tracyorez:

He called me to come and official write for it to be cancelled 2 weeks ago at a branch that was very far from me,I then told him to write on my behalf and sign with my initials which he called me back to tell me it was done that it was just a matter of days.
This is 2 weeks ago.
I even tried withrawing from the loan account October ending and discovered that it has already been blocked with the complete money in it.
They blocked it and still held mine.this is just plain wickedness.

How can you tell your account officer to write the letter on your behalf?

ojesymsym:
Is it possible for a bank worker to sign on a customer's behalf? Not sure of that.
Send email to firstcontact... Google their email and ask why your tb has not been paid to you. Do that this night, it takes about 2 days for them to respond so the earlier the better. I suggest you talk about your TB and not the loan as I want to believe the 2 transactions are separate from each other, if they are not let them be the ones to tell you how they are related.

Correct

Desanta:


Send a mail to their head quarters and copy CBN. You will get you money with 2 working days.

The guy is trading with your money.

Exactly

tracyorez:

I have googled cbn and first contact email.i will send a mail tonight.
I am really disappointed in that guy.i trusted him and made all my transactions go through him and tipped him alot as my account officer.
I trusted him to the extend that I will call and ask him to transfer money to someone and he will do without me coming to the bank to sign.
Well,life itself is a lesson and I have learnt more.

Your relationship with your account officer is no longer official, how can you ask him to transfer money from your account without you signing to show you approved the transaction.

In short you have handed over to account to your account officer, the next thing is that he will be the one getting alerts for transactions on the account.


I just hope this relationship is strictly business

tracyorez:

I have learnt my lessons though I have never seen him outside the banking hall and I have never filled any form except the loan form but this attitude says it all. he cannot be trusted one bit.

.


I am sorry you can't trust anyone �, including your pastor..


Always do your due diligence and give allowances for errors, disappointments and betrayals

Tyche:


Different strokes...
My account officer makes withdrawal for me sometimes, but the branch will always call or email me for confirmation always.

Is he a signatory to the account?


Was this included in your mandate?


What is the instrument used for such withdrawal?


90% of this type of unofficial relationships with your account officer usually end in tears for either the customer or the account officer

emmanuelewumi:



Is he a signatory to the account?


Was this included in your mandate?


What is the instrument used for such withdrawal?


90% of this type of unofficial relationships with your account officer usually end in tears for either the customer or the account officer

The account officer knows how to sign her signature. Chai, make God no allow am decide to send you to your maker so he can take over your money. No dey too shine teeth with people when it comes to your money o.

emmanuelewumi:



Is he a signatory to the account?


Was this included in your mandate?


What is the instrument used for such withdrawal?


90% of this type of unofficial relationships with your account officer usually end in tears for either the customer or the account officer

He is not in any mandate.

Withdrawal was by written signed instruction sent via whatsapp.

I understand your point.

emmanuelewumi:



Your relationship with your account officer is no longer official, how can you ask him to transfer money from your account without you signing to show you approved the transaction.

In short you have handed over to account to your account officer, the next thing is that he will be the one getting alerts for transactions on the account.


I just hope this relationship is strictly business

It is strictly business.

Update.
I got alert of 500k on the account he opened for me and not the one I used for the tbills transaction last night after bringing it here.
I called him this morning as it was already late that yesterday and he said he thought it was the complete money that was reversed.
I told him the account is not the one In the tbills certificate and that I am giving him till 12 noon to reverse my whole money or I will take it up.
He started begging that he is in a hospital now that I should give him small time and almost crying but I dropped the call.
If I don't get my full alert by 12 noon today,I will visit his head office.

CsRockefeller:
If you don't mind, I would like to send a mail with regards to the phone/accessories biz.

Pls quote me here an I will reply if I am interested.
If it is something I want then we can discuss via mail.

OgogoroFreak:
Well, he could do that to you cos he knows you trusted him. """When it comes to MONEY, always do the right thing. Everybody dey find money""".

I will never forget the above quote.
Thanks a bunch.

tracyorez:

Pls quote me here an I will reply if I am interested.
If it is something I want then we can discuss via mail.

Okay. I'm also interested in setting up a biz in that line. Had to understudy the market at Computer village for just 3 months and currently understudying the online side of it.

Don't know if we can somewhere join two good heads. Already I'm in d process of registration with CAC.

Tyche:


He is not in any mandate.

Withdrawal was by written signed instruction sent via whatsapp.

I understand your point.

Who signed the instruction?

tracyorez:

It is strictly business.

Update.
I got alert of 500k on the account he opened for me and not the one I used for the tbills transaction last night after bringing it here.
I called him this morning as it was already late that yesterday and he said he thought it was the complete money that was reversed.
I told him the account is not the one In the tbills certificate and that I am giving him till 12 noon to reverse my whole money or I will take it up.
He started begging that he is in a hospital now that I should give him small time and almost crying but I dropped the call.
If I don't get my full alert by 12 noon today,I will visit his head office.

Hmm... Something is really fishy. I hope he's not running around to borrow to pay you?

Make you pray say no be one of those "forex" Ponzi he put the money.

CsRockefeller:


Okay. I'm also interested in setting up a biz in that line. Had to understudy the market at Computer village for just 3 months and currently understudying the online side of it.

Don't know if we can somewhere join two good heads. Already I'm in d process of registration with CAC.

I don't know what to tell you but you need to have a passion for the business you do,not just money.
For example my hubby prefers I open a drug store or pharmacy and employ a pharmacist,I know it's profitable but I don't have a passion for it so I declined the offer and opened the one I love instead and it is favouring me so far by the grace of God.
I have experience as I have worked with several phone companies as a single girl e.g Nokia,Samsung and blackberry offices.
It will be better if you run it yourself and employ 1 or 2 persons for a start to understand the biz first.we are all learning,including me.
I hope this helps.
Plus,if you have a trusted person in china,South Korea or dubai to be importing phones and accessories,especially accessories for you then you are made.

OgogoroFreak:
Hmm... Something is really fishy. I hope he's not running around to borrow to pay you?

Make you pray say no be one of those forex Ponzi he put the money.

If I don't get my full alert,I will go to his head office and report to his superiors and If I am not comfortable with the reply I get,I will mail their head office in Lagos and copy Cbn.

You are still on "will", that mail should have gone out last night.

tracyorez:

If I don't get my full alert,I will go to his head office and report to his superiors and If I am not comfortable with the reply[b] I get,I will mail their head office[/b] in Lagos and copy Cbn.

ojesymsym:
You are still on "will", that mail should have gone out last night.

Perhaps she is giving him benefit of the doubt ...but as you rightly say something fishy is going on ......

12 Noon is not too far for him to redeem himself by paying all the money .......all the crying is just to play the emotional card ,first he has a issues with his family now he is in the Hospital .

I have learnt one or two lesson from the whole scenario

There is no benefit of doubt here, officially she has no business with the said guy per say but with the bank. The guy is just a representative of the bank.

abraolas1:


Perhaps she is giving him benefit of the doubt ...but as you rightly say something fishy is going on ......

12 Noon is not too far for him to redeem himself by paying all the money .......all the crying is just to play the emotional card ,first he has a issues with his family now he is in the Hospital .

I have learnt one or two lesson from the whole scenario

emmanuelewumi:



Who signed the instruction?

Myself.

Write an instruction addressed to the branch head, sign then send to him via whatsapp

ojesymsym:
You are still on "will", that mail should have gone out last night.

The story is fake bros.
Which woman will have 4.5m at stake and still come here to shalaye rather than going to the bank?
She dey find attention simply

ojesymsym:
You are still on "will", that mail should have gone out last night.

I wanted to send it last night and realised I have to include date I invested and expiry date which I need the print out to confirm first.
So I will have to go to the bank and get another print out before I can proceed with the mail that was why I gave him till 12 noon.
I see that he is shivering so like you said earlier,the loan may not be connected with the tbills which I will find out from their head office today,when I go for the print out because I will ask for a manager and report the case to him or her first.
And he will have to explain how the alert of 500 plus he credited me with came about cos thats not the account on the tbills certificate.
I will post update here
You guys have really been helpful so far.
Thanks all.

TransAtlanticEx:
The story is fake bros.
Which woman will have 4.5m at stake and still come here to shalaye rather than going to the bank?
She dey find attention simply

Really Wow
My dear you really have a long way to go.
Pls what do you need to prove to you that I am serious. Anything? Or do you want to see my tbills cert.?
My dear I am more nervous than you think just taking it easy cos I know I must get to the root of the matter cos I walked into first bank and did a transaction so there are records.

LOL... u don come again. Anyway, non be every story be fake. There are far more people who are lax with their accounts than you can imagine. Most people are afraid to be the reason why someone not serious with their job eventually lost the job and so will hesitate to send emails like she is doing right now.
My own experience some years ago made me not to border going to the bank for situations like this, just send email, the email de go head office so na the branch manager himself go call you with abeg ma.

TransAtlanticEx:
The story is fake bros.
Which woman will have 4.5m at stake and still come here to shalaye rather than going to the bank?
She dey find attention simply

No ma, you could have just sent mail stating the date you expected it to mature, they will do their own investigation and tell you the correct date if you are wrong.
I get it sha, u don't want to be the reason the guy is gets query at work or eventually loose his job.

tracyorez:

I wanted to send it last night and realised I have to include date I invested and expiry date which I need the print out to confirm first.
So I will have to go to the bank and get another print out before I can proceed with the mail that was why I gave him till 12 noon.
I see that he is shivering so like you said earlier,the loan may not be connected with the tbills which I will find out from their head office today,when I go for the print out because I will ask for a manager and report the case to him or her first.
And he will have to explain how the alert of 500 plus he credited me with came about cos thats not the account on the tbills certificate.
I will post update here
You guys have really been helpful so far.
Thanks all.

tracyorez:

Really Wow
My dear you really have a long way to go.
Pls what do you need to prove to you that I am serious. Anything? Or do you want to see my tbills cert.?
My dear I am more nervous than you think just taking it easy cos I know I must get to the root of the matter cos I walked into first bank and did a transaction so there are records.

When all these are finally resolved and over, demand for a change of account officer and never again personalized banking transactions. Banking transactions should strictly be business.

tracyorez:

I wanted to send it last night and realised I have to include date I invested and expiry date which I need the print out to confirm first.
So I will have to go to the bank and get another print out before I can proceed with the mail that was why I gave him till 12 noon.
I see that he is shivering so like you said earlier,the loan may not be connected with the tbills which I will find out from their head office today,when I go for the print out because I will ask for a manager and report the case to him or her first.
And he will have to explain how the alert of 500 plus he credited me with came about cos thats not the account on the tbills certificate.
I will post update here
You guys have really been helpful so far.
Thanks all.

If the loan is not connected to the Tbill, then you are assuming that First Bank just gave you a 1.5m unsecured loan just like that. With no collateral, no salary account, no business account. Impossible!

Not making a case for the guy but there is no way the loan is not connected to the Tbill (or another security that he arranged). Better ask him to send you the loan documents immediately to review before approaching the bank’s head office. You will look stupid going to the head office without all the necessary documents/information.

Hope the guy has not been sacked sha. If so, then I’m afraid you may be sitting on a very long thing as you essentially gave him access to everything. Good luck!

ojesymsym:
LOL... u don come again. Anyway, non be every story be fake. There are far more people who are lax with their accounts than you can imagine. Most people are afraid to be the reason why someone not serious with their job eventually lost the job and so will hesitate to send emails like she is doing right now.
My own experience some years ago made me not to border going to the bank for situations like this, just send email, the email de go head office so na the branch manager himself go call you with abeg ma.

Quite true. Some parents in my son's school got cozy with some teachers and staff in accounts department that they will transfer school fees to those staff or teachers to pay school fees for their wards instead of transferring to the school's account. Some of the teachers and staff used the money to sort out their problems without using it for the school fees. By the time they discovered, some of the teachers and staff have left the employment of the school.

Tyche:


Myself.

Write an instruction addressed to the branch head, sign then send to him via whatsapp

Just like writing a cheque, no big deal if the payment instruction says it should be paid to your account officer or your enemy

Tyche:


Different strokes...
My account officer makes withdrawal for me sometimes, but the branch will always call or email me for confirmation always.

Because you have given instructions for that, such withdrawals can be made by anybody.

tracyorez:

I don't know what to tell you but you need to have a passion for the business you do,not just money.
For example my hubby prefers I open a drug store or pharmacy and employ a pharmacist,I know it's profitable but I don't have a passion for it so I declined the offer and opened the one I love instead and it is favouring me so far by the grace of God.
I have experience as I have worked with several phone companies as a single girl e.g Nokia,Samsung and blackberry offices.
It will be better if you run it yourself and employ 1 or 2 persons for a start to understand the biz first.we are all learning,including me.
I hope this helps.
Plus,if you have a trusted person in china,South Korea or dubai to be importing phones and accessories,especially accessories for you then you are made.

Thanks so much. That means I can still learn from your experience and wisdom. More reason to have your mail please.

In my life I've met with stinkingly rich men that find it hard to even spell their names, many are very lax with their account officers and bank managers

Woe be tide that bank manager or account officer that would mess with this men, you can pay with your life to be caught wanting on a missing #1000 in their account......,

If you have to call head office or be copying Twitter, you are not there yet, just acknowledge your place and follow due process