiful people,

Please what happens in a scenario where the spouse who is a uk citizen (sponsor) is the one applying for the child benefit ?? and not the non-uk citizen?

For e.g. i'm Nigerian.... can my wife who is british apply for child benefits for our child? i'm the one who has no access to child support... and not her..
Re: Living In The Uk/life As A UK Immigrant by profemebee(m): 10:45pm On Jul 21, 2020
I'm almost a year in the uk and not done anything to build my credit.. thanks for the info ... will check on clearscore and paypal credit..

Endlessgrace:
I was in your situation few years ago when i got here. Mortgage was my goal but i needed to build my credit score to achieve that. I registered with ClearScore and they gave me tips on how to grow my score, my first credit building card was pre-approved on ClearScore. With a credit limit of £200 i started my journey.
Tips:
* register on a free credit score app
* apply only for pre-approved credit cards
* if you use your card wisely, you could end up not paying interest (that worked for me)
* avoid close-spaced hard searches.
You already said you are registered on electoral roll so that’s great. It might take up to four months before it reflects on your score though. All the best
Re: Living In The Uk/life As A UK Immigrant by profemebee(m): 11:16pm On Jul 21, 2020
all these money remittance operators got me dizzy...

transferboss.. moneyflex.. wthhh... lets sha be careful all in the name of getting better rates

justwise:
[/b]

..maybe for first timers but i'm not seeing that in the app
Re: Living In The Uk/life As A UK Immigrant by LagosismyHome(f): 4:42am On Jul 22, 2020
profemebee:
Hello beautiful people,

Please what happens in a scenario where the spouse who is a uk citizen (sponsor) is the one applying for the child benefit ?? and not the non-uk citizen?

For e.g. i'm Nigerian.... can my wife who is british apply for child benefits for our child? i'm the one who has no access to child support... and not her..
Yes very much allowed
Re: Living In The Uk/life As A UK Immigrant by marylandcakes: 5:35am On Jul 22, 2020
I think I will just stick to my agent who I’ve been using for years rate is 560.
Re: Living In The Uk/life As A UK Immigrant by LagosismyHome(f): 5:40am On Jul 22, 2020
marylandcakes:
I think I will just stick to my agent who I’ve been using for years rate is 560.
I wonder how these exchangers make money ..... because some rates are good. does your agent charge a transfer fee?.
Re: Living In The Uk/life As A UK Immigrant by LagosismyHome(f): 5:42am On Jul 22, 2020
fatima04:
grin grin come off it, he was just their brand influencer
cheesy
Re: Living In The Uk/life As A UK Immigrant by kode12: 5:57am On Jul 22, 2020
LagosismyHome:
smiley cheesy grin for some reason I thought of Hushpuppi when doing the transfer .
Hahaha!!! You can't be too wary oh. Due diligence is very necessary. I almost used one the other day, until I checked them out on FCA database they weren't registered, checked the website reg details, it was barely a month old and registered for only one year, even the operators don't trust the business to survive more than a year. I jeje carry my two left leg run for my life.
Re: Living In The Uk/life As A UK Immigrant by marylandcakes: 6:14am On Jul 22, 2020
LagosismyHome:
I wonder how these exchangers make money ..... because some rates are good. does your agent charge a transfer fee?.
Yes £30 for £1000
Re: Living In The Uk/life As A UK Immigrant by LagosismyHome(f): 6:56am On Jul 22, 2020
marylandcakes:
Yes £30 for £1000
So technically the rate here is 543 without fees and 560 with fees. Still not bad at all ....
Re: Living In The Uk/life As A UK Immigrant by justwise(mod): 7:54am On Jul 22, 2020
marylandcakes:
Yes £30 for £1000
Still not a good deal considering the fact that moneyflex gives 551 and charges less than £2,

Ace money does it for free for 520
Re: Living In The Uk/life As A UK Immigrant by famzynet: 7:57am On Jul 22, 2020
Phenmeson:
I chased them with email, calls but they keep passing me like ball. Even Civil Aviation Authority & my MP wrote to them, but no response. Na them teach me lesson to go get Credit Card.
Please educate us on how the credit card can be helpful in situations like this.
Re: Living In The Uk/life As A UK Immigrant by justwise(mod): 8:03am On Jul 22, 2020
profemebee:
all these money remittance operators got me dizzy...

transferboss.. moneyflex.. wthhh... lets sha be careful all in the name of getting better rates
Like someone mentioned here , you need to do your research to make sure they are a registered company and you can verify that, personally I don’t save my bank details with any of them and I don’t want my browser to remember my details with them.
Re: Living In The Uk/life As A UK Immigrant by wonlasewonimi: 8:33am On Jul 22, 2020
Bourne007:
If you use a digital bank like Monzo, it will give you the option to accept or decline transaction. Traditional banks will always decline such transactions. Them never step their game up cheesy
People still don't understand that's one of the benefits of these new banks. You get to see and approve the transactions real time.
If HSBC or Halifax block your account peren, to unblock you go hear am.
Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 9:46am On Jul 22, 2020
famzynet:
Please educate us on how the credit card can be helpful in situations like this.
Google Section 75.......
Re: Living In The Uk/life As A UK Immigrant by missjekyll: 10:13am On Jul 22, 2020
wonlasewonimi:
People still don't understand that's one of the benefits of these new banks. You get to see and approve the transactions real time.
If HSBC or Halifax block your account peren, to unblock you go hear am.
This looks very interesting. Could you please explain what you mean. I have only one bank. If i get blocked i m dead.
Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 10:22am On Jul 22, 2020
Monzo and the likes, are disposable accounts favoured by àwọn ọmọ olodus........

Try making a hefty transfer from a traditional account to Monzo or the likes....... Your bank would peg transfer in the cloud............ grin
Re: Living In The Uk/life As A UK Immigrant by Bourne007(m): 11:17am On Jul 22, 2020
Common oga Lexus .. But this is so untrue .. I use Monzo for small and/or hefty and never pegged. I have friends who use Starling Bank for business and theirs have never been pegged and even recognised by the govt for BBLS.

Probably the one u dey use na China product grin so wouldn't be surprised if pegged tongue

Lexusgs430:
Monzo and the likes, are disposable accounts favoured by àwọn ọmọ olodus........

Try making a hefty transfer from a traditional account to Monzo or the likes....... Your bank would peg transfer in the cloud............ grin
Re: Living In The Uk/life As A UK Immigrant by wonlasewonimi:
missjekyll:
This looks very interesting. Could you please explain what you mean. I have only one bank. If i get blocked i m dead.
I fear for people with just one bank account o...I have seen such people messed about by the banks so many times. Do you know that most of these banks rely on their systems to make common sense decisions. Hence, the term 'Computer says No'. One of my mates got a letter from Barclays to come and withdraw all his money that the bank would close the account in 30 days and they wouldnt provide any reason. He simply moved his money out to another bank. Imagine having one account. Another case, my colleague used her hsbc bank card to buy fuel, before you say jack, they blocked her account and told her they prevented a fraud. She couldnt have access to the account for a week.

You need plan B for every endeavour why not a second bank account. I have 10 bank accounts! It costs nothing to have them, so why not!

Why I advocate for these new digital banks like monzo and starling is because you're in control and they dont decline your transactions like these hopeless legacy banks. I still use them though but only route all my transactions through my Monzo, Starling or Revolut.
Re: Living In The Uk/life As A UK Immigrant by wonlasewonimi: 12:11pm On Jul 22, 2020
Lexusgs430:
Monzo and the likes, are disposable accounts favoured by àwọn ọmọ olodus........

Try making a hefty transfer from a traditional account to Monzo or the likes....... Your bank would peg transfer in the cloud............ grin
Na lie. I do more transactions on my Starling than all my other bank accounts. My business account is even with Starling.

The checks they do to set you up is more sensible than traditional banks ; they do close fraudulent accounts too.
Re: Living In The Uk/life As A UK Immigrant by LagosismyHome(f): 1:02pm On Jul 22, 2020
missjekyll:
This looks very interesting. Could you please explain what you mean. I have only one bank. If i get blocked i m dead.
A lot of banks are free. .. best to have more than one bank account . Abeg go open another one
Re: Living In The Uk/life As A UK Immigrant by beryour(m): 1:41pm On Jul 22, 2020
You are 100% correct on that, they are also FSCS covered, so funds up to £85k is safe!

wonlasewonimi:
Na lie. I do more transactions on my Starling than all my other bank accounts. My business account is even with Starling.

The checks they do to set you up is more sensible than traditional banks ; they do close fraudulent accounts too.
Re: Living In The Uk/life As A UK Immigrant by umarwy(m): 2:19pm On Jul 22, 2020
Bourne007:
Common oga Lexus .. But this is so untrue .. I use Monzo for small and/or hefty and never pegged. I have friends who use Starling Bank for business and theirs have never been pegged and even recognised by the govt for BBLS.

Probably the one u dey use na China product grin so wouldn't be surprised if pegged tongue
I am planing to relovate to nigeria very soon.

COVID get him + and -
Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 2:30pm On Jul 22, 2020
Bourne007:
Common oga Lexus .. But this is so untrue .. I use Monzo for small and/or hefty and never pegged. I have friends who use Starling Bank for business and theirs have never been pegged and even recognised by the govt for BBLS.

Probably the one u dey use na China product grin so wouldn't be surprised if pegged tongue
Ok o...... That was my personal experience....... It happened to me thrice..........

Maybe it's santander been too careful........... grin
Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 2:32pm On Jul 22, 2020
Bourne007:
Common oga Lexus .. But this is so untrue .. I use Monzo for small and/or hefty and never pegged. I have friends who use Starling Bank for business and theirs have never been pegged and even recognised by the govt for BBLS.

Probably the one u dey use na China product grin so wouldn't be surprised if pegged tongue
That BBL, no be free money ó........ Pesin wey chop gbi, go pay gbi............
Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 2:33pm On Jul 22, 2020
umarwy:
I am planing to relovate to nigeria very soon.

COVID get him + and -
Green bottles dey your hand........... wink

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