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Be Careful When Making A Transaction At A POS Terminal (Here Is Why) - Business (16) - Nairaland

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Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Nobody: 5:42pm On Nov 18, 2020
TheWealthiestOne:


But people can't be doing that every time on the same atm card or bank sef, can they?

I do it whenever I want to but be ready to visit the bank to unblock.
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by pacespot(m): 5:42pm On Nov 18, 2020
RealAlubarika:


Haven't use first mobile app, but I believe app should have such facility. Even if I misplaced my card I do not need to contact my bank customer service I can block the card at my home using the mobile app

Which other app are you talking about aside the first mobile app?
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by lytech1(m): 5:47pm On Nov 18, 2020
Cutezt:


You stop saying nonsense, just snap your atm card front and back and send to me, the kind debit you go receive ehnn, you no go believe am

Send me ur WhatsApp number
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Cutezt(m): 5:50pm On Nov 18, 2020
lytech1:


Send me ur WhatsApp number

mail it @ giyapo1292@idcbill.com

do it within 30 mins and make sure there is enough money on that card worth sweeping without a trace.
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by CHIMAOBICCU(m): 5:52pm On Nov 18, 2020
Casper21:


Learn to spot a sarcastic comment and reply same instead of showing ur aggressiveness and lack of comprehension
okay I understand
Thanks

1 Like

Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Mykelhendriz: 6:06pm On Nov 18, 2020
Donjazzy12:

No fraudster can take money from your account without your ATM pin.

Bros make we do the experiment... send me your ATM card back and front... forget about the pin I no need am, You Inn

1 Like

Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by grandstar(m): 6:16pm On Nov 18, 2020
Donjazzy12:

No fraudster can take money from your account without your ATM pin.

They don't need your ATM pin. You did not fully comprehend what he wrote. I have used people's cards to make purchases with their permission without using their pin.
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by nolywe(m): 6:22pm On Nov 18, 2020
Casper21:


Try opening paypal and registering it with his Name, link the card to the paypal and order a gift card from Mygiftcardsupply or carddelivery but there's a limit to the withdrawal, i think $100
won't they ask me to verify otp sent to his phone??
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by mkpologwu(m): 6:33pm On Nov 18, 2020
I've been paying for dstv subscription using my ATM card details without any OTP or password.

Be wise guys!! Your ATM card details at the front and back are enough to wipe off your money.

1 Like

Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by nengiscrib: 6:51pm On Nov 18, 2020
If you think coz your card is with you they can't collect your money, you better think again. i want to type about experiences but i don't just have the zeal 2. cheers

1 Like

Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by real777(m): 6:51pm On Nov 18, 2020
This sound impossible but I know all my 5 accounts number (even 5 years inactive accounts), bvn, pins, email password, online merchants, internet banking login etc all totally 11 in my head without looking at any book.

I have one ATM card tied to my everyday account while the main account has just Internet App and no ATM card.

The first thing I do with my ATM card is scratching off the 3 digit pins at the back of the card after memorizing it in 7 seconds.

Funny sometimes I do see the actual 3 digit pins in my dreams before going to bank to pick the ATM card.

Why not avoid all these roadside POS terminal for your own sanity. Many nigerians hate their peace of mind.

PS- The "impossible" in my comment refers to the memorization of login details across board.

1 Like

Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by cevek11: 7:09pm On Nov 18, 2020
There are micro devices that can do this also... The general notice is to never let the card out of your site

1 Like

Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by cevek11: 7:12pm On Nov 18, 2020
There are records stored on the Magnetic stripe of the card... It is the tape that runs at the back of the card and it has some details of the card which can be read by skimming devices.


real777:
This sound impossible but I know all my 5 accounts number (even 5 years inactive accounts), bvn, pins, email password, online merchants, internet banking login etc all totally 11 in my head without looking at any book.

I have one ATM card tied to my everyday account while the main account has just Internet App and no ATM card.

The first thing I do with my ATM card is scratching off the 3 digit pins at the back of the card after memorizing it in 7 seconds.

Funny sometimes I do see the actual 3 digit pins in my dreams before going to bank to pick the ATM card.

Why not avoid all these roadside POS terminal for your own sanity. Many nigerians hate their peace of mind.

1 Like

Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by sircatherine45(m): 7:24pm On Nov 18, 2020
Raymond989:
The op just trying educate u, but if u don’t believe wat his saying, u can as well leave a pics of ur card. Let do some experiment. I come in peace

Guy, where you dey?
i get job for you
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by 007koolstar(m): 7:27pm On Nov 18, 2020
StrikeThru:

Hello, I don quote you o. Oya DM me make I give you email where you go send am



5061021023478051 CVC*216* exp 10/21

Post the transaction here

2 Likes 1 Share

Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Codedlyon: 7:50pm On Nov 18, 2020
Donjazzy12:

No fraudster can take money from your account without your ATM pin.
wrong
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by man100(m): 8:37pm On Nov 18, 2020
Raymond989:
For those that don’t believe what the op is saying, u can as well just leave a picture of the front and back of ur card. If u really confident you money can’t be remove without ur pin or otp, mk we try some experiment... I come in peace.

Then you will go in pieces.. where iS Mai machet
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by johnHerba(m): 8:38pm On Nov 18, 2020
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Nobody: 8:48pm On Nov 18, 2020
gentlesinna:
. My brother knowledge is power..there are softwares that bypass OTP and your atm PIN
Fraudsters this days don't need ur pin or otp.
The only information they need is ur card details especially that 3 digit number at d back of ur card which is more important in there fraudulent act.
very correct
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Nobody: 8:50pm On Nov 18, 2020
Donjazzy12:

No fraudster can take money from your account without your ATM pin.
Not anymore brother, all they need now is the numbers on your atm card.
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by firfinch(m): 9:04pm On Nov 18, 2020
Donjazzy12:

No fraudster can take money from your account without your ATM pin.
Please DON'T say that again, that's why they said information is power. What is described by the OP is very possible. There are some sites that do not require pin code to make payment, once you enter card number name on the card, expiry date and that number at the back, your payment is done.

The thing is, you will get notified, but at that point there's nothing you can do again. My friend once used my card for payment, I got notified but the money was still in my account, when I called him he said he didn't use my card, (mind you he used my card four days earlier, but the money was just taken, so he didn't know). I hurriedly blocked my card hoping the money will not be deducted, but it was too late. Though that was a legitimate transaction I was only scare because I thought it was another person carrying out transaction on my card. Again they usually process this transactions in the middle of the night, days after the transaction has been initiated.
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Greatfullheart: 9:08pm On Nov 18, 2020
Donjazzy12:

No fraudster can take money from your account without your ATM pin.
mehn once they have your 15 digit serial pin on the ATM CARD your money is gone, if u dont believe send me your serial number on your ATM or snap it and send to me.
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by BiGVEEN58(m): 9:13pm On Nov 18, 2020
poiZon:

Help me tell dem.
And also even if they try it, they still need to verify their transactions with otp...

Lol. I laff you. Some foreign website don’t request otp. Just card number and the 3digits at the back. Viam money don finish. No trace
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by ElPhoche(m): 9:24pm On Nov 18, 2020
supportnija:

Stop telling lies, if it is possible those sixteen numbers will not shown out. Is is not possible without your pin. Don't tell me to send it to you because there is no need.
I shop regularly online without need for an OTP. When I still had my dom account, they weren't asking. There are transactions that can bypass the OTP.
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Psoul(m): 9:28pm On Nov 18, 2020
iamloyalty:



That means verve is more safer since it can't be used on international platforms where otp and pins are not required. Thanks

You are right. That is one of the advantages of Verve Card.
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by lookingfly: 9:47pm On Nov 18, 2020
Am ten steps ahead of this fraud, you know why! The accounts I have an atm card is always empty. I only transfer to this account when i want to withdraw cheesy

1 Like

Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Shalomdee(f): 9:48pm On Nov 18, 2020
I believe the op. Besides, there is a prophecy that one day banking frauds will be so common and terrible that people will be advised to receive a microchip implanted on their foreheads or wrist to protect their money. With this chip they can do any transaction plus it will even enable them perform internet stuff without the use of devices. Nobody will be able to perform any financial transactions without it. The chip is that golden square thing in front of an ATM card. The world is slowly moving there. But my advise to people is to never collect this chip. If you know you know. Accept Jesus for a preserved life and soul.

1 Like

Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Sniper101(m): 10:01pm On Nov 18, 2020
Bros (Slawormiir) no dey into BEC or Funds Lifting ...else am sure he would've had something to say here grin

Meanwhile, I must say that 70% of Gee Boys out there wouldn't know what to do if you gave them your ATM Card Pin and the whole details embedded on your ATM card.
But, atleast, 10% of the Real Niggarrrs out there can lift funds from your account without knowing your ATM Pin.
The remaining 20% of the so called Yahoo Boys out there, they don't even know what they're doing.

1 Like

Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by kayodez: 10:09pm On Nov 18, 2020
007koolstar:



5061021023478051 CVC*216* exp 10/21
Post the transaction here

Send the otp wey u get... Guys Wan test something.

1 Like

Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by futurerex: 11:14pm On Nov 18, 2020
Psoul:


Sorry bro for that mix up.
Protect your Card pls.
Pls. how can I spot scammers on dark web Thanks
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by ayobamiakinrind(m): 11:26pm On Nov 18, 2020
gentlesinna:
. My brother knowledge is power..there are softwares that bypass OTP and your atm PIN
Fraudsters this days don't need ur pin or otp.
The only information they need is ur card details especially that 3 digit number at d back of ur card which is more important in there fraudulent act.

You're wrong, no "software" "bypasses OTP." Rather, there are first and second level transaction verification. Prior to now, renowned stores like Aliexpress and Amazon operate 1st level verification; you'd submit your card details and the card merchant approves your transaction while others are. Presently, they all operate on second level; a code (via whether OTP sms or from your Token hardware/software) has to be submitted to authenticate your transaction.
Fraudsters need these codes to complete their puzzles, hence they call their victims to obtain the codes from them.

1 Like

Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by futurerex: 11:26pm On Nov 18, 2020
kayodez:



Send the otp wey u get... Guys Wan test something.
If he's to send you the OTP, what's the essence of this whole argument

1 Like

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